Why 2nd passports?…Visit to Nevada…

Over the past many months of writing this blog, I have mentioned the need for 2nd passports.  One may ask, “Why isn’t one passport sufficient?”

Usually, one passport is sufficient for most travelers.  If visas are needed for travel, one must send in their passport to the appropriate embassy along with other pertinent documents as required by the country into which one is seeking access.  Doing so, would leave us in a foreign country without a passport in our possession for a week, a dangerous situation.

Visas are not required by all countries, many are only required for stays of 30 days or more, many for as much as 90 days. It is imperative that we check the requirements at the embassy of the countries we’ll be visiting, found easily online at a number of sites.

Rather than take the time and effort to apply for all the visas we will need as we need them and, based on our long stays in many countries, we have decided to use the services of VisaHQ, a company located on Embassy Row in Washington, DC.  They have the ability to quickly and easily process the paperwork, not only for our 2nd passports but also for our many upcoming visas.

Unfortunately, it is necessary to wait about 30 days before traveling to a specific country, since they usually are only good for a specific period.

Of course, there are additional fees for processing each visa, usually under $79 each.  Early on in our budgeting discussions we decided to include this expenses rather than taking the time and the effort at each of our locations to do the paperwork ourselves. Doing so would create stress, distracting us from the enjoyment of the experience at the time.

VisaHQ, along with other such websites, has the traveler complete a master form kept secure on their site.  When a visa is needed a single page is all that is required to complete online along with sending in the 2nd passport and any necessary documents which are quickly returned. 

Second passports are only good for two years.  We’ll note the renewal date on our calendar upon receipt.  For this reason, we are waiting until we are down to the wire to ensure we have full use of the two years.

Once we apply and have experienced the process of our first application online with VisaHQ we will report back here with the details.  Of course, we already have our “first” passports, good for another nine years in our case. (US passports are valid for a of a total of 10 years).

This past Friday while here in Nevada, we had additional passport photos taken at a Walgreens pharmacy, who along with CVS are certified to take passport photos, making this process easier than in years past.  The cost for each pair of photos is $10.99. 

We each ordered two sets leaving us with a total of four passport photos plus a fifth we already had of an older photo. Generally, passport photos are valid for six months. (Yes, us old timers do change in appearance in six months, I suppose). 

The time here in Henderson, Nevada has been low key as we continue to prepare to leave the US, visiting family, playing with family kids and dogs, Monty and Owen. 

We dined in the past two nights.  On Saturday while at Whole Foods we purchased a huge chunk of bison sirloin steak, gluten free of course, that I cut into two nice sized pieces to marinate.  After all, we are trying “new things.”

Nah, Tom took one bite and gagged.  It didn’t help that we were watching a show on TV, Extreme Cheapskates, whereby the “star” of the episodes would go “dumpster diving” at restaurant dumpsters for dinner. 

That didn’t bother me!  I busily chomped away on my big steak, noticing a “gamey” flavor but hungry enough to eat the entire thing.  I eyeballed Tom’s plate considering attacking his steak also deciding not to “pig out.”  Bison in the future?  Not so much.

Undoubtedly, we’ll have plenty of opportunities to try new foods along the way as we travel the world.  Later.

Our new residency…State of Nevada

It feels different living away from Minnesota, not better, not worse.  Just different. No snow, no cold, predictably warm and sunny days and a mad excess of shopping and restaurants.

Yesterday afternoon, while driving the five hours to Las Vegas from Scottsdale for the weekend, we stopped for gas in the desert town of Kingsman, Arizona, a familiar stopping point for a travelers along their way to California or Nevada.

Getting low on gas with another hour plus to go, Tom pulled in to a busy gas station, right off the highway.  Lo and behold, they didn’t accept credit cards, only cash a customer may have on hand or, from their cash machine conveniently positioned on the gas pump island, in order to collect a $2.75 “processing fee” from the machine for every transaction. 

By avoiding paying standard credit card fees by allowing only debit cards, the gas station was allowed to line their coffers with the excess revenues they were generating  from the cash machines!

What a rip off!  Customers were furious as they were sucked in by this scam grumbling as they begrudgingly complied.

Not my guy!  He whipped out of there so fast that his SUV’s tires were squealing,  We proceeded a quarter mile down the road to pump gas at a station with no such policies.  As he was filling the tank he realized that the gas he was pumping was $.50 more per gallon!  Oh good grief! 

