Finally, we found travel insurance…

This photo is similar to a photo we posted a few days ago, but we couldn’t resist posting this alternate view.

Fascinating Fact of the Day About Ireland 

“Contrary to popular belief, and despite being the
Patron Saint of Ireland,
St. Patrick was not actually from Ireland. Born in Wales around 386 AD, he was
in fact captured by the Irish and sold into slavery, working as a shepherd in
the West of Ireland. Later in life, he returned to Ireland as a missionary,
helping to spread Christianity in Ireland.”
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It’s been difficult finding health insurance for me based on two factors; my age, 71, and my preexisting condition after cardiac bypass surgery.  The new policy requires 180 days to have passed since any surgery or medical treatment.  


This 180 day period will have transpired once the insurance goes into effect on August 11,  2019, the day we board the ship.  At that point, the waiting period is off by one day but, they have a two-day grace period which confirmation I received in an email from the company.

Lovely scenery even on a cloudy day.

These two risk factors made us fearful that we’d never find insurance for me.  We’d done hours of research and finally found a company and policy that works for us.  The company, UnitedHealthcare Global may be found at this link.


Today, after posting here, we’ll sign up and pay for the policy which will run from August 11th to November 8th, the day we arrive in the US where we’ll stay for a total of 83 days in three states.  


The coverage doesn’t cover stays in the US and thus we’ve decided to pay for the period ending November 8th when we arrive in the US.  Subsequently, we’ll purchase a one-year policy beginning on January 30th, when we fly to India.  This is an ideal plan for us.  Each year we’ll renew for appropriate periods excluding the US visits.

Across an inlet.

This gives me great peace of mind.  I was losing sleep over this, worrying we’d be traveling without insurance.  If you’re interested in pricing for this type of policy there is an app at their site which calculates many factors to determine your rate.  


We do not have to pay an “upcharge” for my preexisting conditions
The policy includes evacuation insurance.  The prices are lower than most and the benefits are many.

View of mountains and sea.  Such lush greenery which Ireland is known for, The Emerald Isle.

Soon, we’ll cancel our existing policy which does us little good at this point, especially as we continue to deal with their non-payment of my claims.  More on that later, when we know what’s going to transpire.


It’s another windy, rainy and overcast day.  Since the grounds around us are covered in vegetation and weeds, the pollen in the air is intense.  Both Tom and I are sneezing a lot.  


With only 15 days until we leave Connemara to head back to Dublin, we’ll be ready to be on the move.  We’ll spend one night in Dublin and two nights in Amsterdam and then…the Baltic cruise will begin.  

More cattle along the driveway from our house to the road could be mom, dad and, calves.

Both of us are excited about this upcoming change, looking forward to the cruise and the two months we’ll spend in four locations in England, living in the countryside, fulfilling one more of our travel dreams.


Happy day!

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Photo from one year ago today, July 23, 2018:

A wildlife wonderland as seen from Marloth Park.  For more similar photos, please click here.

An unusual event in the paddock!!…Check out these photos!…Correction from yesterday’s insurance post…

Is that a smile on the face of the “stuck” alpaca? 

Correction from yesterday’s post:  The bereavement coverage in our policy with Healthcare International does include coverage for both of us to return to the US (or your home country) in the event of the death of an immediate family member. I had stated based on my incorrect assumption it would only include the actual relative of the deceased.  However, the policy provides for both of us to return to the US for the NZ $7502, US $5000, benefit. Any excess beyond that amount would be our responsibility.  Thanks to the staff at Healthcare International for reading our post and informing us of this correction.

Now, on to yesterday afternoon’s adventure in the paddock. It’s practical to state that I spend several hours each day observing the alpacas. With two patio chairs with footrests on the veranda and the often warm sun, it’s easy to become lost in watching the adorable antics of both the female adults and the adorable youngsters.

Growing so quickly, it’s becoming more difficult each day to decipher the difference between the one-year-old cria and those born shortly before we arrived. Those born since our arrival three weeks ago are getting tall seeming to nurse less and graze more.

The larger alpaca was getting annoyed with the situation and was making lots of noise. The others, always concerned for one another, looked on with concern over the tricky situation. The tan-colored baby of the stuck mom approached, wondering “What the heck?”

