A road trip today with photos….

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Us on the beach at the Lost Reef Resort where we stopped for lunch today.

Our delightful new friends and neighbors, also from Minnesota, invited us to join them to travel by car to Big Creek for all four of us to renew our visas, as opposed to riding on the Hokey Pokey boat and taking four cab rides.

Our Minnesota friends and Belize neighbors, Nancy and Roger.

Still recovering from our recent fall on the collapsing steps, it made more sense to ride in Nancy and Roger’s SUV than to bounce around on the 20 minutes boat ride each way. We jumped at the chance. 

The pool by the sea at the Lost Reef Resort.

Besides, we so enjoy their company, we knew the process of going to the Immigration Department (a two hour round trip drive) would once again be a delightful experience. It was.

This is our final visa for Belize: Once we disembarked the Celebrity Equinox on January 29, 2013, another only a few short weeks ago and the third and final today. Visas in Belize are extended for 30 days only. Based on our upcoming departure on April 9, 2013, there was no way to avoid a third visa. No exceptions are made at immigration.

Great photo of this darling couple, Nancy and Roger, who own the villa next door to us.

Leaving at 10:00 am this morning, we arrived in Big Creek at 11:00 am, behind a good sized line of others seeking to renew their visas as well. The tiny office only holds five tourists at a time, leaving us to wait outside in the 90 degree humidity. With little breeze, we anxiously squeezed into the tiny air conditioned space when our turn came up.

The immigration officer asked, “Why are you here so early when your visas are good until March 20th?” I giggled to myself. 

Guests relaxing at the Lost Reef Resort

Tom explained the time frames we are in Belize and she nodded in understanding, extending each of our visas inside our passports to April 12, 2013, when we’ll be long gone.

I couldn’t help but add, “Old people are always early,” in an effort to get a chuckle out of the overly serious immigration officer dressed in a military-type uniform. A wide grin spread over her face.  It worked.

Back in the SUV, Roger suggested lunch to which the three of us enthusiastically agreed that is on the way back to Placencia in the little town of Riverdale.  Owned by American friends, the Lost Reef Resort is a quaint, picturesque resort with an ambiance of relaxation away from the rest of the world.

 The restaurant at the Lost Reef Resort.

Often when dining out with my restricted diet, I tend to read and reread the menu looking for acceptable options.  No problem at the Lost Reef Resort. Their amiable chef was eager to please preparing a hearty grilled chicken salad with a wide array of fresh crisp vegetables. 

Nancy and Roger had what they described as delectable chicken wings and onion rings while Tom dined on a robust burger and fries (he “cheats” when we eat out).  Heir food was fresh, the service impeccable and the atmosphere charming. 

Lisa and her husband have owned a charming resort for seven years.

Lisa stopped by to visit our table, her warm demeanor, making us feel as if she’d known us forever. Seven years ago, she and her husband purchased the resort. He continues to work in the US splitting his time between the states and Belize, while Lisa stays behind running the resort. 

After lunch, we meandered out to the resort’s beach, only steps from the restaurant.

It’s not surprising that we’ve met several ex-pats that have found their way to Belize to begin anew in this land of white sand beaches, balmy ocean breezes, unique architecture, and friendly people. 

Unfortunately, for some ex-pats who buy or start a business in resort communities throughout the world, find themselves working harder and longer than they ever worked in their home country. The appearing idyllic life of “getting away from it all” is not always as easy a life as it may seem.  For others, it proves to be the fulfillment of a lifelong dream.

This adorable little guy stayed put allowing us to take this fine photo.

For us, we’ll stay on the move, making new friends, experiencing new cultures, and reveling in the gifts Mother Nature has bestowed on us all to savor each and every day.

More visas needed???…Check, check and recheck!…

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Our cruise company sent us this email message a few weeks ago:

“Dear Mrs. Lyman,

Thank you again for booking with Vacations To Go!

I wanted to send a quick email to remind you that one or more of the ports of
call, you will be visiting, will require a Visa.

If you are a U.S. citizen, U.S. permanent resident or a Canadian citizen
residing in Canada and have not contacted CIBT, to verify your visa
requirements for this sailing, please contact them as soon as possible.

All other, non-US or Canadian citizens must verify proof of citizenship, and
visa requirements with the embassy, consulate or immigration office of the
countries in their cruise itinerary.

Vacations To Go has partnered with CIBT, one of the nation’s largest passport
and visa services companies in the country, to assist U.S. citizens, permanent
residents and Canadian citizens in obtaining any required visas or a passport.
Visas may be purchased within six months of the start of the vacation but,
please be aware that for some countries it may take up to 30 days to secure a
visa.

If you are a US citizen or permanent resident and need to obtain a visa,
click here.

If you are a US citizen and need to obtain a passport, click here.

If you are a Canadian Citizen residing in Canada and need to obtain a visa,
click here.

For visa or passport questions, call CIBT customer service at 1-877-841-8602.
Be sure to identify yourself as a Vacations To Go customer and reference
account 45585. CIBT is available from 7:30 a.m. to 7:00 p.m. CST, Monday
through Friday.

Please let me know if you have any questions!

Sincerely,

Joaquin Contreras
Travel Counselor
Vacations To Go
jcontreras@vacationstogo.com“

We have total faith in our cruise counselor, Joaquin, and his company Vacations to Go for providing us with the most updated important information, superb customer service, and the best possible pricing.  I imagine, that the above letter is a standard letter sent to upcoming cruise passengers via the cruise lines on their behalf resulting in the “travel agents” presenting the information to their clients. 

Upon reading this letter, we followed the links to CIBT, a highly reputable visa and passport company per online reviews, the Better Business Bureau reports, and recommendations by VTG. 

Previously, we had used  VisaHQ, a company located on Embassy Row in Washington, DC in order to obtain our second passports (to find detailed information about the necessity of having a second US passport, please type “second passports” in the search box on our home page to go directly to our posts regarding the necessity of a second passport.)

With these links and information on hand, we proceeded to go to CIBT to set up an online account.  When asked, “what country will you be visiting?” I was stymied.  With four countries requiring a visa in our upcoming cruises through June 2013, my hope and expectation would be that we could apply for all four at once. 

Those countries requiring visas include Egypt, Jordan, Turkey, and United Arab Emirates. The other dozen or more countries in our upcoming eight cruises in 2013 (two more scheduled so far for 2014) do not require a visa for stays under 30 days. 

The dilemma we faced after receiving this letter:
1.  To apply for a visa, one must send their passport to the processing company along with a stack of ancillary documents, based on each country’s particular requirements.
2.  To avoid paying extra processing fees, as much as $150 per visa, one may apply early to ensure the documents are received in time for the cruises and…to get one’s passport back with the documents. When we ordered our second passports they were sent to us by registered mail to our mailing service in Nevada which we picked up when we went to Las Vegas for Christmas.
3.  Thus, without having established an address here in Belize and the potential for slow transit from the US to Central America, it’s likely should we try to apply now for June, there’s a high risk of not receiving our passports and visas in time before we depart on April 9th.