Everyone had warned us about getting ripped off outside the US! Ha!  It was a good reminder to be suspicious; not paranoid, to be mindful; not obsessive, wherever we may be. So we shall.

So today, situated in to our comfortable family member’s home in Henderson for the weekend, located in an ideal area, we prepared ourselves for several tasks today:

1.  Go to MailLink in Las Vegas and pick up all of our accumulated forwarded mail from the past two weeks.
2.  Go to a CVS or Walgreen’s pharmacy to have take additional passport photos necessary to apply for our second passports (will explain this soon) and also as required when applying for certain visas around the world.
3.  Apply for Nevada driver’s licenses and voter’s registration. (We’ve been warned that the wait is horrifying.  More on that in a moment.)
4.  Find a good restaurant for breakfast.
5.  Find our bank in order to deposit some checks that had arrived in the mail.
6.  Locate a Target  store to  purchase a new FitBit pedometer after the most recent device fell apart.  (I must get back to tracking those 10,000 daily steps, severely lacking over the past two weeks.)

OK.  The Nevada DMV, a pure nightmare, we heard.  We had talked to several residents warning us to be prepared for hours spent waiting in line.  Of course, we had a plan.  Showing up 15 minutes before they were to open at 8:00 am and getting in the growing line outside the building seemed like a reasonable solution. 

Upon arriving at 7:43, we cringed as we witnessed no less than 40 people in line while a light rain was falling on a chilly morning in the low 50’s.  Unprepared, arriving without jackets or rain gear we decided to tough it out.  We were tempted to drive away and come back at a later time, anticipating that the line might lighten up later in the day. 

Let’s stay, I coaxed Tom, he too in a lightweight long sleeved shirt.  In line we went. At 7:55 they started letting us inside. Much to our surprise, there were no less than 25 stations utilizing a sophisticated numbering system, reminiscent of a computerized female voice moving the cattle-like crowd in sci-fi movie we watched years ago. 

In no time at all, we were both seated in front of a DMV “officer” providing our copious documents to satisfy the state’s requirements.  We were well armed.

An hour later, we were out the door with our Nevada residency in tact, former Minnesota residents (Tom, a lifelong fifth generation Minnesotan, that predates Minnesota statehood) and me, having enjoyed the frozen tundra and Minnesota nice (to be missed) for the past 40 years.  Thank you Minnesota.  Hello, Nevada.

And, soon, my friends…48 days…hello, world.

Big Itinerary change!…Part 2…

Here is the fabulous condo we will be renting for 13 nights, after arriving by cruise ship (as listed in the last post on November 12, 2012) in Dubai on May 21, 2013. 

With only six months until our arrival date, we felt it was imperative to lock in a location, having noticed that many of the properties we’ve chosen thus far seem to get snapped up quickly as vacations are planned all over the world.

Prices are high in Dubai.  When we began looking at our favorite vacation rentals sites (before we booked the cruise to ensure it would be an affordable month), Vacation Home Rentals and Home Away, we became discouraged that maybe this cruise wasn’t right for us at this time.

Many of the properties, in great locations close to the notorious Palm Island as shown on the map, were $300-$500 a night or more, way out of our budget.  As always, a little negotiating and perseverance prevailed.  We found this ideal property at the newer Elite Residence Tower, the 2nd tallest residential tower in the world at 91 stories.

Here is the link to the rental property. Notice the location of this property on the map in relation to Palm Jumiera, the world famous man made island represented with palm fronds of exclusive properties.

The owner writes, in describing the location:

“This location is in the middle of most of the tourist attractions of Dubai. Such as Palm Jumeira, Atlantis Hotel, JBR Walk, beach, Mall of Emirates, indoor ski resort, Wild Wadi, Burj Al Arab, Dubai Marina Mall, etc.  There are an array of restaurants serving multi-national cuisines such as Chinese, Italian, Indian, Persian, Lebenese, Japanese, Pakistani, Mexican, Continental, etc.

Read more at http://www.homeaway.com/vacation-rental/p3484936#rkgAyAl7uPtKmT9l.99

Need I say we are pleased with our “home body selves” for taking on this added adventure.  “What’s happening here,” some family members ask?  “Have you gone completely mad in your advancing age?”