Males are kept in a separate paddock. We’ll soon be posting our amazing video of the mating process with is orchestrated by Trish and Neil when they decide the time is right. More on that later!

Late yesterday afternoon with the sliding doors wide open, I heard the sound of an alpaca cry. Grabbing the camera on my way out the door, I was shocked by the situation at hand. I wish I’d taken a video. However, I was more concerned they’d need help to become untangle and was preoccupied watching if they’d be able to resolve the tricky situation.

Tom came outside when I called him and he too was shocked by what we were watching, hoping they’d soon resolve the situation on their own. It appeared if they’d both lay down, they could untangle. 

Finally, to our great relief they untangled. Having taken two photos and knowing they were both safe, we couldn’t stop laughing over the peculiarity of the situation. Apparently, those long necks can be a hazard!

The young bulls always seem happy to see me. 

Once back inside and feeling relieved over the two alpacas seeming to be fine, I downloaded the two photos and laughed over and over again, especially with what appears to be a smile on the face of the alpaca caught on the bottom of their tangled bodies.

I hope Trish and Neil don’t think we’re awful finding humor in this situation. We only laughed after we saw they were fine. Having observed wildlife over many months in Africa, we often found wildlife getting into predicaments that elicit laughter from us humans, often reminding us of our own foibles.

Let’s face it, all of God’s creatures (including us) may find ourselves in tricky situations simply from living life.  We can only hope that somehow we can maneuver our way out of the situation with a positive result as in the case of the two adult alpacas managing to do so yesterday.

The lily pond in a stone basin.

We’ve stayed in most of this week. Tom’s been a bit under the weather with an intestinal thing with a fever since Sunday. He’s improving each day without the necessity of a doctor visit. 

Traveling the world with good health doesn’t make us exempt from occasional viruses or bacterial infections. It’s easy to pick something up when we out and about around people. 

We considered the possibility of a bacteria from something he ate at home. However, we’ve both eaten exactly the same meals and I’m feeling fine. We took special precautions during the past several days, including sleeping in separate bedrooms. 

These alpaca sculptures are also located at the “y” in the road, one road leading to our home and the other leading to Trish and Neil’s home.

We hear that a number of couples sleep in separate rooms when sleeping together impedes the quality of their sleep. That’s not us. We both tossed and turned all night sleeping in separate beds, hoping I wouldn’t “catch” whatever it is he’s had. So far, so good. We look forward to getting back to normal.

Today, we’ll forgo our usual shopping day since Tom’s not up to getting out yet and I have no interest in driving to the grocery store myself on the opposite side of the road. I’m an awful driver as it is. Plus, when we rented the car for three months, we didn’t pay the extra fees to include me as a driver. Tom’s hardly eating and we have enough on hand for several more days.

Back at you tomorrow with more…

Have a fabulous day wherever you may be!

Photo from one year ago today, February 11, 2015:

One year ago today, we’d driven by this nesting site many times not seeing any chicks. And yet, we returned once again to see this adorable chick safely under the shelter of her/his parent. This was the beginning of one of the most enjoyable wildlife observation experiences we had in our travels. Click here for more photos.

Health concerns for travelers of any age…Questions and answers applicable to all…

Sunday’s sunset from Jeri and Hans’ third-floor veranda, the last rain-free day.

The following comments are not intended in any manner to substitute for professional medical advice. This post is entirely based on our personal travel experiences regarding preparedness in the event of medical issues or emergencies.  Please seek the care of your medical professionals in regard to your personal healthcare.

Coupling our interest in health and well being with our worldwide travels has been important to us. Many seniors and younger travelers alike choose to address health concerns before traveling. Many others “wing it” hoping for the best, in many cases a poor decision or, simply a lack of a decision at all.

Checking online over the past almost two years, we have discovered a wealth of resources available that may be of assistance, too many to list here.

We’ve found that researching credible medical sites are crucial, not simply the opinions of a few travelers with a good or bad experience, often seeking a place to vent frustrations and unfortunate experiences.

