Busy day!…Family coming for dinner!…First time we’ve had a dinner party in almost two years…

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The individual keto chicken pot pies we are serving today.

We last had a dinner party in Marloth Park almost two years ago. My entertaining skills are a little rusty, especially since we didn’t have proper serving dishes, linen napkins, or placemats. Thank goodness family is coming since the expectations aren’t quite the same as if friends entertained us with an abundance of housewares and cooking supplies.

I doubt any of our friends would mind if we weren’t fully equipped to entertain, as experienced in Marloth Park when we had as many as 14 dinner gusts and improvised with what we had on hand. It always worked out well.

Since I am feeling so much better, I can tackle this, especially since both of my sons and their girlfriends provide me with plenty of enthusiasm and motivation. We haven’t been together since Greg’s 40th birthday party in 2009, over 15 years ago. Wow, how time flies. It seems like yesterday.

Our menu isn’t elaborate. I am making keto chicken pot pies in individual servings (small tin foil loaf pans, see the above photos, with a side of rice and salad and, for dessert, Martha Stewart’s Bread Pudding (which the kids suggested). I won’t be eating the dessert, but it will be fun to watch them enjoy it.

Tom asked me to save some of the leftover bread so he could have toast for the next few days. That’s my guy…the breadman!

We’ve had a fun time with Greg and Heather here, but they leave for Minneapolis tomorrow. We will see them again in June at Granddaughter Maisie’s graduation. In the past few years, we’ve spent a lot of time with family. We won’t return to the US until June 2026 for Grandson Mile’s graduation.

Health provided, after that, we may not return to the US until 2028 for Granddaughter Madighan’s graduation, at that point being away for two years. But, at this point in life, predicting the future is difficult. We are very grateful for every single day, let alone years.

All I have left to do today is make the dessert, cook the rice, and cook the pot pies in the oven. I’m glad I did so much yesterday, making today a more leisurely day.  Although my health is greatly improved, my legs tire easily while standing for extended periods. I always pace myself when making meals and doing household tasks.

Once I upload this post, I will do my exercises, then set the dinner places on the island where we’ll have plenty of room.

Be well.

Photo from ten years ago today,  February 10, 2015:

Finally, the Laysan Albatross chicks hatched, all within a 24-hour period. It wasn’t easy getting a good photo of the chick when it was busy preening itself almost continuously. How quickly they learn to manicure their beautiful array of feathers. For more photos, please click here.

What’s the deal with a “REAL ID?”…Can I use a passport instead?…

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The precious Laysan Albatross chicks began to hatch in early February. We visited the site almost daily to savor the exciting events.

A few of our readers have asked about the requirements for US residents to provide a “READ ID” to travel domestically. As a result, the inquiries have prompted us to write about REAL IDs today to help clarify this US requirement.

How to Get a REAL ID

To obtain a REAL ID, follow these steps:

  1. Visit Your State’s DMV Website
    • Each state has slightly different requirements, so check your local Department of Motor Vehicles (DMV) website for specific details.
  2. Gather Required Documents (Original or Certified Copies)
    You’ll typically need:
    • Proof of Identity: U.S. passport or birth certificate
    • Social Security Number: SSN card, W-2, or 1099 form
    • Proof of Residency (2 documents): Utility bill, bank statement, lease/mortgage agreement
    • Proof of Name Change (if applicable): Marriage certificate, divorce decree, or court order
  3. Go to the DMV in Person
    • REAL IDs cannot be obtained online. You must visit a DMV office in person.
    • Bring all required documents.
    • Pass any necessary tests (vision test, for example).
    • Pay the fee (varies by state, typically $10–$50).
  4. Receive Your REAL ID
    • You’ll get a temporary paper ID immediately. The official REAL ID will be mailed to you within a few weeks.

How to Use a REAL ID

  • Domestic Air Travel (Starting May 7, 2025): Use it to board flights within the U.S.
  • Federal Buildings & Military Bases: Present it for entry where REAL ID is required.
  • Driving: If it’s a REAL ID-compliant driver’s license, you can use it just like a regular license.

Alternatives to REAL ID

If you don’t want a REAL ID, you can use:

  • U.S. Passport or Passport Card (Works for domestic & international travel)
  • Military ID
  • DHS Trusted Traveler Cards (Global Entry, NEXUS, SENTRI)

Is a REAL ID required in countries other than the US?

