Selling most of my jewelry, precious or not!…

Posted by worldwide-admin on July 31, 2012 with 0 Comment

Jewelry displayed on our 60″ square table

A simple pair of sterling silver, minimal dangling earrings are my only accouterments these days. For some odd reason, as I have aged, jewelry feels heavy and cumbersome.

I’m annoyed by the feeling of rings on my fingers difficult to get over my slightly swollen joints, then feeling too loose once in place, necklaces with the clasp invariably finding its way to the front of my neck and bracelets or watches flicking at my somewhat bony wrist.

This disdain for jewelry started in my 50’s after an obsessive period of making jewelry, trendy at the time. Working 12 hour work days, I somehow found the time to seemingly spend countless hours perusing beads in various bead stores, almost getting a high off the selection of beads from around the world.

With Tom working weekends at the time, I busied myself with a professional sized lighted magnifying mirror content to sit for hours, eyes squinting to create an endless array of what I considered at the time, to be uniquely designed necklaces, bracelets and matching earrings. Surely, there was a career as a jewelry designer looming there! Ha!

Upon completion of a “set,” I’d leave them out for days on a meticulously folded piece of black velvet with the intent of frequently admiring my handiwork.

As a result of my job at the time, we were often invited to fancy affairs, resulting in an opportunity to wear the fruits of my labor. A piece of my jewelry served as the inspiration for my outfit fit for the night, sending me to shop online for a great deal on a dress.

It was 1998, eBay’s early years, and I relished in the opportunity to shop online to find the perfect designer dress at a fraction of the retail cost. Always easy to fit, it wasn’t unusual for me to find a dress for under $25 to which I supplemented my selected jewelry pieces for a finished look.

Tom, dressed to the 9’s as the proverbial penguin (albeit, with a degree of disdain), looked polished and handsome at my side. We enjoyed the ambiance of elegant venues, the experience, the gourmet food and the idle conversation amongst ourselves and our table mates.

Five years and 100 or so necklaces later, I left the company for greener pastures along with the experience of the elegant occasions in tow. I stopped making the jewelry, placing them in an oversized wooden jewelry box, where they remained for the past nine years, seldom to be used, never to be displayed, subsequently resulting in little, if any, emotional attachment.

Yesterday, I began the painstaking process of preparing the handcrafted jewelry and my many years-of-accumulation other jewelry including a little gold, a little silver and a few diamonds, to be perused by the jewelry guy Bill, recommended by our estate sales guy, Jim Anderson of Caring Estate Sales, coming to visit on Thursday.

Of course, while polishing and preparing my handmade pieces, I discovered a few that called my name, to travel along with us, to occasionally adorn a colorful summery outfit. Not too many, just a few, none of which would be sufficient bounty for a thief, of which we’ve been warned over and over again.

No rings, no gold, no big silver pieces will travel with us and draw attention to us as likely prey. Over the past several months in an effort to get used to it, I stopped wearing my wedding ring, placing it in a safe deposit box. Tom, never wore a wedding ring, fearing injury at work nor anything other than a watch that he swears to “throw away” on his retirement date!

Eventually, when we are unable to continue to see the world, we will go the bank, retrieve the ring, perhaps to be worn again if I can get it past the burgeoning ring finger knuckle.

I will update you on the results of the upcoming visit by the jeweler, unlikely to purchase any of my “costume” jewelry which ultimately will be offered for sale at the upcoming estate sale at the end of October, three months away.

Months ago, I wrote about our purchase of four old fashioned ice cube trays. We love ice in our drinks, but in several locations the water won’t be fit for our consumption. Thus, each day we will freeze the four trays with bottled water to maintain a steady stream of ice.

Iced cube trays packed with smaller jewelry items to be sealed with plastic lids for traveling

When discussing our desire for ice with Tom, I suggested an alternate use for the four trays and filled the little cups with my jewelry, covering each tray with the accompanying plastic lids.

Today, while separating the jewelry I’d like to bring for our out-on-the-town nights, and dress up nights on the cruises, I went ahead and filled the ice cube trays. With the trays, lids and jewelry, it was a total of two pounds including a few larger pieces that needed to go into a plastic bag.

Bye, bye jewelry. Hello, world.

No bed bugs for us!…

Posted by worldwide-admin on July 23, 2012 with 0 Comment

These ideas just pop into our heads. We research. We discuss the options. We consider price, shipping costs, quality, weight, and most of all, how badly do we need it.

Both Tom and I cringe at the thought of bed bugs. Who doesn’t?

We currently have a dual king Sleep Number bed, for us, the most comfortable bed in the world. The fact that the head and foot of each side of bed raise up by two individual remote controls (as well as adjusting the degree of firmness), resulting in the necessity of two separate mattresses and box springs.

The only drawback has been the difficulty of the cuddling, being divided by a crack between the two mattresses. We have managed to compensate for this quite well, thank you. Use your imagination.

Giving up our bed is not easy for me. It is the only piece of furniture to which I will sadly say goodbye. Suffering with a painful spine condition, the bed has been a lifesaver for me over the past 9 years since we made the pricey purchase. Tom could sleep on a bed of nails! He won’t miss the bed.

