926 days and counting…

Big Island Rental

Tom and I have often talked about going to Hawaii together. I had been there many times before we met and have anxiously awaited the day when he and I could share this glorious experience together.

Houseplants here in Minnesota are huge flowering bushes and trees in Hawaii, the lush greenery and colors mesmerizing along with the roaring surf on the world’s best beaches and a tropical climate that only fluctuates a few degrees year-round.

Big Island rental interior

I could write for days about the reasons why one must experience this remote collective of islands, each with its own history and personality, each appealing to travelers for their own personal reasons.  

As we have planned our now 926 days beginning Halloween 2012, Hawaii was definitely in the mix, although not conveniently located to accommodate our lofty itinerary. We grabbed a pricier ocean view house on the Big Island  (outside of our budget for the first time) for one month to bring our family together for Christmas 2014.  

Big Island Rental Master Bedroom

To compensate for the increased cost of the Big Island rental, we decided we must find a home in which to stay put for two to three months earlier in the year at a rate that would compensate for the increased cost of the Big Island house. We were able to accomplish this seemingly impossible scenario by renting a fabulous house on the remote island of Madeira off the coast of Portugal.  

Madeira, Portugal view from the veranda.

Upon researching vacation homes all over the world, we have discovered that both Hawaii and Alaska are some of the most expensive places to visit. An 800 square foot vacation cabin in Alaska typically rents for over $3000 a month for both winter and summer. Hawaii is slightly less at about $2500 a month for the same size condo running around 20% higher during the high season of US winter months. All vacation rentals in Hawaii are subject to a 13.42% state tax.

As we continue to post information about properties we have booked, the theme is consistent, beautiful homes with distinct personality and style, whether a 17th-century farmhouse in Tuscany or an aptly named 14th century “Stone House” on a quaint cobblestone street in Cajarc, France.

Madeira, Portugal interior view

As we’ve come to the realization that it makes sense to stay in Hawaii after the family Christmas gathering to keep costs under control, we realize that Hawaii is an unlikely state to visit with the intent of controlling costs. The islands require most products to be imported with the exception of bananas, pineapple, coffee, ginger root, guavas, macadamia nuts, papayas, and taro. About 90% of Hawaii’s gross product is produced in the service industries.

Our long-term goal has been cruising to Alaska in May 2015 to spend the summer living one month at a time in three different locations providing us with the opportunity to experience its beauty, its people, and its diverse wildlife.  

Madeira, Portugal exterior view

This objective left us with the difficult task of finding an affordable property on any one of the Hawaiian islands for a period of four months. Perhaps we’d island-hop, spending a month in Maui, Kauai, Oahu, and Molokai.  

After spending no less than 40 hours looking online at hundreds of rentals we came to the conclusion that island hopping was not realistic for our budgetary concerns due to the high costs of one-month rentals during peak season and the cost of travel from island to island. Nor did we want to sacrifice quality or location.  
We knew we’d have a better opportunity to negotiate a four-month stay. Preparing a property after one and two-week stays is time-consuming and costly for landlords.  

With the new goal of finding one location for this extended stay, we were able to stay within our monthly budget with a fabulous two-bedroom ocean-view condo in breathtaking Princeville on the north shore of Kauai, a highly sought-after location in the islands.  

By adding this booking to our already packed itinerary, we find we are now booked for a total of 926 days beyond October 31, 2012. Will we continue to book well into the future? Yes, based on prices in Alaska, we will continue to look for the ideal properties. Also, the cruises for 2015 from Hawaii to Alaska are not posted as yet.  It could be another year before they’ll be available. In the interim, we’ll wing it! Yes, we’ll wing it!

Why so long???…

Our family and friends are asking, why so long? Why 880 days (so far)?

There are only a few answers to this question. Aging is one. By the time we leave the US, I will be 65 years old and although physically fit as a result of healthy eating, healthy living, and daily exercise, the ravages of “old man time” (darn him!) can be felt every morning as I step out of bed.

Tom will be 60 years old (“They,” say I robbed the cradle!), but after 42 years on the railroad, his knees and other joints are worn to the bone and he too feels the aches and pains upon awakening.   

There is no doubt that down the road, when and if we tire of traveling, we’ll hunker down to a warm climate and into the predictable senior citizen condo complex. We’ll get a little dog, play some bingo, hang out with guys whose pants are pulled up six inches above their waists, and with the ladies with the purple permanents wearing silky flowered print blouses. That will be us, as well.  

We have traveled very little these past years, always preferring to stay home to enjoy Minnesota’s short summers and our lake home. It often felt as if we were on a vacation on the warm summer days with the fish jumpin’ and the birds’ singin’, while we lounged in the comfy white lawn chairs.  

We didn’t have a care in the world other than to fire up the grill, pour ourselves a cold glass of something good, or to haul some wood to the fire pit for a roaring fire when the sunset (and the mosquitoes came out to indulge in our tasty flesh).  