No, the REAL ID is a U.S.-specific requirement. Other countries do not require or recognize REAL ID for travel.

If you’re traveling outside the U.S., a passport is the primary document you’ll need. Depending on your destination and nationality, some countries may also require a visa.

If you’re driving in another country, you may need:

  • Your U.S. driver’s license (REAL ID or not, depending on the country)
  • An International Driving Permit (IDP) (required in some places)

So, while REAL ID is essential for domestic travel within the U.S., it does not impact international travel.

We won’t be applying for a REAL ID anytime soon since we cannot provide residence verification as mentioned above. We are doing fine using our passports.

Be well.

Photo from ten years ago today, February 8, 2015:

An early evening from our lanai in Kauai, Hawaii. For more photos, please click here.

Ten Best Luggage Brands, Tested and Reviewed…

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Travel Luggage And Suitcase Illustration - Graphics | Motion ArrayThis morning at Travel and Leisure, I stumbled across a great article about luggage brands, which I decided to share at this link. Over the years of world travel, we’ve had to replace several pieces of luggage, mainly damaged by poor airport handling.

Wheels breaking, rips and dents in exterior components, and excessive wear and tear require us to replace a piece or two every few years. Not only is the expense an issue, but there is also the lack of convenience in where and when to make new purchases.

While in the US, we often go to TJ Maxx stores to purchase reasonably priced brand-name pieces. Many of those pieces last for quite a while. However, the pieces we had to buy in other countries from unknown brands often failed after a few years.

Here’s the article from Travel and Leisure for more information:

(Please click the provided links for individual reviews).

“The 10 Best Luggage Brands, Tested and Reviewed

No matter what size or style you want, these are the best luggage brands to fit your needs. By Theresa Holland

“No matter where you’re going or how often you travel, luggage can make or break your trip. It helps with planning, packing, and staying organized while away — and sometimes determines whether you can bring back souvenirs. There’s a wide variety of checked suitcases, carry-on bags, duffels, weekenders, underseat bags, and backpacks on the market. Beyond that, you’ve got hardside and softside options with various organizational features. Amid what you might call the golden age of luggage, it can be hard to sift through your offerings.

To figure out what brands stand out from the rest, our Travel + Leisure team has tested more than 680 pieces of luggage ranging from compact carry-ons and spacious checked suitcases to duffels, weekenders, garment bags, and other types of travel bags — assessing capacity, maneuverability, durability, and design through a series of tests and simulations. We’ve rolled suitcases through obstacle courses, thrown them off tables, and hit them with baseball bats to see how well they’d perform in different travel scenarios, like amongst rough baggage handlers. We even recreated an airplane set in our New York City lab to lift bags into overhead bins and underneath seats. We continue testing each bag in our real-life travels for a minimum of six months to ensure it stands up to planes, trains, automobiles, and anything else life throws at it.

Our team has tested bags from many different brands, and below, you’ll find our current favorites. We will continue to update this article as we test even more luggage brands and new bags.

Our Top Picks

Best Overall:

Samsonite at Amazon

Jump to Review

Best Overall, Runner-up:

Travelpro at Amazon

Jump to Review

Most Durable:

Briggs & Riley at Amazon

Jump to Review

Best for Staying Organized:

Away at Away Travel

Jump to Review

Most Spacious:

Delsey at Amazon

Jump to Review

Best Design:

Beis at Beis

Jump to Review

Best Splurge:

Tumi at Amazon

Jump to Review

Best Style:

Paravel at Amazon

Jump to Review

Best Colors:

July at July.com

Jump to Review

Best for Smaller Bags:

Calpak at Calpaktravel.com

Jump to Review

Best Overall: Samsonite”

One of our suitcases has a broken wheel, but we’ve decided to use it to get to Marloth Park. Once we return to the US for Maisie’s graduation in June, when we have a rental car, we will purchase the new bag and fill it with supplies we may need to bring back to South Africa.

When we fly out in May, we’ll only bring one large bag to share since we’ll only be in the US for two weeks and can manage with a minimum amount of luggage.

We’re heading out to dinner tonight with my two sons and their girlfriends to an upscale Brazilian Barbecue restaurant in Las Vegas. Of course, we’re looking forward!

Be well.

Photo from ten years ago today, February 7, 2015:

One of three pools at the Princeville Westin, where we met dear friends Elaine and Richard for lunch. For more photos, please click here.