As we wind down here, the topic of bed bugs has come to the surface. Will our vacation homes have more or less risk of bed bugs as opposed to a hotel? We’ve decided that we would rather haul around a solution than haul around several thousand bed bugs in our luggage.

As a result, we will need zippered high quality bed bug proof mattress, box spring and pillow covers! Yes, we’ll now be hauling an extra 9 pounds (approximate weight. We will weigh them when they arrive). This may sound foolish and overly paranoid. But, I ask, have you seen photos of bed bugs or the risks to one’s health? Yikes!

Yesterday at noon, laptop in hand, frosty iced tea beside me and parked in my comfy chair, the online search began for the zippered high quality bed bug proof mattress, box spring and pillow covers.

A new dilemma, entered the picture. What size do we buy? A few of the houses we are renting, have a king sized bed, some are queen while others are simply old fashioned double beds (talk about cuddling). It would be impossible to haul varying sizes.

Most king-sized beds have a split box spring. After much research, we discovered the importance of covering the box springs as well as the mattress.

Solution: purchase two zippered queen-sized box spring covers in the event of double box springs on the king beds and, purchase one zippered king-sized mattress cover, although too big for the smaller beds, can be tucked in under the mattress.

After searching through ten various bedding sites, to determine full retail price, quality brands that we also allergy proof, bed bug proof and comfortable to sleep on (no vinyl, no latex), I found my way back to eBay for some serious bed bug free shopping.

This was not the easiest item to find. The quality and pricing was all over the place. After a good hour and a half of searching, I finally found what we needed, the king mattress, the two queen box spring and the two king pillow covers, all meeting our criteria. Grand total $173.17.

Each time we will arrive at a property, before unpacking our bags, we will have to cover the mattress, box spring and pillows of the bed we will sleep in. We may be exhausted from traveling, may have been flying for 24 hours or more, may want to fall on our faces on the bed.

Then again, when we leave for the next location, we’ll have to remember to take them off of the bed early enough to wash and dry them, and fold them properly to fit into our luggage. Not an easy task. If we have an early departure with no time for laundry, we will be bringing an airtight sealed bag that we will carry on in order to keep it separate from our luggage until we can launder them when arrive at the next spot. Not an easy task.

We console ourselves for this daunting task by reminding ourselves: no more lawn to mow, no weeds to pull, no windows to wash, no hauling patio furniture, inside and out, no carpet to shampoo, no cars to wash, no hatches to batten down in winter, no more utility bills and on and on and on.

Life is filled with trade-offs. Yes, we are trading one load of tasks for a whole new world of tasks, in a new environment, with new people around us, with new scenery to enjoy. But one thing remains the same, we will have each other. And that, dear readers, is how and why we do this; to share a once-in-a-lifetime experience with our lover, our best friend and our favorite companion with whom dreams are made and ultimately realized.

So, one more item is knocked off the list, that will give us peace of mind, reduce stress and add to the enjoyment of “living in the world” for no less than three years and maybe, health providing, many more years to come.

Be well.

Final decisions on prescriptions dilemma…

Posted by worldwide-admin on July 22, 2012 with 0 Comment

In my post of June 12, 2012 (please see archives), I discussed our concerns for bringing our medications with us while we live about the world, often in remote areas, far from a post office.

We’ve discovered that in certain areas, the receipt of packages is not only risky due to potential theft, but also inordinate delays. The thought of worrying every few months about receiving our refills will be an infringement upon our level of enjoyment. What me, worry?

In the June post I explained that we had sent our prescription plan a comprehensive package of personal information, our itinerary, lists and reasons for medications, doctor’s information and a completed litany of forms, along with a detailed letter explaining why we wanted to take no less than 12 months of prescriptions with us.

Thus, we began the wait for approval for our “vacation request.” Three to perhaps 10 years is hardly a vacation, as Tom often reminds me saying, “We will be living, not vacationing.”

In speaking with our doctor, we discussed an annual Skype appointment with him whereby he could “see” us in order to meet his ethical criteria of an annual appointment in order to write refills for yet another year. This was satisfactory to us.

I weighed the package, loading it with postage and left it for the mailman almost six weeks ago. With no response, it was hovering in my mind to call and check on the status of the request. Friday, I called.

An hour later, after explaining the story to five different employees, none of whom could find a record of my filing for the request, my temper began to flare. It is seldom that my feathers get ruffled. But, I knew remaining calm would get better results than to expose my ire.

In a firm, yet pleasant voice, I explained to rep #5 that I needed to be sent to someone who would be able to find the file. I was sent to the supervisor of the “vacation request” department, explaining a very shortened version of what we needed and focused more on the location of our file. I looked at my cell phone. I had been on this call for one hour and five minutes.

The supervisor left me on hold, returning a full four minutes later to explain that she had found the file and our request was denied! “Where’s my denial letter?” I inquired. No response. Finally, she stated, “Your insurance plan doesn’t allow for vacation requests.”

“Why, may I ask,” again in a calm voice, “didn’t the agent tell me this was the case after I spent an hour on the phone in June asking them how to handle a vacation request and if we were potentially qualified?”

Why did he send me a packet of no less than 10 pages, explaining the process requiring me to include information they already had in their system, asking me to hand write in the forms on the few lines provided?”