After Tom and I discussed this at length, after confirming that we did in fact need visas for these four countries we’ll visit on our cruises from May to June, we came up with this plan:
1.  Complete all the paperwork while here using our portable printer and scanner.
2.  Begin the process of applying online while here, leaving out the mailing of our passports until we get to Miami on April 13th when our ship, the Carnival Liberty, docks at the Port of Miami for approximately 10 hours.  
3.  Grab a cab, heading directly to a UPS store near the pier, mail our documents registered mail to CIBT, pick up our forwarded awaiting mail and packages we’d pre-arranged to arrive on April 13th, mail our excess luggage to my sister in Los Angeles, get back on the ship and continue on to the next cruise.
4.  In the packet to CIBT, we’ll have requested the visa and 2nd passports to be sent to our hotel in Barcelona Spain, where we’ll stay one night, May 5th, boarding our 15-night cruise in the morning through the Suez Canal to see the Great Pyramids, Giza, Cairo, The Sphinx, and more (will post details later), where three of the four visas are required. 

Whew! This is cutting it very close…one night in Barcelona with documents being delivered in a very narrow window. Of course, the hotel would gladly hold the package for us for a few days.  But what if it didn’t arrive, or was lost? 

Suddenly, we both felt a twinge of stress.  Our only piece of mind would be to have them sent from the US to Barcelona, the quickest, most expensive way.  We were willing to bear this expense. And yet, there still was no guarantee.

Our goal thus far has been to keep stress at a minimum, avoiding that angst-ridden feeling one takes on in bed in the middle of the night, interrupting sleep, a familiar feeling from our “old lives”, a feeling that seems unavoidable in the hustle and bustle of daily life.  

Lounging on the veranda yesterday, creating a definitive plan we both could live with, a thought occurred to us simultaneously; let’s call CIBT explaining our dilemma and see what suggestions they may offer. 

Since we no longer have a cell phone plan, using Skype and SIM cards as needed, we knew we could call their toll-free number using Skype, incurring no cost at all.  We discovered much to our delight, that we can call any business in the US without incurring any costs, as long as they have a toll free number.  They answer on their regular phone systems while we call on Skype for free.  Nice.  Thanks, SKYPE!  

Dialing their toll-free number, we were connected to a representative within 30 seconds. The call was clear with a bit of an echo.  Explaining our dilemma to the representative, she asked us to kindly wait and she’d be right back.  Watching the clock on Skype, she returned in less than a minute asking us the names of the cruise lines for these two upcoming cruises.  We responded that the May 6th cruise was with Royal Caribbean and the second was with Norwegian Cruise Lines.

Again, we were on hold for a short time. She returned to the phone with glee in her voice, “I have good news for you!” We held our breath. “You will not need pre-arranged visas on either of your cruises. You’ll receive them on board your ship at the time you disembark to go on your excursions.  Both of these cruise lines have an arrangement with these countries to provide visas at their ports of call.”

We squealed with delight.  Tom, or shall I say, “doubting Thomas” wanted more verification of this, worrywart that he is.  Immediately, we contacted Joaquin, our cruise guy by email.  An hour later, we received an email confirming that CIBT is correct, we don’t need to obtain visas in advance for the four countries, not always the case, but in these particular two situations, we could relax.

Had we not “called” receiving this valuable information, we would have followed the procedures online, paying the expenses of upwards of $600, while dealing with the stress of the timing.

Who knows how to travel the world for 5-10 years or more, managing all the details, documents, financial and medical concerns?  We don’t.  But we’re learning, day by day in bite-sized pieces with so much more ahead of us.  We’ll flounder, we’ll make mistakes, we’ll trust when we shouldn’t and wrongfully mistrust when we should.

Lesson learned.

Visa extension day…sheer wonder!

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We rode on one of two identical boat across the lagoon to Mango Creek on the Hokey Pokey Water Taxi.

Initially perceived as a necessary responsibility laden experience, getting one of our two required visa extensions proved to be a fun filled day.  Having decided many months ago that creating an adventure out of what may appear to be mundane would greatly improve the possibility of a positive outcome.  Indeed., that’s true!

The hut where we waited to board the Hokey Pokey boat.

Only two and a half months ago while living in Scottsdale Arizona, preparing for our upcoming travels, Tom had to have his final dreaded colonoscopy and endoscopy.

As it turned out we ended up having a wonderful time, meeting the gastroenterologist in his office for not only great news on Tom’s results but a bird’s eye view of his wide array of photos he’d taken while on safari in Africa.  While admiring the quality of his photos, a lively conversation ensued that we’ll both remember for a long time to come….an otherwise unpleasant experience resulting in a memorable day.


While driving through the channel to the lagoon, we saw several of these houses on stilts, a common style in Belize with potential hurricanes and high tides.

His work inspired us to learn to take good photos along the way, a gift to ourselves and others who share in our passion of the treasures Mother Nature has bestowed upon us all, not only in exotic locales but in our everyday lives.

Today, was a venture out into our new everyday life…taking care of business.
Little camera in hand, our cab driver Estevan appeared at our door, promptly at 9:30 as planned to drive us the five miles to Placencia Village to the dock on the lagoon to the Hokey Pokey Water Taxi.

Estevan, what a guy!  Concerned that we might not get a knowledgeable cab driver, he started making phone calls, first to his wife to get the phone number for a cabbie he knows. “Vic” who works the Mango Creek pier was more than willing to  take us on the 10 minutes drive to Big Creek where the Immigration Department is located. 

Minutes later, he was talking to Vic, not only negotiating an equitable fare for us in advance, a mere $10 (US) round trip, but also asking that Vic would wait for us while we were in the Immigration office obtaining our 30 day extensions.  Wow!  Need I say that we were appreciative and impressed? 

Dropping us off at the tiny waiting area for the Hokey Pokey Water Taxi, Estevan suggested we met up in front of the local grocery store, The Ming at 1:30 so we could shop and perhaps find more available items.  A perfect plan.


The dock in Mango Creek where Vic picked up the five of us for the drive to the Immigration Department in Big Creek,

With Estevan’s phone number neatly tucked into my shorts pocket, we bought two one way tickets  US $6 for the boat ride to Mango Creek.  Scheduled to depart at 10:00 am, we waited patiently sitting on the wood benches in the shaded hut while more passengers purchased tickets. 

It was hot and humid.  We’d frozen two water bottles for the journey, later grateful for having done so.  As required we had our passports, ID, money and potentially required documents that we listed in yesterday’s post directly from the Belize Immigration office.  Based on comments from both locals and travelers, the likelihood of being asked for additional documentation was low. 

In our usual “be prepared just in case” way, brought along everything they asked for in their forms.  It’d be a shame to go all that way and expense to be asked for a document we didn’t have in our possession.  (When in line at Immigration, we observed that some others also had the myriad documents on hand). 

No, we weren’t asked for the additional documents.  In a month, when we return for the second extension, we’ll bring along the same package we prepared for today, just in case that we’re the one out of a hundred that is asked, we’ll be prepared.

Seventeen passengers were seated in the small boat with us which zoomed across the water with ease with its huge newer looking outboard motor humming along.  With such a load, the boat was low in the water.  We weren’t concerned as we enjoyed the cool breeze thumping across the massive lagoon to Mango Creek.

Sitting next to us, both in the hut and on the boat, was a delightful couple , Margaret and Fred from Switzerland with smooth as silk accents, whose daughter and grandchild lived in Placencia, visiting them every year.  They were not only familiar with the country of Belize but were experienced world travelers who’d spent considerable time living in Africa.  

Claus, Margaret, Jess and Fred, our newly met Visa Day companions.

