How the budget working for us so far?..Revealing numbers to share…

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Toward the end of every stop in our travels, we’ve worked on the budget recalculating several factors:

1. The funds required until the end of our established bookings thus far. We will continue on from May 14, 2015, the date when our set bookings at this point will end. But for the purpose of the budget, our calculations end on that date. Once we book beyond that day, we will extend our calculations accordingly. Based on these calculations, we have 646 days remaining.

2.  Readjust future expenses, according to realities we’ve continued to experience. For example, the cost of food, car rental, actual travel costs, etc.  Estimates were used until we actually “booked that flight” or “paid for that excursion.”

3.  Based on the above figures, I calculate a monthly and daily total incorporating those fixed expenses:  insurance for personal property, health insurance, MiFi rental, clothing replacement, personal effects, and a monthly/daily total without these fixed expenses to illustrate what the travel portion is actually costing.

When we began this process these estimates were based on an amount of money we were willing to shell out each month, the same amount we would have been willing to spend we had a nice condo in a warm climate along with the associated living expenses, leaving enough money out of our monthly income for savings, unexpected expenses, and emergencies. 

The goal was simple in our minds.  Only spend as much money per month/per year to avoid worrying about money, a goal most of us have all of our lives.  It’s ironic that for us, it took retiring to achieve that goal. 

After a lifetime of “stuff” we came to realize how easily we could live without car payments, house payments, property taxes, maintenance, boats, cable TV, outrageous insurance bills, and on and on. 

At this point, much to our delight, we are holding our own, maintaining the budget as we’d planned, preventing any surprises. Of course, we realize, we don’t “spend” much money beyond our living expenses, by our choice to avoid stress, a state of being on which we place a high premium.

Today, our intent is to share with you our average costs to date, from the day we left Minnesota on October 31, 2012, until our current bookings end on May 14, 2015.  As we book into the future beyond 2015, we will continue to share these expenses in US$, best represented by the following:

1.  Average daily expense:  $158.71
2.  Average monthly expense: $4827.43
3.  Average daily fixed expense: $19.60
4.  Average monthly fixed expense:  $596.17
5.  Our average total including fixed expenses, living and travel expenses: $5423.60

These numbers may be surprising to some and expected by others. Often, there is a perception that one must be “wealthy” to travel the world. No, not the case. But, one must be frugal, staying within a tight budget if they are not wealthy. Those that are outrageously wealthy must stay “home” to manage their assets, taking occasional vacations.  It is only the circumstances that we’ve engineered in our lives to be able to do this. For this, we are grateful.

Why share these numbers?  For us, if there is one person or one couple that may benefit by knowing these possibilities, that ultimately may inspire them to live their dream, whether its travel or not, then we’ll happily share. If that is YOU, feel free to email us privately or post comments with any questions you may have. 

We don’t have all of the answers but after over nine months of living on the road, we feel confident that we’re beginning to have a handle on it.

The road to Pescia, Pistoia, Tuscany…Grocery finding expedition…How’s the budget?

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Our view of Boveglio from the winding road as we began our descent to Pescia.

Pescia, a larger village with a population of approximately 20,000, is located 35 minutes south of Boveglio, our destination today. Less on a mission to explore historic villages, we chose Pescia to find a larger grocery shopping that may have offer some of  the items we’d yet to find at the medium sized grocery store in Collodi or at Vivienne’s tiny store in Benabbio.

Dining out only twice in the 11 days since we arrived on June 16th, with few restaurants in the immediate area, we’ve cooked the remainder of our meals.Delighted with the quality of ingredients we’ve purchases, the use of our own herb garden on the patio, cooking has been relatively easy. It helps that I love to cook.  Its also helps that Tom is an enthusiastic stirrer, chopper and dicer.

Food is a big deal when traveling. As our dear friends Peggy and Lane mentioned in an email to us in the past few days, the food was a motivating factor in their visit to Tuscany some time ago…the pasta, the bread…and of course the wine, none of which we consume.

We took this photo when we found a spot to stop as we maneuvered the winding road.  This is the little village, Boveglio where we’ll live for the summer that we can see on the ascent back up the mountain after grocery shopping in Pescia.

Why would we choose such a place to visit in light of the fact that we exclude these wonderful items from our diets?  The areas we’ve chosen to visit provided an appeal for us in their rich history, their people, the overall beauty, its abundant wildlife and prolific vegetation.

Years ago, I gave up drinking alcohol for health reasons although on a rare occasion I may have a “taste.”  Sadly, the taste of a good red wine sends my taste buds on a holiday, often inspiring me to drink two or three glasses in a sitting. 

The end result? A horrifying hangover, starting in the middle of the night, keeping me awake, plaguing me during the day with thirst, general malaise and constant discomfort, only to dissipate after the second night’s sleep. 

 Zooming in Boveglio from the winding road.  Its interesting how many of the single homes in Tuscany actually share a common wall and yet they are considered single family homes.

It’s just not worth it to me to lose a day of my life feeling out of sorts from drinking a few glasses of wine.  For this reason, I said goodbye to wine years ago. Occasionally, I may consume a light beer when not the designated driver. There again, if I have two beers as opposed to one, I’m a mess the next day.

Tom doesn’t care for wine although he has the tough he-man constitution to handle it well. Instead, he prefers a good beer or cocktail on occasion, never suffering from a hangover. His preferred drink of choice is odd:  Courvoisier and Sprite on the rocks, lots of rocks. The questioning look from bartenders is amusing as he tries to explain this peculiar concoction.

Food, as opposed to wine, with its necessity of sustaining life, becomes a huge factor in most of our lives not only for sustenance but for pleasure, for interacting, for celebration and for many, for reward.

Driving around Pescia for a restaurant that served breakfast was fruitless. Italians drink espresso or a coffee concoctions with a small pastry for breakfast.  One won’t find bacon, eggs and pancakes at any Italian restaurant unless staying at an “Americanized” hotel.

Perhaps, our distance from the larger city restaurants may prove to have made my restrictive diet easier to maintain in our two and a half months in Tuscany. With our limited experience in dining out so far, we’ve realized the difficultly of my having an opportunity to partake of the foods indigenous to the area. 

Cooking our own meals adapting recipes to fit the array of special meats, cheeses, sauces, produce and spices one finds in Italy, provides us both with a sense of the true flavor of the region, although certainly not as rich and fulfilling as one may experience in local restaurants.

Giving up on the idea of breakfast, we decided to take advantage of our proximity to a grocery store in Pescia, the largest we’ve found so far stocked full of fabulous produce, meats, deli and general merchandise. 

