Scroll for total final expenses for one week in Singapore…Tomorrow, an early morning flight to Hanoi, Vietnam…Tom’s haircut in Singapore…

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Historical building.

We sorry we weren’t able to explore Singapore as we’d intended based on my injured spine during our entire week in this lovely country. It’s unlikely we’ll return when we still have so much of the world left to see.

The street outside Chinatown at dusk.

Right now, our biggest concern is getting me able to handle walking for several hours a day based on the many tours upcoming on the Mekong River Cruise beginning in four days. 

The bright lights in Chinatown at night.

Of course, we have a backup plan. If I’m only able to walk only short distances, we’ll go on the shorter excursions and decide at the time for the all day excursions which as of today, I can’t imagine being able to manage.

A popular eco friendly office building.

However, each day there’s a little improvement. Tom’s been a huge help literally waiting on me for absolutely everything, whether it’s filling the tub with hot water for me to soak several times a day (which really helps) or pouring my iced tea, he’s “Johnny on the spot” with never a scowl or complaint for getting something for me one more time. This makes recovery a whole lot easier.

Sunday morning we took a walk through a section of Chinatown before the crowds.

I want to thank all of our readers who sent emails wishing me a speedy recovery. My inbox was full this morning with suggestions, prayers and good wishes. I managed to respond to each before beginning today’s post which contributed to yet another late posting.

Its appealing to some business professionals to purchase clothing in Singapore but prices were high although the service was quick.

We went for our final breakfast in the hotel which has been quite a treat each day. On several days, we were so filled by the huge and delicious meal, neither of us were hungry for dinner and only nibbled on our cheese and nuts into the evening when we felt like a little something.

Most of the locals wear flip flops on casual days. Tourists purchased this shoulder bags.

We’re disappointed not to have dined out more often, but when I think back to our old lives, when one of us was under the weather, we never thought about going out for dinner. 

Many products for sale are wrapped in plastic, most likely imported from China.

We’d stay “home” continuing to nurse back to good health.  Same here. The thought of going out most nights wasn’t appealing, although we did do so on a few evenings. Rest has seemed to be the most logical solution at this point.

These popular plastic chickens scream. Why? We never quite figured it out.

Luckily, when we arrive in Hanoi tomorrow afternoon, we’ll still have three days to continue my recovery before the cruise/tour begins. During that period, we’ll head out to get our final visa needed at this time, Indonesia, for the upcoming return to Bali in a few months. 

There are areas that reminded us of the French Quarter.

There’s no way we want to go through that awful three days of travel back and forth to Lovina for the visa extension in Bali if we can avoid it. With the three days in Hanoi, we should be able to accomplish it, plus the cruise includes two more days in Hanoi for sightseeing. This gives us a five full days to get the visa and for me to recover if necessary.

Tom was thrilled to get a haircut at long last.

Sure, it will be disappointing if we can’t go on the tours in Hanoi, but what else can we do? It’s the way our life is. We accept it fully. Tom, bless his heart, never for a moment has made me feel badly over money we may lose not taking advantage of our location. We’re together. I’m improving each day and we continue on with love and hope in our hearts.

A good cut by a stylist in a pricey salon.  The haircut was SGD 44, US $32.74 which included a 20% discount and was more than he paid anywhere in the world thus far.

Based on our late return to our hotel room after breakfast which included a lively conversation with a lovely couple from the US that we met in the restaurant and sorting out our hotel bill today instead of tomorrow morning, it was a late start.

Lots of tourist trinkets.

Our taxi will arrive at 6:45 am tomorrow for the 30 minutes ride to the Changi airport. Our flight is at 9:20 am, almost four hours on Singapore Airlines. We should arrive at our hotel in Hanoi by 1:00 pm.

Insect jewelry. 

Once we’re situated in our hotel room in Vietnam we’ll prepare a new post with a few photos of Hanoi we’ll have taken during the taxi ride. Thus, you won’t see a post until several hours later than usual. 

Colorful statues atop the Sri Mariamman Temple.

Here are the total expenses for the seven nights we spent in Singapore. Included is the cost for the visas we acquired for Vietnam and Thailand. 

Our food expenses were considerably less than average travelers may spend based on the fact we only dined out for dinner a few times and for breakfast everyday. (Please excuse formatting issues on char below).

Expense
SGD –
Singapore Dollar
US
Dollar
Hotel – 7 nights                 2108.03                            1568.00  
Airfare –Bali to Singapore                   223.10  $                            165.95
Taxi                    177.53  $                            132.06
Visa Extensions (2)                    562.07  $                            418.10
Tips/Laundry/Misc.                          –    
WiFi                          –    
Groceries                      36.11  $                              26.86
Dining Out                    320.85  $                            238.67
Clothing                          –  
Pharmacy/ Dental                    217.68  $                            161.92
 
Total                 3,105.34  $                        2,309.92
   
Avg Daily Cost-7 Days                     443.62  $                           329.99

See you tomorrow after our arrival in Hanoi!

Photo from one year ago today, July 5, 2015:

The Cattana Wetlands in Australia offered excellent expansive views. For more photos, please click here.

Off we go!…Final expenses for two months in West Bali in an exceptional property…Final favorite photos…

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It was business as usual with Tom wearing a sarong as the required dress to enter the temple. He had a hard time managing the steps.  He just didn’t have the same experience as women who’ve worn long dresses, knowing when to hold up the hem for ease in walking.
Me, at the monkey temple wearing the required sarong.

“Sightings on the Beach in Bali”


The flow of the river at low tide. 

This is our last post from the West Bali villa.  Soon driver Butu will arrive to drive us on the harrowing four hour trip back to Denpasar which is only 74.5 miles, 120 km, where we’ll spend tonight in a hotel prior, flying to Singapore tomorrow afternoon.

This is where we dined each night with views of the pool and the sea.

We’re excited for the upcoming two months in Southeast Asia, especially once we’ve completed the process of acquiring  the three necessary visas hanging over our heads while we’re in Singapore for a week. 

The entrance to the villa.  Water spouts from the trunks of these elephant statues.  There are Koi pools in front of each statue.

The packing went well especially since we’re able to leave the duffel bag behind in the storage room awaiting our return, saving us hauling an extra 25 pounds, 11 kg, of items we won’t need in the heat of Southeast Asia. 