The conversation with Margaret and Fred was enhanced by the four of us meeting yet another passenger, Claus from Germany, who recently moved to Placencia with his wife and young child.  They all asked if they could ride in our prearranged cab, Vic’s large van, for the ensuing trip through Mango Creek and onward to Big Creek, the location of the Immigration Department.

Arriving at the dock in Mango Creek around 10:15 am, Vic was looking for us.  Estevan, thank you!!!  Quickly agreeing to take the five of us, we were on the road for the 10 minute drive to Big Creek.  The conversation among the five of us made the time fly by not only along the ride to and fro but the 25 minutes total it took for the five of us to get our passports stamped.

We made it back to the pier in Mango Creek at 11:05 and thank goodness, the return boat had yet to depart.  Waving goodbye to our newly found “friends”, Tom and I took off on foot from the pier to walk along the busy main road of the village to for a stop at a local vegetable stand, to a bank to exchange US $100  money to Belizian money (Belize $1.98 for US $1.00) to eventually end up at The Ming grocery to hook up with Estevan for the ride back to Laru Beya, our temporary home.

The stop at the vegetable stand was more fulfilling than I could imagine.  With no marked prices on any of the fresh organic produce we loaded up all we could carry and use over the next 9 days until Estevan returns to take us grocery shopping again.  Imagine, we purchased all of these items for a total of $12!  Fresh, organic, Roundup free, vegetables in the natural colors intended by nature, not chemically induced to be darker and brighter.

  • 2 pounds of carrots
  • 2 large heads of cabbage
  • 3 pounds of green beans
  • 3 large onions
  • 2 medium size eggplants
  • 2 pounds of pea pods
  • 1 large zucchini
Tom in the vegetable stand bagging up our produce.  We couldn’t have been more enthusiastic about our loot, all for only $12

Fresh produce!!  We couldn’t have been more thrilled.  As we’ve discovered, with only occasional carrots, cabbage, onions and peppers in most grocery stores, our selection has been limited.  Without wheels and the cost of a cab into Placencia at $20 plus tip, we’d decided it greatly added to our otherwise ample grocery store budget of $800 a month (dining out adds another $700 a month). 

Thus, we’ve limited ourselves to canned vegetables and homemade home chopped coleslaw which we now have made as a staple in our diet.  With lettuce at the vegetable stand, we looked at each other wondering if we wanted lettuce salad, shaking our heads “no”. We decided to stick with our standby coleslaw using our homemade dressing.  I make it early in the day, to ensure its ice cold by dinner.

In the future, we’ll go shopping in the village which has a much wider selection than the few stores we’ve frequented in the past.  On the return trip, Estevan offered to take us to the village going forward for $15 round trip enabling us to select from a wider range of foods. We purchased enough food today at a cost of $190 to get us through until a week from Wednesday when Estevan returns.  Of course, we gave him an ample tip, appreciative for all that he did for us.

Back in our villa, we put the food away, content with our purchases and locked up our documents in our built-in safe.  I began preparing dinner for tonight, a fresh batch of coleslaw, a giant bowl of chicken salad using the leftover chicken from last night along with big plate of buttery steamed green beans.

We’ll go back on the Hokey Pokey by March 20th to extend our visa for the remaining 20 days until we sail away on April 9th.  Now, for our much anticipated vegetable laden dinner, a sense of satisfaction for another great day and an evening with a full moon. 

Humm…maybe we’ll get a few good shots tonight! Check back tomorrow to see!

Visa day tomorrow…on the Hokey Pokey Water Taxi…

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Contact Mr. Burgies and Get your ticket at the Placencia Terminal is locate at the water Taxi Gas Station

                                                 Hokey Pokey Captain (we think).

While still in Minnesota, we researched the possibility of getting our visas for Belize based on our extended stay of two and a half months. 

As indicated in the post regarding disembarking in Belize City on January 29, 2013, the immigration officer that boarded our ship would only provide us with a 30 day visa, ending on February 28, 2013. 

In Belize, it’s only possible to get one 30 day extension per personal visit to an immigration office, resulting in the necessity of our going twice to immigration, once good until March 30th and another good until April 9th, the date we depart on our upcoming cruise out of Belize City. 

From what we’ve heard from expats, they will not make an exception for the extra 10 days and give us a visa from February 28th to April 9th.  We understand the necessity of such rules applying to everyone and surely, we have no right to an exception.

Tomorrow morning at 9:30 am, our trusty cab driver, Estevan will arrive to take us the five mile drive to the village of Placencia to the pier to hop a ride at 10:00 am on the Hokey Pokey Water Taxi to take us the relatively short distance across the lagoon from Placencia to Mango Creek/Independence, located on the mainland.  The cost per person is US $3 per person each way.

Once we arrive in Mango Creek, it will be necessary to take another taxi for a ride to the immigration office at an unknown address which apparently is too far to walk.  Both Tom and I looked online for an hour for an address finally giving up looking.  From comments we’ve read online, most taxi drivers know where it is. 

In order to be granted a visa extension, a number of documents must accompany our passports.  Here’s the list copied directly from their form:

The application form  MUST  be FULLY completed, signed and dated, then submitted with the  following:  1. Your passport
2. One recent passport ­sized photograph
3. Proof of Travel Arrangements:  Copies of Tickets or a Confirmed Travel Itinerary
4. Proof of Accommodation: Copies of Confirmed Hotel Reservations or Full contact details of family/friends in Belize
5. Proof of Financial Means: Copies of most recent bank statement or Letter from Financial Officer (for Business travel  only)
6. Purpose for Trip: Educational – Letter of Introduction from University or Educational Institution Business – Letter of Introduction from Company or Organisation and supporting documents Tourism – see number 3 above.
7. Payment of Fees: Single Entry $50 per person, per extension

Our equally trusty Planon PrintStik, printed all of the above and we’re ready to go.  Providing a bank statement is a bit unnerving but, if asked (and we may not be) we’ll be prepared.  It would be a shame to go through this process and not have the necessary documents in one’s possession.

We could have applied to the immigration department in the UK.  However, we are unable to send or receive mail here in Placencia in a timely fashion to ensure we’d get our passports back in time for departure.  We have two US passports but, feared it would be returned long after we’ve left.

Another option was to rent a car and drive the two hour winding Hummingbird Highway to get to Belmopan, the capital city and apply in person.  This surely would be a full day’s outing. 

We opted for the trip to Mango Creek/Independence, hoping we can get done in time to return to Placencia Village on the 12:00 PM Hokey Pokey.  This would give us time to have lunch in Placencia at one of the highly recommended diners, grocery shop in the larger grocery store, the fresh fish market and the vegetable stands, having Estevan pick us up when we’re done around 2:30.

This choice gives us an opportunity for a fun outing as opposed to a long drive up and back.  It all made more sense to us.  If the time at the immigration moves quickly, all could go as planned.  We shall see how it goes, reporting back here tomorrow with photos and a rundown of our day.

Have an enjoyable evening watching the Academy Awards!  Much to our delight (mine more than Tom’s) we’ll be able to watch it in HD on the flat screen TV in our little villa.  Oh, we’re getting spoiled.  Expectations will be reduced considerably after we leave this fabulous spot! 

Languishing in Paradise…Making a new to-do list…

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There’s no free lunch.  No matter where we go, how untangled we strive to be, Life is filled with responsibility. 