Some of the questions we had and the answers we’ve discovered that have worked for us, that we’d asked ourselves when planning our world travels include and on an ongoing basis:

  • Will we get intestinal distress from eating uncooked fruits and vegetables? If so, how does one reduce that risk? Yes, illness is often a result of produce eaten raw. This risk does exist when non-purified water is used to rinse produce, which is then eaten raw, such as lettuce, celery, and fruit. Usually, cooking vegetables destroy most of the bacteria. We rinse all of our produce in a bowl of purified water, replacing the water as needed. Always remain mindful of cross-contamination of washed and unwashed produce. We washed all of our produce immediately before placing it in the refrigerator.  This may reduce shelf life, but our “shelf life” is more important.
  • Is it safe to drink the water? Before we arrive at each location we research to determine if the water is safe to drink.If not, we arrange for the property owner to have a several-day supply of purified water awaiting us to ensure we have ample time to get to a grocery store.
  • What about brushing our teeth? This is often a cause of illness. We keep small bottles of purified water in the bathroom for wetting the brush, rinsing our mouths after brushing and rinsing our toothbrushes. Daily, we brush with baking soda and then do a full 20-minute coconut oil gargle which kills bacteria in the mouth, spitting it out when done. Once a week we disinfect our toothbrushes (and my contact lens case) in hot boiled purified water.
  • What happens if get water into our mouths while taking a shower? Immediately, spit it out and promptly rinse the mouth with mouthwash, and brush our teeth following the above process using purified bottled water.
  • Can water be boiled to become safe to use? We don’t recommend this process. Considerable bacteria may remain if the water is not boiled long enough, 15 to 20 minutes, or more. This would only be done in the case of a dire emergency.
  • What about washing dishes?  Ideally, we could use purified water to wash dishes.  Unfortunately, the cost of bottled water is prohibitive and if done properly this isn’t necessary. Wash and rinse dishes, pans, and flatware in the hottest cleanest soapy water your hands can take. Drain on a clean cloth. Wipe dishes dry with another clean towel and leave out, not stacked, to further dry on the clean counter to ensure that no water molecules remain.  Wash your hand before handling dishes which we each do so often it’s ridiculous.
  • Do we need to take malaria pills or other prophylactic medications while traveling? Taking pills for the prevention of malaria depends on the location of your travels. Check with your local travel clinic for detailed maps and information for every country in the world. Other prophylactic medication? For us, we take a Bifidus Probiotic  (30 billion CFU minimum) supplement daily to keep the balance of good bacteria in the gut.  These may be purchased online or at any quality health store.  Research for a quality brand, most of which require refrigeration for freshness.  We have been taking multiple individual supplements for years.
  • What do we do if our luggage is lost or stolen containing all of our daily medications? Do we need to bring along copies of our current prescriptions, written letter explaining the use of medical syringes, if applicable, etc.? Yes! Yes! Yes! We have copies of all of our prescriptions and a doctor’s letter listing all of the supplements we use. Even so, we had trouble boarding a Carnival Ship in Belize (see the posts of April 9th and 10th, 2013 for details of our ordeal).  Also, we carry several Epipen syringes, in the event, we have an allergic reaction (anaphylaxis) to stings from insects or other substances, including a doctor’s letter of authorization.
  • Will our insurance pay if we become ill?  Do we need to purchase emergency evacuation insurance?  Is it costly? Every policy is different.  Check with your policy benefit well in advance of travel to determine what will or won’t be paid. Generally, Medicare usually doesn’t pay outside the US, but check on your supplemental policy’s terms and conditions.  Emergency Evacuation insurance is a must if you’re traveling outside your home country unless your regular policy provides this coverage. Check for specific details well in advance of travel.  On its own, emergency evacuation insurance usually is US $200 to US $300 per person for a two-week vacation. Keep in mind, that “travel insurance” and “emergency evacuation insurance may be entirely different from one another; one if in case of cancellation on non-refundable fares, etc. and, the other is for medical purposes. A few policies have both features combined. Check carefully for details.
