Big itinerary change!…Part 1…

Without a doubt, an itinerary change was inevitable. When we began this process, we decided that any major changes would not be on our part unless an unforeseen health issue or misrepresentation of the situation occurred. 

If we found a better “deal” elsewhere after paying a deposit on a vacation home or cruise, we agreed that we would stand behind our original decision.  Good health providing, we decided that if we arrived at a vacation home, finding it dirty or in ill repair or, not as represented, we would never force ourselves to stay for what could prove to be uncomfortable, dangerous in any manner or unbearable.

In the past, I was the person that would check out the hotel room to ensure it was to our liking before committing.  If it wasn’t, I would gently and kindly request an alternative, rather than ask for a price adjustment. 

At times, this resulted in an upgrade.  This was never intended to be a case of whining to “see what one could get” but more a situation of exercising the privilege of getting that which one pays for.  Fairness. 

Over the past several years, finally maturing in my 60’s, I became less picky, expending my energy on more important issues.  With Tom at my side, I could live in a tent.  Of course, the cotton inside the sleeping bag would be 600 pt. Egyptian cotton and the tea would be loose leaf Pouchong from Taiwan.

Our original plan had been to spend from May 4, 2013, after a cruise from Barcelona to Mallorca, staying until June 4, 2013 in the lovely property, high on a hill overlooking the sea, the beautiful historic island of Mallorca, Spain (also spelled, Majorca). 

It was a good plan, to be followed by a Mediterranean cruise from June 5th to June 16th which would end in Venice, Italy, where we’d take a train to Florence, spending the remainder of the summer in a renovated 17th century farmhouse in Tuscany.  Ah, what a plan!

Shortly before we left Minnesota 12 days ago, we were informed that the property in Mallorca may be sold.  Rather than leave the owner, a dear friend and neighbor in Minnesota, in a tough position we graciously agreed to bow out and find other accommodations for this time period while leaving all of our other plans in place.

The new challenge, to fill this odd time period from May 4th to June 4th with something especially daring and exiting, rather than filling the spot with a
month in a residence hotel.  Compared to our planned two to three month stays in various locations, this to us, was a short period to fill.

And fill it, we did. This weekend we wrapped up our plans:

May 5, 2013 – May 21, 2013- Aboard this 15 day cruise from Barcelona to Dubai:


FastDeal 10789
15 nights departing May 6, 2013 on
Royal Caribbean Mariner of the Seas
Cheapest Inside $959
Cheapest Oceanview $1,049
Cheapest Balcony $1,499
Cheapest Suite $2,649
$$$ Early booking bonus! Book now and receive a FREE $50 per cabin on board credit on select categories.
Royal Caribbean – Mariner of the Seas, departs 5/6/13, 15 nights
 Mon May 6 Barcelona, Spain 5:00pm
Tue May 7 At Sea
Wed May 8 At Sea
Thu May 9 At Sea
Fri  May 10 Cairo / Giza (Alexandria), Egypt 7:00am
Sat  May 11 Cairo / Giza (Alexandria), Egypt 3:00pm
Sun May 12 Suez Canal, Egypt (Cruising)
Mon May 13 Luxor (Safaga), Egypt 7:00am 10:00pm Tue May 14 Petra (Aqaba), Jordan 9:00am 10:00pm Wed May 15 At Sea
Thu May 16 At Sea
Fri   May 17 At Sea
Sat  May 18 At Sea
Sun May 19 At Sea
Mon May 20 At Sea
Tue  May 21 Dubai, United Arab Emirates 6:00am

With taxes the total was $3900, averaging at $260 per day for both of us, higher than our preferred $200 per day including meals. Plus, another $900 total for our return flight to Barcelona on June 4, 2013, yet to be booked. 

We realized this month long trip was higher than our budget allowed for any one month. But, averaging our total daily budget over the extended period of 945 days booked thus far, we’re still within our daily budget of under $200 per day including every known expense: health insurance, emergency evacuation, personal insurance,  XCom Global for MiFi Internet, incidentals, my lipstick, haircuts, booze aboard ship, tips, taxis, ferries, planes, car rentals, boat rides and on and on).