These two chaise lounges provided us with shade for part of the day.  Later, we’d move to the shade of the cabana.

After completing the packing yesterday, we weighed our bags only required to pay US $19.39, IDR $260,000 for the excess online.  That was good news.

The villa from the beach side.

Yesterday, Gede stopped by to say goodbye. We presented him with a generous tip for all he’d done for us.  This morning we tipped the two Kataks and Ribud.  They were grateful, graciously acknowledging the tokens of our appreciation. Interacting with the four staff members six days a week had been delightful.


The infinity pool and Jacuzzi view from the second level.

Also, yesterday was  our last day poolside.  It rained in the morning with the sun not peeking out until around 11 am.  Once the sky cleared we couldn’t get outdoors quickly enough to sit in the comfy shaded chaise lounges on our last day at the villa.

By early afternoon, it rained again driving us back indoors while it rained into the evening and again this morning. Overall, we’ve had very few rainy days during these past two months.

Kingfisher sitting atop a palm frond.

As we prepared the final expenses, using all the data we’d previously entered on the spreadsheet we were astounded to see how affordable the two months in Bali proved to be. 

Four buffaloes passing on the beach.  Its amazing these young kids can handle these large animals which obviously know them and cooperate.

Once you peruse these numbers, you too may be surprised at the reasonable cost of living in this fabulous property with a full staff to attend to our needs.  We can’t thank the staff and owners enough for the finite attention to detail in this property and anticipate our return with happy hearts.

Dragon fruit, a popular local item. 

Here’s the numbers which are among the most reasonable we’ve seen in our 44 months of world travel:

Expenses for 59 nights:  US Dollar to IDR Indonesian Rupiah

Vacation Rent:   US $ 4,648.03  IDR $62,330,082.30
Airfare:             US      579.96   IDR     7,777,263.60
Taxi:                 US     403.00    IDR     5,404,230.00
Visa Extension:  US     122.57    IDR     1,643,663.70
Tips/Laundry:    US     435.22    IDR     5,836,300.20
Wifi (SIM card)  US       20.32    IDR        272,491.20
Groceries:         US     935.00    IDR    12,538,350.00
Restaurant:       US       60.00    IDR         804,600.00
Hotel:               US       61.00    IDR         818,010.00
Pharmacy:         US      28.00     IDR        375,480.00

Total:                             US $ 7,293.10  IDR $97,800,471.00
Average Monthly Cost:  US $ 3,759.80  IDR $50,418,918.00  
Average Daily Cost:       US $    123.61  IDR $16,576,279.17


Flower market in Lovina. 

The above referenced grocery total included the cost for all the items purchased by the cooks for our meals plus all items we purchased on our own.  The above mentioned restaurant amount is an estimate for tonight’s dinner in Denpasar.

Beach views.

We couldn’t be more pleased with this Bali experience in its depth and breadth of what we’ve learned about the Balinese way of life, the affordable cost of living, the luxury and ease of living in this beautiful villa and the wonderful people we’ve come to know and love. 

Beach views from second story at high tide.

We’ll be back tomorrow with comments after dinner in a restaurant and the night in the Hilton hotel in the capital city of Denpasar!

______________________________________


Photo from one year ago today, June 27, 2015:

One of many quaint outdoor/indoor restaurants along Williams Esplanade In Palm Cove beach in Australia.  Please click here for more details.

Excitement over future US plans…An unexpected oops in the villa…Fabulous food photos

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Yes, I ate this entire plate of spicy Balinese chicken atop a bed of stir-fried vegetables along with a salad. This is one of our favorite meals. Yes, this is an entirely sugar-free, grain-free, starch-free, gluten-free meal with under 10 grams of carbs (carbs coming from vegetables only). See Tom’s plate below.

“Sightings on the Beach in Bali”

This group of cute Balinese kids stopped for a photo with their white horse who also wanted to get in the photo.

We’re thrilled to have worked out the details for our upcoming stay in the US in 11 months. As mentioned in a previous post, we ditched the RV plan for a hotel and have since negotiated the particulars with Country Inn and Suites in Plymouth, Minnesota from May 26 to July 7, 2017 for a 42 night stay.
 

Our link for Hotels.com here on our site led us to their corporate division for “group rates” when we entered the information for the extended stay. Although we’re hardly a group, the longer stay put us into the group pricing category enabling us to save almost US $100, IDR $1,333,750 per night.

A few mornings ago when Tom was opening the accordion doors as he does each mornings, suddenly wood and plaster fell to the floor.  Constant humidity certainly attributed to this occurrence in the four-year-old villa.

Over a period of the past week, the corporate site rep sent us numerous possibilities that would accept a corporate discount. We’d hoped to stay close to Highways 100 and 394 in Minneapolis that would accept a corporate discount. But the options were few, resulting in costs of at least 50% higher than other areas.

Also, an aspect we found especially exciting was the fact that we negotiated a price to include three children in our reservation. With our six grandchildren, if any would like to stay overnight, swim in the two huge pools while hanging out with us, there will be no questions asked.

Within an hour Ribud was on a ladder making temporary repairs allowing the doors to be fully operational until the plaster repair can transpire, most likely after we leave.


The hotel offers the following services and amenities:

  • 24-hour business center
  • 24-hour coffee, cookies and candy (complimentary)
  • Adjacent to Grizzly’s Grill & Bar (room service also provided)
  • Airport shuttle services for individuals and groups from SuperShuttle, based at the Minneapolis/St. Paul Airport Transportation Level (fees apply)
  • Dry cleaning
  • Electronic room locks
  • Fax, copier and computer services
  • Fitness center
  • Forgotten items service
  • Free high-speed Internet access
  • Free weekday newspaper
  • Group rates available
  • Hot Be Our Guest Breakfast (complimentary)
  • On-site parking (complimentary)
  • Read It & Return Lending LibrarySM
  • TourStop® amenities for groups
  • Two laundry rooms, located in the hotel
  • Two indoor pools and whirlpool tubs
  • Weekday local area shuttle service within a five-mile radius (complimentary)
  • Weekend contracted shuttle services to designated venues; reserve with the Sales Department

When Country Inn and Suites offered us an upgraded King Suite with a living room, mini kitchen, and free wifi, all of which included a free hot breakfast for five, any given morning, and much more, it was hard to resist. 

In no time at all, Ribud had the door folding properly for our continued use during our remaining nine days in the villa.