We had traveled in our minds, a few years ago when we recorded every episode of the TV show, House Hunters International. We dreamed while we discussed the possibility of owning a home in an exotic location. As time has neared, (7 months and 2 days), we knew that staying in one place was the opposite of what we really wanted. We want to be “free” to explore the world.  

Tom believes that the state of the economy and that hyperinflation will take hold in the entire world. We will travel before the effects of such inflation will prevent us from being able to do so.  

Our last reason is simple. Tom and I both had our children when we were teenagers. We spent our 20’s making every effort, with a certain level of immaturity, to be responsible parents. In some ways we were successful. In other ways, we weren’t. 

As our family has grown with the addition of significant others, and six precious grandchildren, we feel their lives and their traditions are established and we can let go, with the love, with the hope and, the dream to share a piece of our adventure with all of them in times to come and to build new memories to cherish together, forever

Finally, the itinerary…

Admittedly, I have procrastinated about posting the itinerary. Procrastination is not my style. I am a “get-it-done” kind of person who contemplates a task in advance, sorts out the details, and then fires away. Why, the procrastination?

There are a few reasons. One, as indicated in today’s earlier post, I was definitely preoccupied with the pending immunization appointment, and two, I’ve been wrapped in the details of the rental house in France, which is now complete.  

We have yet to book a portion of the time in Europe and in Hawaii (primarily due to the hesitancy of property owners committing so far out). In addition, the last three cruises, although upcoming and available, have not yet posted for bookings.

Will we continue traveling after experiencing this itinerary?  

Yes, we will if the following prevail as planned: Are we healthy? Did we follow the budget? And of course, do we want to?

Location Days  
11/2/2012-11/4/2014
Minnesota drive to Scottsdale AZ
3
11/4/2012-1/2/2013
Scottsdale Condo Rental 
61  
(included in the above)
Scottsdale to Las Vegas-hotel
5  
12/30/2012-1/3/2013
Scottsdale to San Diego – stay with family

4
 
1/3/2013-1/18/2013
San Diego to Fort Lauderdale – Panama Canal Cruise
15  
1/18/2013-1/20/2013
Fort
Lauderdale to Boca Raton- stay with a friend
2  
1/21/2013-1/29/2013
Fort Lauderdale to Belize – Cruise
8  
1/29/2013-4/8/2013
Belize Rental-House on beach
70  
4/9/2013-4/13/2013
Belize to Miami Cruise
3  
4/13/2013-4/20/2013Miami
Visit friends in Boca, Bonita Springs
7  
4/20/2013-5/1/2013
Miami to Barcelona – Cruise
11  
5/1/2013
Barcelona to Majorca (RT) – ferry
0  
5/1/2013-6/3/2013
Majorca Oceanview
Condo Rental 
33  
6/3/2013
Majorca to Barcelona-Ferry 
0  
6/4/2013-6/16/2013
Barcelona to Venice- Mediterranean Cruise
12  
6/16/2013
Venice to Tuscany-Train
0  
6/16/2013-8/31/2013
Tuscany Rental-17th century villa
76  
8/31/2013
Tuscany to Rome-Train
0  
9/1/2013
Rome to Kenya-Flight
2  
9/1/2013-11/30/2013
Kenya Rental- Diani Beach house
90  
11/30/2013
Kenya to South Africa-Flight
1  
12/1/2013-3/26/2014
South Africa Rental-Kruger National Park – House
115  
3/26/2014
Kruger National Park to Durban, South Africa-driver
0  
3/26/2014-3/30/2014
Durban to Cape Town-Cruise
4  
3/30/2014-4/17/2014
Cape Town to Genoa- Cruise                             
18  
4/17/2014-4/18/2014
Drive to Genoa, Italy along
French Riveria, to Hotel in Cannes
1  
4/18/2014-5/17/2014
Cannes to 16th Century
Stone House, Cajarc, France
30  
5/17/2014-9/17/2014
Spain, Portugal, London (take the Chunnel under the ocean) rentals
123  
9/17/2014-10/1/2014
London to Fort Lauderdale-Cruise
14  
10/1/2014-10/5/2014
Fort Lauderdale to Boca-stay with friend
5  
10/5/2014-10/19/2014
Fort
Lauderdale to
San Diego Cruise
14  
10/19/2014-10/22/2014
San Diego to Baja CA
-Hotel
3  
10/22/2014
Baja CA
to Ensenada,
Mexico
0  
10/22/2014-11/2/2014
Ensenada Mexico to
Honolulu Cruise
11  
11/2/2014-3/31/2015
Hawaii – Home Rentals-Island Hopping (Christmas booked with family on Big Island during this period)
150  
Total
Days Booked to Date (more will follow)
880

Photos of rental properties will be coming soon. Thanks for stopping by!

Ouch!…Plunge, twist and release…

After two hours of being terrified at the prospect of contracting one of many horrifying diseases throughout the world, I left the Park Nicollet Travel Immunization Clinic with my head swimming. WHAT ARE WE DOING????