No, not at all.  Each day while living in Scottsdale until the end of the year, we complete paperwork, taxes, digital equipment needs,  Nevada residency, new driver’s licenses and our 2nd passports (will explain that soon), we stretch to challenge ourselves in little ways we never attempted in the past, such as:

  1. Attending a Windows 8 computer class.  Stubborn that we were, we always took more time to teach ourselves, rather than go out to a class.
  2. Going to a sports bar in the morning to watch the Vikings Game.  Only once in our years together, did we ever go to a bar to watch a game.
  3. Dining out and trying new foods (that comply with our way of eating, of course).
  4. Jess, drinking beer when we’ve gone out to dinner. Getting drunk after one beer I’ve hesitated to drink.  What the heck?  Live it up!  So what if Tom has to carry me out to the car after drinking one Michelob Ultra (low carb)!
  5. Walking, actually going for a structured walk.  All these years I asked Tom to go for a walk with me.  Never did he walk further down the road than to our friends Chip and Sue’s home for happy hour or dinner, only four doors away.  Now we go for walks in our temporary neighborhood.  After all, when we’re traveling, we won’t have a car most of the time.  Walk, we shall!  (Tom can’t believe he’s walking.  I knew he eventually would!)
  6. Shopping together.  I can count on one hand how many times over the years that Tom has gone into a grocery store, let alone a department store.  Yep, we do both together now.  That’s change.

Some of our family members ask, “Are you doing anything different than you did before?” (Which meant for us, staying home and enjoying every minute of our lives).  Yes, we are family!

Yes, we are sitting at our new computers in our temporary home, fast and furiously doing tons of preparation necessary to travel the world without a home for the next 5-10 years.  It’s a daunting task. 

We spend about two hours each day doing research for upcoming trips, locations and cruises, one hour of paperwork, two more hours setting up and learning our new laptops (Windows 8), two hours in household tasks (laundry, cleaning, doing dishes, etc.), two hours out and about shopping and researching our digital equipment, one hour walking, two hours a day dining, and one hour of happy hour commiserating over the previous 13 hours, totaling 14 hours plus…

Yes, family, at night after dinner, pooped from the days activities, we do the dreaded, sit in a chair (definitely not comfy as our old chairs) and “veg out” snacking on sugar free candy, nuts and low carb protein bars and…the most awful…watching mindless drivel on TV, all the while with a smile on our faces, often looking at one another with a new found intrigue while excited, grateful and in love.

Belize;  get your lawn chairs ready. Egypt, we’ll ride camels on the way to see your Great Pyramids and Dubai, we’ll research your history.  Tuscany, we’re ready to walk your open markets, living amongst your citizens for an entire summer.  Africa, we’ll live with your animals in Marloth/Kruger Park, we’ll go to see the Great Migration as it crosses the land to the Masai Mara, perhaps in a hot air balloon.

The south of France: we’ll drive along your coast to Cannes, staying overnight in a fancy hotel and then, we’ll live in a little stone house in Cajarc where there are few tourists.  The island of Madeira, Portugal; we’ll live in a huge contemporary house overlooking your sea for the an entire summer and ride bicycles in to your town filled with history.  Hey Europe, we’ll spend five months roaming around without a plan until we leave for our five scheduled months in Hawaii.

Chill out, family.  We’re not bored for a second and don’t think for a minute, that we’re sitting here doing a thing

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Responsibility travels well…

Life is filled with responsibility.  There’s no escaping it.  It goes wherever we may go.  Self discipline is the driving force to commit us to responsibility.  

Some have asked if we will have a sense of freedom, leaving behind work, finally both retired, of the day to day responsibilities of the upkeep and maintenance of a home, a lifestyle we have clung to for decades and the love-centered responsibilities that come with the care and feeding of family and friends. 

Will we feel free and unencumbered by “stuff” that for us, as for most, dictates the tone of our daily lives?

The answers to these questions are yet to come from the upcoming experiences in our near future. It’s easy to speculate as to “how” one will feel when a certain scenario transpires. Anticipation in itself is often fodder for disappointment. How do we temper it?

Perhaps, by facing the responsibilities that will follow us around the world. These thoughts are not in an effort to dampen our enthusiasm. It is to maintain a level of reality that essentially will give us peace of mind that will ultimately enhance our experience.