Prices are high to stay in the US for six weeks. Rental cars, city and state taxes, dining out and groceries are much higher than we’re used to paying throughout the world. Currently, we’re researching the remainder of the other expenses although it’s
a little too soon to book our flight from Seattle to Minneapolis.

Within a few weeks, we’ll fall into the 330-day advance flight booking window. An interesting aspect of a long-term hotel stay we hadn’t considered earlier is that in the State of Minnesota, any hotel stays over 31 days are considered tax-exempt for a long-term rental/leased property.

Our meals are always hot, fresh, and delicious.

The corporate account manager at Country Inn & Suites explained in an email that we’ll be credited the full amount of the sales tax at the end of our stay to include the entire 42 nights at a savings of over 7.25% per day. For the purposes of illustration, we won’t include the sales tax in today’s total of US $4,494, IDR 59,938,725 for the 42 nights plus the cost of
incidentals.

Adding the ancillary costs for flights, rental car, fuel, meals (groceries and dining out), entertainment (activities with kids and grandkids), and whatever miscellaneous costs we may incur, we’re anticipating the total cost for the six weeks will be in the range of US $12,000, IDR 160,050,000.

Had we stuck with the original RV rental plan, we’d easily have incurred almost twice the above amount. Gee…we don’t like it always to have to be about money but, living this lifestyle or any lifestyle for that matter, requires one
to consider all the potential costs.

Tom seems to be able to tolerate eating white rice a few times per week while continuing to maintain his newly acquired 20 pound, 9 kg weight loss (since our arrival in Bali.

Since we pay off (in full) all of our credit cards every month, incurring no short or long-term debt, being frugal and sensible is the only way this life is possible.  If we “used up” all of our “available credit” on our cards, we’d be in deep trouble.

If we used all of our available credit on our cards how would we pay for the next three months for a vacation home or an upcoming cruise or flight?  We’ve found such tight budgetary diligence has made our travels as stress-free as possible barring any unforeseen events over which we have no control.

Over the past few days, it rained all afternoon forcing us indoors due to thunder and lightning.  Today, the sky is clear, the sea is blue, there’s the expected heat and humidity and…of course, there’s tons of flies and ants which seem to thrive after heavy rains. But, we’re as content as we can be, especially with these new US plans in place.

We hope your day brings you contentment as well.

Photo from one year ago today, June 18, 2015:

Our second kangaroo sighting of the day at a nearby field in Trinity Beach. The first, we saw in a flash while walking in the rain forest, unable to take a photo in time.  It was exciting to finally see kangaroos in the wild.  For more, please click here.

Final cruise expenses…Disembarkment day….Off to Bali this morning…

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Due to the poor wifi signal, we’re unable to post any photos today, which should all be changing in the next few days once we’re on land.  Thanks for your patience!

The cruise has ended! By the time you see this post, we’ll be disembarking the ship, heading to the Singapore International Airport, and boarding our plane which departs at 10:45 am. 

We’re excited to be on our way to Bali. It seems as if we made plans for Bali a very long time ago.  To actually be heading there at long last leaves us with a little trepidation, but a lot of excitement to once again be settled in a beautiful location.

Once the long four-hour drive to the house is behind us and we’re unpacked and feeling settled with an adequate wifi signal, we’ll be able to catch up on our missing year-ago-photos and conduct research to be more detailed in our information. 

The cost for the cruise itself was as follows:

Total Cruise Costs including all on-ship expenses: $4,475.34
 

Cruise Costs: $3,869.10

 Total Cruise Bill: $606.24

Cost for Cruise for Balcony Cabin #7618

Cruise Charges (includes port charges)    $ 3,846.00
Senior Rate                                                                     – 259.00
Government Taxes                                              282.10
Prepaid Gratuities                                              336.00
Prepaid Gratuities                                            – 336.00
Total Cost (US)                                           $ 3,869.10

As for incidentals we spent when off the ship:
FitBit Device for Jess:                                    $     177.47
Insect Repellent for Bali:                                        17.67
Grand Total for Incidentals:                        $   194.14

Total Transportation/Hotel Costs:
Airfare Auckland to Sydney:                           $    377.00
Hotel Sydney                                                      188.00
Taxi Sydney Airport to Hotel                                  68.47
Grand Total for Transportation/Hotel         $  623.47

Breakdown of Cruise Bill by Category
Port Merchant  (toiletries)                              $      8.25
Laundry (2 times)                                               55.00
Beverage Packages (2-10 drinks each)                138.00
Beverages not included in fare                            347.99
Shuttle bus                                                         20.00
Mascara (3)                                                        82.00
Internet                                                            255.00
Cabin credits                                                   – 300.00
Total cruise bill                                            $  606.24

Grand total for all above expenses        US $ 5,292.85 

Due to the poor wifi signal aboard the ship, we’re unable to convert to Australian dollars at this time.

Well, folks, the next time we “see you” here, we’ll be in Bali writing and sharing better photos of our new home for the next two months. Thanks to all of our loyal friend readers who followed along with us and to our many new friends we’ve met along the way who we hope to see here soon.

Once again, no year-ago photo until we get situated with a better signal soon.

Happy day to all.

Heading out soon…Final expenses for New Zealand…Saying goodbye…The cycle of life on the farm..

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Me and Miss Jessica. I was flattered that Trish and Neil named this sweet girl after me.

Checking and rechecking, I confirmed our final expenses for 87 days in New Zealand. It’s important we keep accurate records for our ongoing world travels.It was a relief to see how reasonably we lived in this lovely country on this equally enchanting alpaca farm.

Then, they named a new male, Minnesota. 

When we originally booked the property, it was evident Trish and Neil gave us special pricing based on our long-term stay. Also, with the added worldwide exposure our landlords receive when we’re frequently posting links for properties in which we live, this becomes an additional factor in providing us with an excellent long-term rate.

Considering the reasonable cost of fresh organic produce, grass-fed meat, and free-range chicken and eggs, we’ve been pleasantly surprised with the cost of groceries.

One of our favorite scenery photos of the shore close to the town of New Plymouth.

Dining out was also reasonable, although we only dined out on four occasions. Do most people dine out a lot more often than we did here on an average of once every three weeks? We’ve been gone from the US for so long, we don’t have a clue what others may do. 