25 days until we depart Las Vegas…27 days until we arrive in Marloth Park…

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We howled when this horse we encountered on a drive in Kauai made this face when he saw us, accompanied by hysterical noises.

This morning, I did my share of the house cleaning since we don’t have house cleaners here in Lake Las Vegas. We were quoted $250 for a complete cleaning for two hours, and there was no way we were willing to pay that much. Instead, we’ve kept things clean as we worked through each day, leaving the dusting, vacuuming, and floor washing for every other week.

After dinner, I clean the kitchen counters each night while Tom does the dishes. Thus, cleaning the kitchen this morning didn’t take long for me to do a thorough cleaning. Then, I dusted every surface and cleaned the bathrooms. It took me less than 45 minutes, and it feels good to be done. Soon, Tom will vacuum and wash the floors.

It’s good that I fully recovered and have worked out for the past nine days to rebuild my strength and stamina. The bottom line is that I don’t enjoy house cleaning, although the end result is gratifying. In my old life. I had the lovely Teresa clean our house once a week for many years. She was wonderful.

Even though we had her help each week, when cooking and entertaining, I did a lot of cleanup afterward, including daily cleaning after meal prep. Then, of course, those two precious little dogs, Ben and Willie, brought in plenty of dirt and dust, especially during the messy, snow-melting winter months. Eventually, I taught them both to “wipe your feet, get a treat.”

But Ben abused this concept. Once he came inside, wiped his feet, and got his treat, he’d stand at the door whining to go back outside to repeat the process for another treat. This became tiresome, but we laughed nonetheless. Having dogs resulted in lots more cleaning.

Here in Lake Las Vegas, life is simple. We make a mess; we clean it right away. Luckily, both of us are equally tidy and organized, making our daily lives easy. We don’t leave clothes, towels, glasses, or plates of food sitting around. In a way, I suppose it’s one factor that makes our lifestyle of being together 24 hours a day easy and getting along a breeze. Many couples get into scuffles about household tasks. We have no such issues.

Once we arrive in Marloth Park, we’ll have Zef and Vusi come to the house five days a week to clean, make the bed, sweep, wash floors, and dust everything. The dust in the bush is outrageous, requiring daily attention, let alone all the insect residue and gecko poop. We are grateful to have them help us. They are off on the weekends when we make the bed and clean up after ourselves.

We clean up after meals (no dishwasher, except Tom) and do our laundry. Zef and Vusi would do our laundry, but it usually takes two or three days until they can bring it back neatly folded. With our limited clothing supply, we prefer to do our wash. As is typical in Africa, there are washing machines but no dryers. Thus, we hang the clothes on a rack on the veranda. In warm weather, it is usually dry by the end of the day,

Even here in Lake Las Vegas, our condo only has a washer. Tom hauls the bedding down the hallway in a large laundry bag to the laundry room, where we dry it in a dryer using the laundry app on my phone. We hang wet on the indoor laundry rack in the condo twice weekly to add moisture to the air. It’s very dry in Nevada.

Greg and Heather will arrive tomorrow evening. They are staying at Richard’s house. Most likely, we won’t see everyone until Friday, after they are settled. I can hardly wait.

Be well.

Photo from ten years ago today, February 5, 2015:

At this point, while we were walking Kauai, the path became incredibly steep.  For more photos, please click here.

Easy life with an easy appetizer recipe for Super Bowl Sunday…

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Tom was sitting with a scarecrow at the Kauai Coffee Company, which we toured ten years ago.

It’s exciting that son Greg and his girlfriend Heather will be here in two days. I can hardly wait to see them and for all of us to be together for the first time in years. I am not planning anything and leaving the planning to them. I am so happy that I feel great after finally recovering from the three-week flu, leaving only an occasional cough.

It was fantastic going out to dinner on Friday and Saturday nights. We had a great time each evening. It’s disappointing that we can’t get out the door for under $100, regardless of how casual a restaurant may be. We don’t order more than a few drinks each, no appetizers or desserts. It’s not because we are “cheap.” We just don’t care to eat that much.

Even when preparing our meals, we don’t bother with appetizers (starters) or desserts since we are committed to losing a few pounds. In the past, we’d enjoy a little something after dinner, but we have stopped that bad habit since the first of the year. There’s no need to eat between meals or after dinner. Doing so only adds weight and certainly doesn’t improve our health.