(No, I didn’t hand write in the forms! I printed the 12 pages of information using our printer and paper, directly from their system!) She apologized for my inconvenience. I hung up trying to mumble some sort of a thank you. (Can’t escape my ongoing effort to have good manners, I guess.)

Inconvenience? Ha! Doesn’t incompetence sound more like it? Usually, I am a very calm person. My heart was racing. I paced around the room, adrenaline thumping through my body, heading directly to my brain for a solution. I paced. I ruminated. I paced some more. I poured a fresh glass of iced tea.

I had an idea! Why didn’t I think of this to begin with?

My simple idea was to pay for our own prescriptions out of our pocket! Forget the prescription plan! Forget the co-pays! Find the best possible prices for a one year’s supply (the maximum time for which the doctor can ethically write)!

The comfy chair was calling me. Sitting down, with the frosted glass of iced tea in hand, I grabbed my laptop quickly bringing up our prescription plan records to determine the co-pays we had paid in the last 12 months. The total was $1542, the new number to match!

Now, the challenge was to find a way to buy all of our prescriptions for one year for as close as possible to this number, thus justifying buying outside of the plan.

My phone in hand, I looked up the phone number of the local Cub Foods Pharmacy and had the honor of speaking to Pharmacist Renee, a breath of fresh air after that grumpy “supervisor.” She confirmed that “yes” we could buy any amount of medications for which we had a prescription. She priced 365 days of each of our combined seven prescriptions. (Numbers coming here in a minute).

Next, I called Walmart Pharmacy. What about their $4 per month prescription? Wait a minute! The $4 theory went out the window when I received the pricing from their pharmacist for the seven drugs. Our drugs were not in the $4 plan.

Here are the cost comparisons for the two locations:

Cub Foods Pharmacy $2445.80

Walmart Pharmacy: $3022.48

Hum, not good enough. However, Cub agreed to match the Walmart’s best price on any single medication, only a slight improvement in the total, bringing it down to $2390.45, still $848.45 short of our goal.
Gulp. Gulp. Gulp. More iced tea. Wheels turning. Here we go!

What’s the commotion among senior citizens, without access to a good drug plan, buying prescription drugs from Canada? I tried to picture myself bobbing up and down on a bus traveling to Canada with a bunch of seniors.

Fingers flying across the keyboard, 1/2 hour later, web sites searched, reviews read, to discover that CanadaDrugs.com may be a partial solution.

(Please understand, we are not involved in this or any other companies in
any manner, and kindly ask you to do your own research as to what pharmacies/plans may work for you).

While considering the best prices at Cub, based on best prices at Walmart, matching the best prices at CanadaDrugs.com, I came to this conclusion:

We will buy some of the drugs from Cub Pharmacy and the better priced drugs from Canada which Cub can’t match. Considering these two combined costs, we are at $1749, only $207 more than we’ve been paying for co-pays on our current plan, now to pay in full for each drug out of our own pocket, no insurance plan involved. (I won’t get into politics in this blog, but who’s making money here? Are our own seniors being robbed?)

Before leaving Minnesota, we will purchase our last three months of prescriptions, using the plan and then use the 12 months prescriptions between Cub and CanadaDrugs.com.

We won’t have to worry about prescriptions for 15 months out. Our doctor will write us new prescriptions in a year, while we still have three months on hand, plenty of time to repeat the entire process, while awaiting for the drugs to arrive. Both Cub and CanadaDrugs.com will mail to any address.

Moments later I was back at my laptop, sitting in my comfy chair, smiling from ear to ear, freshened glass of iced tea in hand, realizing that the New with Tags, 100% silk designer tie I was bidding on at eBay for Tom’s dressy cruise outfits, was now up to $2.10 with free shipping and, ending in three minutes.

I won.

1000’s of pills to go?…We’re not kidding!…

Posted by worldwide-admin on July 20, 2012 with 0 Comment

We take vitamins. Do they work? For us, yes. How do we take them with us?

OK, here’s the deal. Over the past several months I have shortened the list of vitamins and supplements that we have been taking, continuing to use those that credible scientific research has proven to be important for some people in some cases. That’s us.

Cutting out any questionable supplements (for us), we have been able to narrow down the list to the following. (Please be aware that we are in no way suggesting that you take any of these supplements. Please see your doctor for medical advice. Supplements may interact with your current prescriptions).

1. Vitamin C 1000 mg, timed released – Due to our low carb, gluten free, sugar and fruit free diet, we found that supplementing with this vital nutrient is important. We don’t drink juice or eat citrus fruits. Tom doesn’t like many vegetables containing vitamin C. This was our solution over the past several years. No scurvy!
2. Vitamin K2 100 mcg – Good for building bone. After two years, taking this supplement, my DEXA scan improved, taking me out of the osteopenia range and back to normal. I am convinced this supplement was helpful.
3. Alpha Lipoic Acid 600 mg– An antioxidant with many benefits as we age.
4. Magnesium 500 mg – Often deficient as we age
5. Fish Oil 1200 mg – Tom doesn’t eat fish. Primary used for heart and blood vessels. As one ages, it appears this may be valuable.
6. Probiotics 35 billion live cultures – Probiotics can be helpful in boosting one’s immune system and in the prevention of stomach distress while traveling.
7. Vitamin D3 2000 mg – Tom tends to avoid the benefits of this vital nutrient due to his Irish heritage and light skin. We have both been supplementing with D3 for some time.
8. Vitamin B6 50 mg 3 x day – Kidney stone prevention prescribed by urologist. Seems to be working!
9. Vitamin B12 100 mcg – Specific to one’s needs. Worth reading literature.