Most certainly working people purchase ready-made and carry out (takeaway)meals when busy and/or disinterested in cooking. Furthermore, most tourists dine out for most meals except perhaps one meal a day when they a kitchen or facilities in their hotel or vacation rental.

Trish and Neil’s two adorable pink cockatoos.

Then, again, we aren’t tourists. Dining out just isn’t important to either of us nor has it ever been. Even when I wasn’t eating this restricted diet, we seldom dined out, preferring to enjoy homemade meals and to entertain at our home. 

With these two above points in mind, most likely we spend less than most travelers would spend in this time frame. Also, the fact that Tom seldom orders a cocktail when we do dine out (except on cruises) and the fact that I haven’t been ordering wine or a cocktail for many years, that’s another area where we’ve saved tremendous sums over these past years on the move.

This face is too cute for words.  Is she smiling?

Recently, I had some wine while here at the farm, but once the two bottles we shared were gone, a red and a white, we had little interest in purchasing more.  I get drunk too quickly. I‘d have to build up a tolerance to the alcohol in the wine. Is that something I really want to do after my diligent efforts to improve my health?

The Rewa Rewa Bridge in New Plymouth was quite a sight to see.

As a result, we spend less in many areas, one of the reasons we’re generally able to stay within our budget each year. Of course, the pricey Antarctica cruise is an exception we’ve chosen to make for the beginning of 2018 which we’re already considering in our future spending as we continue on.

In the photo booth at Everybody’s Theatre in Opunake.

To avoid prolonging the suspense a moment longer, here is the breakdown of our expenses in New Zealand:

Expense US Dollar New Zealand
Dollar
Vacation Rental  $  4,701.00  $ 6,855.00
Auto Rental & Fuel  $  1,999.00  $ 2,884.00
Airfare (arrived by ship)  $         0     $      0                              
Taxi  $         0                        $      0                              
House Cleaning  $       442.00  $     645.00
Wifi  $       528.00  $     770.00
Groceries  $    2,547.00  $  3,673.00
Dining Out  $       163.00  $      238.00
Clothing  $       263.00  $      384.00
Camera  $       404.00  $      589.00
Pharmacy/ Dental  $       564.00  $      814.00
Total  $ 11,611.00  $ 16,749.00
   
Avg Daily Cost –
87 Days		  $    133.00  $    192.00

Surprising? Perhaps to some, perhaps not to others. For us, we’re pleased. We certainly got our money’s worth out of this extraordinary experience. On numerous occasions, we’ve espoused the virtues of this beautiful, perfectly built, and well-equipped house, let alone the magnificent surroundings, views, sounds, and smells.

A bee on a flower at the botanical garden.

Tom mentioned a few days ago that he’d hesitated over the concept of living on a farm fearing annoying biting flies and the smells one encounters in close proximity to farm animals. Not the case here. 

Tom standing next to a Minnesota State Trooper vehicle when we were at the AmeriCarna show in Opunake.

The smells of the fresh green pastures, the clean air, the blooming flowers, plants, and nature itself were almost intoxicating. I’ll miss that. The alpacas don’t seem to have an unpleasant smell and walking through the paddocks doesn’t present any offensive aroma. 

The lily pad pool on the grounds was always blooming while we were on the farm.

The sounds? Music to our ears. The gentle humming sounds these precious creatures make, which we’ve been able to easily mimic to gain their attention, is unlike any sound we’ve ever heard in nature. I’ll miss that sound.

This Optical illusion photo made us laugh when we stopped to visit the Belted Galloways.

And them?  If a person can miss a razor-sharp-tusked warthog in the bush, can you imagine how easy it will be to recall the joy of the tender nature of alpacas? When people heard we’d be living on an alpaca farm, they warned that they spit and could be nasty. We never saw that, never once. 

Tom, my happy guy, when we were out to dinner on Valentine’s Day.

We laughed over their playful antics, whether young or mature, and the beautiful way they so lovingly relate to one another, even when competing for a handful of special grasses or bumping into one another. 

This is perfect for “overly grumpy” days which could prove to be today on travel day. We shall see how it goes.

In all this time, we never wrapped our arms around an alpaca other than in today’s photo of me and my namesake cria, Miss Jessica, a tribute to my love of them that Trish and Neil quickly discovered through our daily posting and stories.

Our favorite cow and her offspring separated by a fence often stood side by side.

And later, a male was named “Minnesota” which equally warmed our hearts as our home state from many moons ago. These namesakes were a gift handed to us on a silver platter. 

This face…so precious.

And then, Mont Blanc…we never once held him in our arms or scratched his head when alpacas prefer not to be touched by humans. But, the look in his eyes, said it all, and I fell in love with him from the moment he escaped the paddock. And then, he was gone. Tears well up in my eyes over the loss of his little life. He tried so hard to make it.

Alpacas mating.  The male is called the “macho” and the female, the “dam.”

So now, dear readers, we carry on. We learn we grow, we change in the process as we acquire a new perspective of an area of life we’d never imagined or experienced before. 

Mont Blanc and his mom Giselle on the day they were reunited after he’d escaped from the paddock.

We say goodbye to this wonderful life on the alpaca farm where we saw the creation of life, the birth of the cria, and the loss of little Mont Blanc. Once again, we say hello to the world…in awe, in love and eternally grateful.  There’s so much more yet to come.

Photo from one year ago today, April 15, 2015:

The sea across the street from our condo in Kauai always presented gorgeous views. For more photos, please click here.

Details, details, details…Not as uncomplicated as one may think…

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Ah, bull in the road. We stayed in the car while I took the photo through the windshield (referred to as a “windscreen” here in NZ).

Moving every few months has its challenges. If someone had asked me five years ago if we’d be willing to move every two or three months or more frequently, as will occur in a few months, I’d had said it was impossible.

Even now, after 42 months of experience, it could be an overwhelming task if we let the entire process flood our minds in one fell swoop. Instead, we take it in bite-sized pieces, collecting and sorting our stuff over a period of many days.

I handle all the small stuff and Tom handles the heavy stuff. Without ever discussing it or mapping a plan, we each gravitated toward the tasks well suited to our abilities and desires.

As a result, I handle the refrigerator, freezer, and food in the cabinets which in itself is a big job. We’ve been here for a full three months accumulating a number of ingredients, spices, and foods we’ve used in preparing meals.

Cows often stop grazing to check us out.  Are they happy to see us or annoyed?