This is the nature of our lives, our chosen path to travel the world with these limitations, adapting in the best ways we can and, above all, not complaining in the process. 

We’ve done this well, not making food our main area of focus. Any yet, we shop, chop, dice and stir with the same enthusiasm as a cook with less restrictions. Dinner time for us is as enjoyable as  for others dining in a local restaurant with the freedom of choice. 

Amid all the charming old buildings there are abandoned apartments and commercial buildings.

Last night, as the smell of our chicken with homemade pesto topped with the finest cheeses and fresh herbs filled our senses with anticipation, leaving us heady and anxious for the first (and last) bite.  r hearty plates of fresh organic vegetables and salad added perfectly to the mix. Do we miss pasta, bread and wine? Not at all.  It never enters our minds.

So today, off to the big grocery store in Pescia, we were content. The only items we couldn’t find… Tom’s preferred powdered non-dairy creamer for his coffee (I use real cream, here non-pasteurized, spoils quickly) and Crystal Lite Ice Tea.

Many of the villages, such as neighboring Colognora are imbedded into the hillside have a clock tower, many of which continue to chime centuries later. 

Tom also warned me about an article he’d read that clearly stated that grocery shoppers don’t mess with the produce:  no squeezing, no holding it in one’s hand spending time checking out it’s quality and viability.  

“Put on a plastic glove, place the item in a plastic bag provided, weigh the item(s) on the scale which prints a price sticker after selecting the item from a list and carefully place the sticker on the plastic bag ensuring it won’t fall off.” OK.  I did this!

Many simpler less decorous homes are adorned with flowers of the season.

Today, we purchased a small bottle to try of the Italian version of Crystal Lite, already prepared lemon flavored iced tea. We’ll see if we like it. We’re fast running out of the Crystal Lite packets we brought with us.

With a backup plan in place, we may end up ordering the Iced Tea online and having it shipped to us while we’re here, not the worst solution, albeit pricey.  But there again, it leaves us more to pack. Our rationale? We don’t have to give up everything we like! This life we’ve chosen is not punishment or banishment from all familiar products.  We feel we’ve adapted quite well without most of our “creature comforts.”

Apparently, a devastating storm had an effect on vegetation in the area. Piles of wood indicate it may have occurred in the past few years.

Shopping in a totally non-English speaking environment is challenging especially for the few packaged or bottled items we may use, although we’ve be able to decipher many of the verbiage on the labels. Buying meat, dairy and produce is a breeze. 

Tom recently read that there are strict etiquette rules in Italy. For some of these in regard to dining out click here.

The big challenge today was determining which coin we had to place in the lock of the grocery store cart to free it from the bunch in the parking lot for our use. The amount wasn’t posted. A kindly woman stopped by (no English), giving me the single Euro required when I handed her two Euro $.50 in its place. 

With the warmer weather and the long ride back, Tom drove fast on the long stretches making it difficult for me to take photos.  On the narrow winding stretches of road, there was no safe way to stop.

When bagging our plethora of groceries, for which they took a credit card (yeah!), the checker counted the plastic bags we used, charging us Euro $.35 for the seven plastic bags which translate to about US $.45. 

Yes, it cost about US $2 right out of the chute for the cart and the bags. A consolation is that the cost of food is about 20% less from the US which certainly makes up for the difference. 

Even the less appealing is appealing in its own way.

Our average food bill is running at approximately $200 per week including dining out twice.  We’re satisfied with that as it falls in line with the $2400 we’ve budgeting for food, eating in or out, for the 12 weeks we’ll be here.

I should mention that we only eat twice a day, a hearty breakfast and dinner. Neither of us are hungry again until dinner. Our way of eating has a propensity to kill the appetite for hours after eating with nary a thought about a “snack.” Plus, we no longer have any dessert after dinner, especially now that we dine around 7:00 PM most nights, preferring not to retire on a full belly.

One’s reactions must be quick when encountering a batch of road signs such as this.  The winding road often prevents turning around for another look.

With all the groceries put away in our tiny refrigerator and freezer, we’re content to spend what remains of the day, taking care of necessary business matters, prepping for tonight’s dinner, reading our books and catching up on US news. Tom found an English speaking news channel on the now working old fashioned TV! We’re so out of the loop these days!

Another time change…We’re now 8 hours later than Los Angeles, 6 hours later than Minneapolis…

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This morning, we awoke at 10:10 am, new time, after yet another time change during the night.  By the time we showered and dressed and sauntered to the Garden Cafe it was after 11:00 am. We decided on lunch as opposed to breakfast requiring we only wait until 11:30 am when lunch is served at the buffet.

Once again, our favorite booth was awaiting us while all booths around us were filled. In October 2014, we’ve booked this same ship back-to-back to return to the US to work our way toward Hawaii to be with our family at Christmas. At this point, we’re considering canceling both cruises and booking another line for this long journey. As soon as we can use our MiFi, we’ll be contacting our cruise guy Joaquin, at Vacations-to-Go, to make the changes.  This far out, we won’t be charged cancellation fees.
Without a doubt, this is a beautiful ship mostly appealing to the older population, but with many amenities most passengers don’t use: a rock climbing wall, giant slides, two bowling alleys and a wave pool.

Also, there’s the Ice Bar, with a temperature of 27 degrees requiring one to wear a coat provided (who wants to wear a coat someone else wore???) paying a $20 cover charge per person. We’ve yet to see anyone enter. Most passengers aboard this ship are from cold climates. Why would they want to sit in a freezing bar sipping a frozen drink, the only options available?

When booking a cruise, all of these amenities are appealing. Once on board, we find little interest by us or others to partake of many of these “attractions.”

With lifeboats consuming all of the deck space, there is no deck on which to walk, read and relax. With our romantic expectation of lounging in a chaise, covered with a blanket, reading an enticing novel as we cross the ocean, we  are sorely disappointed.

Then, there’s the food. Today, after a full week aboard the Norwegian Epic, we’ve come to a conclusion: the food aboard this ship is by far the least desirable we’ve had after cruising on three cruise (five cruises) lines: Celebrity, Carnival and now Norwegian since January 3, 2013.

However, the overall service although good, leaves much to be desired in their communication with one another. When the same mundane tasteless plate of food is placed in front of me each night, I’ve become bored with eating: a salad, a piece of unseasoned fish, a plethora of bland steamed vegetables. 

Last night it was tilapia, the prior night a 3 oz steak and a few unseasoned small shrimp and the prior night, a small chunk of bland snapper riddled with bones. (A properly prepared snapper shouldn’t have any bones).