Do they work? Are they worth hauling a few year’s supply with us? The topic of supplements is controversial. As we know, the media rattles us with contradictory information; something is good for us, another is not, to later discover they have reversed the advice.

How are we to know? Check with your physician. Read the information provided by reputable unbiased medical sites: Mayo Clinic, National Institutes of Health, CDC and our ability and choice to try what may work for us.

Yesterday, I placed an order for three years of supplements, considering that we also had enough on hand to get us through the next few months. With free shipping, “buy 2, get 3 free” plus a 10% discount the total $301.51, a chunk at one time but another task out of the way.

Many will ask, “Why don’t you take the minimum with you and buy them abroad?” There are several reasons:

1. Safety – we’ve been buying from this company for years, feeling comfortable that they don’t contain dangerous substances. Supplement sales is a business wrought with illegal activities and ingredients.

2. Convenience – Every few months we’d be scrambling to restock our supply. We want our travels to be as stress free as possible. We won’t be receiving mail and if we did, we’d be paying international shipping costs from our pre-arranged mail service driving up the cost.

3. Peace of mind.

Next time, I will update you on our prescriptions dilemma for which we now
have a solution. Be well.

Cell phone issues resolved…

Posted by worldwide-admin on June 26, 2012 with 0 Comment

Technology is an integral element of our ability to experience life “on the road” for a period of years.

When one travels to a hotel for a two week vacation, technology is relatively easy:
1. The hotel provides Internet access for free or for a charge.
2. The cell phone service provider allows phone calls for a roaming fee or not, depending on where one is vacationing.
3. Smartphone data is provided by the cell phone data plan at increased rates if outside the US or on a cruise ship. (We’ve all heard the Internet legend where a kid played games on the phone during a cruise after which the dad got a bill from his cell service provider for $20,000. Not so unlikely).

Over the past several months, I have been researching international cell phone options for us once we leave the US. Coincidentally, both of our contracts will have run out by November 1, 2012. The timing couldn’t have been better!

iPhone users have been saying, “You need an iPhone for international travel!” This is not our best or only option. We will need an UNLOCKED phone which simply put is a GSM (Global System for Mobile Communications) which is not associated with any specific cell phone carrier and thus, no contract is required.

An unlocked phone doesn’t have any service until one inserts a SIM card (Subscriber Identity Module), purchased in the country in which it will be used, providing both phone and data, with time and usage limits.

When the time runs out on the card, one either purchases another SIM card or buys additional time through an online account attached to a credit card. SIM cards each have their own phone number, not the handiest aspect when buying new cards from country to country. (Our old phone numbers won’t work).

Unlocked phones are considerably more expensive than purchasing a cell phone through a carrier and committing to the usual two year contract. By signing a contract, the carrier makes enough money from the subscriber for them to be able to sell the smartphone at a reduced price or, in some cases, for free.

How do we purchase an unlocked phone? We could buy one from Verizon, our current carrier for about $800. Other web stores such as Amazon sell unlocked phones. It is imperative that the phone be GSM or the SIM cards won’t work.

Upon reading some reviews online, it appears some customers did this to later
discover that the phones were not unlocked and had to figure out how to unlocked it themselves which may be as easy as flipping a switch or as complicated as hours online following complicated instructions.

In the worst case, one could send the phone to an unknown technician to have it unlocked, paying a hefty fee. This is the primary reason consumers hesitate to purchase an unlocked phone: Will it really be unlocked and if not, what do I do? Most people prefer to buy a two year contract and not mess with SIM cards which are also available in the US.

When we purchased our new unlocked GSM smartphones, we may consider buying two of the SAMSUNG GALAXY S III I9300 UNLOCKED GSM QUAD BAND SMARTPHONE from the company in this link by recommendation from CNET, a company that does reviews for technology and offers technical support, a company I have followed since the early 1990’s.

Why buy two unlocked phones when the cost is high at a minimum of about $700 each? We have a few good reasons:

1. In the event of an emergency, we will always have one charged phone handy and time left on one SIM card.
2. There are times we won’t be together for short periods: I may grocery shopping on my own or work out at a nearby health club. If something happens, we can phone each other. Piece of mind is worth a one time cost of $700.
3. OK, here’s a frivolous reason: We can both play games on our phones at the same time and, with each other and read books on the Kindle app.
4. Based on the specs of this particular model of smartphone (new as of a few days ago), it has a decent camera, perhaps all the camera we will need (we shall see). We can both be taking photos or videos at the same time while on safari!

By no means, are we experts on this topic and through research we’ve found varying opinions. And, this cell phone issue has been nagging at us for awhile. Finally, we feel we have a handle on it and can look forward to our new purchase this upcoming October, among with other digital needs!