Weeks before we leave, I assess all the remaining items. Together, we determine a menu based on what we have on hand in an attempt to “use up” the ingredients and what we’ll need to purchase to round out the meals.

For example, we had a partial bag of organic coconut flour, a jar of organic coconut oil, and an unopened can of unsweetened coconut milk, some of the ingredients used in making low-carb pancakes. Plus, there were several packages of streaky bacon left in the freezer.

With a trip to the Taranaki Farmer’s Market on Sunday, we purchased eggs we’d need to make for “breakfast for dinner,” one of our favorite occasional meals; coconut pancakes, scrambled eggs with onions and cheese, and a side of bacon.

Tonight, we’ll have this same meal for the second night, using the balance of the on-hand ingredients.  Tomorrow, we’ll head to town to purchase two organic, free-range pre-cooked chickens to which we’ll add a salad and green beans, more of which we still have on hand.

Green hills and the sea on a sunny day.

On Thursday, I’ll clean the refrigerator and freezer with a plan to leave it as clean as it was when we arrived.  We’ll leave behind only a few items; a can of salmon, a bag of unsweetened coconut, and a few spices.We have no room in our luggage to bring food with us, although we’d had done so in the past.

With the cost of baggage for upcoming flights, it makes no sense to pay to bring any type of food products.  Plus, both New Zealand and Australia have tight restrictions on bringing food into their countries.

Heading to Bali after the cruise we’ll board in four days, we’ll be living in a remote area for 59 days. We’re well aware we’ll have trouble finding many ingredients we use regularly, such as some of the above-mentioned coconut products. 

Every country has protein sources and vegetables. If necessary, if all we can eat is a grass-fed steak, free-range chicken, or wild-caught fish with a salad and vegetable, we’ll be fine. Also, we’ve yet to visit a country that doesn’t have free-range eggs and cheese. 

Cows, mountains, and sea at a distance.

Tom not only oversees the handling and weighing of the heavy bags, but carefully plans the packing, wrapping, and distribution of all of our power cords and power strips. Also, he’ll do the packing of our new wheeling computer backpack we purchased while here. We’re hoping to be able to eliminate a few carry-on items as we pack this time around.

Cruise lines don’t allow power strips in the cabins fearing too many items on one strip may present a fire hazard. Each time we board a cruise, our power strips are confiscated which we collect in “security” on disembarking day. Without these strips, we have a problem plugging in all of our equipment. 

In most cases, we’re able to get alternative smaller strips from our cabin steward which solves the issue.  There’s a shortage of outlets in the cabins although all ships on which we’ve sailed to date have US plug-ins. If we ever find that not to be the case, we can use the three converters/adapters we carry with us and use them in almost every country we visit.

Over the past few days, I tossed no less than 8 pounds, 3.6 kg, of “stuff” from our third bag. This bag has never been this light. At some point, we’ll replace our two clothing bags hoping to purchase even lighter weight bags as more and more styles become available. This may have to wait until we get to the US in 2017.

A cow escaped the paddock hanging out on the side of the road.

Today, I’ll neatly fold the shirts Tom wears to dinner on the cruises and a few shirts of mine, all of which have been hanging in the two closets. Most of our clothing is wrinkle-free, but we’ve yet to find any clothing that doesn’t wrinkle to some extent.

I’ve tried a number of methods to reduce wrinkles, but none seems to work or are too time-consuming and cumbersome to implement. Once we arrive at the cruise with our bags delivered to the cabin, we’ll immediately unpack and hang the necessary items, hoping the wrinkles will dissipate from the humidity in the cabin.

Also, today, I’ll restock our pill cases with my now only two prescriptions and a few vitamins and Tom’s few vitamins (he no longer takes any prescription meds). We both take probiotics daily. Long ago, we had to forgo packing vitamins and supplements when we just don’t have room in our luggage or access to restocking them in some countries.

In addition, we’re washing bath towels, bedding, and kitchen towels to leave everything in order when we depart. We’ll only have the sheets we slept on Thursday night and one bath towel each remaining unwashed when we leave on Friday morning.

Driving along a narrow road in farm country.

Yesterday, I completed the scanning of all of the tax-deductible receipts we accumulated while here in New Zealand. Our 2015 federal tax return, due on April 15th, was completed and submitted online by our Nevada accountant over a week ago. 

Later today, I’ll begin working on the final expenses (by category) for this three-month stay in New Plymouth which we’ll share in Friday’s post (Thursday to those on the other side of the International Dateline). Tomorrow, we’ll post our favorite New Zealand photos.

This morning, Tom gathered all the trash we’ve accumulated over the past few days as the packing began and drove it down to the recycle and trash bins at the far end of the road. We always attempt to leave no trash behind other than a few necessary items in the kitchen bins (tucked away in cabinets), never leaving any trash scattered about the house.

The ocean and a tiny island at dusk on a cloudy evening.

No doubt, we still have plenty to do. However, we’re on track, exactly where we need to be with three remaining days until we drive to Auckland for our flight to Sydney. 

As we peer out the windows on this rainy day, the alpacas continue to happily graze in the paddock. Although a little sad about leaving them, we feel complete and fulfilled by this memorable experience.

May your day bring you contentment and fulfillment!

Photo from one year ago today, April 12, 2015:

From the Princeville Botanical Garden one year ago today, we wrote: With many bees in this area, I chose not to move the green leaves for a better view of this exquisite bloom which was the size of a soccer ball. For more photos, please click here.

A drive in the country when the sun peeked out…New photos…

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Cattle are found everywhere in the New Zealand countryside.

Living on an island such as New Zealand the weather is constantly in flux. What may start as a cool cloudy morning easily evolves into a few sunny hours, then clouding over later in the day. It’s during these sunny times we tend to run out for a drive for an hour or two to further investigate our surroundings.

We spotted this sign in the motorcycle park and got out of the car to check it out.

As many of our readers have heard from us over and again, I just don’t enjoy heading out on cloudy days.  Sorry about that. I can’t tell you how often we make plans to go explore and change those plans when the clouds roll in and raindrops begin to fall.

Although no racing was in action, it was fun to stumble upon this raceway in the countryside.

The fact that we’re always “somewhere,” where taking photos and exploring may be of great interest to us and our readers, we always feel we have plenty of time.