If we don’t die from the side effects of the Yellow Fever or Typhoid shots, we might die from one of the many diseases for which there is no immunization or treatment! Why tell me, overly efficient, profoundly knowledgeable, delightfully warm Travel Nurse Marcia, who hugged me when I left, that we could die?  

On information overload and losing my competency to make reasonable decisions, I agreed to our taking $10 a day malaria pills (fewer side effects) that we’ll need to take for eight-plus months, $700 rabies shots, $80 for tuberculosis tests, and also, an array of 10 or more other vaccines that will total in the $1000’s. We sure hope the insurance company will pay for these. I hadn’t budgeted $300 a month for malaria pills!

I felt as if I were buying a car from a persuasive, albeit highly competent “salesperson” who was trying to sell me safety features that invoked so much guilt that I couldn’t resist buying. I signed up for everything. Oh, I did hesitate on one thing, flu shots. Why would we need flu shots that are derived from viruses only prevalent in the US? Go figure! What if we went out to dinner with an American couple we meet on a cruise ship who currently has the flu? We signed up for that too!  

The dreaded Yellow Fever shot will be on May 1. I am terrified. Four people died from the vaccine alone (OK, four deaths of out one million, not quite a high risk). I said to Travel Nurse Marcia, trying to reassure myself, “Those four people could have died that day anyway, right?” She reassuringly nodded her head. On May 1, please pray for me. Later, for Tom.

Tom has yet to go to his two-hour appointment. I suggested that Travel Nurse Marcia not tell Tom everything she told me for three reasons: 1. He gets bored listening to medical stuff. 2. He’ll pretend to be listening when he isn’t. 3. He’ll refuse the shots and tell her to take a hike.   

Oh good grief, I can picture my dear husband, sick with some dreadful disease, ensconced inside a mosquito net, with me at his side, frantically trying to nurse him back to health. Sounds like a scene in a movie! No, thank you. PLEASE my dear handsome, charming, funny, adorable, “best husband in-the-world,” agree to get your shots, take your $5 pills with food and SHUT UP about it!

So, lovely Travel Nurse Marcia left the room after handing me my stack of 100 CDC documents to read, moments later returning with a tray loaded up with four, that’s right four, giant syringes on a sterilized stainless steel tray. She gently set the tray down on the counter, leaving the room again. I stared at the tray, my heart pounding so hard, I could hear it in my head. Minutes later, she returned instructing me to get up on the exam table.  

The rest is a blur, rolling up my sleeves, taking a deep breath, feeling the brutal violation of my pale winter skin while each of four syringes plunges deep into the tender flesh of my upper arms. OUCH!!! It felt as if she “plunged, twisted, and released” those horse-sized syringes. Then,  it was over, for now at least. I waited for something to happen. Nothing happened.

After sleeping fitfully all night, unable to lay on either side. My arms hurt as anticipated from the warning by Travel Nurse Marcia. After two huge cups of coffee this morning I’m back to my “old” self, dressed in workout clothes, off to the gym and then to the bank to transfer the 25% deposit in 1481 francs (today’s going rate, which is about $300 US dollars) to the owner of the charming “Stone House” in Cajarc, France for one month beginning April 18, 2014 (yes, 2 years from now). Nothing like planning ahead!

BTW, the itinerary will follow later today. 

The final criteria, lots more to follow…

Here we go! We’re wrapping up the all-important criteria today, allowing us to proceed to the equally important itinerary in the next post. As I mentioned earlier, listing these vital “rules” again and again is certainly tedious. 

Seeing them over and over, reading them aloud to Tom each time I write, is exactly what we’ve needed to be reminded of the importance of following these guidelines. Without them, the temptation to book expensive vacation rentals, overpriced cruises, and the occasional exorbitant hotel rooms would throw our financial plan out of whack.  

The goal of avoiding the necessity of tapping into our savings or investments is a huge motivator. Fear, the infinite motivator. Fear, being forced to stop this adventure due to financial constraints. Fear, canceling future travel due to health issues. Fear, the caves with the bats, the guano. Fear, the zip line.

Friends and family have asked, “What happens if you get bored?” We didn’t get bored living in our home together for the past 21 years, in the comfy chairs, enjoying lounging in a lawn chair in the summer, eating homemade meals, watching episodes of our favorite TV shows, chatting, laughing, and socializing.  

They also ask, “What if you get tired of traveling?” We’ll stop. We’ll cancel future plans, maybe lose a deposit or two but we’ll stop. We’ve agreed that if one of us wants to stop, the other will agree. Knowing this, comforts us. Knowing this, removes the fear. 

So, the remaining criteria:

Criteria #7:  Never stay in a vacation rental for less than one month. The rationale behind this rule is simple. Staying in one location not only reduces transportation expenses, but provides us with the opportunity to negotiate better rates when staying a month or more.  

Many of the property owners allow a stay of as little as three or four days, requiring added paperwork, liability, and cleaning. Their piece of mind is a substantial motivator for them to accept a lower rent for their property. As each month’s stay is extended in the negotiations, the price goes down proportionately. This will be illustrated by the rental amounts we will post with the itinerary.