Fitting clothes into suitcases…

Posted by worldwide-admin on June 10, 2012 with 2 Comments

Tom’s clothing, hoping it will all fit into one bag

Yes, I suppose I’m bent on fitting every possible item, clothing and otherwise, into two suitcases and one carry-on each. The prospect of being unable to replace our clothing, toiletries and electronics online for at least three years, without paying exorbitant shipping fees, intimidates me.
Our budget for these three an more years of traveling is forefront in my mind. These two major concerns have been a frequent topic in our lives and this blog:

Excess airline baggage fees, upwards of $800 per bag per person, for our two to three upcoming flights in and out of Africa
Hauling extra heavy baggage to and from rental cars to rental houses, taxis to cruise ships and taxis to airports

Yesterday, to allay some of my fears (Tom doesn’t seem worried at all) I neatly stacked the bulk of our clothing (more to purchase) to actually see how much would fit into one of each of our suitcases, subsequently weighing each bag.

Tom’s clothing fit into one bag!

Not surprisingly, my clothes didn’t fit into the one bag. (We’ll get back to that in a minute). My fear was never wrapped around Tom’s clothes fitting into one bag. Not for a moment!

His second bag will include two dress shirts, one sport coat, one lightweight jacket, three ties, six pairs socks, twelve pair underwear, six pairs shoes, toiletries, four swimsuits, tee-shirts and two belts. This can be done. His carry-on will include electronics, emergency clothes, prescriptions (in the event of lost luggage) and snacks. His empty suitcase weighs 13.4 pounds, filled it weighed 47.8 pounds, which is over the weight limit on some airlines.

My clothing, hoping it will all fit into one bag.

Now, for my situation. I can leave behind my frequently used kitchen gadgets, my antique dishes, my favorite winter clothes and jackets, the bulk of my “real” and costume jewelry, my varied selection of handbags and my fluffy slippers and robes.

But, I won’t leave behind the essence of the persona that connotes who I am as a woman, including daily use of various cosmetics (three year’s supply), and matching outfits that must endure repeated washings.

The matching tanks, the layering camis, the tops, the bottoms, the dresses, short or long; shoes, including sandals, workout shoes, the “cute” pink Crocs, comfy Minnetonka Moccasins, spiky high heels; cool pjs; the costume jewelry and all the items that assist a girl in feeling “put together” will accompany us around the world in heavy, bulky suitcases.

As a result of my “girly” mentality, the piles of clothes didn’t fit into my huge suitcase. In our bedroom, there currently is a large plastic tote half filled with the overflow. I have yet to add the following: two dressy dresses for formal nights aboard ship, more shoes, more underwear, two sets of workout clothes, one lightweight jacket, more shoes, more shoes and more shoes.

As for my carry-on bag, it will include cosmetics, prescriptions, overflow electronics from Tom’s carry-on and of course, emergency clothing.

My empty suitcase weighs 15.2 pounds. Loaded up it weighs 48.7 pounds. By adding the dreaded second bags, our checked baggage totals will be approximately 100 pounds each, way over the limit of any airline. (Cruise ships don’t weigh the bags).

Yesterday, Tom and I discussed this situation at length. He finally put my mind at ease with this simple statement, lovingly expressed, “No worry, Sweetie. As the time gets closer, we will either prepay for the additional baggage online when we book our reservations or, if that doesn’t work well, we’ll talk to the airlines and figure it out.”

“In the worst case, we’ll bite the bullet, pay to have the extra bags shipped or get a storage facility in Rome for the 8 months while we’ll be living in Africa, just taking our BugsAway clothes and the basics.”

Thanks Honey, for helping me let go of this worry in order to go back to packing up our lives, figuring out how we’ll receive our prescriptions, arranging our international phone and Internet service, purchasing and setting up two new laptops and an external hard drive, downloading no less than 100 movies, scanning another 500 photos, buying our emergency travel insurance, getting duplicate copies of our passports, getting residency and driver’s licenses in another state, completing our vaccinations and medical appointments, going through every cupboard, closet, drawer and file cabinet in our entire house (26 years later), acquiring a new mailing address, buying a new camera (and learning how to use it!) and on and on and on.

We’ll get excited when the above tasks are completed.

Worrying about ice cubes…

Posted by worldwide-admin on June 7, 2012 with 0 Comment

As I hauled out one box after another to our overflowing garbage and recycling bins today, a powerful sense of determination drove me to keep up the pace I had started on Monday.

Yesterday, I had two more vaccinations; the first in a series of three rabies shot and a single Meningococcal vaccine. The risks of serious side effects from either of these vaccines are fairly low, although approximately 50% of the population experience mild side effects, including flu like symptoms with a fever and/or redness and itching at the site of injection.

After Tom had these same vaccinations last Friday, he felt lethargic, achy and “out of sorts” (his words) over the weekend. I guess I feel somewhat the same today.

In any case, I kept myself busy all day, making a trip to the auto repair shop to have a valve stem replaced on a tire, followed by a quick trip to Kohl’s to return an item I’d purchased online. While browsing the store, which I seldom do, I happened across a nifty item for our travels, buying two in the process. Here it is:

Nifty 32 oz. BPH free drink holder

In looking on the inside of the bottle, there is a 1½” cylinder that holds a gel-like non-toxic item, that can be frozen to keep drinks cold. While worrying about “safe” ice last weekend, I ordered four ice cube trays with lids to ensure we’d be able to make ice from purified water.