As time flies quickly, suddenly we have to move on and we often wonder if we shared enough photos during our stay. In many cases, we’re confident we’ve done so and can easily state an emphatic “yes.”

Lounging longhorn cattle with swishing tail.

At other times, we look back and think we could have gone out on more of those cloudy days to explore and take photos anyway. For now, here on the farm, we’re comfortable with the photos we’ve taken thus far. 

We chose to come to New Zealand to live on an alpaca farm. For the first time in either of our lives experiencing life on a farm surrounded by these and other amazing animals has been a real treasure. 

Another lounging longhorn sitting near his water supply in an old bathtub.

There’s no doubt in our minds that many other parts of New Zealand, including the South Island, have considerable scenery that we’d most certainly find appealing.

Yesterday, as we drove through the countryside, I asked Tom if he feels we should take four or five days and drive to the South Island, staying in hotels along the way.

A pretty farmhouse at the end of a long driveway.

Its almost a day’s drive and a ferry ride to the South Island, thus it a two day trip just getting there and back.  With more to see than we could possibly do in two or three more days, plus the expense we hadn’t budgeted for such a trip,

Tom reminded me with our upcoming five cruises in the South Pacific, one of which will sail to New Zealand’s South Island it makes more sense for us to wait and to see that area when our ship arrives at a few significant ports.

An usually shaped forest of evergreens.

I totally agreed. Neither of us has felt like going on a road trip, especially in the older rental car we rented when we arrived. Most rental car agencies don’t offer their newer cars for our online-booked lower priced long term rentals. 

These less costly cars have worked well for us. We have no complaints. When most travelers rent a car for a week or two the fees don’t seem too bad. When we book and pay for a three-month car rental contract plus often huge “holding fees” locked on our credit cards, it proves to be a relatively large layout in funds.

Often, when we walk out the door for a drive, the sky is totally clear.  Within a short period, everything changes.  By the end of yesterday’s drive, it was dark and cloudy.

Let’s face it, our lives are predicated by the budget.  We have no choice but to carefully monitor our spending.  After all, we’ve been on a “vacation/holiday” for 41 months. It costs a lot of money, which we must diligently monitor to ensure it never gets out of control. This could happen easily in a moment of weakness.

We rarely, if ever, say “Oh, let’s go for it,” when an expensive or an “out of budget” situation occurs. We pay off all of our credit cards at least as often as every two months, if not every month. By the first of April, we won’t owe a penny on any of our cards.  But, that won’t last for long.

With recent rains the hills and valleys are bright green again.

Then, we start booking and paying for vacation homes, cruises and flights, big chunks all at once, all on credit cards, the best and easiest way to pay.  At any given point, we know exactly where we are financial. For each expenditure whether it’s for a cruise, a night in a hotel between flights, or a trip to the farmers market, we log every penny. 

Luckily, I’m in the habit of entering all expenses within 24 hours of the time they incur while Tom’s great at getting receipts for everything since he pays when we’re out shopping. 

When we return ‘home” I place the receipts next to my laptop, converting the amounts paid from foreign monies to US dollars, writing the amounts on the receipts, and then, one by one, entering the expenditures into our spreadsheet in each of its many tabs (worksheets in Excel).

Flowers along the way.  Summer has ended here when yesterday was the first day of fall.

Its the close familiarity with “where we are” financially that definitely has a bearing on “where we’ll go” and “what we’ll spend.” Its only through this detailed diligence that we can continue on with peace of mind and…adequate funds to fully enjoy life in the process. 

As a result, we curtail some of our activities with expense in mind as I’m sure many of you do in managing your daily lives. The challenge is finding the best way to fill our days with activities we love and can easily afford, living life to the fullest.

We wish the same for each and every one of YOU!


Photo from one year ago today, March 22, 2015:

The final vestiges of the sunset over Kauai on Julie’s last night of her visit. We had a wonderful time together as she fell totally in love with Kauai. For more sunset photos, please click here.

Filling the last gap in our itinerary…

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Sun streaming through a dense cloud cover at sunset.

We prefer to have all gaps filled within a year of traveling to any specific location. With a gap between two Australian cruises from March 13, 2017 to April 22, 2017,  we’ve been chomping at the bit to find where we’ll stay while in Sydney, Australia.

Unfortunately, if we waited for sunny days, we’d have a few photos of the scenery surrounding us.

Sydney is a magical city with much to see and do. Having been to Sydney three times since June 2015, staying overnight in hotels twice, we easily fell in love with the city, the people, and the vast array of interesting things to see and do.

View of lake at Pukekura Park.

On many occasions, we’ve mentioned that we aren’t “city people” but from time to time a big city holds a certain amount of appeal that piques our curiosity and interest. Sydney is just that type of city.

The very fact of Sydney’s desirability to many tourists worldwide has contributed to the high cost of rentals both in the city and the surrounding areas, making it fall into the category of some of the most expensive vacation homes we’ve researched to date.

The beach in Opunake.

The only way we can justify the higher rents that will surely prove to be the highest we’ll have paid to date is to use public transportation during this 40 day period to avoid the high cost of a rental car, fuel, and parking. Plus, it appears to be easy to get around the city with considerable low-cost transportation options.

It was a cool, cloudy evening when we shot these photos of the sea.

Staying in a hotel is not a practical solution, although if we can’t pin down a reasonable scenario we may decide to stay in a hotel that has a kitchenette with a coffee maker and microwave. This worked for us when we stayed in Vancouver, British Columbia, Canada in September 2014 for six days, giving us a feel for how we’d do without a full kitchen.

There are many cliffs along the shores in New Zealand.

There’s a big difference between six days and forty days but if we purchase roasted chicken two nights a week as we do now, pick up some healthy “to go” food another few nights a week, we’d eat out for the remainder.  It’s definitely doable, not unlike how we managed for another 11 days when we were in Honolulu, Hawaii in October 2014.

Of course, we’d prefer a vacation home, able to do laundry, cook our meals and overall keep the costs down.  Finding a vacation home that works is the challenge in Sydney as we’re now on a mission to wrap something up in the next few weeks before leaving New Zealand.

Visitors walking along the beach on a cool evening.

It’s a never-ending process, luckily one that we each continue to enjoy although more so when there are more options that stay within our budget. As we often mention, staying within our monthly/annual budget enables us to continue on as long as our health continues to be good.