To avoid liability, they require that I order my meals the prior night, so the cooks can ensure the pan is free of corn oil, flours and sugar. I’ve asked for seasoning other than salt and pepper but have yet to have a bit of flavor in the food. 

Pre-ordering is awkward with other guests at the table curious as to the special attention paid to me by a man dressed in formal attire waiting while I select something from the next night’s menu. Inevitably, I’m asked by the rightfully curious table mates as to why I require this special diet leaving me no choice but to graciously explain. 

If I didn’t explain, assumptions may be made that I’m a prima donna, on an Atkins diet trying to lose weight, inconveniencing the staff and the table while I rattle off all of my restrictions.

Little do most know that I have to eat huge amounts of fat along with the foods I can have, to
avoid losing weight. I don’t want to lose weight. Is it any wonder that Tom lost 45 pounds
following along with me? Neither of us can afford to have clothing that doesn’t fit us!

On the Celebrity Century, their regular menu included several exquisitely prepared gluten-free options using natural juices, seasoned to perfection. The side dished were varied options, such as mashed garlic cauliflower or pureed carrot soufflé. Although the Carnival Liberty didn’t have an
exclusive GF menu, they provided me with some good options, varying the menu each night.

Here on the Epic, most night, my order arrives with an item on the plate that contaminates the entire plate, requiring I send it back. Last night, while dining with two delightful world traveling couples, I sat there without a main course while the others were into their dessert. 

They’d brought gluten free bread (no GF flours allowed except nut flours) with the tilapia covered
in a flour-like red sauce sitting atop a pile of white rice (no starch allowed for me). They knew this.

There is a file under each passenger’s cabin number that appears when they check into the restaurants each night. The kitchen, the chef and the servers receive a printout of what each passenger may and may not consume along with a list of what was pre-ordered for the night.Not rocket science.

The conscientious assistant maitre d, Steven, seems equally frustrated that my food continually goes back to the kitchen to begin anew. He has carefully outlined my diet: any meat and sauce without sugar, flour or starch, steamed or olive oil or butter sautéed non-starchy vegetables, cheese plate (no fruit, no bread, no crackers) for dessert. It’s not that hard.

Tom is equally frustrated, almost having had the same dinner and dessert night after night, bland and uninteresting. Presentation lacks originality and appears comparable to what an inexperienced cook would throw on a plate. 

Tonight, we’re booked a reservation for dinner in the Moderno Restaurant, a Brazilian barbecue with a variety of seasoned meats, none with starch, sugar or flour coatings. Last night, we spoke to Clive, the Moderno chef and he assured us there won’t be an item served by skewers that I won’t be able to enjoy. The salad bar literally made me jump for joy with most options suitable for me. 

At $20 per person for this specialty restaurant, plus drinks and additional tips, most likely our bill for tonight won’t exceed $65. Should we dine in specialty restaurants the remainder of this leg of the cruise, ending on May 1st, we’ll still be well within our budget of $900 for the 11 day ocean crossing.

Currently, our bill is around $575, $300 of which was for the Internet connection, the remainder for drinks and mandatory daily added tips of $12 each. We’ll post the actual amount of our bill once this leg ends. 

The second leg of this back to back cruise is only four days for which we’ve budgeted an additional $400. Our Internet bill will be considerably less since we’ll spend two of the four days in port, making it possible for us to use the MiFi to post our photos. Plus, in each case, we’ll be getting off the ship to explore Majorca Spain and Marseilles, France.

Tomorrow, we’ll be in port for the first time in eight days, spending the day in Madeira Portugal.
As mentioned earlier, Gina, the owner of the house, we’ll be renting from 5/15/2014 to 7/30/2014, is meeting us at the pier to show us the house and to tour the island. How exciting! 

Photos will follow tomorrow afternoon as soon as we return from our tour with Gina. With the
MiFi working again, we won’t have difficulty uploaded photos.

So, please look for us tomorrow with photos and story of the island of Madeira, Portugal, 1200 miles off the coast of Lisbon, Portugal and our experience with Portuguese speaking Gina.

Photos from a walk…Living life on our terms…Our anniversary was yesterday on the 7th…

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Our waiter took our anniversary photo last night after dinner. 

As we’ve mentioned in past posts, we don’t have transportation while in Placencia Belize. We made a hard decision when we moved to Laru Beya on February 5, 2013. With the cost of our rental doubling for two remaining months that we’re here and a budget staring us in the face, we opted to only rent a vehicle as needed.

Palm fronds we discovered on a walk yesterday.
So far, other than the one week in early February that we buzzed around in a rented golf cart at $350 per week, we’ve managed just fine much to our mutual surprise. We thought we’d feel trapped. We don’t.
These are obviously fake cactus used to light the road at night. See the orange one on the left.
Our resort has golf carts, motorbikes and cars available if we need one on a moment’s notice. Most likely, later in the month, we’ll rent a car to explore some of the surrounding villages after heading to the capital city of Belmopan where we’ll extend our visas for the final time.  Its an hour and a half drive north of us.
Local sculpture.  We often see variations of this style.
Without a doubt, there is a huge temptation as one travels the world (from our limited experience thus far) to splurge to fuel one’s perception of what a “vacation” looks like with frequent siteseeing expeditions.  Most of these outings in this remote area require guides resulting in fees upwards of $300 for the two us for a five to six hour day trip.  Some are more.
Another lighted fake cactus next to another local sculpture.
We’re not on vacation. We’re living in foreign lands. When we lived in Minnesota, we seldom visited any of the local “tourist” attractions after our kids grew up. Who does unless one has out of town company or on an outing with grandchildren?
Sculpture of cactus plant.
When we designed our budget, a process that continued over a period of many months, we created a plan that, health providing could last us for the remainder of our lives leaving our investments and savings in tact.  Should we vary from the plan, everything changes.  Suddenly, we could begin depleting our resources. 
Locally crafted painted working fountain.
Remembering our motto, “Wafting Through Our Worldwide Travels with Ease, Joy and Simplicity” we carefully map out our finances to stay within the budget, compensating from one month to the next should we unintentionally vary as we did when making a decision to move to Laru Beya. 
Locally painted sign advertising Sweet Mama’s Restaurant.  Notice the wood French fries
in the in the wood basket on the upper left side of the sign.  Cute.
We only dine out twice a week now (ordering whatever we’d like), cooking in the remainder of the time.  We don’t get massages and spa treatments.  I do my own manicures and pedicures and now Tom is considering having me cut his hair. Yikes. We don’t have to go that far!
We’ve learned to re-use items we may have tossed in our old lives.  We hand wash our underwear, bathing suits and tee shirts.  We don’t order beverages when we sit by the pool.  When cooking we increase our bang for the buck by making enough to last another night, thus reducing our cost.
We don’t dine in the “extra charge” restaurants while on cruises or purchase beverage packages that can run up to $800 per person per cruise.  The only beverages we purchased aboard ship are those with our dinner, one or two cocktails for Tom, iced tea for me (for which there’s no charge). 
We had a small 3″ cactus plant like this in Minnesota in a south window. 
grew 1″ in 26 years. This plant is about 3-4 feet in diameter. 
If we purchased the cruise beverage packages with an average of eight cruises per year, we’d spend an extra $10,000 per year or more.  If we purchased the excursions on the cruises, we’d spend another $10,000 per year.  It changes everything.  It takes out the “ease, joy and simplicity” we so much relish in our new way of living.  We’d rather spend our money on no less than a balcony stateroom for extra space and comfort than on extra charges we don’t really need.
Is this mindfulness difficult?  Do we feel deprived?  Not at all. Especially when its attached to the reality that we can go on forever if our health holds up and if we so choose. 
We’d rather generously tip our maid Gloria, our server, our cab driver and all the Gloria’s and Estevan’s we’ve yet to meet than take a one day outing where all the tourists rightfully go while on their much deserved once or twice a year vacation.
Living our lives on our terms. Everyday may not be an exciting adventure. It may be only a walk along the road, enjoying the local art and culture.
It truly is a splendid life.                          