Many years ago, my eldest son Richard and I discussed the merits of “living under a palm tree in a tropical climate, weaving baskets.”  At the time, it sounded like an uncomplicated analogy of how simple life could be if one so chose, escaping from the constraints of our everyday living.

Tom and I have had no delusions that traveling the world would be a far cry from escaping responsibility.  With banking, bills to pay, investments to oversee, health and personal property insurance, ongoing tax liabilities, and the time-consuming process of managing one’s household on the road, there was little opportunity to allow one mind’s freedom of letting it all go. 

On top of it all is the time-consuming process of continually planning the next step: airline reservations, hotel bookings, cruise bookings, finding health clubs, arranging transportation, locating Fed Ex offices, and on and on.

Beginning our travels on October 31, 2012, after 10 months of planning, we knew the flow of responsibility would follow us no matter how much we thought we’d prepared in advance. The 10 months were only the tip of the iceberg.

Today, comfortably ensconced at our new location at Laru Beya Resort for the next two-plus months anticipating the move on Sunday into our own condo/villa, reality slaps us in the face that our days of bemoaning our waterless situation are behind us and, it’s time to get back to that which we want and must do.

Here’s what’s on the agenda for the remainder of the month:
1.  Complete our excel spreadsheet with deductions and tax information for our accountant.  We’re almost done when yesterday our tax documents finally arrived via our mail service in Nevada, MailLinkPlus who will snail mail the actual documents to him.

2.  Complete the review and application for my new health insurance policy and both of our Emergency Evacuation policies.  Pay the annual premiums for all of the policies. (Tom still has insurance until age 65).

3.  Apply for visa extension for Belize. We have to take a boat to get to the immigration office on the mainland after finding our way to the boat launch area in Placencia Village.  (I mistakenly thought it was on an island as mentioned in a prior post. Excuse my error).

4.  Arrange for storage of our excess luggage in Miami for one year, while we’re in Europe and Africa.  On April 9th we’ll embark on a cruise from Belize City (midway through the cruise) sailing to Miami, arriving on April 13th at 8:00 am.

We’ll be staying on the same ship, the Carnival Liberty, in order to embark on yet another cruise later in the day.  We’ll disembark the ship in the morning with only our passports and our excess luggage grabbing a cab to go to a Self Storage 3.5 miles from the pier. They will store our bags for $15 a month plus a one time $22 service fee, in a climate-controlled space.

Once we drop off the excess luggage, we’ll have the cab driver take us to a Fed Ex office .6 miles from the storage facility to pick up our XCom Global device. While on this cab ride, we’ll stop at a drugstore to restock a few toiletries and a grocery store to restock our favorite Crystal Lite Iced Tea and our favorite sugar-free chocolate (unheard of here in Belize).

Normally, in the US a six package container of Crystal Lite iced Tea sells for around $3.49. Yesterday, we purchased nine containers priced at $7.75 US each. The owner gave us a discount of 3% for wiping out her entire inventory. Our final cost in Belize was $67.66 US as opposed to $31.41 in the US. 

5.  Order XCom Global MiFi device to take with us over the number of upcoming cruises, having them ship it to the Fed Ex Office near the pier in Miami so we can pick it up the same day we drop off the excess luggage at storage on April 13th, as indicated above.

6.  Apply for visas for Turkey, Egypt, United Arab Emirates, and Jordan from a different online company from the company we had previously used for our second passports (they don’t do visas for the Middle East), using the services of a company suggested by our cruise agent.  Yet to research.

7. Search for cruises to get us from South Africa back to Europe in March 2014, from Europe to Hawaii to meet up with our kids and grandkids in December 2014. The best route we’ve found thus far is from Barcelona to Miami when we’ll pick up our excess bags from storage and then possibly head out on another cruise from Miami to Los Angeles.  

Here’s the deal on the cruise from Barcelona to Miami.  What a great price!  We’ll book this cruise within 24 hours in order to receive the $100 onboard credit offered below.


FastDeal		 25626
14 nights departing October 26, 2014 on
Norwegian’s Norwegian Epic
Brochure Inside $899
Our Inside $599
You Save 33%
Brochure Oceanview $1,299
Our Oceanview $829
You Save 36%
Brochure Balcony $1,299
Our Balcony $829
You Save 36%
Brochure Suite $1,699
Our Suite $1,099
You Save 35%
$$$ Two-Day Sale! Book by February 8, 2013 and receive a FREE US$100 per cabin onboard credit on select categories.
Promotions may not be combinable with all fares.
The prices shown are US dollars per person, based on double occupancy, and subject to availability. They include port charges but do not include airfare or (where applicable) airport or government taxes or fees.
ITINERARY
DAY DATE PORT ARRIVE  DEPART
Sun Oct 26 Barcelona, Spain 5:00pm
Mon Oct 27 At Sea
Tue Oct 28 At Sea
Wed Oct 29 Funchal, Madeira, Portugal 9:00am 6:00pm
Thu Oct 30 At Sea
Fri Oct 31 At Sea
Sat Nov 1 At Sea
Sun Nov 2 At Sea
Mon Nov 3 At Sea
Tue Nov 4 At Sea
Wed Nov 5 St. Maarten 8:00am 6:00pm
Thu Nov 6 St. Thomas, U.S. Virgin Islands 8:00am 4:00pm
Fri Nov 7 At Sea
Sat Nov 8 At Sea
Sun Nov 9 Miami, FL 8:00am

Once we arrive in Miami, we’ll stay on the Norwegian Epic as it commences another cruise on November 9th, in order to “kill” another week.  Invariably, cruising with the meals included is a lower cost than staying in a hotel and dining out every night plus, its our means of transportation ultimately getting us to the next destination, enjoying each day in the process.

On November 17, 2014, upon completion of the second round on the Epic, we’ll find our way from Miami to Hawaii either by another cruise or by air.  It’s a toss-up:  airfare and where to stay for an extra month in Hawaii which is pricey or cruise and pay more overall saving on the daily rate.  Time will tell.

We’ll post the 2nd cruise which we’re working on right now with our cruise guy, Joaquin at Vacations to Go, embarking on November 9, 2014, once we book it in the next 24 hours. 

Today, we’ll drive the golf cart to Placencia Village to return it, taking a cab back. The cost of the cab is estimated at $10 US.  With no wheels for the next two months, we’re considering what would be the most cost-effective options. We’ll keep you informed.

Also, we found some local adventures we’ll partake in once we get situated in our new home, the LaruBeya villa, and complete some of the above tasks on our new to-do list.  There’s definitely no “free lunch.”

We made it to Placencia Belize, bumpy road and all…

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The “tenders” that took excursion passengers from the Celebrity Equinox and other ships that were anchored in the bay due to shallow waters at the pier.  We took this photo from our tender which was much larger with a double deck and steep steps to the 2nd level where we sat during the 30 minute ride.
One of six single lane bridges we encountered on the Hummingbird Highway, the almost four hour drive from Belize City to Placencia, a narrow peninsula on the Caribbean Sea
The beach at our cottage on the Caribbean Sea.
A banana plantation along the Hummingbird Highway.  The blue plastic bags are used to protect the banana from insects instead of pesticides.