Criteria #8:  No trinkets!  As tempting as “bargains,” “souvenirs” and local “handicrafts” appeal to us during our travels, we will resist the temptation. The cost of excess baggage along with the horror of hauling some heavy wooden objects all over the world is preposterous!

We will make a list of the items we encounter that tempt us. Once we settle someday, we will easily be able to find similar items online or in some cases, purchase them from the actual vendor’s web site. Often these tempting artifacts can be found for half the price on eBay, from sellers who found they were tempted during their travels. Most often, when we look back at such a wish list at a later date, we’ll find that we have lost interest anyway.

Criteria #9:  The availability of Internet/cellphone access with us at all times. This was a tough one. I’ve spent no less than an entire week researching various options. We now have discovered solutions (of course, subject to technology changes over the next several months). For Internet access, 24/7, in our rental, on the road, and part-time on cruises, we’ll use MiFi Rental with XCom Global. In a future post, I will write about the cost and how this works.  

As for cellphone service, we will be buying an Unlocked International cell phone into which we can purchase and install a local SIM card using the available local network (which is what most cell phone users in many countries use for service). SIM cards result in considerably lower rates, all without the use of a contract. Here again, I will write an entire post on this subject.

Criteria #10:  Cook and eat in! Due to health concerns we live a low carb, wheat-free, starch-free, grain-free, sugar-free, and gluten-free lifestyle. Occasionally Tom will indulge along the way! He won’t be able to resist pasta in Italy or a baguette in France. But, for me, my ongoing health from this way of eating it a huge motivator. Cooking and eating in the kitchen of our vacation rental will save us $1000’s along the way.  

We currently spend about $800 a month on food (all organic produce with grass-fed meat, free-range poultry, and eggs, organic dairy). This may sound like a huge sum for two people, but that totals only $26.67 a day. After considerable research, we feel confident that we’ll be able to maintain this budget and our food requirements. I currently pack 3 meals a day for Tom’s long 12 hour workdays.

We could never eat two to three meals a day in a restaurant in any of the countries we are visiting for a mere $26.67 for both of us! We have budgeted the cost of enjoying a dinner out in a nice restaurant, once or twice a week depending upon local prices.  

That one dinner a week may cost $25 in Belize including tax and tip, but could be $125 in Tuscany, resulting in an expenditure of $6500 a year, enough to pay for a vacation rental for 4.3 months or 8.6 months, if eating out twice a week. It’s a matter of trade-offs.  

I don’t think we’ll mind grilling a steak on the veranda in Majorca, Spain while overlooking the Mediterranean Sea.

In review, here is a complete list of all the criteria:

Criteria #1: Do not have a permanent home!
Criteria #2: Do not own cars!
Criteria #3: Do not stay in hotels unless absolutely necessary!
Criteria #4: Do not pay more than that which we were willing to pay for rent in our chosen retirement community!
Criteria #5: Use the cruise!
Criteria #6: Bag the excess baggage!
Criteria #7: Never stay in a vacation rental for less than one month!
Criteria #8: No trinkets!
Criteria #9: The availability of Internet/cellphone access with us, at all times!
Criteria#10: Cook and eat in!

Sure, all of the above is subject to change. We don’t know what we don’t know. It’s a work in progress. By the time we are ready to leave in seven months and ten days, we may laugh or even cringe at what we “thought” we knew and posted here, this early in the process. In any case, we learn as we go, on a perpetual mission of gaining knowledge, reducing fear, and ultimately, having the time of our lives.  

Continuation of the strict criteria…

Yesterday, I wrote about the first four criteria that we have discovered making long-term world travel affordable for us as a retired couple (Tom retires on Halloween), on a fixed monthly income. Let’s review those points before I continue with the others:

Criteria #1:   Do not have a permanent home! 
Criteria #2:   Do not own cars! 
Criteria #3:   Do not stay in hotels unless absolutely necessary!
Criteria #4:   Do not pay more than what we were willing to pay for rent in our chosen retirement community!

Criteria #5: Use the cruise!  As described earlier, we have booked five cruises so far with two more in the works.  Of the 571 days, we have booked thus far, beginning October 31, 2012, 71 days will be spent living aboard a cruise ship, rated a score of 4 or more (out of a possible 6).  

A vital factor in maintaining the integrity of our budgeting is that cruising results in a maximum average cost per day, not to exceed a combined $350 including fees, taxes, and tips. This amount far exceeds our average daily rental of $50. However, we are booking cruises to be a mode of transportation to and from countries where we’ll have booked a vacation rental. 

Cruising replaces the following usual travel expenses:
1.  Cost of Rental
2.  Three (or more, if preferred) meals per day
3.  Transportation to and from the rental location
4.  Taxis, car rental, trains, buses, and other local modes of transportation while getting around the area

Some cruise pricing includes tips, others do not. Keep in mind that tipping may be as much as $25 per day, per person. We have included them above in our daily total. Also, every cruise has an ongoing credit account for the charges, WiFi, non-included tips, drinks, meals in specialty restaurants, spa services, certain activities, and of course, the casino and shopping in the “tourist trap” shops.  