Our upcoming itinerary…The next 801 days is here…Scroll to end of post to see…

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The beach in front of our villa this morning, cloudy, wavy, and cool in the ’70s.

Our itinerary is in a state of flux as we await the postings of upcoming cruises. Cruise lines post a portion of their cruises approximately 18 months in advance and others at 12 months.  We’ll see a cruise listed for 2013 or 2014, hoping it will recur again in 2015.  However, many do not repeat the following year.

Our more imminent concern is a cruise posting to get us out of South Africa around March 2014 to travel along the safer western coast of the continent.  If it is never posted we’ll fly from Nelspruit, South Africa back to Europe. 

With our upcoming lightened luggage load on April 13th which we’ll handle when our ship docks in Miami for the day, we’re more comfortable with flying as necessary.  We’ll pay for the allowable two bags each as required, neither of which will be overweight. 

We’ll always prefer to travel by cruise provided the daily expense stays within our budget.  There are many cruises available that meet our needs to get from one location to another. Unfortunately, the cost is often prohibitive, at times upwards of $10,000 for 14 to 15 days!  That’s not for us!

With political unrest in many parts of the world, we remain in close contact with the US Department of State as to the safety of visiting any of the countries in our itinerary.  We’re not foolhardy. If there is an imminent danger, we’ll change our plans, regardless of the potential loss of any deposits paid.

Should this happen, we’ll rebook the time period for a location, we’ll enjoy as much and go on with the remainder of our plans.  We’d decided this strategy when we began our research.  Of course, we’ll post changes as soon as they occur.

As you can see our current bookings end on May 14, 2015.  This is NOT the end of our journey.  As we travel on we’ll continue our research, which we both find quite entertaining.  We’ll make decisions for traveling on, health providing.
In 801 days, we’ll have only experienced the “tip of the iceberg,” speaking of which…perhaps Antarctica is on the agenda.

So here it is folks, our next days with more to follow.  Items marked in turquoise are booked cruises.

Locations # Days Dates
Belize Rental 62 2/5/2013-4/9/2013
Cruise Belize
to Miami  		 4 4/9/2013 – 4/13/2013
Cruise Miami
to Miami		 7 4/13/2013-4/20/2013
Cruise Miami
to Barcelona 		 11 4/20/2013 -5/1/2013
Cruise
Barcelona to Barcelona		 4 5/1/2013 – 5/5/2013
Barcelona
Hotel 		 1 5/5/2013 – 5/6/2013
Cruise
Barcelona to Dubai		 15 5/6/2012 – 5/21/2013
Dubai Hotel   13 5/21/2013 – 6/3/2013
Flight Dubai to Barcelona 0 6/3/2013-6/3/2013
Hotel Barcelona 1 6/3/2013-6/4/2013
Cruise Barcelona to
Venice 		 12 6/4/2013-6/16/2013
Venice to Tuscany – Train 0 6/16/2013
Tuscany Rental – 17th century
villa		 76 6/16/2013 – 8/30/2013
Tuscany to Rome – Train 0 8/31/2013
Rome to Kenya – Flight 2 9/1/2013
Kenya Rental – Diani Beach
house		 90 9/1/2013 -11/30/2013
Kenya to South Africa –
Flight		 1 11/30/2013
South Africa Rental – Kruger
National Park – House		 116 12/1/2013-3/26/2014
Kruger National Park to
Durban, South Africa – driver		 0 3/26/2014
Cruise Durban
to Capetown – waiting to book		 4 3/26/2014 – 3/30/2014
Cruise Cape
Town to Genoa Italy  – waiting to book		 18 3/30/2014 – 4/17/2014
Drive Genoa,
Italy along French Riviera to Cannes		 1 4/17/2014 – 4/18/2014
Cannes to
16th Century Stone House, Cajarc, France		 30 4/18/2014 – 5/17/2014
Stone House
to Lisbon – Flight to Madeira		 1 5/18/2014
Madeira, Portugal 76 5/18/2014-7/31/2014
Spain, London, France, Portugul (free time to explore) 66 7/31/2014-10/26/2014
Cruise
Barcelona to Miami 		 14 10/26/2012-11/9/2013
Cruise Miami
to Miami  		 7 11/9/2014 – 11/16/2014
Miami Hotel  1 11/16/2014 -11/17/2014
Cruise Miami
to Los Angeles – Will book 6/1/2013		 13 11/17/2014 -11/30/2014
Hawaii Rental
– Big Island		 46 11/30/2014 – 1/14/2015
Kauai Condo
Rental		 120 1/15/2015-5/14/2015
Estimated
Days Remaining from 3/5/2013		 801
5/14/2015 on…we’ll begin adding to the end as soon as bookings become  available

What did we do in the past 24 hours?…

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Today, during our usual walk along the beach, we took this photo of the sprawling dock at Robert’s Grove Resort, located next door to our home at Laru Beya Resort in Placencia, Belize.  We find ourselves enjoying the resort next door’s four restaurants and health club.

We’re not on vacation. We’re living our daily lives in a manner not dissimilar to other retired couples, wherever they may live, wherever we may live.

Most days, we don’t awake to a day of planned activities as vacationers often do, ensuring every moment is filled with “getting your money’s worth.”  Usually, we plan an outing once a week or less, weather permitting.   