Of course, treats may be on the menu for special occasions, such as the delicious recipe I listed below instead of a photo in the “Photo from ten years ago today.” However, I don’t eat that appetizer because the sweet jam contains lots of sugar. Lately, I’ve tightened my belt and lost some weight by reducing my daily carbs. I feel so much better doing so.

My exercise program is back in full swing as of last Monday, and now, a week later, I’m back to where I left off before I got sick four weeks ago. It feels good to vigorously exercise after being relatively immobile over the past 18 months.

This morning, I chatted with my dear friend Chere from Minnesota. Her busy, semi-retired lifestyle brings her much joy, but I cringe when I hear how much she has to do daily with ten balls in the air at any given time. That used to be me, but not now. How I spend my free time is totally up to me, and my freedom without many obligations is ideal for our unusual lifestyle. We love it this way.

That doesn’t mean we don’t love spending time with family and friends. We do. But, as we travel, our social life is simple and uncomplicated, and our free time is truly treasured. I suppose, in part, the fact we enjoy being together is a huge factor. Neither of us is ever bored with one another or when engaged in our preferred individual activities.

All I have yet to do today is finish prepping for tonight’s dinner and do my exercises. The condo is tidy, and the bedding and other laundry are done. We had bacon and eggs for breakfast and won’t eat again until dinner. Tom is seated at the kitchen island, listening to Garage Logic. We love this easy life.

We hope you have a lovely week, and we will continue to stay in touch even after Greg and Heather arrive.

Be well.

Photo from ten years ago today, February 4, 2015:

Ten years ago today, we posted the following easy recipe: a great dish to bring to a party or serve on Superbowl Sunday. This recipe is from our dear friend Sue (husband Chip, who has since passed away), our beloved neighbor in our old lives.

Sue’s Lone Star Grill Salsa Dip

8 oz. cream cheese

1 jar Lone Star Grill Raspberry or Pineapple Salsa (or any other sweet salsa)

 3/4 C. cheddar cheese, grated

3/4 C. Monterey Jack Cheese, grated

2 green onions, sliced

1/2 C. sliced black olives

Spread cream cheese in a baking dish or 8″ pie plate. Spread salsa over the cream cheese. Combine the grated cheeses and sprinkle over the salsa. Top with onions and olives. Bake at 350 degrees for 12 – 15 minutes.

Serve with taco chips or crackers.

We’re back…Busy days…Exquisite trees and flowers…

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A Rainbow Eucalyptus tree found in Hawaii. What a fantastic tree trunk!

Rainbow eucalyptus trees (Eucalyptus deglupta) are some of the most strikingly colorful trees in the world, and Hawaii is one of the few places in the U.S. where you can see them in all their vibrant glory. These trees, native to the Philippines, Indonesia, and Papua New Guinea, are known for their unique multicolored bark, which naturally peels away in strips to reveal layers of green, blue, purple, orange, and red underneath.

Rainbow eucalyptus trees thrive in Hawaii’s warm, humid climate, particularly on Maui and the Big Island. One of the best places to see them is along the Road to Hana on Maui, especially near mile marker 7 in the Ke‘anae Arboretum. Some groves are near Hana, where the damp environment helps the trees maintain their vivid colors. The Big Island also has scattered rainbow eucalyptus groves, often found in botanical gardens and private lands.

In their native environment, these trees can grow up to 250 feet tall, but in Hawaii, they typically reach around 100-125 feet. Although they were initially planted for paper production, they’re mostly admired for their beauty and serve as popular photo stops for travelers.

The bark’s colors appear as the tree sheds layers at different times throughout the year, creating an ever-changing natural masterpiece. The bright green inner bark is newly exposed, and as it matures, it transitions through shades of blue, purple, orange, and eventually brown before peeling again.

Because they are non-native, some environmentalists monitor their spread, but unlike other eucalyptus species, they aren’t considered invasive in Hawaii. If you visit, remember to appreciate them without damaging the delicate bark—taking pictures is highly encouraged, but taking pieces of the bark is not!

As for orchids, as shown below in the “Photo from ten years ago today,”…

Orchids are a stunning and diverse part of Hawaii’s flora, thriving in the tropical climate and lush landscapes. While orchids are not native to Hawaii, they have become deeply intertwined with the islands’ culture, gardens, and even leis. With thousands of varieties growing across the state, orchids are found everywhere—from botanical gardens and forests to roadside stands and hotel lobbies.