Internet access to your digital equipment is very expensive. Turning off data and roaming features will avoid the shock of one’s life when seeing the bill at for the onboard WiFi fees.

It’s imperative to check in advance with the cruise line as to WiFi policies and charges. Future posts will explain cell phone usage and Internet access while traveling abroad, a challenge for long term travelers like ourselves visiting 25 countries in less than 2 years (Yes, the itinerary will be posted soon)!

The cruise guy (and company we are using) Joaquin, at Vacations To Go has an appealing pre-booking incentive: book cruises in advance, and as prices drop, the customer receives the benefit of the reduced pricing, up to 90 days prior to the sailing date, being unaffected by potential price increases. 

Pre-booking secures a decent cabin that we choose at the time of booking by paying the deposit, usually around 25% of the cost of the cruise. We refuse to stay in an inside cabin many of which have little space, if any, to even walk around the bed. All of the cabins we are choosing are either a “Balcony” or “Mini-Suite.”  

In summary, cruising costs about $200 more per day than staying in a rental. Building a budget that allows for this expense, adds much to our enjoyment while freeing us on transportation costs, preparing meals, and handling baggage. The opportunity to see a little piece of many locations in a short time span is appealing.  Adding to the experience is choosing a cabin on the correct side of the ship, allowing the best viewing advantage of land throughout the cruise.

Most cruise fares include port charges but getting off the ship at various ports will undoubtedly result in often hundreds of dollars in additional charges for excursions, meals, shopping, and the usual hawkers selling their wares. We will stay on the ship as much as possible to avoid these tourist traps. 

Soon, Criteria #6 will be posted. Thanks for stopping by!

A dream is born!… Is it affordable?…Are we crazy?

We are everyday people. We aren’t wealthy. Tom worked hard for 42 years on the railroad. My career mostly consisted of owning a small real estate company experiencing varying degrees of success and failure, always subject to the turns of the market and my own life experiences, ups and downs.  

We’ve lived in a fabulous lake house with the upkeep that sucked up most of our income but rationalized it that the joy of living here together was worth the expense and sacrifice. Our retirement income was growing due to Tom’s contributions and we didn’t really worry much about the future.
Then the economy burst and we, like so many others, lost a chunk of security while at the same time my desire to battle the failing real estate market waned day by day. I threw in the towel and retired eighteen months ago. Good grief, I applied for Social Security, after paying in for 45 years. It was hard to believe that time flew by so quickly. It was only yesterday we were chugging Vodka Gimlets and dancing at the disco.

I had often said that I’d never retire having loved the clients, the excitement, and the gratification of helping people make the biggest financial decision of their lives. It was now over. I felt sad. What would I do but wrap myself up in the eventuality of Tom’s retirement?

My goal was to come up with some ideas to present to my exhausted husband on the weekends who still working twelve-hour days this late in his career, along with the two hours of driving time. I had felt a little guilty being home, not contributing more than packing his three-meal-lunch each day and the basic, relatively easy everyday running of our two-person household.

The days until Tom’s upcoming retirement had been a daily reminder in an app I had installed on my DroidX phone, Retirement Countdown Free that today says: 7 months, 16 days. I look at it every day. It doesn’t seem to move. But it does. It’s Halloween. I keep counting on my fingers to ensure it is accurate. It is.

Strangely, during this time, we negotiated a deal, albeit at a loss, to be rid of our house to free us to move on. Not what we had wished. We knew that living on a retirement pension the upkeep would be prohibitive forcing us to live the last third of our lives in a perpetual state of stress, leaving no room to travel. We hadn’t been on a real vacation together in over fifteen years never wanting to spend the money or to leave, or a beautiful home.
Invariable, Tom and I spent the bulk of our vacation time working on projects around the house, him oblivious to his skills as a hard-working handyman. He can fix just about anything. I have been “the helper” washing the insides of the windows, cleaning, doing laundry, and happily cooking our favorite meals and desserts (more fun when we weren’t low carb, gluten-free).  

Neither of us ever minded the definition of the stereotypical male/female roles. We grew up in an era when gender roles were more defined than today. We never fought it. We never fought with one another over it. We relished in giving each other the very best we had to offer, without complaint, without judgment, without “snipping” (in itself, the secret to our marital success).

So, as we counted down the days, each weekend we began talking about that which most Minnesota “Snow Birds” do; move to a warm climate in an income tax-free state, downsize our “stuff,” sadly say goodbye to our family and friends, sell one of the two cars, and occasionally go on a Viking River Cruise with other “old timers” like ourselves.  

We finally relented buying the proverbial AARP card, good for a full five years. Wow, we can get a discount at Denny’s in Las Vegas, Perkins in Rapid City, or Old Country Buffet in Miami! Here come the Golden Years! Ouch, more than those crunchy joints are hurting!

