Scanning and new method of shredding…Yikes, tax time!

Receipts as they went through the Doxie portable scanner.

Our taxes have been done for a few weeks.  Per our accountant’s recommendation, we are to keep all of our receipts that may prove to be tax-deductible. 

Now that we’ve added advertisers to our site, been asked to write articles for various publications and web sites, and do a podcast (we’ll share these once published), there are some opportunities for a few write-offs. 

Of course, we can’t write off any of our vacation rentals, personal meals, cruises, and basic living expenses.  But, we can, from time to time, write off expenses relative to a specific situation.

Many have asked, “Will you have to pay taxes in the US if you live outside the US on a more permanent basis?” such as we are doing, as do many US ex-pats. The answer is an absolute “yes.” One would have to forfeit their citizenship and its resulting social security benefits for any other answer. That for us will never happen.

Receipt soaking in hot water in the kitchen sink.

With our taxes sent in by our trusty accountant Steve Thomas, via “e-file” we were left with a humongous pile of receipts we most certainly don’t want to carry with us around the world. 

We have our portable Doxie scanner with us.  A few weeks ago, we purchased a clear plastic sheet at the tiny office supply store in the village, in which to place multiple receipts, subsequently to scan, one sheet at a time.   

Yesterday, as Tom unrolled and unfolded the slips of paper, many affected by the humidity, I got to work on the scanning.  Less than an hour later, we were done.  But, on the floor lie a pile of receipts, enough to fill an entire trash can.

A while back, without a portable shredder (all were too heavy to pack), we were in a quandary as to a suitable method to dispose of these receipts. We’d decided on a plan which has served us well. Keep in mind, none of the credit card receipts had our full account numbers displayed.  In most cases, only the last four digits were visible, if at all.

Grape sized “little balls of” torn receipts.

Years ago, the full account number had been displayed.  Now with rampant identity theft and the last four digits alone on the receipt, it’s a daunting task for thieves to decipher the full number. They have easier methods in which to acquire our account numbers which I won’t mention here.

Placing the receipts into a large plastic bag, I decided to implement our method of destroying the slips without a shredder, without tearing or cutting them into tiny pieces or distributing parts of them in various trash cans. 

Dumping the entire bag of receipts into a pre-filled sink of hot water, we left them to soak for several hours. At this point, we reached into the sink and starting tearing the receipts into small pieces, quite easy to do requiring only a few minutes. During the soaking time, much of the print dissipated as the paper became the consistency of wet toilet paper.

Once the receipts were in this changed state, we reached into the sink extracting small enough portions to make ‘little balls” the size of a small grape.

Placing all these “little balls” on the back of the toilet, we drop one ball into the toilet each time we flush throughout the remainder of the day.  One ball at a time.

Yes, I know there are people that will say this shouldn’t be done for various reasons.  If you aren’t comfortable with the idea of flushing them and you don’t have access to a scanner, one can place the “balls” into the garbage, first pouring tomato juice over them.  The acid in the juice will further destroy the paper.

But then again, we all throw toilet paper with colors and dyes on it into the toilet bowl each day.  The printing on the receipts is often thermal printing, most of which dissipates during the soaking.  If we didn’t destroy these “little balls” this way, they’d end of in a landfill.  There’s no perfect disposal process as yet.  Perhaps, in time, there will be.

With one more task completed, we prepare ourselves for the tasks to be completed in the remaining days 10 days in Placencia Belize.

As for the moment, we are situated on our comfy lounge chairs on the veranda.  There isn’t a hint of a breeze and the surf is quiet and almost still. I’m sipping on a m hiug of my favorite tea, Pouchong. 

Soon, our diligent and hard-working guest services staff will arrive to clean, change the linen and restock our household supplies.  Our favorite is Gloria whom we’ve come to adore.  Her commitment and joy to serve our needs is humbling. Yesterday, we hugged in a heartfelt embrace. I will miss her warmth and kindness, so much the way of the local Mayan people. 

Gently, kindly and respectfully, she gracefully handles all of the guest complaints of which there are many.  We see and hear it every day as the constant turnover of travelers brings new complaints to handle.  She never falters in her strength and courage. We chose not to complain. It’s not in our budget.