The challenge always revolves around matching location, our particular needs, and desires, transportation options, availability of WiFi, and making the financial aspect work within the constraints we’ve established to continue this way of life with the least amount of stress.

As the sun peeked out, we stopped for another view of Mount Taranaki with cows on the hill.

In essence, limited the amount of stress in our lives is not only vital to our long-term health and well being but it greatly affects the level of enjoyment and enrichment of each and every experience.

We hope you have a low-stress day! 

Photo from one year ago today, March 19, 2015:

A year ago, a visitor was killed at this beach at the end of Anini Beach, a desirable beach only 15 minutes from Princeville. This was sad to see.  For more beach photos in Kauai, please click here.

The photos ops never cease in New Zealand…Traveling far not always required for maximum enjoyment…

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This “piece of art” in New Plymouth is playfully typical of Kiwi’s great sense of humor.

There’s no doubt if we traveled the day’s drive to reach the ferry to visit the South Island of New Zealand with a 3.5-hour ferry ride, we’d be in for a lot of surprises and amazing scenery. When we first arrived over five weeks ago, doing so had been a possibility.

We noticed ducks swimming in the waterway.

As we researched plans for the future, paying well in advance for upcoming cruises, airfare, hotels, and vacation homes, we came to the realization that the cost of traveling to the South Island didn’t fit our current budgetary guidelines.

This waterway runs through downtown New Plymouth with a small waterfall.

Having recently paid  NZ $5730, US $3800 for health insurance with a substantial tax bill upcoming on the US income tax day on April 15th, we’ve had to pick and choose what makes the most sense at this time.

As the ducks approached the waterway, they began to “go for it.”

We’re not unlike most people deciding on “vacations/holidays” as to when they make the most sense financially.  The round trip cost of the ferry to the South Island  $552, US $300. Add the cost of fuel, hotels, and meals on the road, we’d easily spend upwards of NZ $3011, US $2000 for a five-day getaway.

Even taking a minimum of five days with two full days of travel time getting to the South Island and back, leaving us only three days to travel which isn’t in essence enough time to visit the highlights.

It all happened so quickly I had no time to change the camera setting for better shots.

As always in our worldwide travels, we have to pick and choose what makes the most sense. Living entirely off our monthly income plus saving for pricey future plans such as Antarctica and South America, we aren’t able to do everything we find appealing.

We couldn’t stop laughing as we watched the ducks navigate the waterfall.

A part of the challenge for us is making all of our world travels work financially as well as encompassing our desires for vast experiences. So far, with as much world as we’ve seen to date, we’ve been confident with our decisions as to where we travel, our experiences,7 and upholding the maintenance of our carefully planned budget.

The area near the waterway.

We have no margin for unplanned/unbudgeted events, only emergencies that may arise from time to time.  Regardless of how good a “deal” we may receive on vacation home rentals, we still continue to have many other expenses in our travels. 

Calm waters out to sea in this area.

The fact that we’re always paying well in advance for future travels in large lump sums has had a bearing on what we choose to do in the interim. This strict adherence to our budget is the only way we can continue to travel the world.

In a way, it’s not unlike my strict dietary guidelines. If I didn’t follow this way of eating, always requiring a certain degree of self-control and sacrifice we wouldn’t be able to travel when I’d be subject to poor health. 

Elephant pained on side of the building in downtown New Plymouth.

It’s not a whole lot different with managing money…a certain degree of self-control and sacrifice is necessary.  Often we write that we don’t like to travel far from our current location with a substantial part of those reasons revolving around the fact that traveling costs more money. 

Paying for two places to “rest our heads” at night just doesn’t make a lot of sense to us on a regular basis, although on a rare special occasion we may choose to make an exception.

Walkway along the river in downtown New Plymouth.

As we continue to relish in every aspect of the beautiful expansive Taranaki Region, we feel comfortable being able to continually find interesting and appealing points of interest and experiences we freely embrace.

Thanks to all of our readers for sharing this continuing journey with us wherever we may be. Have a filled day engaged with the activities that work for you, for your health, well-being, and way of life.

Photo from one year ago today, February 25, 2015:

At first, the tree we saw at the Hawaii National Botanical Garden, one year ago, we thought this tree had been painted which would be ridiculous in the tropical garden. Upon closer inspection, I could hardly believe my eyes. It is a Rainbow Eucalyptus or Eucalyptus Deglupta For more photos, please click here.

We’re on the move!…Final expenses for four months on two Fijian islands, separately and combined…

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Sunset at the Uprising Resort in Pacific Harbour where we dined.

We’re on our way to Sydney today to spend one night in a hotel. While in the hotel Tom will watch the Minnesota Vikings game on his laptop while I work on the next day’s post. The following day we’ll board the Celebrity Solstice for a 14-day cruise, one of six cruises we’ve booked in the South Pacific, enabling us to circumvent Australia. (This doesn’t include the Mekong River cruise in July 2016).

By the time we board the final of these cruises, we’ll be on our way to the US in May 2017.  Upon arrival in Seattle we’ll head to Vancouver for a two-day stay, then board a nine-night Alaskan cruise. After that cruise, we’ll drive across the northern tier of the US to head to Minnesota for a visit. From there, we’ll fly to Nevada to visit more family members, renew our driver’s license and take care of a few business items. 

Then, on August 1st, we’ll make our way to the fabulous property, we booked in Costa Rica for a three months stay. Then…South America, here we come!  It’s all exciting to us, every single aspect including the time with family and friends.

Now, as we wrap up the four months we’ve spent in the Fiji islands, on both Vanua Levu and Viti Levu, the two largest of the 330 plus islands in the archipelago it’s time to wrap up the total expenses during this period. 

We’ve copied the figures for the first three months from the last day’s post in Savusavu as shown below. Further down, we’ve shown the expenses for the 28 days spent in Pacific Harbor. At the end of both of these, you’ll find the grand totals.

Bollywood Dancing at the Uprising Resort on a Saturday night.