Dinner at Robert’s Grove Resort again last night, their usual Saturday night barbeque. Along with this scrumptiously prepared pig, there was all you can eat jumbo shrimp, crab legs, grilled red snapper, barbeque chicken, and a wide array of salads.  Dessert was homemade eclairs and Bananas Foster. I didn’t try any.  Tom couldn’t resist. 

Our intention, from the beginning of our planning for this many year’s long travel experience, was to live in an area for one to five months, exploring at our leisure, embracing its people and its culture, leaving behind any feeling of urgency, stress or a lengthy list of “must do’s.” 

We knew that ultimately this state of mind would ensure our ongoing happiness and contentment.  It has.

Arising early as do most seniors, the first thing item on the agenda after starting the coffee is to open the floor-length shades and sliding door to inspect the nature of the day, letting the fresh warm air fill our senses. It’s beautiful, almost every day.  A cold spell came through the past few days with temperatures in the 70’s with a bit of rain off and on. Today, cool, windy, and clear.  Perfect.

Wearing bathing suits all day, washing them with us in the shower each night before dinner, keeps our laundry costs to a minimum. I wash our underwear each day in the sink with a Tide lookalike, hanging it to discretely dry on a canvas chair on the veranda.  By evening, we can slip it on again, dry and fresh from the salty air. 

Tom relaxes with a cocktail before dinner at Robert’s Grove restaurant.

When we dine in as we will tonight, we wear shorts and tee shirts which, when dirty we leave in a mesh bag for the resort’s laundry service. Its returned hours later, wrinkle-free and neatly folded, still warm. Our laundry bill in the past month has been $19. 

Our divinely sweet Mayan maids, Gloria and her equally lovely helper Melinda are scheduled to arrive every Saturday and Wednesday morning at 9 am. Usually, it’s between noon and 4:00 PM. We don’t care. We adore them, their demeanor, their generous spirit, and their hard work. We try to clean up as much as possible before they arrive, trying to lighten their load.  We’ll tip them generously when we leave here in a little over a month’s time.

The aroma of the locally grown coffee provided by the resort fills the air;  the taste, the temperature, impeccable. Pouring ourselves, each a cup, ready for the day, we park ourselves as we often did in our old lives, on the now comfy sofa as opposed to the less comfy chairs (we rearranged the furniture a few days ago). 

Checking email, Facebook, financial matters, and balances on our credit cards each day has become as commonplace here in Belize as it was in Minnesota. 

We find that paying off our credit cards frequently gives us peace of mind in avoiding huge balances and potential interest charges with the constant influx of required final payments for upcoming cruises and rentals.  Our cards don’t charge exchange rate fees.  That’s worth more to us than any other perks

With the weather cooler and windy, I wore jeans to dinner for the first time in two months.

If we’ve spent any money in the prior 24 hours, I log the purpose and the amount on our Excel spreadsheets, placing the receipt in a file all of which I’ll soon scan, later tossing the needless slips of paper.  No point in dragging paper receipts all over the world. I do this daily. I check the budget, daily.  Obsessive?  Perhaps. But we always know where we are financially. It avoids worry. We both prefer that. 

Some days, we make breakfast, others we do not. We eat when we’re hungry, not at a set time unless we dine out. We both seem to get hungry at the same time or maybe we simply accommodate each other’s mention of hunger. Either way, it works for us. 

The walk along the beach invigorates us both, surprisingly a good workout as our feet drag through either the water or the soft sand, moving at a good clip. We can either head left or right on the beach.  We alternate, never tiring of the scenery, the smell of the sea, or the bright sun in our faces.  

Lounging by the infinity pool is a daily occurrence.  Often we’re engaged in lively conversation with other guests or with the villa owners from Minnesota, across the walkway from us. (They share mutual Minnesota friends with Tom! Small world!) We languish in the sun for an hour moving to the shade after an hour.

 Today, the little bird, a Kiskadee, and a crow friend stopped by while we lounged by the pool.
(Click on the link to find the Kiskadee toward the bottom on the page).

After pool time, we return to our villa again lounging on our veranda until close to 5 pm when the no-see-ums attack with vigor requiring us to escape indoors until after dark when they seem to dissipate to some degree. 

While preparing dinner, usually one of a small list of meals that we enjoy considering our limited diet, I drink hot tea and on occasion, Tom will have a cocktail.  We love the evenings, our meal, our conversation, and the sound of the waves lapping at the beach, only 15 feet from our veranda.

Tonight’s dinner, again our favorite, our gluten-free, grain-free, sugar-free, starch-free, low carb pizza will go into the oven soon at 375 degrees for 25 minutes until bubbly.  Luckily found Italian sausage, Chinese button mushrooms, jumbo green olives, and organic onions to make this pizza. With no available grated mozzarella cheese at the store this past time, I improvised slicing the cheese instead. No, we didn’t bring a grater. No, we’re not tired of the pizza. “They” say we all rotate only 10 meals, over and over.
After dinner and dishes, we again pick up our laptops, while the TV with US station hums quietly in the background, neither of us paying much attention as we chatter on endlessly laughing at funny Facebook entries, smiling over the photos of our grandchildren and other family members. 
In the endless quest to refine and research our upcoming travels, we find ourselves often busily clicking away at night, sharing tidbits we find along the way:  a rental car agency in Kenya we could use, a grocery store nearby our vacation home in Madeira, a pub within walking distance in Tuscany or a cruise we may consider in the future. 
By 10:30 pm, we head to the comfortable king-sized bed each bringing along our smartphones neither of which possess a cell phone service although they each have WiFi available from our resort, both of which are loaded with books to read on our Kindle apps.  With no TV in the bedroom, we both read in the dark until we each doze off, peacefully sleeping through the night. 
So, there it is.  Our quiet days on the road, not so glamorous, just living life, enjoying each other, sharing our story with thousands of loyal readers all over the world which in itself adds so much to our experience.  Thank you for joining us.

Visa extension day…sheer wonder!

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We rode on one of two identical boat across the lagoon to Mango Creek on the Hokey Pokey Water Taxi.

Initially perceived as a necessary responsibility laden experience, getting one of our two required visa extensions proved to be a fun filled day.  Having decided many months ago that creating an adventure out of what may appear to be mundane would greatly improve the possibility of a positive outcome.  Indeed., that’s true!

The hut where we waited to board the Hokey Pokey boat.

Only two and a half months ago while living in Scottsdale Arizona, preparing for our upcoming travels, Tom had to have his final dreaded colonoscopy and endoscopy.