Today, we’ll prep for our upcoming Easter dinner for four. Soon we’ll walk along the beach, taking special care to spot stingrays who often flutter about the shallow waters along the surf.  Tonight, we’ll meet up with new friends Lori and Larry for our last buffer dinner at Robert’s Grove Resort.

May I say it again… we are grateful. For the people we meet, for the friends we make along the way, for the ongoing opportunity somehow bestowed upon us, no more deserving than the next person. 

Have a happy Easter, happy Passover, happy holiday, whatever you may celebrate, wherever you may be.

Dangerous waters, the sea!…

Stingray barb. 

The ocean and its majestic wonder are daunting and uncertain. Many flock to its tempting water freely without reservation. That’s Tom. Others tiptoe at the shore hesitant to partake in its cooling waters, uncertain as the dangers that lurk beneath. That’s me.

Tom is rethinking his position today after yet another guest at LaruBeya was viciously stung by a stingray in her foot yesterday as we lounged in the shade on the veranda. We witnessed the young woman being dragged out of the water by two other swimmers, one on each arm as she writhed in pain.

All the swimmers cleared the water. The word was out. There was nothing we could do to help as she was quickly taken to her villa directly above ours, her husband following behind in an obviously frenzied state. 

Photo of stingray in the Belize coral reef.

Resort staff immediately went into action to come to aid in her care.  There are no urgent care facilities within hours of here.  The medical clinic in the village, five miles from here was closed.  The staff stated that the nurse from the clinic lived above the clinic and someone would go to find her. 

In these cases, the nurse will inject the site of the injury with Lidocaine to relieve the pain while the toxins

The treatment for a stingray “bite” is described here in this article. It’s not actually a bite, more so a puncture/scraping wound.  More information about stingrays, in general, can be found on National Geographic.

The barb of a stingray.  A misconception is that the barb in the actual tail when it fact in it along the tail.

We all recall the heartbreaking story of Steve Irwin‘s untimely death from the piercing of his heart by a stingray. A horrifying story. Yes, he took a risk playing with these and other potentially dangerous creatures. It was his life’s work.  He left a vast legacy of valuable information about our amazing animal world. 

As far as we’ve heard, the swimmer above us is recovering after a frightening experience, albeit with continuing pain in the bloody piercing and scraping from the barb and its toxins.

Last week, our Minnesota friend Nancy received a nasty jellyfish sting on her arm. Jellyfish are common in Belize based on its proximity to the massive coral reef. Having experienced a sting four years ago, Nancy was familiar with the procedures necessary to minimize the pain and risk of systemic illness. 

The last time she was stung, she developed a fever, vomiting, and body aches. With pain at the site and quick treatment, this time, she suffered only pain and redness at the site and a general feeling of malaise for a day. It took a few days for the redness and swelling to dissipate. This is the treatment Nancy used to reduce the discomfort and speed healing.

When we first arrived at our resort, another swimmer received a sting and was rushed away. With the knowledge of these potential risks in the warm water so the Caribbean Sea, we’ve spent little time in the ocean, having walked far out toward the reef only a few times. 

On our frequent walks along the beach, we’ve seen several stingrays swimming less than one foot from us, exercising caution not to disturb them.

With only two weeks left of our time in Belize, I think, for now, we won’t swim in the ocean. The coral reef attracts beautiful aquatic life, but along with it comes many potentially dangerous predators. 

The clear appearance of the jellyfish makes it difficult to see when swimming in the ocean.  Jellyfish don’t purposely sting.  They have no brain.  Stings often result from brushing up against them.

We’ve taken the biggest risk of our lives, leaving everyone and everything we’ve known and loved behind as we travel the world for the next 5-10 years.  In a concerted effort to avoid health risks and injuries, we tend to be more conservative than others may be on a two-week vacation. With a four hour drive to a major emergency facility, we’ve chosen to exercise caution in the areas “that we do know the present risk.” 

After all, it was only a little over two weeks ago, that we fell on the collapsing steps, averting potentially life and limb changing injuries. We had no way to know about that risk. Thus, we choose to steer clear of known risky situations. 

For most swimmers, nothing will occur. No stings, no bites, little risk. The waters of Belize are beautiful and generally safe for swimmers, scuba divers, and snorkelers.