A few years ago, I had trouble going to a Minnesota Twins ballgame, the ride in the car, sitting in the bleachers, the stairs up and down.  I was falling apart.  Now, less than two years later, I’m hauling my share of carry on bags, up the steep steps to the second level of the tender for a 30 minute bouncy boat ride in choppy waters from where the Celebrity Equinox anchored out at sea, too large to dock at the pier.

Thank goodness for discovering that food played a huge role in my chronic pain syndrome, now all but gone, making it possible for me to be a participating partner in our upcoming years of world travel.  For this, I am very grateful.

However, my newer state of being doesn’t diminish my persistence in getting things done and getting them done right.  This morning, still on the Equinox, with all of our bags packed and ready to go down to deck two to await our departure on a tender, we waited to hear from the Celebrity’s Immigration Officer, Jennie.

Her objectives, after my careful instructions were to accomplish a few things:
1.  Acquire visas for us for at least the one month Belize offers with the availability of applying for the remainder of our stay.
2.  Get us and our bags safely off the ship on time to meet our private shuttle driver Abraham at our prearranged 12:30 PM at ship terminal #2 who’d be waiting for us holding a sign with our name, to begin the four hour drive to Placencia to our awaiting little beach house.
3.  Avoid us standing in a lengthy line behind all the passengers who were going on excursions in Belize City and avoid all the passengers waiting for us to get our luggage loaded on the tender.  Passengers didn’t have luggage, just purses and bags to carry the loot they’ll purchase on shore. 

We each had heavy computer bags, Tom’s two-liter duty free bottles of booze, bottles of water for the road trip, my overloaded handbag and a heavy bag with all of our prescriptions and preventive medicines that I always keep in my possession.

While I was at the guest services awaiting our stamped passports Tom was upstairs in our cabin on Deck 10 lining up the luggage for the soon-to-arrive porter with a cart to take it to the tender boarding area.

If timing went as we’d planned, we’d be at Terminal 2 in Belize City to meet driver Abraham promptly at 12:30, head directly to the Fed Ex office to return the XCOM Global MiFi to San Diego and begin the long drive to Placencia.

At 11:30,  Jennie frantically arrived at the desk to tell me our passports were approved by the Belizean Immigration Officer who had come aboard at 10:30 and we were set to go.  She handed over our two passports, wished us well and dashed off. 

Still standing at the desk, I knew I’d better check the passports. The visas in both of our passports read:  6/2/2013.  In US speak that means, June 2, 2013. In Belizean speak that means, February 6, 2013. He’d only approved one week!!! Now what? I took a deep breath.  Stay calm, I hollered at myself in my head.  Summoning a guest service rep to go find Jennie again, I waited impatiently another 10 minutes. 

Showing her the dates on the passports, she became embarrassed and flustered, mumbling something about the Belizean Immigration Officer having gone to eat at the ship’s buffet.  In a firm but diplomatic voice, I asked her to please go interrupt his breakfast kindly asking him to extend the visa to 30 days, giving us ample time to apply for an extension by mail while in Placencia. 

Aware of the clock ticking, Tom appeared at my side, ready to head down to Deck 2 to our awaiting bags and to board the tender.  Moments later, Jennie appeared again with the passports in hand, showing us that she had in fact, interrupted his breakfast as he gave us the 30-days visas.  Off we went down to the gangplank and boarding area to about 100 passengers in line waiting to board the next boat. 

Asking Tom to get out our two “Priority Tender Passes” only to discover moments later that most passengers in line also had a “Priority Tender Pass.”  Oh, how I had thought we were special!  Ha!

By now, it was noon. Surprisingly, the line moved quickly as passengers swiped their “SeaPass” ID cards into the slot.  As we moved up the line, I started asking staff personnel about our luggage. “Where did they put our luggage?”  No one answered until we reached the point of swiping our cards in the machine. 

A loud siren started blaring as soon as my card was read.  The same happened to Tom.  We were immediately whisked aside to curious onlookers who were trying to assess our “crime” only to discover that they were being alerted to the fact that we were getting off the ship and not coming back.  Steps away from boarding the tender we were approved to depart after a phone call was made.  

I continued to ask about our luggage.  “Where is it?”  I harped again trying to sound friendly.  Tom had already reminded me about my persistent manner to avoid coming across as “the ugly American” making endless demands.

A uniformed man appearing to be a police officer for the ship stated with raised brows, “Your luggage went on an earlier tender.  Its at the pier waiting for you.
“Is someone watching it?” I asked.

“Yes, madame, it’s in the hands of Celebrity personnel.” he reassured us.  We boarded the tender hauling our multiple carry on bags to that second story when we barely found two seats next to one another. 

Squeezed between several passengers, a lively conversation ensued with the passengers around us, fascinated that we were getting off the ship to stay in Belize for over two months.  I appreciated their enthusiasm but my mind was on the luggage.

Finally I relaxed to enjoy a lovely woman sitting next to me, a world traveler from Germany, an archaeologist.  The 30 minute ride flew by, wind and sea spray splashing around us in the open air boat as we chatted on about science, paleontology and the caveman.  Quite interesting!  I could easily have spent hours with her. 

Exchanging business cards, we promised to stay in touch via email as she was very interested in reading our blog as I was interested in hearing more about her family winery in Bordeaux, France.  As she dashed away, she threw her head back to shout to me, “Come to visit us at our winery in Bordeaux.”  Whether said flippantly or sincerely, I momentarily relished in the prospect of spending time at her family owned winery.

Moments later, we were being herded off the tender all the while looking for our multiple orange bags.  After a lengthy walk on the dock, we discovered a Celebrity “tent” with cups of water accompanying the goodbyes from the uniformed staff.  Our luggage was no where to be found.  The Celebrity staff member who was dressed in a uniform was apparently a police officer who led the way for us to follow him. 

Madly searching for our bags in the crowded terminal, we also had an eye out for Abraham and his sign with our name.  There he was.  No luggage.  A row of van drivers were desperately trying to move through traffic and get their loaded vehicles on their way. 

In what was a wild flurry of activity, as Abraham joined us in the search for our bags, there were two vans in front of ours, all blocking traffic.  Suddenly, we saw ORANGE!!!  Our bags were in a van we had not requested, not Abraham’s van!  The doors were being shut and it was ready to drive away.  We both yelled, “Stop!! Those are our bags!”  Stop that van!  The van stopped and minutes later, a load of about 25 bags in the rear of a huge van were being unloaded to get to our bags which of course were on the bottom of the pile.

The other awaiting van in front of the van with our bags took off with passengers and luggage, on their way to the airport. After unloading the “wrong van” we discovered were missing three large bags, two orange, one black and they were on their way to the airport.

It was sunny, humid and 90 degrees.  Pushy, pushy, pushy.  But, nice, nice, nice.  We managed to convinced the other van driver to contact the airport van to turn around in crazy traffic and road construction and come back with our three bags.  Yes, our bags ended up in two separate vans, neither of which we had requested or desired.

After what seemed like an eternity, we had all of our bags in Abraham’s van and we were on our way to FED EX, arriving a good 20 minutes after leaving the ship terminal through bumpy dusty unpaved roads in some of the poorest areas of Belize City.  Oh, oh, FED EX had moved.  They are now within a block of the ship terminal.  We’d have to turn around and go back. 

“Oh, no,” I persisted, “is there a UPS or any other shipping company near us now?” 

Abraham quickly answers, “Yes!  How about DHL?” 