In discussing our endless list of “habits” we’ll need to break living outside the US, we had struggled with the reality that clean, “safe” ice may be a commodity that we will be forced to include on the “goodbye” list.

By bringing our own ice cube trays and getting settled at a vacation rental, we will fill them with bottled/purified water to make our own ice. Every property has a freezer and bottled water for our use.

Also, the ice cube trays with lids will function as jewelry boxes for my earrings, bracelets and necklaces, preventing them from tangling. Since customs in some countries require prescriptions to be in the original bottles, we can each use a tray while situated to contain our weekly medications and supplements, thus preventing the necessity of bringing those bulky 28-day pill cases.

When I had ordered the ice cube trays online last weekend, I had no idea I’d find these sports bottles that will serve us well for our daily doses of iced tea and water. The iced cube trays will be perfect for Tom’s cocktails. I couldn’t get home from Kohl’s quickly enough to put the cylinders in the freezer so we could test them tonight with our iced tea. It took about three hours for them to fully freeze.

Here we sit this evening, enjoying our new bottles of iced tea, knowing that we’ll need two more of these bottles allowing another to freeze while we are using one. Back to Kohl’s in a few days.

The bottles originally cost $12.99 each. They were on sale today for $5.99 each. Today, Wednesday, is Senior Discount Day at 15% off, resulting in paying $10.18 + tax for two, as opposed to what would have been $25.95 + tax.

While at Kohl’s today I also bought a pair of white KEDs and brown slide sandals. The KEDs worked out great. But, when I walked around the house in the sandals, they hurt my feet and I will return them.

The total bill for the bottles and the two pairs of shoes was $51. Kohl’s was offering their “Kohl’s Cash” today, giving me back a $10 gift certificate that may be used for any purchase within a certain date range that happens to fall into next Wednesday.

I will return to the store next Wednesday to return the sandals and, while there, use the $10 “Kohl’s Cash,” to purchase the two additional bottles for $5.99 each at a total of $10.18 + tax (once again using the Wednesday Senior Discount), use the “Kohl’s Cash,” pay the remaining $.18 + tax and bring home the additional two bottles. That’s my kind of deal!

Shredding a lifetime of papers…

Posted by worldwide-admin on June 4, 2012 with 0 Comment

As October looms nearer and nearer to our Halloween departure date, I lay awake at night prioritizing my tasks. With Tom gone to work Monday through Friday for 14 hours a day, the sorting and packing of a lifetime is logically in my hands.

A portion of the most unbearable tasks has been started or completed, including the cleaning of our formerly junk laden attic, the messy top of my closet, many overstuffed drawers and hangers with outdated forgotten clothes, much of which I already hauled to Goodwill.

We’ve scanned over 500 photos thus far with hundreds more to go. A few months back, I removed every photo in a frame in our house, scanning the photo and saving an entire plastic tote filled with frames to be sold at our upcoming estate sale.

Looming in the back of my mind these past months have been the papers; boxes, drawers, file cabinets, banker’s boxes filled to the brim with receipts, tax records, legal documents, forms, medical files, certificates, insurance policies and on and on.

Although not hoarders, we’ve kept that which we thought we’d need to keep, 90% of which we never referenced in all of these years. After assessing the paper inventory over the past months, I came to the realization that saving these documents would require no less than a 5′ x10″ storage facility, costing no less than $50 a month. Goodbye, papers!

I called our accountant asking a few pertinent questions:

How long is one required to keep tax returns?

How long must one keep the supporting receipts for the tax returns? The answers to these questions are vague (Isn’t it surprising that the IRS would be vague?) If you cheat on your taxes, you’ll need to keep your records indefinitely! If you don’t, please see the IRS link for the vague answers.

Final question for the accountant:
Will he be able to do our taxes when we are no longer residents of Minnesota? Answer: Yes, as long as we have access to the internet.

The magic of the Internet with the availability of keeping digital personal records is steering us further and further away from the necessity of keeping paper copies of everything. Our medical records, bank statements, income records, financial records, and other legal documents an now be kept online in a secure “cloud.”

I made a list of the documents we’ll need to keep and subsequently store. (This list may be different for you depending on your personal circumstances).

Documents to store:

Original titles to cars (until we sell them both before we leave the US).
Tax returns past 5 years (accountant has these also)
Tax receipts for the past 7 years (per the advice of the accountant)

Documents to bring with us:

Passports, upcoming visas, travel documents
Originals of birth certificates, baptismal certificates, marriage certificate
New driver’s licenses for new state of residency
Health: Insurance cards, current prescriptions, actual prescription bottles, immunization records, emergency contact information in states
Checkbook (some property owners would like the balance of the rent paid via check) and recently renewed debit and credit cards
Travel insurance documents

Today, after a brisk 45 minute walk on an otherwise lovely morning, I returned home with a certain sense of dread knowing that I must begin the sorting process. When beginning a dreaded project I’ve always preferred to begin with the “worst first.”

First, I attacked the old style wood two drawer file cabinet in our bedroom that loomed in my mind in the middle of the night.

