Continuation of the strict criteria…

Yesterday, I wrote about the first four criteria that we have discovered making long-term world travel affordable for us as a retired couple (Tom retires on Halloween), on a fixed monthly income. Let’s review those points before I continue with the others:

Criteria #1:   Do not have a permanent home! 
Criteria #2:   Do not own cars! 
Criteria #3:   Do not stay in hotels unless absolutely necessary!
Criteria #4:   Do not pay more than what we were willing to pay for rent in our chosen retirement community!

Criteria #5: Use the cruise!  As described earlier, we have booked five cruises so far with two more in the works.  Of the 571 days, we have booked thus far, beginning October 31, 2012, 71 days will be spent living aboard a cruise ship, rated a score of 4 or more (out of a possible 6).  

A vital factor in maintaining the integrity of our budgeting is that cruising results in a maximum average cost per day, not to exceed a combined $350 including fees, taxes, and tips. This amount far exceeds our average daily rental of $50. However, we are booking cruises to be a mode of transportation to and from countries where we’ll have booked a vacation rental. 

Cruising replaces the following usual travel expenses:
1.  Cost of Rental
2.  Three (or more, if preferred) meals per day
3.  Transportation to and from the rental location
4.  Taxis, car rental, trains, buses, and other local modes of transportation while getting around the area

Some cruise pricing includes tips, others do not. Keep in mind that tipping may be as much as $25 per day, per person. We have included them above in our daily total. Also, every cruise has an ongoing credit account for the charges, WiFi, non-included tips, drinks, meals in specialty restaurants, spa services, certain activities, and of course, the casino and shopping in the “tourist trap” shops.  

Internet access to your digital equipment is very expensive. Turning off data and roaming features will avoid the shock of one’s life when seeing the bill at for the onboard WiFi fees.

It’s imperative to check in advance with the cruise line as to WiFi policies and charges. Future posts will explain cell phone usage and Internet access while traveling abroad, a challenge for long term travelers like ourselves visiting 25 countries in less than 2 years (Yes, the itinerary will be posted soon)!

The cruise guy (and company we are using) Joaquin, at Vacations To Go has an appealing pre-booking incentive: book cruises in advance, and as prices drop, the customer receives the benefit of the reduced pricing, up to 90 days prior to the sailing date, being unaffected by potential price increases. 

Pre-booking secures a decent cabin that we choose at the time of booking by paying the deposit, usually around 25% of the cost of the cruise. We refuse to stay in an inside cabin many of which have little space, if any, to even walk around the bed. All of the cabins we are choosing are either a “Balcony” or “Mini-Suite.”  

In summary, cruising costs about $200 more per day than staying in a rental. Building a budget that allows for this expense, adds much to our enjoyment while freeing us on transportation costs, preparing meals, and handling baggage. The opportunity to see a little piece of many locations in a short time span is appealing.  Adding to the experience is choosing a cabin on the correct side of the ship, allowing the best viewing advantage of land throughout the cruise.

Most cruise fares include port charges but getting off the ship at various ports will undoubtedly result in often hundreds of dollars in additional charges for excursions, meals, shopping, and the usual hawkers selling their wares. We will stay on the ship as much as possible to avoid these tourist traps. 

Soon, Criteria #6 will be posted. Thanks for stopping by!

Sounds glamorous but quite worrisome…

When we decided to travel the world beginning this upcoming Halloween, Tom’s retirement date, we knew the tasks associated with changing our lives to this degree would be daunting. We have made a purposeful point of not getting caught up in the excitement by staying task-oriented and preparing for endless “what ifs” by playing our own devil’s advocate.  

Doing so has resulted in some sleep-stealing worrying one does at 3:00 am. We are not strangers to this particular effect of worrying. Last night we both lay awake between 2:00 am and 4:00 am, tossing and turning, aware of each other’s state, trying not to talk to further our alertness. Finally, we drifted off only to have Tom’s alarm clock startle us both at 6:50. We got some good worrying in!

We ask ourselves so many questions, not so much to put a damper on our adventure, but to maintain a sense of the reality of what is yet to come. “They say” that worry is a useless emotion. If worrying prompts or motivates one to take self-preserving measures, then worry has some unmitigated value.  

Fear in itself is a powerful motivator. Overcoming fear is next in line. The healthy self-love and appreciation we experience after overcoming fear are the greatest rewards life has to offer us in our continuing search for personal growth and self-discovery.  

Oh, good grief, does this mean we will zip line or bungee jump when we spend three months in Belize, beginning in February 2013? Or, will we ride an inner tube through the water caves in the rain forest, the roofs covered with guano (gee, I always wanted to find a use for that word, meaning “bat poop”, if you didn’t already know) while I am terrified of bats? Or, will we ride a hot air balloon in Kenya (during our three-month stay) over the Great Migration in the Serengeti National Park? Or, will we welcome a 275-pound warthog into the kitchen where we will live for three months beginning December 2013 in the Kruger National Park in South Africa, living among the wildlife with no barriers?

Warthog in the kitchen doing “crumb patrol.”
We won’t have to do any of these, but most likely we will do some of these, finding ourselves exhilarated by the life-changing experiences, to finally be “stepping outside the box,” taking the risks and reveling in the process together.

What if we show up at one of our many prepaid vacation homes throughout the world to find out that we were scammed, with all of our due diligence when no such owner or house exists? We’ll take a deep breath, get online as fast as possible, and find a place to stay for a few days while we figure it out. We’ll have lost up to three months’ rent, the maximum time we will stay in any vacation home. But, we’ll continue on, knowing full well that we chose this risk as part of the adventure.