“Yes!” I chimed in, “DHL it is!”  Minutes later we were standing at the DHL desk watching the rep look up rates in an old fashioned book as opposed to a computer.  Thirty minutes and $72 US later, we were out the door, insuring the package for $800.

And so began the almost four hour drive down the Hummingbird Highway.  We went through six, yes six, one car width bridges.  We encountered washed out roads, cracked broken pavement, scary single lane passing, slow semi trucks up the steep winding hills, slow drivers, crazy drivers, winding and mountainous roads.

We encountered cows in the road, cows in the pasture eating real grass, roaming free, chickens wandering in fields, pecking at natures little tidbits, soft billowy clouds over the sea, endless rows of banana trees and more orange groves than I’d ever seen growing up in California.  Endless coconut trees lined the hills and valleys, a lush forest of Mother Nature’s untarnished bounty of its fruits of the land.

Shortly before we arrived at the cottage, we asked Abraham to stop at a grocery store to get us through the first few days until we figure out transportation.  He gladly obliged while we dashed into the little store.  Shocked by the prices and knowing there was another bigger grocer a mile from the cottage, we opted to purchase bare necessities, food for breakfast and dinner.

Much to my delight, the steaks were local grass fed, from the farm where I had observed the cows grazing, the brown eggs were organic, free range and cage free at $2 a dozen.  The produce, although limited in its selection was fresh and had that “just picked from the field” look. 

When the cashier rung up our groceries, it totaled $114.  I was sadly disappointed this small amount had cost so much.  Tom nudged me when he saw the look on my face, ‘That’s Belizean dollars.  Its actually about half of that!”

At 5 pm, we arrived a the Little Cottage with the good directions provided by the owner. We were tired, hungry and anxious to see the beach house and get situated. 

We weren’t disappointed.   The house, situated on the owner’s property only requires walking the length of the small ocean front lot to the Caribbean Sea. 

Today, we’ll do laundry, in piles from the most recent eight day cruise which must be dried on a clothes line (no dryer), unpack only what we need, figure out transportation and spend as much time outside enjoying the ocean breezes, the breathtaking scenery and the unfamiliar sounds from birds of unknown origin.

Disembarking the ship before the end of the cruise…

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Remember our motto, “Wafting Through Our World Wide Journey with Joy, Simplicity and
Ease”?

We strive to keep this in mind.In order to accomplish doing so, we must be proactive.On occasion, proactive behavior requires assertiveness that may, on occasion, be off-putting to those with whom we are dealing. As we plan to disembark from the Celebrity Equinox tomorrow, Tuesday, January 29th we are faced with a few potential obstacles:

1.  How will our luggage be handled on the smaller “tender” boat taking us the 20
minute ride to the pier in Belize?  Will
we need new luggage tags as when we disembarked the Celebrity Century?
2.  What time shall we schedule the hired driver to appear at the pier, holding up the sign
with our name based on a projected time the ship will be cleared for
dismemberment?
3.  What is the procedure for acquiring a visa, which based on our research is provided at the
time of entering the country of Belize, not online at an earlier date? Will they in fact grant us a visa for 2 1/2 months?
4.  What is the process with the Belize Immigration Department? Will they go through our
bags?  (We didn’t purchase anything aboard the ship).
5.  Will our scheduled driver have a large enough and reliable van (as promised when we
booked) for the four hour drive to Placencia? Will we arrive at the dock at 12:30 as scheduled?
In an effort to be proactive on Sunday morning I visited the customer service desk to review the process of getting the above four items
addressed.

The staff person tried to dismiss my concerns saying all would be fine. Ha! This is not the answer I was seeking!  (Tom and I agreed to let me handle these kinds of potentially testy situations. I tend to stay calm and pushy at the same time).

After the staff person attended to the answer to

Question #1, I was able to secure two PRIORITY TENDER TICKETS, enabling us to choose a time to get onto the tender with support staff.  This helps.

Unfortunately, when I pressed for the remaining answers, the staff person was unable to answer, preferring to say again, “everything will be fine. Nothing to worry about.”
“Yes,” I said, “there is something to be worried about.” She straightened the lapel on her navy blue blazer, wincing at my comment.
“Let’s say we get into Belize with immigration and 2 1/2 months later, we’re stuck in immigration for 24 hours or more trying to “get out of Belize” if we didn’t have a proper long term visa. (A
visa for Belize is not required for under 30 day visits).
“We need immigration to meet us at the pier,” I insisted, “to provide us with a visa good through April 9, 2013, when we depart.” (We had tried to get this ahead of time but was told by Belize Immigration to get a visa when we arrive).
“Whatever you need to do to arrange this is imperative.”  I continued. “If you don’t know the answer, please direct me to the staff member who does handle these types of concerns.  Is there such a person on board?”
“Yes,” she said meekly, “I’ll call her and she’ll contact you.” 
“OK,” I said, feeling frustrated, “We’ll watch for a message from her by the end of the day today.  We spend little time by the phone in our cabin.”

By the time I walked over to Tom who was sitting in a lounge area waiting for me, I had cooled off enough to tell him what transpired, reassuring him that all will be taken care of and not to worry. 

When passengers get off of a cruise ship, returning after a day of spending money in their city, there is little, if any hoopla.  Getting off the ship and staying for an extended period is an entirely other matter.

Once we hear back from the on board immigration handler, we will report the results.  Hopefully,
all will go smoothly. 

Persistence prevails.
__________________________________________
A few hours after writing the above, we returned to our cabin with a phone message from Jennie, the on board Celebrity immigration officer. Immediately returning her call, she suggested I bring our passports and our itinerary to the customer service desk and she’d meet with me.
I couldn’t get down there quickly enough, leaving Tom behind in the cabin. As I dashed to the
elevator, it dawned on me that this was the first time since January 3rd when we boarded the Celebrity Century, that I was out of Tom’s sight.  I chuckled to myself.  Imagine. We aren’t sick of each other yet!

Meeting Officer Jennie put my mind at ease.  Her crisp white and black uniform with
epaulets, the official name tag as “Chief Officer of Immigration coupled with her professional demeanor immediately reassured me that we were now in the proper hands.

Showing her our lengthy itinerary set the pace for a lively conversation with her enthusiasm to ensure that everything goes smoothly in our early departure from the cruise. She handed me immigration forms to complete, made a copy of our itinerary and immediately addressed all of our
concerns.

She suggested that she’d hold onto our passports until Tuesday when the Belizean Immigration Officer will board the ship (also via tender). She’ll handle everything for us including arranging for our 2 1/2 month visa. Should there be an entry fee, she will let us know and charge it to our
cabin.

She answered all of our questions including the seamless handling of our bags via porter to our cabin, taking our bags to be handled by the tender staff who again will assist at the pier.  She said there is no need for us to so much as touch our bags. No luggage tags are needed since we’ll be the only passengers staying in Belize.
In addition, she explained that our having PRIORITY TENDER TICKETS, we can board the tender at any time we’d prefer. Contacting our private van company in Belize by email today, they reassured me on the vehicle’s good condition, the size of the van and that the driver would meet us to be at the pier at 12:30 pm holding a sign with our name. According to Officer Jennie we’d have no trouble being there on time for the driver.

On Tuesday morning when the ship anchors in the harbor of the port of Belize at 10:30 am, requiring one hour to be cleared, we’ll have our bags down by the gangplank ready for us to get on the tender. Jennie will call our cabin instructing us when to come down to the desk to retrieve our passports and our new visas and head to the tender, knowing that our driver is scheduled for 12:30 pm. 