Giza and the Suez Canal become a dream come true only a short four months after we’ve experienced the Panama Canal on our cruise beginning on January 3, 2013, the date we first leave the US.  Tom loves the idea of seeing two of the largest waterways in the world, history buff that he is. 

Yes, we may ride a camel to see the Great Pyramids of Giza and the Sphinx. And yes, photos will follow.

Please read this about Giza from Vacations to Go’s website:

“Highlights in Cairo include the Ibn Tulun Mosque, which dates to the ninth century, and the Citadel, a medieval fortress. Many passengers choose to visit the Great Pyramids of Giza, considered one of the Seven Wonders of the World; the Sphinx is nearby. Tours of these sites are offered on foot, horseback or camel. The port city of Alexandria is set on a strip of land between the Mediterranean Sea and Lake Mareotis, and serves as the gateway to Cairo and Giza. In Alexandria, a tour of the harbor and Montaza Palace or lounging on the beach are favorite activities.”And this about the Suez Canal:

“The Suez Canal runs 100 miles between the sand dunes of the Sinai Peninsula and the Nile River delta. Cruise ships often dock toward the canal’s north end at Port Said, a gateway to Cairo. From the port of Safaga at the south end, passengers are offered shore excursions to the ancient city of Luxor, where Tutankhamen was entombed.”

And this about Luxor:

“This small port city on the western shore of the Red Sea is a gateway to Luxor and all of the splendid Egyptian temples, tombs and ruins found there. After experiencing the sights on the east bank (including Karnak and the Luxor temples and Luxor Museum) cruise across the Nile to the west bank (where sights include the Valley of the Kings and the Temple of Queen Hashepsut). Although most people head straight to the ancient architectural treasures, scuba diving and windsurfing are popular activities in Safaga itself. “

As on our previously booked seven cruises (this being the eight cruise), we once again chose a Balcony Cabin with the assistance of our fabulous cruise professional, Joaquin Contreras from Vacations to Go, truly the king of cruise planning himself!  Thanks, Joaquin!

Here’s the link to the actual cruise with more details. 

Next post, we’ll share with you how we ‘ve booked the remaining 13 nights in Dubai from May 21st to June 3rd, after which we’ll fly back to Barcelona for the next cruise in our itinerary, the following day. 

There is never a moment that we don’t marvel in our willingness to take the risk of selling everything we owned, leaving everyone we love behind to embark on this adventure, in this perfect time in the economy, in this particular time in our lives; with one another, full of love, full of joy, full of wonder and full of gratitude. 

Organized layers…on to Albuquerque…

Yesterday, it was 82 degrees in Oklahoma City, Oklahoma at 5:30 PM when we checked in to our hotel, a newer Comfort Inn & Suites.  Never having stayed in a Comfort Inn, I was tentative at the low price of $79 a night including tax. We’d decided when we began this journey that nicer hotels would be reserved for our future travels, not for getting us to Scottsdale.

Surprisingly, the room was a clean mini-suite with living room,  comfortable sofa, spacious bath, mini refrigerator, microwave, flat screen TV and free wireless although unsecured Internet.  

We left Des Moines Iowa at 9 am, stopping twice for gas with two additional stops  to stretch our legs, mine particularly cramped from sharing the passenger floor space with the cooler.  

Since starting our low carb, gluten free, sugar free way of eating 15 months ago, we no longer are hungry for lunch.  We saved at least an hour by not stopping for meals.  It was a good day, our first official fully retired day for both of us together.

Frequently we glanced at one another in a state of awe.  We did it!  We left! We said our goodbyes to loved ones with tear filled eyes. We let go of all of the entanglements one acquires in their lives, the stuff… and we left.  Sadly?  Yes. Easily? No.  But we did it.  And, we can’t stop smiling.

During the day, I received a text message from Verizon reminding me that I’ve used up most of my allowed text messages with three days left until the end of the billing period.  Ah, who cares? 

Along the way, my fingers flew across the tiny keyboard on my Android phone (soon to be replaced by two unlocked international smart phones) chatting back and forth with family and friends. See, we aren’t going to be so far away!

Tom and I chatted.  We laughed. We silently contemplated our lives.  We enjoyed the driving, not anticipating the future as much as reveling in the moment, coming to a single conclusion:  We are on a permanent vacation that may never end. 

