Warning for all senior citizens (and others) regarding online scams…

Al Bacio Cafe on the cruise ship offered a complimentary slice of delicious-looking cake. Tempting? Yes, but we both resisted.

Yesterday, we watched The Beekeeper, a free movie on Amazon Prime Video starring Jason Stratham. The fight scenes were unrealistic and ridiculous, but the movie’s message was profound about scams perpetrated on seniors and others that wipe out all of their bank accounts, investments, and savings in one fell swoop.

This occurred when a message popped up on the victim’s devices warning that a severe virus had infected them and that they needed to call a specific number to correct this problem. When the perpetrators gained access by the victims providing passwords and access (or even without passwords), the accounts on the device were immediately wiped out to $0.

For this reason, I’d suggest everyone watch this movie. Yes, it’s bloody and gory with Jason Stratham, as is typical for his films, but the message is imperative for each of us to grasp fully. Even if you have to pay a streaming service to watch this movie, it will be money well spent. If you find the movie offensive with its violence, you’ll have seen the most critical part once you get through the first 40 minutes.

Don’t follow the instructions if a similar screen pops up on your PC, laptop, phone, iPad, or other device! Do not click on any of the links or call the phone number on the screen.

If you receive a virus scam message on your device’s screen, the most important thing is not to panic. These messages are designed to scare you into taking hasty actions that could compromise your device. Here’s a step-by-step guide on what to do:

1. Don’t Click on Anything

Avoid interacting with the message. Don’t click on any links, pop-ups, or buttons, and don’t call any phone numbers listed. These actions can lead to more severe issues like malware downloads or scams.

2. Close the Browser or App

If the message appears in a browser or app, try closing it immediately. If the app or browser is unresponsive, force quit the app. On mobile:

  • For iPhone: Swipe up from the bottom of the screen and hold, then swipe up the app.
  • For Android: Tap the recent apps button and swipe the app away.
  • For PC/Mac: Close the browser using Task Manager or force quit the app.

3. Clear Browser Cache

Sometimes, closing the browser alone doesn’t remove the scam message. Clear the cache to get rid of any remnants:

  • On Chrome (Desktop): Go to Settings > Privacy and Security > Clear Browsing Data.
  • On iPhone/Android: Go to Settings > Apps > Select your browser > Clear Cache.

4. Run a Virus/Malware Scan

Run a scan with trusted antivirus or anti-malware software to make sure your device is not infected:

  • For Mobile: Use trusted apps like Avast, Malwarebytes, or Bitdefender.
  • For PC/Mac: Use antivirus software such as Windows Defender, Malwarebytes, or other reputable solutions.

5. Reboot Your Device

Restarting your device can sometimes help reset it and stop any suspicious activity.

6. Stay Calm and Don’t Call “Tech Support” Numbers on the screen!

These scams often include fake phone numbers to trick you into providing sensitive information. Ignore them. If you’re unsure, contact the official support channels for your device or operating system.

7. Change Important Passwords

If you’ve accidentally interacted with the scam (clicked on a link or downloaded something), immediately change your passwords for important accounts (email, banking, etc.) as a precaution.

8. Enable Two-Factor Authentication (2FA)

For extra security, enable two-factor authentication on your key accounts. This adds an extra layer of protection even if your password is compromised. Most importantly, trust your instincts. If something feels off about a pop-up or message, it probably is. Keeping calm and following these steps will help keep your device and personal information safe.

If these instructions intimidate you, your next best option is to contact the manufacturer for help by phone (verify that the phone number is a valid number, not one you’ve seen on the screen!) or visit a manufacturer’s authorized service center with your device.

Although it’s frustrating to incur costs for removing the malware, they are nothing compared to what you could have lost.

Be well.

Photo from ten years ago today, September 21, 2014:

Tom, deep in thought in the Member’s Lounge, listening to his favorite Minnesota radio podcast, Garage Logic. For more photos, please click here.

No one is exempt from a scam…Including me, making a mistake…A warning for all of us…

Gee.This ad looked legitimate. Lori and other Shark Tank cast members have mentioned that there have been many scams using their likenesses and names. QVC explained this ad was on TV in 2019 but not since.

Shortly after we arrived in Nevada on December 15, I saw a Facebook ad on December 18 for a fantastic carry-on bag. It was advertised on a video by Lori Grenier from QVC and Shark Tank, so I didn’t question its validity for a second. I placed the order but noticed I didn’t receive a confirmation email.

I didn’t question not receiving an immediate email confirmation from QVC simply because it was so close to Christmas, and I trusted QVC. I hadn’t made a QVC order since 2011 and wasn’t concerned, thinking it would arrive sometime in the 3½ months we’re in Lake Las Vegas, leaving on March 31.

Tom asked me if I had ever received the bag a while ago, and I explained I had not. I’d assumed that with the high demand for this nifty bag, I’d undoubtedly receive it within 60 days and still wasn’t concerned. The cost was only $40 for the item with shipping.

However, in the past day or so, I started thinking about this item. and decided to contact QVC. I wanted the item more than I wanted a $40 credit. Alas, after speaking with QVC this morning, I discovered they had no record of me purchasing the item. The last purchase they showed for me in their system was in 2011 before we began traveling the world.

The supervisor I spoke to explained that they’ve received many calls from customers who purchased this same item and never received it. After a little further research I found a comment page on Facebook with hundreds of people complaining the ad on Facebook was a scam.

I realized getting this resolved was only through my credit card company since QVC had no record of the purchase and obviously couldn’t offer me a refund (or the item). However, I had a copy of the transaction on my December credit card statement. It didn’t show as if it was from QVC. The entry was from some arbitrary company, Sarry. Maybe they meant “Sorry,” sorry that I fell victim to their scam.

Even when I went through the December statement in January and didn’t give the charge another thought, after speaking with QVC this morning, I called the credit card company. After the call, they credited my account for the $40 and will handle the resolution afterward.

I learned a lesson I will implement going forward. I will no longer buy any products from Facebook ads. If I see something I want to buy, I’ll go directly to the website and purchase it from there, or better yet, from Amazon, which has almost every product you can imagine. I haven’t had any problems dealing with Amazon. If there was a problem, they quickly resolved it to my satisfaction.

That’s not to say that all products offered on Facebook are a hoax; I’m sure many are legitimate. But, after spending about an hour this morning dealing with this, I prefer not to waste my time trying to resolve such an issue.

Nonetheless, I would have loved to receive that carry-on bag. It was perfect for me. I can do a little research to see if I can find something similar from a reliable source.

Be well.

Photo from ten years ago today, February 7, 2014:

There he was, looking at us through the glass and wood sliding door in the master bedroom at Khaya Umdani. What a sight. For more photos, please click here.