My next concern is the disposal of the papers, shredding and recycling as the only logical choices. After researching online I found a free shredding event which I put on my calendar with a plan to haul my two big bags of papers on June 23rd to the grocery store parking lot where Shredit will be offering the service to the community.

After sorting for most of the day, I’ve discovered few simple steps to keep the amount to be shredded to a minimum:

Place two plastic totes on either side of your chair, designating one bin for recycling, the other for shredding
Place a cabinet, drawer, or box of papers in front of you on the floor
Go through papers, removing envelopes, advertising, printed booklets and anything that doesn’t reference your name, address, social security number, bank account numbers, dollar amounts, etc., placing papers in appropriate tote; all personal items go into the shredding bin, all peripheral papers in the recycle bin. (Tear off parts of forms with your personal information and save the rest for the recycle bin).

You’ll be amazed how much smaller your shredding pile is, as opposed to the recycle pile. Place papers to be shredded into containers as suggested by your free recycle event into either bags or boxes. Deliver them to the specified location on the specified date and time. If one has additional shredding beyond that which the shredding event will accept, one can plan to repeat this process closer to the next arranged date in the area.

Often, waiting for a free event is difficult when we so much want to get this cleaned up and out the door. Most office supply stores have a shredding program (prices vary by locations and promotions).

Although I still have several more days of papers to toss, it’s less intimidating with this simple plan in place. Hopefully, by week’s end this task will be completed, leaving me with little piles of the documents we will be taking with us on our journey. I am looking forward to an enormous sense of relief.

Tomorrow is Round #3 of vaccinations which will include the first of three rabies shots. I’ll keep you posted!

Clothes, clothes and more clothes…mostly mine…

Posted by worldwide-admin on June 3, 2012 with 0 Comment

As a “girlie girl” all of my life, with an affinity for the feminine flair, as far removed from “Tom Boyishness” as a female can be, I unabashedly admit to being the female stereotype when it comes to clothes.

Although, annoyed by the process of purchasing clothing and its varying accouterments, there is a certain sense of glee when finding a bargain on an item I am particularly interested in acquiring. Not an impulse shopper, I rarely purchase items I don’t need or want. There isn’t a single unworn, still price- tagged item in my closet (less the items we are purchasing for our journey).

It’s all about “the hunt” and in some cases, “the negotiation” that get my shopping juices flowing and then, the subsequent acquisition of a high-quality, well-priced, properly fitting item to add to my repertoire of varying taste and style.

Not a fashion maven, I possess an uncertainty of my “personal style” as encouraged by an endless pouring of style and fashion shows on TV which I seldom watch.

Moderately comfortable Easy Spirit fashion flats
Shall I say good-bye to these?

From time to time, I peruse a current fashion magazine in a genuine effort to become familiar with current hemlines, popular colors and shoe styles, always hoping they are befitting my body type, relevant to my age and commensurate with my comfort needs.

As a result, my current wardrobe consists of a mishmash of layering pieces which I tend to wear without layering, with either a comfy pair of jeans or more often, not so comfy pair of jeans, the comfort factor based on what I had to eat in the past two days. Sound familiar?

Shoes? Not so much. Yes, I have some high heels (seldom worn), fashion flats, (most often hurt my feet), sandals (no flip flops when I can’t stand to wear anything in between my toes), boots and those staples you’ll see me wearing in the grocery store; workout shoes, Keds slip-ons, Easy Spirit anything and Aerosoles. (In the 70’s, I could wear Candie’s high heeled shoes for 18 hours straight. Not now.)

Comfy old Keds slip-on shoes. Are these worthy of taking along?

Assessing mine and Tom’s current wardrobes some months ago, realizing how long we’ll be traveling, we both made the decision to sell all of our old clothing at our upcoming estate sale on the weekend of October 27, 2012 and to bring only new appropriate clothing with us.

There’s no sense in bringing lots of jeans and sweaters to Belize, Africa, Italy (in summer), Madeira and Hawaii and other warm climates.

Old, worn, favorite comfy Dexter’s flats. Shall I make room for these? Here again, probably not, based on worn condition.

Here’s my list. I posted Tom’s clothing list on Thursday’s post, May 31, 2012. Hold onto your shorts! I said that I’m not a “clothes horse” but, I do like having choices:

15 casual dresses, for everyday wear, easy to dress up or down, roll in a ball in a suitcase
4 dressy dresses, for formal nights on cruises
5 pairs jeans
5 pairs Capri pants
9 pairs shorts, mostly Bermuda length (acceptable to wear in public on hot days)
1 black maxi skirt
16 tee shirts
12 various tops
4 cardigan sweaters, 4 shrug cover ups (for breezy nights aboard ship, matching dressy dresses)
2 light weight jackets (1 blazer, 1 rain coat)
1 hoodie sweater
3 sets of workout clothing
Exofficio BugsAway: 2 pair convertible pants, 2 long sleeve tee shirts, 2 hats, 4 socks
2 belts for dresses
2 scarfs to dress up outfits
4 bathing suits, 2 bathing suit cover up dresses, 1 black pareo
6 sets sleepwear, mostly tanks and shorts, 1 lightweight robe
1 pair workout shoes, 2 dress shoes, 2 pair walking shoes, 3 pair sandals, 2 casual shoes
5 bras, 12 panties, 2 shape wear items for those formfitting dressy dresses
Various costume jewelry to match outfits – We will be selling all of our “real” jewelry prior to leaving due to the high risk of exposing oneself to theft while traveling
3 handbags; 1 large, 2 small

Undoubtedly, I am unknowingly leaving out some items at this point. As the packing begins, I’ll post photos of our packed goods and post a list of all the non-clothing items we will find necessary to pack.