Loaded with tasks to complete before we leave, we must gather the list of that which will carry with us, not in our overloaded luggage but in our minds and on secure Internet storage. Here are some of these:

  1. File income taxes each year in the same manner we have done while in the US.  Our long time accountant is prepared to do our taxes all via email and documents forwarded to him by our upcoming mail service with our direction.  He will file electronically (as we’ve done for years) and our refund will be deposited in our bank account.
  2. Handle all snail mail through our mailing service.  They will send us a daily list of mail and will scan and email anything of importance.  They will snail mail replacements debit/credit cards and packages for a small fee plus postage.
  3. Apply for necessary visas and maintain second passports. Second passports are necessary in order to submit a passport with each application for a visa.  We don’t want to be in a foreign country without passports in our possession at all times. Second passports must be renewed every two years in the US.
  4. File insurance claims and stay updated on policy changes as to coverage while out of the US.
  5. Handle prescription refills.  We are still awaiting a response for our prescription plan as to providing us with one year of refills at a time. 
  6. Stay updated on both business and personal email/Skype. Email and Skype will be the primary sources of communication with our family and friends. Tom and I are both diligent checking email and will continue to do so provided we are able to receive an adequate connection.  If we have a problem, we will seek out other local Internet resources frequently.
  7. Seek out health clubs at each location.  In Placencia, Belize, there isn’t a health club!  There are hotels with adequate facilities and also private trainers.  As soon as our bags are unpacked, I will be on a mission to establish a relationship with a facility to ensure I can maintain my current level of fitness.  The walking we will surely be engaging in will not be a strenuous enough activity for me, although it may be adequate for Tom.  
  8. Find a dentist every 6 months. Tom and I are diligent about daily flossing and having our teeth cleaned every six months.  As the time nears, we will ask the locals for reliable dentists in the area, paying out of our pockets. Our dental plan will be useless abroad.
  9. Arrange vision exams every two years.  Tom’s family history of serious eye disease and blindness require exams by an ophthalmologist every two years.  Overall, we will be living in remote areas around the world.   Taking the time and bearing the expense to seek out quality care will be a prerequisite.  My vision issues are typical age-related, remedied by mono vision contact lenses.  I have packed a two year’s supply.  Tom will have eye exams and new glasses before we leave the US.
  10. Family members birthdays. All these years we have given gifts to our grown children and grandchildren at the time of their birthdays.  For the future, our gift to our adult children will be occasional plane tickets to visit us for a “free” vacation.  As for the grandchildren, Amazon will be our friend and theirs, where we can purchase gift cards, allowing them to choose something fun from Grandma and Grandpa each year on their birthdays. 
  11. Trip planning.  We have yet to book beyond the arranged 949 days from October 31, 2012.  As the time nears, it will be necessary to book airfare, train travel, ferries and auto rentals. There are some holes in our itinerary that we are holding for the five cruises we want to book that are not posted as yet. Once we are a year out, we will be able to complete some of these bookings, sooner rather than later. Neither of us are “last minute” planners. (As you can see)!
  12. Food shopping. Our special dietary needs will be a challenge wherever we travel.  Finding gluten free, sugar free, wheat free, grain free, starch free, low carb foods will surely be a challenge. Here is another mission for us as soon as we unpack.  If we can find grass fed beef and pork, free range chicken and eggs, wild caught fish and organic vegetables, we will be able to enjoy our meals. We use Greek yogurt, almond flour, coconut flour, coconut oil, unsweetened coconut milk, real butter, spices and Stevia. If these items are available, we will be delighted!  
  13. The constant tracking of all of our expenses. Every receipt and all cash purchases will be logged daily in our expenses spreadsheet to ensure we are staying within our budget.  If necessary, adjustments will be made if we are over the budget to cut back and cover the shortage over a period of months if necessary.  If we are “under” we may choose to dine out more often or upgrade to first class when we have no alternative but to fly. (We are bringing a tiny portable scanner and printer in order to scan receipts, making it unnecessary to haul the receipts with us for years. The printer will provide boarding passes and other documents as needed).
Yes, this list could be overwhelming.  Here in the US, its familiar and a part of our everyday life. From afar? Maybe not. We can only look at these responsibilities with optimism and a sense of challenge, rolling it all into the adventure, chipping away at it, as we go.

As they say, “You can run but you can’t hide.” Hum…

Shredding a lifetime of papers…

As October looms nearer and nearer to our Halloween departure date, I lay awake at night prioritizing my tasks. With Tom gone to work Monday through Friday for 14 hours a day, the sorting and packing of a lifetime is logically in my hands. 