But for us, does exercising such caution diminish our level of enjoyment?  Not at all. We’re engaging in exactly what we choose to do and at the moment, venturing out into the sea, not included. The pool is great.

Norovirus and the sun…

Last night while dressing for dinner we heard an announcement over the loudspeaker. Inaudible from our cabin, we brushed it off as most likely a promotion to spend money, dismissing our inability to hear it as insignificant.

Last night, while dining in the formal dining room, the Grand Restaurant, comfortably seated by the window at “our table” number two (the best waiter on the planet) with our over-sized navy blue cloth napkins on our laps, we were content. Suddenly, the boat seemed to lurch sideways, rocking from side to side for several minutes.
Tom reassured me, when he noted my obvious concern, that everything was in order and that in moments the ship would straighten out, back on course. Returning to a lively conversation with a lovely couple next to us, we never gave it a second thought.

After dinner, we scurried to the Celebrity Theatre for the 9:00 pm musical/comedy show, a medley of impersonations of past and current “divas.” I was reminded of Simon Cowell berating performers on both “American Idol” and “The X Factor” as to sounding comparable to a “second rate cruise ship act.”

However, cruise-ship-like the performance, we enjoyed every moment, chatting all the way back to our cabin as to the professional performances.  As we entered our cabin we noticed an envelope sitting atop the well-turned down bed.  Hum, we both thought, “another promo” as I tore open the envelope.

Not the case. Inside the envelope was a letter that began:
“January 7th, 2013

Dear Celebrity Century Guest,
During this sailing, there has been a small percentage of guests onboard who have experienced gastrointestinal illness, thought to be Norovirus.”

The content of the letter continued to make an earnest effort to minimize the potential hazards of such an outbreak on board, extol the virtues of frequent hand washing and inform us that attendants will be standing outside each restaurant, restroom, and elevator equipped with an ample supply of hand sanitizer.

We were encouraged to immediately contact the ship’s medical facility for a “complimentary consultation and treatment” should symptoms of nausea, vomiting, and diarrhea be experienced to any degree.

As a captive audience, we can hardly jump into our car and head far away. Nor can we really stay away from other guests and public areas.  Caution on our part will prevail but, there were 11 days on this particular cruise.
This morning, while attending the second in a series of five seminars on the building of the Panama Canal, its history, its culture, its politics, and its people, an announcement was made before the presentation:  Last night, at dinner time, the ship was turned around subsequently heading to the nearest port of Acapulco to “emergency evac” of an unknown number of sick passengers.

That event was what distracted us during dinner, the sudden turning of the ship, and eventual landing at a pier to drop off the ailing passenger(s) to awaiting medical professionals. Do we need to worry? 

We’ve decided that we will exercise caution by excessive hand washing, avoiding touching our faces, frequent washing of our mugs both inside and out, washing our sunglasses, and making every effort to avoid touching railings, doorknobs, tabletops, and chair rails. 

It’s evident that the ship’s staff is on high alert while we also take responsibility for remaining diligent every step of the way including reminding each other of potential risks.

________________________________________________

Growing up in California, sunning has always been a favorite pastime of mine. Living on a lake in Minnesota these past 26 years has provided limited periods of time to lounge in a lawn chair, unpredictable weather a frequent deterrent during the short summer months.

Mindful of the dangers of excessive sun exposure these past few decades, I’ve limited my sun time to a few hours each week during the summer and weather permitting.  Tom, on the other hand, a pale Irish boy, burns easily, preferring to stay in the shade, slathered in sunscreen.

On occasion, we’d lounge together in the row of crisp white lounge chairs that lined our yard, laughing, talking, and taking in the warming effects of the sun. In less than 30 minutes, he’d be a rosy pink while I tanned easily.

As a vital part of “cruising life,” time spent lounging on the comfy padded lounge chairs by the various pools is both relaxing and enjoyable with some of the finest people-watching to be found. 

With many tropical locations as part of our worldwide adventures, we discussed how we’d manage our sun exposure to avoid the risks while enhancing our exposure to much needed Vitamin D. Besides, a bit of a healthy glow of a tan works well with our skimpier warm weather clothing.

We’ve mutually agreed that daily exposure of a maximum of one hour would not only be safe and healthful but would free us to enjoy other activities if we so choose. Today, day #5 aboard ship, we spent our usual one hour by the pool accompanied by a live band commencing their act with the song, “Love Boat.”