What if one of the five cruises we have booked thus far encounters a storm and is unable to “drop us off” to our desired location a day or two prior to the end of the cruise and instead goes to a different port some 500 miles away? We will go to the next port, get off, and find a flight, a train, a ferry to our planned location.

What if one of us has a gallbladder attack requiring surgery while we are in a remote location? We are purchasing emergency evacuation insurance that will take us back to the states to our desired location or at least to the nearest big city hospital.  

What if our passports or wallets are stolen? We are getting second passports to be kept separately from my purse and Tom’s wallet. We have scanned all of our credit cards with contact information, driver’s licenses debit cards, and banking information to a secure cloud. All we’ll ever need is a WiFi location to immediately contact the necessary parties.

How will we, both gluten-free, not eat the homemade pasta, bread and pastries while spending almost three months in a 17th century stone farmhouse in Tuscany, beginning June 15, 2013? We will either try it and pay the price or, we will choose not to try it and instead enjoy the local produce and meats.


So, worrying we will do! And, surely along the way, we’ll be surprised, disappointed, scared, and “ripped off” asking ourselves how we let this happen, how we made this mistake, why we left our family and friends behind to seek out adventure.  

Then again, we’ll be amazed, enthralled, enriched, and enlightened and most of all, grateful, to be sharing this experience together for as long as we choose, and for as long as we can. So we’ll miss the ferry, the flight gets canceled, the mosquitoes are biting, the heat is overwhelming, we can’t get online, and then, the giraffes are hogging the road when we are trying to get to the grocery store!

A herd of Giraffe hogging the road in Marloth Park, South Africa (not our photo).

Snail mail solution…Tasks piling up…

I don’t like snail mail. Every day between noon and 3:00 PM, the white rickety US mail trunk comes bobbing down our bumpy private road, the driver bouncing about, oblivious to the numerous potholes, the narrow road, and the little dogs.  

Living on a private road of six homes, situated on a narrow peninsula, the little dogs can roam freely. Sorrowfully, about 15 years ago, our little five-year-old Aussie, Bart, was run over by the then mailman who later commented, “Yeah, I’d thought I hit something but didn’t think I needed to stop to investigate.”

Had it not been for the second kiss goodbye to Tom that day that inspired me to follow him outside and kiss him through the open car window, I wouldn’t have noticed Bart lying dead behind Tom’s back tire. He would have backed up driving over him, assuming he had killed him. Thank goodness, Tom was (and still is) deserving the second kiss. 

That’s one reason I don’t like the mailman, the truck, or the mail itself, an endless barrage of junk indicating we are on some kind of arbitrary, categorical list that perpetually invades our privacy. 

The second reason I don’t like the mail is simple: about halfway through every vacation, I start thinking about the fact that this glorious experience has to come to an end. And, what is the first thing you do when you get home from a vacation??? GET THE DARNED MAIL!!! The therapeutic benefit of this much needed time away turns into a dreadful experience of wading through the annoying pile of useless paper. (We went paperless years ago on all of our monthly/annual/quarterly obligations).

After rifling through this mess, there remains perhaps one item worthy of a toss into the pile on the kitchen counter, which invariably requires some type of task in order to warrant its eventual disposal. I hate mail.

In my mind, one of the major contributors to my desire to travel the world is this: We won’t have to come home to the mail! Ah, but who are we kidding? Do you think it’s easy to get rid of mail?  Mail is relentless! Mail seeks and finds. There is no freedom from the mail!

So, when we started making the daunting “to do” list that will make this many years-long adventure possible, at the very top is “what do we do about the mail?”  

It’s not that simple. One might think we should get a PO box, sending all the mail there. No, this won’t work.  It piles up and then what? Have a family member collect it, go through it, and send it to us? No, that’s too much to ask with everyone’s busy lives and their own mail to contend with. 

Every dilemma has a solution, right? We’re assigning a mail forwarding company the task of our mail. They give us an address, receive the mail, toss the junk, scanning, and sending by email anything we may need to review and assess its value.  

If we choose to touch it for some odd reason, they will snail mail it to us anywhere in the world, overnight if need be. It’s not costly and requires little time commitment plus, partial mail freedom. Full mail freedom only occurs a period of time after one’s demise. We’ll settle for partial. Cost: about $10 month plus additional fees for scanning mail and for sending us anything oversees. One task, resolved. 

Now back to the required second passport for obtaining visas; the visas themselves; the scanning every photo we’ve ever taken; the international health insurance issues; the medical evacuation insurance; the immunizations; the process of renewing prescriptions; the packing of two suitcases each with enough to last us for however long; the disposal of everything we have owned for 26 years; the estate sale at the end; the international cell phones and new computers with an external hard drive loaded with 100’s of movies, TV shows, e-books; the ability to have Internet access worldwide; Tom’s retirement party; the comprehensive spreadsheets of all projected expenditures including fixed expenses, taxes, banking, exchange rates and of course, the itinerary including cruises, ferry rides, air travel, train travel, vacation home rentals, the safari, all of which is already booked out to January 2015.

Oh, oh, I just heard the mail truck bouncing down the bumpy road, the bobble-headed driver behind the wheel. I’d better go check it out!  Just think, only 7 months and 21 days left to partial mail freedom. Yeah!