As it turned out we ended up having a wonderful time, meeting the gastroenterologist in his office for not only great news on Tom’s results but a bird’s eye view of his wide array of photos he’d taken while on safari in Africa.  While admiring the quality of his photos, a lively conversation ensued that we’ll both remember for a long time to come….an otherwise unpleasant experience resulting in a memorable day.


While driving through the channel to the lagoon, we saw several of these houses on stilts, a common style in Belize with potential hurricanes and high tides.

His work inspired us to learn to take good photos along the way, a gift to ourselves and others who share in our passion of the treasures Mother Nature has bestowed upon us all, not only in exotic locales but in our everyday lives.

Today, was a venture out into our new everyday life…taking care of business.
Little camera in hand, our cab driver Estevan appeared at our door, promptly at 9:30 as planned to drive us the five miles to Placencia Village to the dock on the lagoon to the Hokey Pokey Water Taxi.

Estevan, what a guy!  Concerned that we might not get a knowledgeable cab driver, he started making phone calls, first to his wife to get the phone number for a cabbie he knows. “Vic” who works the Mango Creek pier was more than willing to  take us on the 10 minutes drive to Big Creek where the Immigration Department is located. 

Minutes later, he was talking to Vic, not only negotiating an equitable fare for us in advance, a mere $10 (US) round trip, but also asking that Vic would wait for us while we were in the Immigration office obtaining our 30 day extensions.  Wow!  Need I say that we were appreciative and impressed? 

Dropping us off at the tiny waiting area for the Hokey Pokey Water Taxi, Estevan suggested we met up in front of the local grocery store, The Ming at 1:30 so we could shop and perhaps find more available items.  A perfect plan.


The dock in Mango Creek where Vic picked up the five of us for the drive to the Immigration Department in Big Creek,

With Estevan’s phone number neatly tucked into my shorts pocket, we bought two one way tickets  US $6 for the boat ride to Mango Creek.  Scheduled to depart at 10:00 am, we waited patiently sitting on the wood benches in the shaded hut while more passengers purchased tickets. 

It was hot and humid.  We’d frozen two water bottles for the journey, later grateful for having done so.  As required we had our passports, ID, money and potentially required documents that we listed in yesterday’s post directly from the Belize Immigration office.  Based on comments from both locals and travelers, the likelihood of being asked for additional documentation was low. 

In our usual “be prepared just in case” way, brought along everything they asked for in their forms.  It’d be a shame to go all that way and expense to be asked for a document we didn’t have in our possession.  (When in line at Immigration, we observed that some others also had the myriad documents on hand). 

No, we weren’t asked for the additional documents.  In a month, when we return for the second extension, we’ll bring along the same package we prepared for today, just in case that we’re the one out of a hundred that is asked, we’ll be prepared.

Seventeen passengers were seated in the small boat with us which zoomed across the water with ease with its huge newer looking outboard motor humming along.  With such a load, the boat was low in the water.  We weren’t concerned as we enjoyed the cool breeze thumping across the massive lagoon to Mango Creek.

Sitting next to us, both in the hut and on the boat, was a delightful couple , Margaret and Fred from Switzerland with smooth as silk accents, whose daughter and grandchild lived in Placencia, visiting them every year.  They were not only familiar with the country of Belize but were experienced world travelers who’d spent considerable time living in Africa.  

Claus, Margaret, Jess and Fred, our newly met Visa Day companions.

The conversation with Margaret and Fred was enhanced by the four of us meeting yet another passenger, Claus from Germany, who recently moved to Placencia with his wife and young child.  They all asked if they could ride in our prearranged cab, Vic’s large van, for the ensuing trip through Mango Creek and onward to Big Creek, the location of the Immigration Department.

Arriving at the dock in Mango Creek around 10:15 am, Vic was looking for us.  Estevan, thank you!!!  Quickly agreeing to take the five of us, we were on the road for the 10 minute drive to Big Creek.  The conversation among the five of us made the time fly by not only along the ride to and fro but the 25 minutes total it took for the five of us to get our passports stamped.

We made it back to the pier in Mango Creek at 11:05 and thank goodness, the return boat had yet to depart.  Waving goodbye to our newly found “friends”, Tom and I took off on foot from the pier to walk along the busy main road of the village to for a stop at a local vegetable stand, to a bank to exchange US $100  money to Belizian money (Belize $1.98 for US $1.00) to eventually end up at The Ming grocery to hook up with Estevan for the ride back to Laru Beya, our temporary home.

The stop at the vegetable stand was more fulfilling than I could imagine.  With no marked prices on any of the fresh organic produce we loaded up all we could carry and use over the next 9 days until Estevan returns to take us grocery shopping again.  Imagine, we purchased all of these items for a total of $12!  Fresh, organic, Roundup free, vegetables in the natural colors intended by nature, not chemically induced to be darker and brighter.

  • 2 pounds of carrots
  • 2 large heads of cabbage
  • 3 pounds of green beans
  • 3 large onions
  • 2 medium size eggplants
  • 2 pounds of pea pods
  • 1 large zucchini
Tom in the vegetable stand bagging up our produce.  We couldn’t have been more enthusiastic about our loot, all for only $12

Fresh produce!!  We couldn’t have been more thrilled.  As we’ve discovered, with only occasional carrots, cabbage, onions and peppers in most grocery stores, our selection has been limited.  Without wheels and the cost of a cab into Placencia at $20 plus tip, we’d decided it greatly added to our otherwise ample grocery store budget of $800 a month (dining out adds another $700 a month). 

Thus, we’ve limited ourselves to canned vegetables and homemade home chopped coleslaw which we now have made as a staple in our diet.  With lettuce at the vegetable stand, we looked at each other wondering if we wanted lettuce salad, shaking our heads “no”. We decided to stick with our standby coleslaw using our homemade dressing.  I make it early in the day, to ensure its ice cold by dinner.

In the future, we’ll go shopping in the village which has a much wider selection than the few stores we’ve frequented in the past.  On the return trip, Estevan offered to take us to the village going forward for $15 round trip enabling us to select from a wider range of foods. We purchased enough food today at a cost of $190 to get us through until a week from Wednesday when Estevan returns.  Of course, we gave him an ample tip, appreciative for all that he did for us.

Back in our villa, we put the food away, content with our purchases and locked up our documents in our built-in safe.  I began preparing dinner for tonight, a fresh batch of coleslaw, a giant bowl of chicken salad using the leftover chicken from last night along with big plate of buttery steamed green beans.

We’ll go back on the Hokey Pokey by March 20th to extend our visa for the remaining 20 days until we sail away on April 9th.  Now, for our much anticipated vegetable laden dinner, a sense of satisfaction for another great day and an evening with a full moon. 