Lying on our stomachs to “work the backside” our faces squished into the navy blue cushions we looked at one another smiling, the little crinkles around our eyes accentuated by our positions, our sunglasses perched atop our heads. Tom asked, “Do you know that song?” as the well-played music blared from the nearby stage.

“Yes,” I laughed aloud.  “I know that song.” 

For a moment, time stood still as we gazed deeply into each other’s eyes, knowing that at exactly that moment we were thinking the same thing. “This is our new life. Not a vacation. Not a trip. But a new life that ends only when we want it to or, when it must end due to unforeseen reasons.

Whether its Norovirus or the hot sun, (soon we’ll be only 9 degrees north of the equator), cautious we shall be, not to the point of diminishing the quality of our experiences but enough to ensure we’ll make every effort to avoid these and other risks that we surely will face in this “new life” of ours.

Six days to departure…more details…a little angst…

After a fitful night with my painful shoulder, I awoke with a sense of uncertainty. The departure date is looming.  Why am I feeling this way?  It should be a joyful time full of wonder and excitement and yet this morning I found Tom in the living room long before I ambled out of bed, not well rested at 7:30 am, quietly perusing his online newspaper. He, too, seems a little out of sorts.

This will pass.  When we’re standing on the deck of the ship waving goodbye to loving family members who insisted they are coming to see us off at the pier to hug and then wave a genuine “Bon Voyage,” we’ll feel better, I’m sure.  This is to be expected. 

After all, we are leaving everyone we know and love behind to selfishly go on the adventure of our lives, leaving us with a legacy of stories to tell our grandchildren while hopefully seeing them along the way, adding to their own life experiences. My emotions grasp at this morsel of wisdom filling my soul with hope and anticipation.

While on the return five-hour drive back to Scottsdale on Thursday, leaving the Henderson house spotless and in tip-top condition, we made a new ‘to-do” list of items we need to address in the few remaining days until we head for San Diego where on January 3, we’ll board the first cruise ship for our many year’s long adventures.

Having decided we wouldn’t do any further cooking with only four days to go we made our way to one of our favorite breakfast, restaurants, US EGG after I worked out at the local LA Fitness where I joined as a temporary member for the two months here. Lately, we’ve been eating one big healthy meal early in the day with a lighter meal in the evening.

Tom devoured his scrambled eggs, bacon, and sausage while I feasted on their fluffy three egg, chicken, bacon, avocado, and cheese omelet. After several cups of coffee, we headed out to begin knocking off our long list of ‘to do’s”.

Our first task was yet another trip to our bank, one of many in preparing for our world travels.  We had opened two new “travel accounts” not linked to our regular accounts that our bank had suggested provides additional security.  Keeping lesser amounts in the travel accounts to use as needed, we keep our basic funds, secure in separate accounts. 

Then off to the tailor shop to pick up Tom’s three pairs of pants for the cruise, that were swimming on him after his recent weight loss. 

The day zoomed by as we made one stop after another, reveling in the satisfying feeling of getting the mundane tasks completed, including shopping for last-minute toiletries, a trip to the post office, a short visit to Costco. 

Back at the condo, Tom busily worked on insurance paperwork while I became preoccupied with sorting and consolidating our lofty two year supply of vitamins and supplements, all the while wondering how they’d all fit into our luggage. 

Today is the day to begin the repacking of all the clothing, shoes, swimwear, cruisewear including dressy clothes, formal nights, Africa clothing, boots, hats, special gear, gadgets, electronics, and every other item we’ve mentioned in this blog over the past 10 months as necessary for us homeless travelers. 

Our handy little suction vacuum in tow, the process will begin shortly.  The goal is to complete the packing today with our plans to leave Scottsdale on Tuesday, driving to San Diego for our final two days staying with family not far from the pier.  Tomorrow, Tom will find a sports bar so he can watch the Minnesota Vikings game, and later we’ll head to Apache Junction for Tom’s sister Colleen’s birthday party.

Once we close our bags in the next few days they won’t be opened again until we are aboard the Celebrity Century for our 15-day cruise through the Panama Canal.  We’ll keep aside two days of clothing to wear in San Diego in addition to that which we’ll wear on boarding day. 