No longer will we have angst on Wednesdays as a week’s vacation rolls into its mid point. No more will we be dreading the mail accumulating in the box (we cut our snail mail down to a few pieces a month, now going to our new mailing address in Las Vegas).  No newspaper to call to resume the delivery. No sense of dread on Sunday evening anticipating Monday morning’s tough reality. How in the world can this be?

How in the world did this happen?  The first discussion, flippantly spewed from Tom to me, resulting in us both surprisingly saying “yes” at the same time, seems as if were a lifetime ago, when in fact it was only 11 months ago.

And this morning, as we packed the organized layers of only that which we need in the hotel room, not a stitch more, we’re already in step as to who does what. 

In these few short days we’ve developed a routine, so familiar, so comfortable that, oddly in itself, begins to feel like “home.”

Glitches, resolutions and more health insurance research…

We knew there would be glitches.  We’ve planned for them.  We’ve built emergency funds into our budget.  And here we are, not even out the door and a glitch occurs. Oh.

As we approached the 90 day sail date of our first cruise on the Celebrity Century on January 3, 2013 , our final payment was due.  This first cruise was more expensive than a number of our other cruises but Tom wanted to see the Panama Canal during its state of construction and this was a perfect time.

We justified the expense with it providing us with not only 15 days of cruising to the Panama Canal, but a final destination of Fort Lauderdale, leaving us in place to board yet another ship for our cruise to Belize.  Perfect!

My calendar marked for this upcoming balance due of $4645 after having paid a $900 deposit some months ago, I was prepared to pay in full this past Wednesday.  

In an effort to keep as much as possible of our credit cards free of any large balances, I paid using an American Express card (getting points) and our debit card (no points).  Alas, an error was made by Celebrity’s processing department and my debit card was charged an additional $2400 over and above the amount I had authorized.  

As a result, we had paid $7945 for a $5545 cruise. I don’t know about you, but unless a situation such as this is remedied in a matter of minutes, I can get a little testy, not so much rude as stern and extraordinarily persistent. Yes, very persistent.  

I kept reminding myself, after an hour of the phone whereby the cruise line could not detect that they overcharged us, to stay calm. Our bank account said otherwise.  We had expected these situations to occur.  Its all part of the process.

With no resolution, I called our bank, filed a claim after producing evidence of all the payments to prove we had overpaid. Jean, a very helpful banker was clearly willing to assist without hesitation.  

She not only hadn’t filed the claim upon email receipt of my documentation, (proving cost of the cruise and all payments, including that which was made with American Express), she put the $2400 (the bank’s money!) into our account  cover the difference. I had some bill pay payments in the process and had not prepared my checking account for this unexpected amount.  Sure, I could have transferred funds to cover this, but when they offered, I jumped all over it.

After more email communication with Celebrity the refund appeared this morning, much to my relief. Immediately I sent the bank an email requesting that they drop the claim and take back their temporary $2400. Whew!  

I knew it would eventually be resolved.  However, I didn’t want to spend valuable mental time these next crucial days (we move out in 20 days for the estate sale) thinking about this a possible 10 day period, the usual time to dispute a claim.  Thank you, Jean.  Thank you, bank.  Giving her this blog address, I hope she reads this post and knows how grateful we are.  

I always try to insulate Tom from these situations.  He works. I’m retired and besides, I must admit, I kind of enjoy the satisfaction of getting issues resolved as quickly and efficiently as possible.  No voice-raising, no name calling, no threatening and thus diplomacy prevails when backed by solid evidence. Love it!

In the past several days a bit of angst was “wafting” (love that word) around my brain that maybe, just maybe, we could get a better price on a worldwide health insurance policy for me when Medicare will kick in on my birthday next February. The thought of paying $432 plus $107 for Medicare makes me cringe, especially when Medicare doesn’t cover me outside the US. 

After contacting no less than a dozen companies over the past week I stumbled across what proved to be a delightful experience; email and phone communication with Gerry Mould of April Medibroker Ltd in the UK.  Gerry Mould took the time to prepare a substantial list of options for me (Tom is five years younger than I and will have a retiree policy through his company until he goes on Medicare in 2017) and also spent considerable time on the phone with me from the UK, answering many questions regarding our somewhat unique situation.  