In our typical fashion of online researching of literally every thought, our brains regurgitate, we investigated best places to retire in the US,  buying an RV, moving to a retirement community, or simply renting a condo in Scottsdale, Arizona while we think it over. Although not an income tax-free state, the climate is good in the winter, the desert appealing for its mysterious beauty and the population not unlike ourselves. A good temporary solution.
On my laptop, an Excel spreadsheet in front of me, I plugged in formulas and numbers to create a “feasibility study” to determine our future financial life considering the average rental cost of a typical condo, utilities, groceries, health insurance, medical including prescriptions and co-pays, cell phones and Internet, food and entertainment, etc. We could survive, we determined.  
It was Saturday afternoon, January 7, 2012. We had just reviewed the numbers in the spreadsheet while sitting in our usual comfy chairs in the family room, the TV on quietly in the background, freshly poured frosty glasses of iced tea on the side table, the smell of pot roast in the oven wafting through the air (love that word!) and we looked at one another, our eyes locked in a gaze as powerful as an embrace.  Tom took a deep breath and quickly blurted out, his words running together awaiting my reaction and said, “Let’s not have a home and travel the world instead.”  
I gasped. I paused. I said, “Wait, give me a minute.” I looked at the spreadsheet. I removed the rent, the utilities, the car and its insurance, the annual vacation, and all the expenses that would go away if one didn’t have a home.  

I added back the following onto the new worksheet: visas, taxes and tips, airfare, ferries, taxis, auto rentals, cruises, food (eating in 6 days a week, eating out once), a monthly (or longer) vacation rental home fully equipped with kitchen and all household goods, entertainment, unexpected expenses and on and on. We talked. We giggled. We dreamed aloud. We accepted that our preliminary numbers were subject to change as we completed more research.

The pot roast was done. The time had flown. We inhaled our dinner anxious to swallow the next bite in order to say something more, interrupting each other, as we often do. We couldn’t watch the favorite shows we had taped during the week. We talked all night long. The remainder of the weekend was a blur, fingers flying across the keys in our relentless pursuit of more and more information. 

Tentatively, tempering our enthusiasm, over the next several weeks, we came to this startling realization: If we didn’t have a home, with its fixed monthly expenses, we could travel the world as long as we wanted to, living off of our monthly income alone, as long as it met strict criteria.

Now, two and a half months later, after hundreds of hours of research, we have booked and paid deposits for 492 days beginning October 31, 2012, with more plans brewing imminently. Planning is a full-time job in itself.  

The next post will include: the strict criteria to make this possible. And soon, the set itinerary thus far, the resources we have used to make this possible, the endless list of “to do’s,” the amazing people we have encountered all over the world, and most of all the preparation we are making for all the “what if’s” that we will surely encounter along the way. Then, of course, there are the “unknowns” that we choose to acknowledge exist and pray that our good sense and resources will guide us along the way.

Fearful? A little. Joyful? A lot.

Sounds glamorous but quite worrisome…

When we decided to travel the world beginning this upcoming Halloween, Tom’s retirement date, we knew the tasks associated with changing our lives to this degree would be daunting. We have made a purposeful point of not getting caught up in the excitement by staying task-oriented and preparing for endless “what ifs” by playing our own devil’s advocate.  

Doing so has resulted in some sleep-stealing worrying one does at 3:00 am. We are not strangers to this particular effect of worrying. Last night we both lay awake between 2:00 am and 4:00 am, tossing and turning, aware of each other’s state, trying not to talk to further our alertness. Finally, we drifted off only to have Tom’s alarm clock startle us both at 6:50. We got some good worrying in!

We ask ourselves so many questions, not so much to put a damper on our adventure, but to maintain a sense of the reality of what is yet to come. “They say” that worry is a useless emotion. If worrying prompts or motivates one to take self-preserving measures, then worry has some unmitigated value.  

Fear in itself is a powerful motivator. Overcoming fear is next in line. The healthy self-love and appreciation we experience after overcoming fear are the greatest rewards life has to offer us in our continuing search for personal growth and self-discovery.  

Oh, good grief, does this mean we will zip line or bungee jump when we spend three months in Belize, beginning in February 2013? Or, will we ride an inner tube through the water caves in the rain forest, the roofs covered with guano (gee, I always wanted to find a use for that word, meaning “bat poop”, if you didn’t already know) while I am terrified of bats? Or, will we ride a hot air balloon in Kenya (during our three-month stay) over the Great Migration in the Serengeti National Park? Or, will we welcome a 275-pound warthog into the kitchen where we will live for three months beginning December 2013 in the Kruger National Park in South Africa, living among the wildlife with no barriers?

Warthog in the kitchen doing “crumb patrol.”
We won’t have to do any of these, but most likely we will do some of these, finding ourselves exhilarated by the life-changing experiences, to finally be “stepping outside the box,” taking the risks and reveling in the process together.