Oh, it’s getting close, so close. It’s hard for us to believe after all the planning.  There’s still much to do before the 3rd.  We’ve made it this far. We’ll muddle our way through the rest. Stay tuned. More will follow.

X-Ray views of our travel jackets…

It would be no exaggeration to say that I have spent no less than 20 hours searching online for travel jackets for both Tom and me.  Our goals were simple: functional, all weather, comfortable, affordable and attractive. 

After the first 10 hours, I threw “affordable” and possibly “attractive” out the window.  When buying coats and jackets for us over the years, I’ve always relished in the search for the $500 jacket on sale for $195, throwing a 20% coupon in the mix for a great jacket purchased for a grand total of $156. 
With no sales tax on clothing in Minnesota, we’d be thrilled with the total acquisition cost, wearing the jacket over several years.  As a good “laundress” I’d be able to wash and dry them each year in order for them to look like new for the following year.  

Tiring of our jacket years later, long before they’d wear out, we’d donate them pleased to know that the recipient could enjoy many more years of wear. On occasion, a treasured well-fitting, good looking jacket would remain in the closet for years to come. We struggled to let it go. Would we ever wear it again? Probably not. But the attachment remained.

In frigid Minnesota, one becomes particularly attracted to warm, comfortable, functional jackets that when donned, provide us with a feeling of who we really are, or in some cases, who we’d really like to be.  Funny how an article of clothing, an inanimate object, can do that.
When the search for jackets began months ago, I took it quite seriously.  Tom poo pooed jacket after jacket that I had sent to his inbox.  At night after work, as he’d peruse upwards of 100 email jokes that had filtered in throughout the day, he’d see a subject line from me, reading, “Honey, I found your jacket! Look at this one!”

My heart sank each time he shook his head saying, “Naw, not this one.”  After awhile, I gave up asking why he didn’t like my most recent find. His answer never brought me one step closer to finding what he would like.  

I suppose it’s not unlike falling in love we just do. It’s the way that wispy chunk of silky hair falls over their right eye, the flash of white teeth in a winsome smile, or the laugh, so frequent, so sincere, that makes us fall in love. Over time, the wisp of hair becomes dull and gray, the teeth yellowed but that laugh endures, and we stay in love. I speak from experience.

Finding him a jacket he’d love “matters” to me, as he “matters” to me. Patiently the search continued.  Somehow I felt that once I found a jacket for Tom, one for me would naturally follow.   
Early on in the search, I discovered Scottevest, a travel wear company dedicated to quality and function, offering jackets with “zillions” of hidden pockets.  This concept appealed to both of us, especially during the times we have no alternative but to fly. 

With multiple pockets suited to technological gear, there are hidden plackets for headsets, chargers and devices. Very interesting!
Tom didn’t like the “look” of the available lightweight options for him, although I was drawn to The Molly in black. From time to time I’d send him information about the Standard Jacket to no response. 

Signing up at the Scottevest website to receive daily email on discounted items, last month he reluctantly agreed to the Windbreaker. I purchased a size large for him in olive along with a size small for me in blue.  With the then 20% off discount, these unisex 17 pocket jackets would serve us well most of the time, at only $60 each.  

Folding inside themselves for easy packing was an appealing feature that unfortunately requires an engineering degree. At this point we haven’t taken the time to figure this out.  Other fish to fry.  
Thus remained the task of finding a slightly heavier jacket for those cool days at sea and chilly mornings in Africa on safari.

As the search continued off and on, often days in between, an email popped into my inbox last week, offering a number of jackets at 40% off. (If interested in this sale click this link which was extended until midnight tonight but doesn’t allow for returns. BTW, we have nothing to do with the promotion or marketing of this company or their products).

And wouldn’t you know, The Molly and the Standard Jacket were both included in the sale. At last, Tom relented, finally realizing that the look may not be perfect, but the function of this 20 pocket jacket would serve him well in many ways. I ordered black for both of us in each of our chosen styles.  

Fearful they wouldn’t fit, resulting in having to resell them on eBay, I anxiously awaited their arrival.  Two days later, the package arrived.  Tom, exhausted from work and distracted, didn’t try his on until Friday night when I did the same. His recent weight loss made the size consideration tricky as this was a more fitted jacket than the Windbreaker that we had previously purchased.