Had we been able to acquire an address outside the US (their company is not licensed in the US), we would have been able to apply for a policy saving us over $2000 a year for coverage equal to or better than that which we have been planning with the State Farm supplement that also provides international coverage.  

Unfortunately, we won’t be able to work with Gerry Mould at this time. Who knows? Maybe someday we’ll be considered official “expats” and actually have that foreign address.  In the interim, I’ve left a message for our State Farm agent to review my health insurance quote when he returns from a convention next week.  Perhaps, we can find a less costly option. I’ll report back.

Now, I am off to see if i can complete the transaction on the sale of my car!  In either case, I will report back. With possibly no mode of transportation during the day, I’ll spend my time getting back to the issues at hand…completing our packing. 

I can’t wait to be on the road on our way to Scottsdale after all the tearful goodbyes, the finalization of the sale on the house, the move to a friend’s house for a week during the sale, the planning of Tom’s retirement party with his co-workers and family, the completion of the packing of Tom’s bags, working on the redesign of this blog with the web designers, filling the year’s worth of prescriptions, attending the neighborhood party our friend Sue is having for us next weekend and all the tearful goodbyes.  Ah, yes, all the tearful goodbyes.

Tire of traveling?…BugsAway clothing?…

The topic of tiring of traveling may become a frequent point of discussion, particularly once we are “on the road.”  We’ve frequently been asked this question by friends and family members.

Traveling for years, as opposed to the usual one or two weeks or, for a retired few, a month or more, may become tiresome after a while. With 949 days booked out from this upcoming Halloween, it is difficult to draw upon any prior experience to use as a reference as to how we will physically and emotionally handle moving from location to location all over the world.

Tom and I often discuss this topic, invariably easing our minds by this simple fact:  We will rarely stay in one location (except for the one week in Las Vegas next December) for less than one month, most often staying for two to three months or more.

After one month or more, we will have had the fine opportunity to become familiar with the area, made friends, forgotten about the burden of our bags (our biggest nemesis) and be excited to move on.  As we peruse our itinerary we can visualize a certain ease we will acquire as we anticipate an upcoming location with enthusiasm and childlike wonder, lessening the burden of packing up and moving on.

There are a few travel burdens that hover in my mind; the required three airplane trips to three of our locations:  Kenya (for three months), South Africa (for three months) and later, the island of Madeira, Portugal (for two and a half months).

We aren’t afraid of flying.  We simply have little tolerance for the commotion at an airport; the waiting, the crowds, the security check and most of all, the baggage restrictions.  
The cruise lines have minimal restrictions on the number of bags that a passenger may bring aboard.  Thus, we can take everything we need for the 949 days and then barely enough to get by, in the above referenced locations when we have no alternative but to fly: one checked bag and one carry-on each.  We are considering some storage options for these ten months to avoid the expense of excess baggage fees which can run upwards of $1000 extra per person, per bag.

Tiring of travel, while living in vacation homes is highly unlikely.  If we do give up along the way, it would most likely be a result of illness, the painstaking process of packing and hauling our bags, or the necessity of more air travel than we’d prefer which may be the final “deal killer.”   Of course, whatever happens, we will post it here.

Tom always reassures me by saying, “We won’t be on vacation. We’ll simply be living life, in a variety of locations.  What will we do if we tire of it?  Take a break for three months and relax??  We will be staying for three months in many locations, sometimes longer, with ample time to regroup and relax, preparing us for the next adventure.  

This morning, with little piles of mostly newly purchased clothes on my bed, I made an assessment of any additional items I may need. We had decided to bear the expense of purchasing new clothing for both of us.  Over the past several months, Tom has lost 25 pounds from our gluten free, sugar free, grain free, starch free and wheat free diet. Nothing fits him.  
There seemed little point in packing older, overly worn and overly washed items, knowing we’d be gone for this extended period. Since these may be the only items I will be wearing over the next three years, plus a few purchases along the way, puts an entirely different spin on  packing.
As an accomplished bargain hunter with little interest in shopping at large malls or strip mall stores, we make 90% of our purchases online, all brand names, quality clothing befitting our travels.  