Anything could go wrong and throw this plan into total chaos. There is absolutely nothing WE will do to throw it off.  However, we’re subject to the responsibility and timing of others. As we all so well know, we can’t always count on the diligence of others, only on that of ourselves.

Then, of course, is the four hour drive to Placencia, only after the driver takes us to the FEDEX office in Belize City to return the XCOM Global MiFi device which won’t work in Belize. They are aware of the slow return mail and aren’t charging us for the time it takes for the package to get back to San Diego, California. 

We’ll need the device again by April 9th. We’ll have to pay the international shipping charge back to Belize so we can collect it at the same FEDEX office in Belize City before we depart on cruise #3 back to Miami for a same day departure of cruise #4.  At the cost of $395 a month for the device, it made no sense to hang onto it for this extended period. Postage both ways will be about $140.

Details, details, details!  The perception that this adventure of ours is comparable to a long vacation is delusional. This is work, lots of work and endless planning.  Fortunately, I find the process is pleasurable and much to my surprise, Tom does as well. 

We are both reminded, each and every day, to enjoy the living in the moment, even when it entails a phenomenal number of specific events falling into place. 

We’ll see how we feel about this premise when its 7:00 pm Tuesday night, arriving in Placencia in the dark, tired, hungry, opening one particular suitcase that has no clothing inside, taking out the multiple allergy and bedbug protecting mattress covers, putting them on the mattress, box springs and pillows all before we open our other bags.

We shall see and of course…report how it all goes.

Photos of upcoming vacation home in Nevada!…

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Pool and Spa
Pool and hot tub in Nevada house.
Living room
Living room.

Below are the photos of the Henderson, Nevada vacation rental we’ll be moving into this upcoming Wednesday after a five-hour drive across the desert. We posted these photos many months ago, doing so again today for our newer readers.

Master bedroom.
Second of three bedrooms.

A charming house with great reviews in VRBO.com located in the fabulous Green Valley Ranch area in Henderson, a suburb of Las Vegas, will definitely serve our needs for eight days over the holidays with family and friends coming to visit for the three days between Tom’s 60th birthday on the 23rd and Christmas.  We couldn’t be more thrilled.

3rd bedroom
Third bedroom.

Over the next two days, we’ll busily pack for the eight days in Nevada, finish the balance of our paperwork, pack the food and cooking supplies we’ve accumulated while in Scottsdale, and the hardest part of all, decide what we’re leaving behind in one final bin we’ll leave at son Richard‘s house.

Kitchen, dining area.

This is the hardest part.  Once we leave the vacation house in Henderson on the 27th, we return to the vacation house in Scottsdale for our final packing before leaving on January 1st for San Diego to ultimately sail away on January 3rd.  Any items we don’t bring to Henderson now become a part of our luggage, an impossible scenario.

2nd Living room
Casual dining and lounge area off of the kitchen.

We have warm clothes that we aren’t bringing (Good thing we brought them along for the cold weather we’ve experienced lately), piles of papers to pass off to my sister Julie who’ll spend Tom’s birthday and Christmas with us as well. 

Pool Table
Pool table in the living area.

Julie will keep our medical files with test results, our health care directives, and stacks of legal documents that we completed on Friday.  We’ll leave our tax prep receipts in a banker’s box with Richard. 

Kitchen
The kitchen is dated, but serves our needs.

Oh, it goes on and on.  There’s so much to remember much of which I listed on a Nevada “to do” and others that require me walking around and “looking” at everything to further remind me. Thank goodness, my memory is serving me well. 

Living room
Main living room.

Not only will we move into the house below, but we’ll get ready for Christmas, baking (for guests), decorating (just a little), and go to our dentist appointments for final cleanings.  After the dentist, Tom has an appointment at a local travel clinic for his last TwinRix vaccine. 

Spa
Hot tub as part of the pool.

Plus, we’ll complete the arrangements for the sale of Tom’s car (prospective buyer in the works), hopefully, to transpire while we’re in San Diego over the last two days.  If that doesn’t work out for any reason, of course, we have a Plan B. 

On January 2, we’ll take the SUV to a local dealer and sell it for whatever they’ll give us.  Apparently, there’s a shortage of clean used vehicles. After pricing it at Edmunds, we feel confident that we will sell it for close to the dealer’s wholesale price. It’s a 2010 model and in perfect condition.  We’re already prepared for a low offer accepting this reality as part of the process, especially after doing so poorly at our estate sale. Ouch!  Nobody cares to pay what we feel “our stuff” is worth.  

Here’s the link to the details and photos about the Henderson home.  (Please excuse the formatting issues. It’s rather tricky copying and pasting photos from other web sites.  As I’ve mentioned in the past, web design is not my forte).
http://www.vrbo.com/301335

Budgeting, wills and taxes…

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Its been nagging at me.  I think about it every day with a sense of dread. 

On the massive Excel spreadsheet, I created for our 5 to 10-year worldwide journey, there is a worksheet page entitled “To Do in Scottsdale.”  It contains all the paperwork tasks we’ve had to complete before leaving the country on January 3, 2013. 

“To Do” lists never intimidated me, no matter how lengthy. I’ve always taken great comfort it chipping away at task after task ensuring each one completed in its entirety before going on to the next. 

Yes, I know.  I’m rather obsessive. We live with that.  It doesn’t intrude in the enjoyment of our lives, we don’t fight about it and it doesn’t prevent us from a rich and full life. 

Perhaps, in a certain way, it adds to our lives by eliminating thoughts of all the “things” we have to do.  One by one, I chip away at them, freeing our thoughts to more fulfilling moments.  No one ever heard me say, “Oh, I can’t come to the party ’cause I have to fill out forms.”  Never.

So, on that “To Do in Scottsdale” sheet we’ve knocked off everything (many of which I posted here and there) except for the following:
1.  Prepare and get new wills notarized (our bank here will notarize at no cost)
2.  Prepare and get new Living Wills and health care directives notarized.
3.  Prepare our taxes up to date, amending the last two weeks of this month at the end of the month forwarding everything to our accountant by snail mail. 

Oh, tax prep, I despise this task!  Always have, always will. Yesterday, I began the process and today, it will be completed except for additions as mentioned above. 

We couldn’t imagine living in Belize, steps from the ocean and ever feeling like going through that bag of receipts, let alone hauling them along with us. In future years, we’ll have used our handy Doxie portable scanner, saving all tax-related items.  Much easier to do as we go then dread it all along.

A few people have asked, “Will you still file tax returns and pay taxes in the US?”  The answer is “yes,” always. We will always remain US citizens, as do many ex-pats living outside the US. 

Having saved every receipt for absolutely every dime we have spent since leaving Minnesota on October 31, 2012, it was also time to enter our “actual” costs into that budgeting expense record.  Upon completing the tax portion which I will finalize today, I started totaling the other expenses, such as food and entertainment.

Our total cost for the three-day drive to Scottsdale $780.  We had budgeted $1065 but arrived one day early.  Fortunately, the property manager didn’t charge us for arriving a day early but had he, we still would have been within the budget.

Preparing the taxes and totaling the receipts (all of which we’ve saved) finally enable us to see how we’re doing on our budget.  As I mentioned, going forward, we’ll log (scan) and toss each receipt as the expense occurs to avoid hauling around a growing bag of receipts.