Alas!  We were both thrilled with the perfect fit in each of our jackets and at last, Tom seemed content with this decision, partially due to price, partly due to practicality, partly due to the 20 pockets and perhaps, a tiny piece, to end my relentless search freeing me to attend to other tasks, only one month and six days from departure.

Peace of mind…priceless!

Our business cards arrived a few days ago.

Now, when asked by an interested party to write down our blog address, we can simply pull out a card, avoiding the task of finding a pen, paper and writing out our of our lengthy web address in our illegible handwriting.

Please note the change in both of our email addresses as indicated on the card. We gladly share these with our readers.  Of course, we welcome email messages as well as comments on our blog. We will promptly respond to all comments and questions as soon as possible.

Over the past few days, we’ve made a few necessary, albeit boring, purchases. We bought two RFID blocking passport wallets at Identity Stronghold, one for each of us.  

The special metal guard implanted into the leather of the wallets reduces the risk of identity theft by scammers usually lurking in airports, hotels and malls preventing them from being able to scan our identity from our credit cards, driver’s licenses and passports while in our pockets or handbag!  They can illegally purchase a $100 scanning device to be “in business” leaving us in a potential disastrous situation.  

As we sucked the air from the Space Bags with the little vacuum (please see prior post from 9/3) placing three vacuum sealed bags into each of my three large suitcases on Sunday, I contemplated the wrinkles in my clothes. 


Many of our clothes are wrinkle free, not all. We love cotton for its natural fiber, cool absorbency and long wear, although the wrinkly look is not appealing to either of us. With a wide array of clothing, mostly casual, some dressy, and a few in the mid-range for travel days, we will have some wrinkle resistant items.

I like to iron, always have. I iron my everyday tee shirts, most of which are 95% cotton and with 5% spandex which adds to their durability, ability to retain shape and provide a comfortable feel. I iron Tom’s casual shirts for weekend wear, not his work shirts. I don’t iron sheets, jeans or underwear! OK? I’m not totally obsessive!

Upon reading, which items may be confiscated on cruises, irons fell into the same category as bottles of alcoholic beverages; not allowed. No alcoholic beverage aboard ship to allow the cruise lines to make money and, no irons to avoid a fire aboard ship. I appreciate the iron policy. The booze policy, not so much. End result, we needed to bring along a travel steamer (which is allowed).

Yes, I know, take a shower and hang the clothes in the steamy bathroom. Alas, wrinkles are gone. I have tried this dozens of times to no avail. The wrinkles may be gone in the main body of the item. but remain in the collar, sleeves and button tabs. Not good enough. We bought a steamer.

BTW, I researched eBay for these items. I hesitated on these items fearing they’d be “knock-offs” presenting a huge risk. As for the steamer, after reading dozens a reviews I noticed more complaints on eBay than on other sites, indicating the steamers may be “seconds,” “refurbished” or returns. It wasn’t worth the risk to save a few dollars.

The third purchase we made in the past few days, again, not that interesting, but necessary was compression stockings. Here again, this is an item I didn’t feel safe purchasing from eBay. Deep vein thrombosis (DVT), a serious consideration when sitting on an airplane for extended periods, can be a concern for travelers of any age. Our extensive research suggested wearing compression stockings to minimize this risk and, of course, getting up and walking around every hour.

Here’s our purchase from Discount Surgical Stockings the unisex version, two pairs khaki, one black, one white, all in size medium to fit both of us. Tom suggested we buy two pairs each in the event we leave a sock behind in a dryer. Great idea.

$11.95 As low as $10.95
  • Medium 15-20mm Hg Support
  • Closed Toe
  • Casual Sock
  • Extra Cushioning
  • Moisture Wicking
  • Black
  • White
  • Tan
  • Brown

All of these items may be instrumental in reducing the risks or, not. If nothing else, our minds are at ease regarding these concerns, allowing us to focus on any unknown risks that we’ll surely face in the future.

Now, on to a vigorous hour long walk with my neighbors, more packing in preparation for shipping a few boxes of memorabilia to son Richard in Henderson, NV who’s roomy alarm protected, air conditioned house and garage allows us additional peace of mind in safely storing valuables with no risk of water damage, humidity or tornadoes.

Ah, peace of mind…can’t get enough of it!