Savusavu, Vanua Levu, Fiji
September 8, 2015 to December 6, 2015
88 days
Rent:      USD $6,000, FJD $12,832
Airfare:   USD $2,758, FJD $5,899  (This total includes five flights to get us here from Cairns, Australia and back to Sydney, Australia).
Food:      USD $2,293, FJD $4,904  (includes all groceries and household supplies)
Dining:    USD $165, FJD $353
Taxi:       USD $393, FJD $841
Tips:       USD $200, FJD $428
Postage:  USD $213, FJD $456
ATM fees:USD $234 FJD $500
Vodafone USD $495, FJD $1,059

Grand Total:  USD $12,751, FJD $27,271
Monthly Avg: USD$  4,250,  FJD $  9,090

Pacific Harbour, Viti Levu, Fiji
December 6, 2015 to January 4, 2016
28 days
Rent:      USD $2,800, FJD $5986
Airfare:   USD $0, FJD $0  (This total is included above in the cost of the five flights from Cairns, Australia, Fiji flights and back to Sydney, Australia on January 4th).
Excess Baggage Fees: USD $105 FJD $225
Food:       USD $667, FJD $1426  (includes all groceries and household supplies)
Dining:     USD $367, FJD $785
Taxi:        USD $177, FJD $378
Tips & Cleaning: USD $167, FJD $356
Postage:   USD $0 FJD $0
ATM fees: USD $17.50 FJD $37
Vodafone: USD $0, FJD $0  (Data was included in rental.  Hotspot we’d brought with us with many remaining gigs from Savusavu didn’t work well in Pacific Harbour).

Grand Total:  USD $ 4,300,  FJD $ 9,193
Monthly Avg:  USD$ 4,607 , FJD $ 9,849 (based on 30 days)

Fiji, four-month totals
Grand total:   USD $17,051 FJD $36,454
Monthly Avg:  USD $4,410  FJD $ 9,428 (based on a 30 days)
Daily Avg: USD $147 FJD $314 (actual cost per day for 116 days)

The vegetable stand where we purchased most of our produce during the 28-day stay.

We couldn’t be more pleased with these totals. Although it would cost considerably more to visit Fiji to stay in a resort/hotel at no less than USD $200, FJD $428 per day plus the cost of airfare, meals, tips, excursions, and transportation, an economically minded traveler preferring to stay in a hotel, could easily expect to spend an average of USD $571, FJD $1,021 per day.

For a two week holiday/vacation the cost may easily end up at a minimum of USD $8,000, FJD $17,105 which would not include shopping and miscellaneous expenses such as spa services, wifi fees, purchasing trinkets, excess baggage and fees for sports equipment. Of course, staying in vacation homes as we’ve done, considerably reduces the cost.

With many similar vacations requiring less travel time and lower expenses, many Americans and others may choose to travel to Mexico, Central America and the Caribbean, most of which are more readily accessible on shorter, less expensive flights.

Is Fiji worth a visit? We’ve enjoyed it very much under the circumstances by which we’ve traveled, arriving from Australia as opposed to traveling from the US and, in staying in vacation homes, purchasing groceries, using low cost taxi service as opposed to renting a car which is very expensive on most islands. 

For a luxury hotel experience, the cost will easily be two to three times or more than our estimates. As I prepare this post, Tom researched the cost of round trip flights from Minneapolis, Minnesota, USA to Fiji, staying on only the main island of Viti Levu. 

Papaya growing in the backyard reachable from the wraparound veranda.

With three layovers, the RT cost per person at today’s rates for next September (as an example since we arrived in September) is USD $1,784 FJD $3,814 per person, taking a total of 31.5 hours from takeoff to final landing providing there are no delays. 

This airfare was the lowest rate Tom could find, however there are shorter travels times at higher rates cutting the travel time by as much as 12 hours. Also, consideration must be made for an additional fare for a satisfactory return flight which can bump up the cost considerably. 

In all, for those traveling to Fiji from as far away as the US, it’s wise to consider almost three days of travel and recovery time. Plus, one must consider the loss of one day when arriving and then regaining the day should they commence their travel while crossing the International Dateline.

Whew!  For those with more time than two weeks, also visiting Australia, New Zealand, and other nearby countries, Fiji may make a lot more sense economically.

We have no regrets about visiting Fiji and are actually grateful for the experience. It further “toughened us” in being more tolerant with 10% of our time in power outages, near-constant heat and humidity, lots of mosquito bites, and the ants, many ants, many, many ants.

One must also consider the weather which while we’ve been living in Fiji has been cloudy and rainy no less than 80% of the total time. The rainy season in Fiji is as follows (which apparently has been higher this year per this chart):

Suva, Fiji Weather
Temperature (Fahrenheit)
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High 86 86 86 84 82 80 79 79 80 81 83 85
Low 74 74 74 73 71 69 68 68 69 70 71 73
Average 80 80 80
78
 76 74 73 73 74 75 77 79
Temperature (Celsius)
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High 30 30 30 29 28 27 26 26 27 27 28 29
Low 23 23 23 23 22 21 20 20 21 21 22 23
Average 27 27 27 26 24 23 23 23 23 24 25 26
Precipitation
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Inches 11 11 15 12 10 7 5 8 8 8 10 13
Centimeters 28 28 38 30 25 18 13 20 20 20 25 33
Precipitation Days
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Days 16 16 18 17 16 13 11 15 15 15 16 17
On the flip side, we’ve loved the local people we’ve met along the way, the availability of fresh organic food, the high level of friendliness, the beautiful scenery and the reasonable cost of living.


As for the two houses we’ve lived in, by far, we’ve preferred the house here in Pacific Harbour with many more amenities, considerably larger with three bedrooms, two bathrooms, a larger refrigerator, AC in the bedroom (which eventually we had to use), is in better overall condition with easy access to the pool outside the backdoor. As shown above, the rent differential was well worth it. 

For the link to this property, please click here. Susan, the owner, is a breeze to work with and extremely helpful.

The river bridge we crossed many times on our neighborhood walks.

Vinaka, Fiji. We’ve enjoyed our time in your country and although we doubt we’d ever return for a long  stay, we have good memories to carry in our hearts always.

Next time, we’ll “see” you, will be the post I’ll prepare for the following (Monday for some, Tuesdays for us) from our hotel in Sydney, Australia while Tom’s wrapped up the Minnesota Viking football game. Hopefully, the playoff games will be broadcast aboard the ship. Thanks to all of our readers for sharing Fiji with us! Stay tuned for lots more!

Photo from one year ago today, January 4, 2015:

One year ago today, we moved from the second house we rented back to the first house as the last of our family member left the Hawaiian Islands. Moving was time consuming and challenging and we were relieved to be settled with a remaining 10 days until we’d depart for Kauai for a remaining four months.  For more details, please click here.