A portion of the most unbearable tasks has been started or completed, including the cleaning of our formerly junk laden attic, the messy top of my closet, many overstuffed drawers and hangers with outdated forgotten clothes, much of which I already hauled to Goodwill.  

We’ve scanned over 500 photos thus far with hundreds more to go.  A few months back, I removed every photo in a frame in our house, scanning the photo and saving an entire plastic tote filled with frames to be sold at our upcoming estate sale.

Looming in the back of my mind these past months have been the papers; boxes, drawers, file cabinets, banker’s boxes filled to the brim with receipts, tax records, legal documents, forms, medical files, certificates, insurance policies and on and on. 

Although not hoarders, we’ve kept that which we thought we’d need to keep, 90% of which we never referenced in all of these years. After assessing the paper inventory over the past months, I came to the realization that saving these documents would require no less than a 5′ x10″ storage facility, costing no less than $50 a month.  Goodbye, papers!

I called our accountant asking a few pertinent questions:

How long is one required to keep tax returns?

How long must one keep the supporting receipts for the tax returns? The answers to these questions are vague (Isn’t it surprising that the IRS would be vague?)  If you cheat on your taxes, you’ll need to keep your records indefinitely!  If you don’t, please see the IRS link for the vague answers.

Final question for the accountant:
Will he be able to do our taxes when we are no longer residents of Minnesota? Answer: Yes, as long as we have access to the internet.

The magic of the Internet with the availability of keeping digital personal records is steering us further and further away from the necessity of keeping paper copies of everything.  Our medical records, bank statements, income records, financial records, and other legal documents an now be kept online in a secure “cloud.”  
I made a list of the documents we’ll need to keep and subsequently store. (This list may be different for you depending on your personal circumstances).  

Documents to store:
  1. Original titles to cars (until we sell them both before we leave the US).
  2. Tax returns past 5 years (accountant has these also)
  3. Tax receipts for the past 7 years (per the advice of the accountant)
Documents to bring with us:
  1. Passports, upcoming visas, travel documents
  2. Originals of birth certificates, baptismal certificates, marriage certificate 
  3. New driver’s licenses for new state of residency
  4. Health: Insurance cards, current prescriptions, actual prescription bottles, immunization records, emergency contact information in states
  5. Checkbook (some property owners would like the balance of the rent paid via check) and recently renewed debit and credit cards
  6. Travel insurance documents
Today, after a brisk 45 minute walk on an otherwise lovely morning, I returned home with a certain sense of dread knowing that I must begin the sorting process.  When beginning a dreaded project I’ve always preferred to begin with the “worst first.”  

First, I attacked the old style wood two drawer file cabinet in our bedroom that loomed in my mind in the middle of the night. 
My next concern is the disposal of the papers, shredding and recycling as the only logical choices. After researching online I found a free shredding event which I put on my calendar with a plan to haul my two big bags of papers on June 23rd to the grocery store parking lot where Shredit will be offering the service to the community. 

After sorting for most of the day, I’ve discovered few simple steps to keep the amount to be shredded to a minimum:
  1. Place two plastic totes on either side of your chair, designating one bin for recycling, the other for shredding
  2. Place a cabinet, drawer, or box of papers in front of you on the floor
  3. Go through papers, removing envelopes, advertising, printed booklets and anything that doesn’t reference your name, address, social security number, bank account numbers, dollar amounts, etc., placing papers in appropriate tote; all personal items go into the shredding bin, all peripheral papers in the recycle bin.  (Tear off parts of forms with your personal information and save the rest for the recycle bin).
You’ll be amazed how much smaller your shredding pile is, as opposed to the recycle pile.  Place papers to be shredded into containers as suggested by your free recycle event into either bags or boxes.  Deliver them to the specified location on the specified date and time.  If one has additional shredding beyond that which the shredding event will accept, one can plan to repeat this process closer to the next arranged date in the area.  
Often, waiting for a free event is difficult when we so much want to get this cleaned up and out the door.  Most office supply stores have a shredding program (prices vary by locations and promotions).

Although I still have several more days of papers to toss, it’s less intimidating with this simple plan in place.  Hopefully, by week’s end this task will be completed, leaving me with little piles of the documents we will be taking with us on our journey.  I am looking forward to an enormous sense of relief.

Tomorrow is Round #3 of vaccinations which will include the first  of three rabies shots.  I’ll keep you posted!