What if we show up at one of our many prepaid vacation homes throughout the world to find out that we were scammed, with all of our due diligence when no such owner or house exists? We’ll take a deep breath, get online as fast as possible, and find a place to stay for a few days while we figure it out. We’ll have lost up to three months’ rent, the maximum time we will stay in any vacation home. But, we’ll continue on, knowing full well that we chose this risk as part of the adventure.

What if one of the five cruises we have booked thus far encounters a storm and is unable to “drop us off” to our desired location a day or two prior to the end of the cruise and instead goes to a different port some 500 miles away? We will go to the next port, get off, and find a flight, a train, a ferry to our planned location.

What if one of us has a gallbladder attack requiring surgery while we are in a remote location? We are purchasing emergency evacuation insurance that will take us back to the states to our desired location or at least to the nearest big city hospital.  

What if our passports or wallets are stolen? We are getting second passports to be kept separately from my purse and Tom’s wallet. We have scanned all of our credit cards with contact information, driver’s licenses debit cards, and banking information to a secure cloud. All we’ll ever need is a WiFi location to immediately contact the necessary parties.

How will we, both gluten-free, not eat the homemade pasta, bread and pastries while spending almost three months in a 17th century stone farmhouse in Tuscany, beginning June 15, 2013? We will either try it and pay the price or, we will choose not to try it and instead enjoy the local produce and meats.


So, worrying we will do! And, surely along the way, we’ll be surprised, disappointed, scared, and “ripped off” asking ourselves how we let this happen, how we made this mistake, why we left our family and friends behind to seek out adventure.  

Then again, we’ll be amazed, enthralled, enriched, and enlightened and most of all, grateful, to be sharing this experience together for as long as we choose, and for as long as we can. So we’ll miss the ferry, the flight gets canceled, the mosquitoes are biting, the heat is overwhelming, we can’t get online, and then, the giraffes are hogging the road when we are trying to get to the grocery store!

A herd of Giraffe hogging the road in Marloth Park, South Africa (not our photo).

Snail mail solution…Tasks piling up…

I don’t like snail mail. Every day between noon and 3:00 PM, the white rickety US mail trunk comes bobbing down our bumpy private road, the driver bouncing about, oblivious to the numerous potholes, the narrow road, and the little dogs.  

Living on a private road of six homes, situated on a narrow peninsula, the little dogs can roam freely. Sorrowfully, about 15 years ago, our little five-year-old Aussie, Bart, was run over by the then mailman who later commented, “Yeah, I’d thought I hit something but didn’t think I needed to stop to investigate.”

Had it not been for the second kiss goodbye to Tom that day that inspired me to follow him outside and kiss him through the open car window, I wouldn’t have noticed Bart lying dead behind Tom’s back tire. He would have backed up driving over him, assuming he had killed him. Thank goodness, Tom was (and still is) deserving the second kiss. 

That’s one reason I don’t like the mailman, the truck, or the mail itself, an endless barrage of junk indicating we are on some kind of arbitrary, categorical list that perpetually invades our privacy. 

The second reason I don’t like the mail is simple: about halfway through every vacation, I start thinking about the fact that this glorious experience has to come to an end. And, what is the first thing you do when you get home from a vacation??? GET THE DARNED MAIL!!! The therapeutic benefit of this much needed time away turns into a dreadful experience of wading through the annoying pile of useless paper. (We went paperless years ago on all of our monthly/annual/quarterly obligations).

After rifling through this mess, there remains perhaps one item worthy of a toss into the pile on the kitchen counter, which invariably requires some type of task in order to warrant its eventual disposal. I hate mail.

In my mind, one of the major contributors to my desire to travel the world is this: We won’t have to come home to the mail! Ah, but who are we kidding? Do you think it’s easy to get rid of mail?  Mail is relentless! Mail seeks and finds. There is no freedom from the mail!

So, when we started making the daunting “to do” list that will make this many years-long adventure possible, at the very top is “what do we do about the mail?”  

It’s not that simple. One might think we should get a PO box, sending all the mail there. No, this won’t work.  It piles up and then what? Have a family member collect it, go through it, and send it to us? No, that’s too much to ask with everyone’s busy lives and their own mail to contend with. 

Every dilemma has a solution, right? We’re assigning a mail forwarding company the task of our mail. They give us an address, receive the mail, toss the junk, scanning, and sending by email anything we may need to review and assess its value.  

If we choose to touch it for some odd reason, they will snail mail it to us anywhere in the world, overnight if need be. It’s not costly and requires little time commitment plus, partial mail freedom. Full mail freedom only occurs a period of time after one’s demise. We’ll settle for partial. Cost: about $10 month plus additional fees for scanning mail and for sending us anything oversees. One task, resolved. 