Most certainly, frequent travelers will laugh when they see our extensive lists.

I would only ask them this one question, “When have you traveled when you are never going home to repack, carrying everything you own for a period of no less than 3 years?” Now, tell me we’re taking too much!

Clothes, clothes, and more clothes…

Posted by worldwide-admin on May 31, 2012 with 0 Comment

We take our clothes for granted.

They hang in our closets patiently waiting to be selected as a means of covering our bodies for purposes of modesty or warmth while defining our personalities and our mood for the day.

Some days they fit tightly based on the size of last night’s scrumptious dinner or mind blowing dessert. Some days they fit loosely after 24-hour bout with the flu, only to become tight again after a new day’s meals. Some days they fit just fine.

Our blue jeans are particularly vulnerable to this phenomenon which at times, require us to lay on the bed to zip them using a mighty pelvis thrust followed by a hefty hike or two while we’re dancing on our toes trying to stuff in very last bit.

We all have favorite clothes. Favorites make us look good, remind us of a sentimental occasion with their worn and comfortable feeling seemingly timeless.

We save some of our clothes for decades, neatly tucked away in the attic, hoping they will come back in style. Ironically, when they do, there is a distinct trendy update, rendering them subject to stares from strangers and criticism from those we love, who refuse to allow us to embarrass them in public.

Some of us have no interest in their clothes, grabbing them mindlessly off the hanger with little regard for color, coordinating an outfit or the current style. Others of us are filled with angst, painstakingly trying on item after item in a futile effort to achieve that perfect combination that will magically make us look and feel good.

Lately, I have been thinking about our clothes. Honestly, in the past, I seldom “thought” about my clothes other than their purchase (usually online), their washing (frequently after one wearing), their necessity of being ironed (love to iron!), then deciding on what to wear and the occasional annoyance of a “wardrobe malfunction.”

Thinking about clothes has become a necessary element of traveling about the world for the next three years or more, with two suitcases and one carry-on each. We have read numerous websites with packing suggestions. No, not much help there when most suggestions are for vacations, not carrying everything owned at the time, never going “home” to repack.

I’ve always rotated my clothing not only for variety, but to take advantage of what fashionable items I had at the time.

Tom tends to wear the same clothes day after day. I currently do laundry every day. Whatever he wore today will be back in his drawer within a few hours of his taking them off being “first up” to be worn again the next day, rather than rummaging through the drawers to find something different.

This past weekend, when we started accessing his wardrobe needs, the top two or three items in each drawer were old and worn. Everything underneath these items, was nearly new. We found 20 short sleeve button down shirts in his closet that he had never worn, from either lack of looking through them or from them not fitting him until now with him 25 pounds lighter from his recent diet, low carb, wheat free, grain free, starch free and sugar free. With his 20 shirts neatly folded and ready for packing, we are purchasing the following items to round out his wardrobe:

16 pairs of shorts: khaki, taupe, brown, white, bluejeans, navy, beige
2 pairs dress pants: khaki, black
1 sport coat (for dressy cruise nights)
2 dress shirts + 3 ties (for dressy cruise nights)
3 pairs jeans
1 pair lightweight sweatpants & hoodie
20 button down shirts: solids, checks, Hawaiian print (Tommy Bahama)
16 tee shirts: all solids
4 swim trunks
1 lightweight robe
20 pair briefs (to avoid paying for laundry service on cruises)
20 pairs white socks
3 pair dress socks
1 pair tennis shoes
1 pair heavy duty sports shoes
1 pair casual sandals
1 pair dress shoes
2 belts
1 lightweight rain jacket
BugsAway clothing: 2 pair pants (pants to shorts via zipper), 2 long sleeve shirts, 2 tee shirts, 4 pairs socks, 1 baseball cap, 1 full coverage hat all treated with Permethrin, effective through 70 washings against, mosquitoes, ticks, ants, flies, chiggers and midges.

Yes, 127 items seem overwhelming. However, they will fit into his two suitcases. We may have to pay for additional or overweight baggage. But, Tom will have enough clothing to accommodate our longest cruises without paying for laundry service fees instead, waiting until we arrive at our next location at which time we will be able to do our own laundry for the cost of laundry soap.

Based on Royal Caribbean’s attached laundry fee schedule, we would easily spend a combined $400 on laundry fees on each cruise. With seven cruises booked thus far while awaiting four more to post, we could be looking at about $2800 in laundry fees.

After considerable research, it appears that most international flights will accept two bags each or may charge additional fees. At this point, we will take our chances and bring plenty of clothes, hand washing a few items as necessary along the way.

Our next post on Saturday, June 2 will be the dilemma of the other half of this packing equation: the clothing of a color coordinated freak, overly picky, somewhat fashion conscientious, moderately trendy, shoe loving, variety seeking individual who refuses to ever wear the same clothing two days in a row: ME!