  • Do we need vaccinations to travel abroad?  Again, check with your local travel clinic, a highly valuable resource when planning a trip abroad.  Countries in Africa may require proof of vaccination for Yellow Fever and other communicable diseases.  We keep a copy of our entire vaccination record (we had around 18 separate vaccinations) on the inside flap of our passport holders. We haven’t been asked to produce these records yet , but entry into a country can be refused if not provided.
  • How much in advance must we plan for the vaccinations? We both began the vaccination process 6 months in advance of our departure from Minnesota.  Many vaccines require waiting periods between boosters.  Many vaccines may be given at one appointment, which is not detrimental to their efficacy.  The question becomes…how will you tolerate multiple vaccines in one appointment? If dubious, space them out as I did with no side effects.  Many vaccines such as Yellow Fever don’t require a booster for 10 years.
  • Did our insurance cover the cost of the vaccinations?  At the time we had the vaccines, both of us were covered under Tom’s policy from work which much to our surprise, paid 100% of the cost.  With the number of vaccines we chose to receive, the total cost would have been over $1500 each.  If you have Medicare or under the new guidelines, this may not be covered. Please check with your company to determine what, if any is now covered.
  • Will the tours and excursions in which we plan to partake fit within the confines of our current physical conditions and limitations?  Most tour operators specific the “difficulty level” of each of their tours and excursions.  However, these are often minimized, leaving participants gasping for air and exhausted or perhaps at severe risk.  Read reviews and comments online at travel websites such as Cruise Critic and Trip Advisor.  These comments are often a better resource of “factual” information as opposed to the sales orientated tour companies and cruise lines.
  • Did we bring along extra prescription eyeglasses, contact lenses, and supplies, (and hearing aid batteries, if applicable).  What if we lose any of these?  How do we plan to replace them?  We both have our optical prescriptions with us, even if they expire.  In the event of a loss, most prescription eyewear and contacts can be replaced locally or through the mail.  Tom has three pairs of backup prescription eyeglasses and sunglasses. I brought along 24 boxes (6 packs) of contact lenses enough to last three years. I do purchase lens solution at a local pharmacy due to the added weight of the bottles which may be difficult to find in some locations (Belize and Italy).
  • If we use any particular medical supplies, what happens if they’re lost or quit working? Although Tom nor I use any particular devices, we suggest bringing a backup in the event of loss or failure.  We do have a thermometer, small blood pressure cuff, emergency suture kit, and emergency dental supplies (dental glue) in the event a crown or filling falls out or dislodges.
  • What over the counter medications did we include? We packed Aleve, Tylenol, Tylenol PM, aspirin, Milk of Magnesia and Benadryl, cortisone cream, antihistamine cream, antibacterial cream, and hydrogen peroxide.
  • What first aid supplies did we bring? Besides the above comments above, we have Bandaids, bandages, sterile gauze pads, sterile gauze wrap, ace bandage, liquid bandage, and Lidocaine patches.
  • Immediately upon arrival,l in a new location, what precautions do we take in the event we become ill or injured? Upon arrival at our new home, we ask the owner/landlord or property manager the location/phone of the best local hospital, medical clinic, physicians, and dentists in the event of any emergency. For example, here in Kenya, we have the phone number of a physician who will make a house call in the event of a non-life-threatening emergency.  Otherwise, there is a hospital within 10 minutes on the main road.