Now back to the required second passport for obtaining visas; the visas themselves; the scanning every photo we’ve ever taken; the international health insurance issues; the medical evacuation insurance; the immunizations; the process of renewing prescriptions; the packing of two suitcases each with enough to last us for however long; the disposal of everything we have owned for 26 years; the estate sale at the end; the international cell phones and new computers with an external hard drive loaded with 100’s of movies, TV shows, e-books; the ability to have Internet access worldwide; Tom’s retirement party; the comprehensive spreadsheets of all projected expenditures including fixed expenses, taxes, banking, exchange rates and of course, the itinerary including cruises, ferry rides, air travel, train travel, vacation home rentals, the safari, all of which is already booked out to January 2015.

Oh, oh, I just heard the mail truck bouncing down the bumpy road, the bobble-headed driver behind the wheel. I’d better go check it out!  Just think, only 7 months and 21 days left to partial mail freedom. Yeah!

Changing clocks…Changing life…

Sunday morning we both jumped out of bed at 6:00 am with a peculiar sense of urgency to begin the painstaking process of changing the myriad clocks in our home. Daylight savings began during the night.  

Over the 21 years that Tom and I have joyfully enjoyed life together, we seem to have assigned ourselves, which clocks we each change, two times each year. We scurried about the house, mumbling to ourselves as we adjusted one clock after another, realizing that this will be the last time we will change clocks in this house, in this state of Minnesota and perhaps in this country.  

In 7 months and 22 days from today, our journey will begin. Tom retires on Halloween after 42 years on the railroad (I retired 16 months ago) and off we go to the adventure of our lives, time being relevant to us in the future only in terms of the time of our next cruise, the time of our next flight, the time of the next ferry, or the time when we move into yet another vacation home.  

As we each finished our last clock, oddly about the same moment, I said to Tom, “We need a domain name for our future website and blog.”  

He chuckled, and said, “Funny, I was just thinking the same thing.” It’s equally odd how couples often have thoughts simultaneously. We never cease to be amazed by this phenomenon.

We had been mulling over some names the past month, as we booked our plans well into the future, knowing the time to document this process was coming near.

Last year, I wrote my first blog, WorldWideWillie.blogspot.com as our beloved Australian Terrier, WorldWideWillie’s precious life came to an end, finding solace in the process. With over 400 followers, we found comfort in their invisible, lurking presence as I wrote almost daily from Willie’s perspective, his final days, days filled with love, humor, and tears.  

When Tom returned home each night, I read him the daily postings, often crying a river through the sobs that welled up in my chest. Tom cried with me, unashamed by his vulnerability, a charming aspect of his manly demeanor that which I have always adored.

We chose to honor Willie by using part of his name, WorldWide, by adding a 3rd word beginning with a “w.” Sitting at our computers we looked up all the “w” words that may be available as a domain. We stumbled across “Waftage,” a word that means “travel gently by water or air.”

How perfect a word when in fact this blog will be about us leaving our well-established lives here in Minnesota to travel the world, leaving our grown children, including our six adorable grandchildren, other family members, our longtime friends, our amazing neighbors and all of our “stuff,” to be sold off at an estate sale… days before we leave on Halloween, 2012. 

This blog will document a journey that at this point knows no end, a journey meticulously planned to be affordable and yet rich in comfort, visually stimulating, surrounded by nature, filled with history, all the while enjoying that which we have enjoyed the most, simply being together.

We’re lousy photographers, but we’ll post photos. We don’t like tourist traps, but we will visit some. We don’t care to buy trinkets, but we’ll surely buy a few.  

Ironically, neither of us has ardently enjoyed “sightseeing” but, we will seek out those that appeal to us. We don’t like crowds, gridlocked traffic, loud noises, or waiting in line, but we will experience all of these.  

We are both gluten-free, wheat, grain-free and sugar-free. We won’t eat bread, croissants, or pasta. I don’t drink alcohol, Tom drinks a little, but doesn’t like wine. Tom doesn’t like to go for walks. I love walks.  Occasionally, we’ll walk.

Then why will we do this? 1. Because we have figured out a way to afford to make this possible with some creative planning, which we’ll share with you along the way. 2. Because we want to!  

More than the concept of world travel in itself, we relish in the concept of stepping outside the box; getting out from behind our computers with fingers flying across the keyboard with our latest preoccupation; getting out of our comfy chairs while watching one of our big flat-screen TVs playing a popular premium hi-def series; playing another rambunctious competitive game of Wii Bowling or looking forward to the next great homemade meal.  

We have loved every minute of our lives, whether hanging out with family or friends or looking out the window for another delightful morsel Mother Nature tosses our way: an eagle swooping into the trees outside our house, a beaver building a den along the shoreline, a pack of coyotes looking for “little dog lunch.” We have loved it all.

So, we registered our domain name early Sunday morning. We poured ourselves a cup of perfectly brewed coffee, topping each cup with a dollop of real whipped cream, and sat down at the bar in the kitchen. We both smiled, eyes locked on each other. The little crinkles around his eyes made a wave of something wonderful wash over me.

We both looked up at the same time to notice we hadn’t changed the time in the big clock in the kitchen. We both jumped up simultaneously, and said, “I’ll get it!” We laughed. We have all the time in the world.