Humm…maybe we’ll get a few good shots tonight! Check back tomorrow to see!

Budgeting, wills and taxes…

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Its been nagging at me.  I think about it every day with a sense of dread. 

On the massive Excel spreadsheet, I created for our 5 to 10-year worldwide journey, there is a worksheet page entitled “To Do in Scottsdale.”  It contains all the paperwork tasks we’ve had to complete before leaving the country on January 3, 2013. 

“To Do” lists never intimidated me, no matter how lengthy. I’ve always taken great comfort it chipping away at task after task ensuring each one completed in its entirety before going on to the next. 

Yes, I know.  I’m rather obsessive. We live with that.  It doesn’t intrude in the enjoyment of our lives, we don’t fight about it and it doesn’t prevent us from a rich and full life. 

Perhaps, in a certain way, it adds to our lives by eliminating thoughts of all the “things” we have to do.  One by one, I chip away at them, freeing our thoughts to more fulfilling moments.  No one ever heard me say, “Oh, I can’t come to the party ’cause I have to fill out forms.”  Never.

So, on that “To Do in Scottsdale” sheet we’ve knocked off everything (many of which I posted here and there) except for the following:
1.  Prepare and get new wills notarized (our bank here will notarize at no cost)
2.  Prepare and get new Living Wills and health care directives notarized.
3.  Prepare our taxes up to date, amending the last two weeks of this month at the end of the month forwarding everything to our accountant by snail mail. 

Oh, tax prep, I despise this task!  Always have, always will. Yesterday, I began the process and today, it will be completed except for additions as mentioned above. 

We couldn’t imagine living in Belize, steps from the ocean and ever feeling like going through that bag of receipts, let alone hauling them along with us. In future years, we’ll have used our handy Doxie portable scanner, saving all tax-related items.  Much easier to do as we go then dread it all along.

A few people have asked, “Will you still file tax returns and pay taxes in the US?”  The answer is “yes,” always. We will always remain US citizens, as do many ex-pats living outside the US. 

Having saved every receipt for absolutely every dime we have spent since leaving Minnesota on October 31, 2012, it was also time to enter our “actual” costs into that budgeting expense record.  Upon completing the tax portion which I will finalize today, I started totaling the other expenses, such as food and entertainment.

Our total cost for the three-day drive to Scottsdale $780.  We had budgeted $1065 but arrived one day early.  Fortunately, the property manager didn’t charge us for arriving a day early but had he, we still would have been within the budget.

Preparing the taxes and totaling the receipts (all of which we’ve saved) finally enable us to see how we’re doing on our budget.  As I mentioned, going forward, we’ll log (scan) and toss each receipt as the expense occurs to avoid hauling around a growing bag of receipts.

Here’s where we are so far for the variable expenses for food and entertainment with only 18 days left in 2012.

Groceries for Scottsdale
Budget:  $ 1700.00     Actual: $ 696.00

Dining Out & Entertainment for Scottsdale 
Budget:  $  300.00      Actual: $501.00

Total Budget for Groceries and Entertainment for two months: $ 2000.00
Actual (so far):                                                                   $ 1197.00
Balance available until we leave for Henderson next week:     $   803.00

Groceries for upcoming 8 days in Henderson over the holidays
Budget: $ 600.00

Dining Out & Entertainment for upcoming 8 days in Henderson over holidays:
Budget: $ 450.00

We’ve been in Scottsdale 40 days as of today, arriving on November 3rd for an average cost of $30 per day.  With 6 more days until we leave for Henderson, we’ll plan to spend another $180 for a total of $1377, leaving us an overage of $623.00.  Thus, our total available for Henderson is $1673.

Preferably, it won’t be necessary to use this overage, putting us ahead of our budget right out of the chute.  We’ll see how it goes, posting our “actual” costs later.  Of course, there are other costs we are reviewing and will be posting as we go along.

Today, I will finish the tax prep after my trip to the health club, leaving the file ready to receive the remainder of this month.  Tomorrow, we will re-do our wills bringing them up-to-date and re-do our living wills, getting them notarized at the end of the day.

Also, VisaHQ, our visa, and passport processing company, sent us an email that our second passports will be in our mail within one week.  Yeah!  We did all the paperwork correctly! 

By this weekend, we can relax knowing that the worst of our paperwork is done, a huge relief.

Isn’t this part fun?

Living in Scottsdale, budgeting for this life..

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Our Scottsdale dining table set for tonight’s dinner guests. Much to my amazement, there were linen napkins and placemats in the condo.  Five for dinner tonight.

We’ve been living in Old Town Scottsdale for almost a month, an ideal area for travelers.  Within a mile to the upscale shopping mall in downtown Scottsdale, walking distance to the Arts Walk District in Old Town, a mere 10-minute walk from our condo, we are literally within range of hundreds of eateries, shopping, and entertainment.

Fine dining is abundant as well as casual theme orientated bistros, cafes, and local versions of fast food, this area is limited in the usual sprinkling of chain restaurants, a delight to see.

While living in Minnesota, far from everything, we seldom dined out.  Tom drove almost an hour each way to work and back and the thought of a long drive to dining out was never appealing to us on the weekends.  We always blamed it on the fact that I enjoyed cooking and we loved lounging at home.

Now, we’ve confirmed that it was the drive more than anything that kept us away.  Living close to everything prompts us to look at one another each day asking, “Shall we go out to breakfast?” or “Want to go out to dinner tonight?”

Fast and furiously my fingers are flying across the keyboard reading the multitude of online reviews for the local restaurants.  We have yet to venture out to the half-hour drive to the McCormick Ranch area, where I had tried to find us a vacation home to rent for the two months, finding nothing under $4000 a month.  

Living in our well equipped and well kept 1100 square foot one-bedroom, poolside condo, we’ve been content.  The high-speed Internet works, although problematic when we first arrived, fixed immediately by the management company, allowing us to continue to work on our technology and research. 

View from our dining/living room in Scottsdale condo.

The kitchen has every gadget known to man/woman, except a rolling pin (I thought of making low carb tortillas, scrounging around looking for one).  There’s linen placemats and napkins (yeah!) and reasonably nice dishes.  The frying pan situation is lacking with one difficult to clean stainless steel pan and another old flaky Teflon pan I refuse to use. 

I’ve made breakfast using Reynold’s No Stick foil (on the dull side) on a glass 13 x 9″ pan, placing the sausages and bacon in the oven at 375 degrees to bake for 20 minutes while the huge low carb, gluten-free pancake bakes in the same time frame in a pie plate, again covered with the foil.  In the last four minutes I drop the eggs into the pan I used for the bacon and sausages.  Voila! We have a delicious baked breakfast and I must admit perfect jumbo pancake and eggs.