Often, I will find items at the major retailers and then proceed to make the actual purchases at eBay, all new with tags, at less than half the price.  Whether bidding on items or purchasing with BUY IT NOW, the process is fun and rewarding. Tom and I are both easy to fit, making it a rarity to return an item.  

Most sellers are very willing to handle returns.  Reading the reviews and rankings from past purchasers is a good clue as to how the seller will handle any issues.  We tend to avoid sellers with less than a 95% satisfaction rating, clearly visible on the site.

Another website we have used for years is Amazon.com. In the past week, we purchased a replacement bulb for our LCD TV (wouldn’t you know?), retailing for $125 in local stores, $85 at most websites.  It was only $40 at Amazon with free SUPERSAVER shipping.  They stand behind all purchases offering an easy return policy.  The bulb arrived in two days.
Today it took two large rubber bins to hold my clothes until we actually begin the packing.  This will translate into two large suitcases. This is frightening. It’s time to get to work on Tom’s wardrobe next, an easier proposition.  

While writing this post, I heard a knock at the door.  The UPS driver handed me a large box from Sierra Trading Post. I placed an order with them last Thursday for the following items shown that arrived in the box: two BugsAway baseball caps, four pair BugsAway socks, one pair men’s BugsAway convertible pants (unzips to shorts) and one long (roll-up) sleeve BugsAway men’s shirt, all retailing for a total of $299.  

As shown in the receipt below, I paid $130.25 for everything!  That’s why it pays to search for great prices online.  Sierra Trading Post  included a 20% off coupon for my next purchase. That’s some fun online shopping!  

A start on Tom’s BugsAway clothing for Africa with 2 pairs of socks and a cap for me!
Receipt for $130.25 for all the above clothing, retailing for $299!
Next “buggie” night, Tom and I will put on our BugsAway caps, socks, pants and shirts and see if the mosquitoes will dine elsewhere.  Otherwise, back in the box with the included return shipping label!

Our Las Vegas vacation home! Photos included…

After searching the various vacation home websites for several hours, we found this house in the Green Valley Ranch area in Henderson Nevada, a highly desirable location, about 20 minutes (10.5 miles) to the Las Vegas strip and about 10 minutes (5.6 miles) to the airport.  

Based on requesting a rental for this prime season dates, December 21 to December 28, 2012 (our “vacation within a vacation” since we’ll still have the Scottsdale condo, soon to be posted), we didn’t make any effort to negotiate the price.

Why did we choose a vacation home as opposed to a hotel room on the strip? Cost was the major motivator.  Also, its more conveniently located to our family and friends, great shopping at The District (.4 miles), restaurants and theaters, all of which we will particularly enjoy during the holiday week.   

There were few affordable homes available in this prime area during the holiday week due to the fact that many owners preferring to spend their holidays in their own vacation property. 

Although not as exciting as many of our future rentals, this house will serve our needs, provide room for our visiting family members and keep us from the necessity of dining in restaurants each day.

Here are the estimated costs for one week, house verses hotel, assuming the nightly rates are the same:
     Vacation Home____                    __________Hotel___________
Rent:            $1,330.00                   Rate:                      $1,330.00
Groceries:          600.00                   Hotel Taxes & Tips:       332.50
Dining Out:        275.00                   Valet Parking:               280.00

Total:          $2,205.00                   Dining, Tax, Tips:       1,820.00
                                                      Total:                    $3,762.50   

Total Potential Savings:      $1,557.50  

Having calculated dining out for two dinners for the two of us, we factored in the cost of groceries for five of us (or more) including the additional expense of Christmas Eve (traditionally, steak and lobster) and a special (yet to be determined) Christmas Day dinner.

Yes, there is the ease of staying in a hotel with the prospect of feeling pampered. As we plan for the future, our desire to be pampered has “wafted” away as we look forward to our world travels over the next number of years.  

Both Tom and I have thoroughly enjoyed pampering one another over these many years together and this, I assure you, we’ll continue to do so wherever we’ll live.

Did I mention the $1000’s we’ll save without easy access to the gambling tables and slot machines???

Charming House with Pool, Spa, Bbq, Wireless InternetGreen Valley, Henderson, Nevada Vacation Rental by Owner Listing 301335http://www.vrbo.com/301335