Here’s where we are so far for the variable expenses for food and entertainment with only 18 days left in 2012.

Groceries for Scottsdale
Budget:  $ 1700.00     Actual: $ 696.00

Dining Out & Entertainment for Scottsdale 
Budget:  $  300.00      Actual: $501.00

Total Budget for Groceries and Entertainment for two months: $ 2000.00
Actual (so far):                                                                   $ 1197.00
Balance available until we leave for Henderson next week:     $   803.00

Groceries for upcoming 8 days in Henderson over the holidays
Budget: $ 600.00

Dining Out & Entertainment for upcoming 8 days in Henderson over holidays:
Budget: $ 450.00

We’ve been in Scottsdale 40 days as of today, arriving on November 3rd for an average cost of $30 per day.  With 6 more days until we leave for Henderson, we’ll plan to spend another $180 for a total of $1377, leaving us an overage of $623.00.  Thus, our total available for Henderson is $1673.

Preferably, it won’t be necessary to use this overage, putting us ahead of our budget right out of the chute.  We’ll see how it goes, posting our “actual” costs later.  Of course, there are other costs we are reviewing and will be posting as we go along.

Today, I will finish the tax prep after my trip to the health club, leaving the file ready to receive the remainder of this month.  Tomorrow, we will re-do our wills bringing them up-to-date and re-do our living wills, getting them notarized at the end of the day.

Also, VisaHQ, our visa, and passport processing company, sent us an email that our second passports will be in our mail within one week.  Yeah!  We did all the paperwork correctly! 

By this weekend, we can relax knowing that the worst of our paperwork is done, a huge relief.

Isn’t this part fun?

Living in Scottsdale, budgeting for this life..

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Our Scottsdale dining table set for tonight’s dinner guests. Much to my amazement, there were linen napkins and placemats in the condo.  Five for dinner tonight.

We’ve been living in Old Town Scottsdale for almost a month, an ideal area for travelers.  Within a mile to the upscale shopping mall in downtown Scottsdale, walking distance to the Arts Walk District in Old Town, a mere 10-minute walk from our condo, we are literally within range of hundreds of eateries, shopping, and entertainment.

Fine dining is abundant as well as casual theme orientated bistros, cafes, and local versions of fast food, this area is limited in the usual sprinkling of chain restaurants, a delight to see.

While living in Minnesota, far from everything, we seldom dined out.  Tom drove almost an hour each way to work and back and the thought of a long drive to dining out was never appealing to us on the weekends.  We always blamed it on the fact that I enjoyed cooking and we loved lounging at home.

Now, we’ve confirmed that it was the drive more than anything that kept us away.  Living close to everything prompts us to look at one another each day asking, “Shall we go out to breakfast?” or “Want to go out to dinner tonight?”

Fast and furiously my fingers are flying across the keyboard reading the multitude of online reviews for the local restaurants.  We have yet to venture out to the half-hour drive to the McCormick Ranch area, where I had tried to find us a vacation home to rent for the two months, finding nothing under $4000 a month.  

Living in our well equipped and well kept 1100 square foot one-bedroom, poolside condo, we’ve been content.  The high-speed Internet works, although problematic when we first arrived, fixed immediately by the management company, allowing us to continue to work on our technology and research. 

View from our dining/living room in Scottsdale condo.

The kitchen has every gadget known to man/woman, except a rolling pin (I thought of making low carb tortillas, scrounging around looking for one).  There’s linen placemats and napkins (yeah!) and reasonably nice dishes.  The frying pan situation is lacking with one difficult to clean stainless steel pan and another old flaky Teflon pan I refuse to use. 

I’ve made breakfast using Reynold’s No Stick foil (on the dull side) on a glass 13 x 9″ pan, placing the sausages and bacon in the oven at 375 degrees to bake for 20 minutes while the huge low carb, gluten-free pancake bakes in the same time frame in a pie plate, again covered with the foil.  In the last four minutes I drop the eggs into the pan I used for the bacon and sausages.  Voila! We have a delicious baked breakfast and I must admit perfect jumbo pancake and eggs.

One might think it would make sense to buy a $10 pan while here for two months, but I decided long ago… improvise.  There will be vacation homes around the world severely lacking in many of the amenities we’ve enjoyed in the past.  Change and flexibility are in order going forward.

Last night we went out to dinner at a local diner in Old Town, David’s Hamburgers for one of the best bun-less burgers on the planet.  We’d gone there for a great breakfast on Thursday morning. 

Upon ordering the lettuce wrapped avocado adorned, stringy cheese, crisp onion, and fresh tomato covered burger for breakfast, I told Tom we must come back here for him to enjoy the same for dinner after he had eaten eggs, bacon, and sausage for breakfast. 

Drooling over the prospect of another of those burgers for two days, we went back last night enjoying a great reasonably priced meal in the cozy diner before attending another hilarious night at The Comedy Spot also in Old Town. 

We’re already “regulars” in Old Town as many of the seniors moseying around the area have become. Perhaps, the comfort of the familiar goes hand-in-hand with being a senior citizen.  In simple terms, “love the one you’re with.”

Living on a strict budget, documenting every expenditure makes us conscious of how we spend our money.  Now on a more fixed income, committed to all of our future travel plans, its imperative to continue to refer to our pre-planned budget so meticulously outlined on our Excel workbook with multiple spreadsheets. 

We have local copies of our budget saved to both of our laptops, to DropBox and also to SkyDrive, the cloud that came with Windows 8 and, of course on our new My Passport 2 terabyte external hard drive.  It’s safe.  

With that budget in mind, we’ve only dined in more upscale ($$$) restaurants three times since we’ve arrived in Scottsdale, each time spending $100-$120 with tips. Having budgeted for a few of these such occasions each month, we were comfortable spending the money. 

Our budget allows for $800 a month in groceries and approximately $300 a month for entertainment.  If we spend less on groceries, we have more for entertainment or we can roll it over to extras we may purchase on our upcoming eight cruises. 

Some may cringe at the thought of two people spending $800 a month on groceries.  Based on our diet of mostly organic vegetables and grass-fed meat, occasionally entertaining others, beverages, purified water, paper products, and cleaning supplies, we have found it nearly impossible to trim this number. 

Without a doubt, it will be near this number in other locales, although the grass-fed meat may be more economic in some parts of the world where it is more prevalent than the grain-fed meat supply here in the US.  We shall see and report back later.

Tomorrow, Monday, we’ll purchase two cashier’s checks made out to the US Department of State for $170 each to send to VisaHQ along with all the necessary completed forms, after paying their $154 in processing fees, to apply for our 2nd passports with extra pages.  They’ll be awaiting us at our mailing service in Las Vegas when we’ll head to Henderson to spend Tom’s 60th birthday on the 23rd and Christmas with family in yet another vacation home.

Lots of details, aren’t there?  When speaking with my wonderful friend Chere on Friday, a loyal reader of this blog, we both marveled at how travelers managed to explore the world before technology, before credit cards, before cell phones, before the Internet, before cameras, and before the myriad gadgets we use today. 

This left me asking, “what benefits do we derive having the availability of all of these resources?”  Convenience, simplicity, preparedness, and awareness, all of which could fly out the window in a single moment if something goes wrong. 

Oh.