One might think it would make sense to buy a $10 pan while here for two months, but I decided long ago… improvise.  There will be vacation homes around the world severely lacking in many of the amenities we’ve enjoyed in the past.  Change and flexibility are in order going forward.

Last night we went out to dinner at a local diner in Old Town, David’s Hamburgers for one of the best bun-less burgers on the planet.  We’d gone there for a great breakfast on Thursday morning. 

Upon ordering the lettuce wrapped avocado adorned, stringy cheese, crisp onion, and fresh tomato covered burger for breakfast, I told Tom we must come back here for him to enjoy the same for dinner after he had eaten eggs, bacon, and sausage for breakfast. 

Drooling over the prospect of another of those burgers for two days, we went back last night enjoying a great reasonably priced meal in the cozy diner before attending another hilarious night at The Comedy Spot also in Old Town. 

We’re already “regulars” in Old Town as many of the seniors moseying around the area have become. Perhaps, the comfort of the familiar goes hand-in-hand with being a senior citizen.  In simple terms, “love the one you’re with.”

Living on a strict budget, documenting every expenditure makes us conscious of how we spend our money.  Now on a more fixed income, committed to all of our future travel plans, its imperative to continue to refer to our pre-planned budget so meticulously outlined on our Excel workbook with multiple spreadsheets. 

We have local copies of our budget saved to both of our laptops, to DropBox and also to SkyDrive, the cloud that came with Windows 8 and, of course on our new My Passport 2 terabyte external hard drive.  It’s safe.  

With that budget in mind, we’ve only dined in more upscale ($$$) restaurants three times since we’ve arrived in Scottsdale, each time spending $100-$120 with tips. Having budgeted for a few of these such occasions each month, we were comfortable spending the money. 

Our budget allows for $800 a month in groceries and approximately $300 a month for entertainment.  If we spend less on groceries, we have more for entertainment or we can roll it over to extras we may purchase on our upcoming eight cruises. 

Some may cringe at the thought of two people spending $800 a month on groceries.  Based on our diet of mostly organic vegetables and grass-fed meat, occasionally entertaining others, beverages, purified water, paper products, and cleaning supplies, we have found it nearly impossible to trim this number. 

Without a doubt, it will be near this number in other locales, although the grass-fed meat may be more economic in some parts of the world where it is more prevalent than the grain-fed meat supply here in the US.  We shall see and report back later.

Tomorrow, Monday, we’ll purchase two cashier’s checks made out to the US Department of State for $170 each to send to VisaHQ along with all the necessary completed forms, after paying their $154 in processing fees, to apply for our 2nd passports with extra pages.  They’ll be awaiting us at our mailing service in Las Vegas when we’ll head to Henderson to spend Tom’s 60th birthday on the 23rd and Christmas with family in yet another vacation home.

Lots of details, aren’t there?  When speaking with my wonderful friend Chere on Friday, a loyal reader of this blog, we both marveled at how travelers managed to explore the world before technology, before credit cards, before cell phones, before the Internet, before cameras, and before the myriad gadgets we use today. 

This left me asking, “what benefits do we derive having the availability of all of these resources?”  Convenience, simplicity, preparedness, and awareness, all of which could fly out the window in a single moment if something goes wrong. 

Oh.

Why 2nd passports?…Visit to Nevada…

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Over the past many months of writing this blog, I have mentioned the need for 2nd passports.  One may ask, “Why isn’t one passport sufficient?”

Usually, one passport is sufficient for most travelers.  If visas are needed for travel, one must send in their passport to the appropriate embassy along with other pertinent documents as required by the country into which one is seeking access.  Doing so, would leave us in a foreign country without a passport in our possession for a week, a dangerous situation.

Visas are not required by all countries, many are only required for stays of 30 days or more, many for as much as 90 days. It is imperative that we check the requirements at the embassy of the countries we’ll be visiting, found easily online at a number of sites.

Rather than take the time and effort to apply for all the visas we will need as we need them and, based on our long stays in many countries, we have decided to use the services of VisaHQ, a company located on Embassy Row in Washington, DC.  They have the ability to quickly and easily process the paperwork, not only for our 2nd passports but also for our many upcoming visas.

Unfortunately, it is necessary to wait about 30 days before traveling to a specific country, since they usually are only good for a specific period.

Of course, there are additional fees for processing each visa, usually under $79 each.  Early on in our budgeting discussions we decided to include this expenses rather than taking the time and the effort at each of our locations to do the paperwork ourselves. Doing so would create stress, distracting us from the enjoyment of the experience at the time.

VisaHQ, along with other such websites, has the traveler complete a master form kept secure on their site.  When a visa is needed a single page is all that is required to complete online along with sending in the 2nd passport and any necessary documents which are quickly returned. 

Second passports are only good for two years.  We’ll note the renewal date on our calendar upon receipt.  For this reason, we are waiting until we are down to the wire to ensure we have full use of the two years.

Once we apply and have experienced the process of our first application online with VisaHQ we will report back here with the details.  Of course, we already have our “first” passports, good for another nine years in our case. (US passports are valid for a of a total of 10 years).

This past Friday while here in Nevada, we had additional passport photos taken at a Walgreens pharmacy, who along with CVS are certified to take passport photos, making this process easier than in years past.  The cost for each pair of photos is $10.99. 

We each ordered two sets leaving us with a total of four passport photos plus a fifth we already had of an older photo. Generally, passport photos are valid for six months. (Yes, us old timers do change in appearance in six months, I suppose). 

The time here in Henderson, Nevada has been low key as we continue to prepare to leave the US, visiting family, playing with family kids and dogs, Monty and Owen. 

We dined in the past two nights.  On Saturday while at Whole Foods we purchased a huge chunk of bison sirloin steak, gluten free of course, that I cut into two nice sized pieces to marinate.  After all, we are trying “new things.”

Nah, Tom took one bite and gagged.  It didn’t help that we were watching a show on TV, Extreme Cheapskates, whereby the “star” of the episodes would go “dumpster diving” at restaurant dumpsters for dinner. 

That didn’t bother me!  I busily chomped away on my big steak, noticing a “gamey” flavor but hungry enough to eat the entire thing.  I eyeballed Tom’s plate considering attacking his steak also deciding not to “pig out.”  Bison in the future?  Not so much.

Undoubtedly, we’ll have plenty of opportunities to try new foods along the way as we travel the world.  Later.