A Brief History

European botanists and plant collectors introduced orchids to Hawaii in the 1800s. The warm, humid environment proved perfect for many species, and orchids quickly became a beloved part of Hawaiian horticulture. Over time, the islands developed a thriving orchid industry, with many local growers cultivating unique hybrids.

Where to See Orchids in Hawaii

  • Hawai’i Tropical Bioreserve & Garden (Big Island): This lush botanical garden is a paradise for plant lovers. It features a variety of orchids growing in their natural rainforest setting.
  • Akatsuka Orchid Gardens (Big Island): A famous orchid nursery near Volcanoes National Park, where you can see (and even buy) rare orchids, including the high-priced and fragrant volcano mist orchids.
  • Foster Botanical Garden (Oahu): One of Honolulu’s hidden gems, featuring a stunning collection of tropical plants, including native and exotic orchids.
  • Maui and Kauai Botanical Gardens: Various gardens, such as the National Tropical Botanical Garden on Kauai, showcase rare orchid species in beautifully curated environments.

Notable Orchid Varieties in Hawaii

  • Dendrobium Orchids: These are commonly used in Hawaiian leis and have delicate, vibrant petals in shades of purple, pink, and white.
  • Cattleya Orchids are large, fragrant, and bold in color. They are often associated with classic tropical orchid beauty.
  • Vanda Orchids: Known for their bright blues and purples, these orchids thrive in Hawaii’s warm climate.
  • Oncidium Orchids (“Dancing Ladies”) flourish in Hawaii’s humidity. Their small, intricate blooms resemble dancing figures.

Orchids and Hawaiian Culture

Though orchids are not as profoundly tied to Hawaiian traditions as native plants like maile or plumeria, they have become a favorite for leis, floral arrangements, and even weddings. Purple dendrobium leis are most commonly given to visitors and at celebrations.

Orchid Growing in Hawaii

If you love orchids, Hawaii is an ideal place to grow them. Many local nurseries sell plants, and some even provide shipping services. The key to growing orchids successfully in Hawaii is good air circulation, filtered sunlight, and the right amount of humidity.

Orchids in Hawaii are more than just flowers—they symbolize the islands’ natural beauty and resilience and how different cultures have influenced the landscape.

We are grateful for our experiences in Hawaii and other countries, where we have visited countless botanical gardens worldwide. Now, we look forward to taking photos of unusual flowers that bloom in the bush in South Africa when we arrive in a mere 28 days.

Be well.

Photo from ten years ago today, February 3, 2015:

What’s more beautiful than an orchid? This photo was taken at the Kauai Botanical Garden. For more photos, please click here.

Finally out to dinner last night…What the heck have we been doing since we left Marloth Park 23 months ago?….

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Here was the sunset we spotted while outside of our Kauai condo. Wow!

It had been almost three weeks since we went out for dinner after I’d been sick for 2½ weeks. It feels great to be back to myself exercising again, feeling well, and finally able to go out to dinner last night at the Speakeasy.

Although we spent every day and evening together, there’s something magical about dressing up a little and getting out of our usual environment. Without any distractions from podcasts, TV news, and streaming, we had each other’s undivided attention and, surprisingly, found ourselves catching up as if we had been apart.

It’s not as if we don’t chat all day and evening. We frequently engage in conversation and with little snippets throughout the day. But based on our together-all-the-time lifestyle, we often give one another “space” to engage in activities during the day that we each enjoy on our own.

For Tom, this may be updating Ancestry, watching sports, listening to podcasts, and researching topics he enjoys, which may not appeal to me. Once I finish the daily posts, I exercise, prepare the evening meals, and work on financial matters. Before I know it, the day is more than half over. In the evenings, we spend our time together streaming movies and TV series we mutually enjoy. We just finished a new favorite on Netflix, the astounding “Shogun,” a memorable series.

Lately, I’ve been awakening at 3:00 am, staying awake for an hour or two, and then falling back to sleep for a total of eight or more hours. I used to get by with six or seven hours at most, but in the past few years, I’ve found I function better with eight hours. Thus, I may not get up at 6:00 or 7:00 am, like Tom.

Getting up late is no problem. There certainly is no specific necessity to get up early most days. I guess this is a part of enjoying retirement. When we fly out on March 1, our flight isn’t until after 10:00 pm so that no rushing will be required. Of course, we won’t sleep for almost 54 hours from the time we awake on March 1 until we go to bed in Marloth Park on March 3,

That’s the most challenging part about getting there: it’s far away, well over 10,000 flight miles. We’ve learned not to dread the flight and to accept it as part of the opportunity to be in this magical place. I can’t believe we’re leaving in a month!

