Tom’s retirement party was a year ago…Photos…Problematic ATMs in Kenya…Suggested reading for the medically curious…

This photo was taken the night of Tom’s retirement party on October 27, 2012. At this point, we only used our smartphones to take photos. Little did we know at that time, how much would change, how much we would change, how important clear photos would mean to us, and how much we had ahead of us.   How does one unload their entire lives and travel the world for years to come?  Now we know.

Tom’s retirement party was a year agoIts hard to believe. We so appreciated all the wonderful friends and family that joined us for a highly memorable event. 

A special thanks to daughter-in-law Camille for all of her hard work at the party while I was busy trying to communicate with guests after losing my voice and still feeling poorly.

Here’s the link from the post for the night of the retirement party if you’ve never read it or would like to see it again.

This was the cake I had made for the party by an amazing cake decorator, surprisingly edible, depicting Tom’s 42 years on the railroad and our plan to travel together to see the world. Little did we know what adventures were yet to come. Little did we know how happy we would be.

When traveling for the usual vacation periods of one or two weeks, most tourists have little need to go to an ATM during their stay other than to use it to exchange a small amount of the local currency required for locally-owned standalone restaurants, tips, and taxi fare (always paid in cash in Kenya). 

With the universal acceptance of credit cards worldwide and preparedness with some cash from their home location, there is little need for additional cash during their stay other than those listed above.

Many resorts and hotels, especially the larger chains, may accept certain forms of currency. From our experience, overall, they prefer the use of credit cards. On occasion, as in the case of dinner a few nights ago, the restaurant didn’t accept any form of cash. We’ll see more and more of this in the future with the growing amounts of counterfeit money and also, the risk of theft from cash drawers.

However, in Kenya, we’ve found we frequently need to use cash, Kenya Shillings (Ksh or KES), to pay for many services. Most assuredly, this is a result of our long three-month stay. For security reasons, we’ve chosen to visit an ATM more frequently rather than carry large sums of cash with us.

At a cost of US $5 per transaction charged by our bank, we felt the security aspect has well been worth the added expense, totally approximately US $50 over the three-month period, a small price to pay for the security of carrying lesser amounts of cash at any given time. It’s important to determine the fees one’s bank charges in foreign countries (as well as in one’s home country!).

The issue we’ve experienced, not uncommon worldwide, is finding an ATM that:

a.  Works
b.  Is located in a generally safe, well lighted public area
c.  That doesn’t have “hidden” charges

In Kenya, we’ve been able to easily determine “b” and “c.”  But, “a” has been tricky, as in the case last night on our way to dinner.

With our upcoming mini-vacation beginning on Tuesday, we knew we’d need more cash for the many tips for service personnel which may not be added to credit card charge slips in Kenya. Whether it’s a waiter for dinner, a bartender, a hotel valet or maid, or a guide, cash is the only method of payment.

On our way out to dinner last night, we asked Alfred to drive us to an ATM we’d never visited in the past, less of a drive from the resort we were visiting for dinner hoping to save a little on cab fare and driving time.

Knowing full well that there was absolutely no reason our cash request would be denied, we still approached the machine with a degree of hesitation; the location wasn’t ideal and, would the machine work?

Entering Tom’s card, we hesitated. When it promptly kicked out the card but still proceeded with a request for the PIN and desired amount of cash, we became worried. It began the processing including the rifling sound of money dropping down, but none was in the slot. With our hearts pounding, we waited.

Moments later, a receipt popped out, saying “transaction incomplete.”  We left, asking Alfred to take us to our usual ATM near the Nakumatt Grocery at the local Barclay’s Bank, a known reliable ATM. Once there, we received our desired amount of cash without incident, and moments later, we were heading in the direction toward our reservation.

Had a new tourist had such an incident, they may have assumed that none of the ATMs would work (or that something was wrong with their card), although it clearly stated that our type of card was accepted. If this resulted in an inside visit to a bank, the fees would have been considerably higher, both in exchange rates and service fees.

Thus, it certainly is worthwhile for tourists to have a “backup plan,” in this case another cash machine location. Also, it would be wise to try an ATM directly at a bank that is open, should anything go wrong.  In our case, it was Saturday evening at 6:00 pm. The bank had been closed since noon.

We’d found this link for local ATMs but didn’t choose to take the time or expense of taxi fare to try more of them.

With our ready cash in hand, tomorrow we’ll pack the same duffel bag for me and the same carry on bag for Tom that we used to go on safari, although this time, our mini-vacation won’t require safari boots and BugsAway clothing. Tuesday morning by 10:00 am we’ll be off, sharing photos and stories each day.

It’s with no disappointment that we’re not embarking on another safari at this time, keeping in mind that life will be comparable to one long safari when we move to Marloth Park/Kruger Park, South Africa where we’ll live for another three months while many animals will visit us at our new home at the rather remote location and we can take daily game drives at will.

We’ve made a point to continue to enjoy every remaining moment of our remaining 34 days in Kenya, as we lounge in our outdoor living room on another sunny, hot, humid day with the precious little dogs, Jessie and Gucci at our feet, the birds singing, the monkeys occasionally swinging through the trees and bugs nipping at our bare feet. Life is good.
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P.S. A few of our readers have asked that we share photos and recipes of meals befitting my diet. For dinner this evening, we’re making one of our favorite dinners, Coconut Crusted Parmesan Chicken. Tomorrow, we’ll post the recipe and photos of our meal.

Also, I downloaded yet another excellent book detailing the medical research that has been discovered over a period of many years as to why my diet is so highly instrumental in vastly improving health (and coincidentally, weight issues) in many ways including preventing and possibility being instrumental in healing brain deterioration (dementia and Alzheimer’s Disease).

The book is entitled:  “Grain Brain, The Surprising Truth About Wheat, Carbs and Sugar – Your Brain’s Silent Killers” by Dr. David Perlmutter, a renowned neurologist, and researcher. As I read this book,  I’m beginning to understand why my memory has also improved 100% in the past few years since adopting this way of eating. Interesting.