Initially, we’d planned to be away from Marloth Park for 13 months. Now, after my health issues, it will be 23 months since we left in April 2023. It’s been a long haul over these past 23 months interspersed with great experiences and some not so much. Here’s the breakdown of where we’ve been in the past 23 months:

  • April 2023: left South Africa
  • April 2023 – July 2023: The Villages, Florida
  • July 2023 – Scotland
  • August 2023: Cruise, Norway to Amsterdam
  • August 2023: Cruise Iceland, Greenland, Canada, to Boston, then back to the US
  • September 2023: Boston to Las Vegas, Nevada (we needed to renew our driver’s licenses)
  • September 2023: Las Vegas, Nevada to Minneapolis, Minnesota
  • October 2023: Minneapolis, Minnesota, to Quito, Ecuador
  • October 2023: Quito to cruise The Galapagos Islands back to Quito, Ecuador
  • October, November, December 2023: Holiday rental in Ecuador
  • December 2023 to April 2024: Ecuador to Lake Las Vegas, Nevada
  • April 2024: Lake Las Vegas, Nevada to Apache Junction, Arizona
  • May 2024: Drove from Apache Junction to Los Angeles, California, to Minneapolis, Minnesota
  • May, June, July, and August 2024: Minneapolis, Minnesota, waiting for appointments at Cleveland Clinic
  • August, September, October, November, and December 2024: Cleveland Clinic, Cleveland, Ohio
  • December 2024, March 2025: Lake Las Vegas. Nevada
  • March 1, 2025: Fly from Las Vegas to Nelspruit/Mpumalanga/Kruger Airport
  • March 3, 2025: Drive from Nelspruit/Mpumalanga/Kruger Airport to Marloth Park

Wow! After seeing this in writing, we realize how much travel we’ve done in the past almost two years. It’s exhausting just reading this! We had a lot of fun in some ways, but it was tedious and stressful in other ways. But, in any case, we are excited to be on the move again in one month!

Thanks to all of our readers for spending these long months with us. In a short time, the excitement will begin again. We are very grateful.

Be well.

Photo from ten years ago today, February 1, 2015:

Suddenly, while driving, we stopped in Kauai for such a scene as this. For more photos, please click here.

How to travel worldwide without a credit card….Credit and travel…

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Another unusual fruit for sale jn Kauai…a soursop. Soursop is the fruit of Annona muricata, a broadleaf, flowering, evergreen tree. It is native to the tropical regions of the Americas and the Caribbean and is widely propagated. It is in the same genus, Annona, as Cherimoya and is in the Annonaceae family.

As all travelers know, having a few credit cards, especially with reward programs, is a big boon, if not a must, for travelers. However, there are times in life when circumstances beyond one’s control severely impact one’s credit score, along with the ability to maintain the use of credit cards.

Credit scores have gone down in the past year. The average FICO score in the United States fell for the first time in over a decade due to the following reasons: 

  • High interest rates: High interest rates have made it more difficult for consumers to keep up with payments. 
  • Inflation: Inflation has hit lower-income households harder, causing them to spend down their savings. 
  • Missed payments: More people have missed payments on their credit cards and other debts. 
  • Debt levels: Consumer debt levels have risen. 
  • Closed accounts: Closed accounts or lower credit limits can also lower your score. 
  • Other factors include inaccurate information on your credit report and identity theft. 

With lowered credit scores, obtaining credit cards with travel-worthy credit limits, terms, and conditions may not be easy. Once this happens, when the need for travel arises, one can be in a quandary of paying for flights, hotels, and other travel venues and services.

Here are some suggestions as to how to handle such a situation when faced with booking travel:

Traveling without a credit card is entirely possible with the right preparation and mindset. While credit cards offer convenience, rewards, and security, you can still explore the world using alternative payment methods. Here’s how to make it work:

1. Use a Debit Card with No Foreign Transaction Fees

A good debit card can serve as your primary payment method. Look for one that:

  • Has low or no foreign transaction fees (Charles Schwab and Wise are good options).
  • Offers fee-free ATM withdrawals or reimburses ATM fees.
  • Has fraud protection similar to credit cards.

2. Carry a Mix of Cash in Different Currencies

  • Always have some local currency for emergencies, especially in countries where cash is king.
  • Exchange money at banks or reputable exchange offices rather than airports for better rates.
  • Use money belts or hidden pouches to keep cash secure.

3. Use Prepaid Travel Cards

  • These functions are like debit cards but allow you to load multiple currencies in advance.
  • Providers like Revolut, Wise, and Travelex offer competitive exchange rates.
  • Useful for budgeting since you can’t overspend.

4. Rely on Mobile Payment Apps

  • Many countries accept Apple Pay, Google Pay, Venmo, PayPal, and WeChat Pay.
  • Some mobile banking apps offer virtual debit cards for safer transactions.

5. Book Hotels and Flights with Debit or Alternative Methods

  • Many airlines and hotels accept PayPal, direct bank transfers, or debit cards.
  • Use booking sites like Airbnb, Booking.com, and Expedia, which often allow debit payments.
  • Consider prepaid hotel reservations to avoid deposit holds on your card.

6. Rent Cars Without a Credit Card (Tricky but Possible)

  • Some rental companies allow debit card payments with a hefty deposit and additional paperwork.
  • Renting from local agencies rather than big chains may be more straightforward.
  • An alternative is to rely on public transport, taxis, or rideshares like Uber and Lyft.

7. Use Budget-Friendly Travel Hacks

  • Overland travel (buses, trains) usually accept cash or debit cards.
  • Hostels, guesthouses, and Couchsurfing can reduce the need for deposits.
  • Meal planning avoids constant ATM withdrawals.

8. Emergency Backup Plan

  • It helps if you have a trusted friend or family member who can send you money via Western Union, MoneyGram, or PayPal.
  • Keep a small stash of USD or Euros as emergency backup cash.

Traveling without a credit card requires more planning, a mix of payment methods, and financial discipline. But it’s doable! With the right debit card, mobile payment apps, and emergency cash, you can explore the world as freely as ever.

Is worldwide travel possible without a credit card? It would be difficult and require considerable time to figure out how to pay for travel services. In those cases, obtaining a prepaid credit card to add funds from a bank account as needed would be worthwhile. A prepaid credit card A prepaid credit card (often called a prepaid debit card or prepaid travel card) is a payment card that you load with money before using it. Unlike a regular credit card, it does not offer a credit line—you can only spend the amount you’ve preloaded onto the card.

During our travels, we use credit cards to pay for almost everything. However, from time to time, as in the case of booking directly through an owner we already know and trust, we may need to use a bank transfer or other means of transferring money outside the US.

Be well.

Photo from ten years ago today, January 30, 2015:

This fruit is red rambutan, also known as hairy lychee. The rambutan is a medium-sized tropical tree in the family Sapindaceae. The name also refers to the edible fruit produced by this tree. The rambutan is native to Southeast Asia. It is closely related to several other edible tropical fruits, including the lychee, longan, pulasan, and quenepa. For more photos, please click here.

Why use Costco Travel for bookings?…Pluses and minuses…Is a membership required?…

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Note: We do not receive compensation for mentioning Costco Travel

Recently, we booked four cruises through Costco Travel for several reasons, including:

  • Pricing, plus the benefit of price reductions before the final payment is made
  • Complimentary Costco Shop Cards are provided for certain bookings including cruises.
  • Annual shopping credits for spending money using membership
  • Perks acquired on Costco Citibank card
  • Ease of booking (they’ve greatly improved their phone response time).
  • Reliability with the Costco brand

See more below:

Booking travel through Costco Travel can be a great option, especially if you’re already a Costco member. Here’s why:

1. Exclusive Member-Only Deals

Costco negotiates discounts on hotels, rental cars, cruises, and vacation packages, often bundling in extras like resort credits, free breakfast, or complimentary room upgrades. These deals are only available to members, making them a great perk.

2. Added Value & Extras

Many Costco Travel packages include Costco Shop Cards, which can be used for future Costco purchases, as well as perks like free airport transfers, daily resort credits, or waived resort fees.

3. Transparent Pricing (No Hidden Fees)

Unlike some third-party travel sites, Costco Travel prices are straightforward. Taxes and fees are typically included upfront, so you won’t get hit with surprise charges later.

4. Bundled Convenience

Costco offers vacation packages that include flights, hotels, and sometimes even rental cars—saving you the hassle of booking everything separately. This can also mean better pricing than booking each component individually.

5. Rental Car Discounts

Costco Travel offers some of the best rental car rates, often including a second driver for free (which is usually an extra charge with other providers). They work with brands like Alamo, Avis, Budget, and Enterprise, giving you flexibility.

6. Strong Customer Service

Costco is known for good customer service, and its travel department is no exception. If something goes wrong with your booking, you have Costco’s backing, which can be helpful compared to dealing with an online booking site with limited support.

7. Luxury Hotel & Cruise Benefits

For those booking higher-end travel, Costco Travel often includes perks like room upgrades, late checkout, onboard cruise credits, or specialty dining packages—sometimes matching or exceeding what you’d get by booking directly with a hotel or cruise line.

8. Trust & Reliability

Costco has a reputation for vetting its vendors carefully. If a travel deal is offered through Costco, you can generally trust that it’s a good value.

Potential Downsides to Consider:

  • Limited Flight Options: If booking flights, Costco’s travel packages may not offer the same flexibility as booking directly with an airline.
  • No Loyalty Program Benefits: If you frequently earn points with hotels or airlines, you may not receive full rewards or elite status perks when booking through Costco.
  • Must Be a Costco Member: You need a Gold Star or Executive Membership to book through Costco Travel, though the savings can often justify the membership cost.

If you value simplicity, bundled deals, and extra perks, booking travel through Costco can be a fantastic option! Would you like recommendations for specific destinations?

In the past, we frequently used VacationstoGo.com, an excellent cruise booking service. However, when comparing overall benefits and pricing, Costco was a winner for us, even factoring in the price of their annual executive membership.

Be well.

Photo from ten years ago today, January 29, 2015:

The colors in the tunnels at Tunnels Beach at Napali Beach are varied. For more photos, please click here.

Thinking back to where we were, as Covid-19 began to hit the world…

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Cloudy morning in Kauai.

As we approach the time when the pandemic began worldwide, as we were preparing to leave for India in 2020, I can’t help but easily recall the days leading to our departure from Phoenix after visiting with Tom’s sisters in Apache Junction for a few months.

Little did we know what was ahead, but according to a quote from our post on January 27, 2020, I think we’d already begun to prepare ourselves, in part, for what was yet to come. But, little did we know…

“Then, besides packing, we’re thinking a little about the Coronavirus, but not as much as some may. There have been only a few cases so far in India, and they’ve been testing all arriving passenger’s temperatures at all major airports. So far, they’ve sent 12 passengers back to China, refusing entry. Hopefully, this diligence will continue.

This morning, I purchased more wipes for our hands and surfaces that we’ll wipe down wherever we go, including the armrests and tray tables on both planes and all characters in our hotel room, including phone, remote, door handles, etc.

Today, our 100 disposable face masks will arrive from Amazon. I had difficulty finding them online, including on the Amazon site. We’d seen a news report in China where people lined up hundreds deep at a pharmacy, hoping to purchase face masks when they were almost sold out.

We’re taking every precaution and striving to be sensible and practical. However, if we had planned to visit China, then I am confident we would have felt the need to change our plans.

Last night, we hosted a happy hour for our neighbors and Tom’s family. We gathered around the outdoor table and enjoyed a few hours of lively conversation, snacks, and drinks.“

Here’s what was happening with Coronavirus in January 2020:

In January 2020, COVID-19 was in its early stages and primarily concentrated in Wuhan, China, where it was first identified in December 2019. Here’s a brief overview of the situation that month:

  • Early January: The first cases were linked to a seafood and live animal market in Wuhan. On January 7, Chinese authorities identified the virus as a novel coronavirus (later named SARS-CoV-2). By mid-January, China had reported dozens of cases.
  • International Spread: By late January, cases were reported outside China, including Thailand, Japan, South Korea, and the U.S. The first confirmed death occurred in Wuhan on January 11.
  • WHO’s Response: On January 30, the World Health Organization (WHO) declared COVID-19 a “Public Health Emergency of International Concern,” signaling the growing global risk.

The outbreak’s true scale was underestimated at the time due to limited testing and understanding. By the end of the month, only a handful of cases had been reported in many countries, though the virus was already spreading undetected in some areas.

We’re so happy the pandemic is hopefully behind us all.

Be well.

Photo from ten years ago today, January 27, 2015:

We posted this video ten years ago today as we first became familiar with the Laysan Albatross nesting in a neighborhood near us. For more, please click here.