Yes, I know, this stuff is difficult to address. And for many of you who seldom travel it may be boring. But, for those who travel even short distances on a day-long road trip, being away from one’s home base can present challenging health concerns.

Years ago, I was meeting up with a bunch of girlfriends in Mexico for pre-arranged dinner plans. When they hadn’t arrived after a two-hour wait, I tried calling to no response. A day later, I received a call from one of the other friends in the group informing me that the friend had fallen into a hole under a “grate” on the sidewalk resulting in a serious compound fracture of the leg.

The only way to receive quality medical care was to return her to the US immediately.  With her not having emergency evacuation insurance and the requirement of payment in full in advance of the flight with the air ambulance service, the friend had no alternative but to ask family members for their credit card numbers to cover the then cost of US $25,000 when her own card had a US $5000 limit. Can you imagine the stress of returning home facing your own credit card bill, but also that of the cards of family members? That airfare was 30 years ago. Can you imagine how much it would be in this day and age?

This scenario remained stuck in my mind for 2 reasons; one, don’t walk on grates, wooden boards, or any potentially unstable surfaces on roads and sidewalks (in any location). Of course, Tom has adopted this practice also, as we’ve always alerted one another to possible hazards.  And, the second reason, always have an emergency evacuation policy in effect when traveling outside your home country.

Last night, we ventured out to dinner during a massive rainstorm that had started on Monday continuing all the way through today, Wednesday.  As is typical in Diani Beach restaurants, the walk from the taxi drop off area to the restaurant is long and treacherous with uneven steps, many often twice as steep as we’d expect, multiple tripping hazards, slippery surfaces, and the risk of falling tree limbs and coconuts.

Always carrying our LED mini flashlights has proven to be vital to our safety.  Last night, leaving the restaurant in torrential rains and gusty winds, luckily under an umbrella provided by the restaurant, I hung onto Tom for dear life.  If one of us went down, we both were going down. The long, steep outdoor steps were particularly hard to maneuver when their design was inconsistent and there was not a light or handrail at any point.

We both sighed with relief when we found Alfred, our trusty regular taxi driver, waiting for us and quickly jumping out to open the car doors as we handed off the umbrella to the restaurant server who escorted us. We were soaked all the way through to our underwear, but grateful to have made it to the taxi without incident.

No traveler can sit back and make the assumption that they are invincible and exempt from possible injury or illness when traveling.  With all the effort we’ve made, on a few occasions, we’ve fallen prey to unforeseen illness and injury. We can only hope and pray that we’ve exercised more than adequate foresight to guide us through those tough situations.

As they say on a mindless drivel TV show, Big Brother…” expect the unexpected.”  Doing so need not reduce the quality of our experiences or result in needless worrying.  But, preparedness, certainly minimizes the risks enhancing the quality of our experiences.

Boots, illness updates and…figuring out our insurance needs…

Oh, the Clark’s boots!  I wanted to keep them so badly that I took them to a long established boot and shoe repair company in Wayzata, Minnesota, Bob’s Shoe Repair.  

Brian, a young, although highly skilled leather craftsmen at Bob’s was confident he could cut out three inches out of the calf of the boot, put them back together leaving me satisfied with the comfort, look and fit.  He succeeded.  Thanks Brian!

I picked them up yesterday and couldn’t be happier. The cost for the repairs: $100.  Total investment in the boots including repairs: $249.   With the promise of a great rating online, I offered the seller of the boots a five star rating, if he’d credit me the $14.95 I paid for shipping.  He immediately posted the credit to my PayPal account.

Why did I deserve a credit for the shipping? The online description of the boots indicated a 14″ calf circumference when in fact, it was 16″ resulting in the necessity of the repair. I would have been satisfied with 14″ circumference. (My outrageously skinny calves measures 12.5″).  Now, I’m beautifully repaired, I’m content.

The sinus infection I reported on two days ago is improving without seeing the doctor or taking antibiotics. The pulsating headache would have driven me to seek help had it not begun to dissipate later in the day yesterday. Today, I awakened with only a slight headache for the first time in eight days. It’s on its way out.  
Thanks, Neti Pot, Aleve, Tylenol PM at night (with acetaminophen and Benedryl), lots of water, less dairy and light activity, coupled with periods of rest, good food and the loving support and comfort from my hubby.  Now, I know I will most likely survive a sinus infection without antibiotics.

In the beginning stages of figuring out our insurance needs, I spent a few hours yesterday with our long time highly competent broker/owner of our local State Farm Insurance office, Chad Babcock.  Having worked with  State Farm for the past 40 years, we have never had a problem.  

Before we begin traveling we must address these three major insurance concerns:
1.  How will we insure our luggage, computers and equipment without the security of homeowners insurance or a permanent home?
2.  Will we be able to buy a policy to avoid the high cost of insurance when renting a car abroad, which may be as high as $30 a day in certain locations?
3.  Medicare doesn’t cover seniors traveling out of the US and its territories. What type of policy will cover me, turning 65 in six months, while out of the country?  

With Chad’s help and a few phone calls later at home, we came up with the following scenarios:
1.  Baggage Insurance:  Once we acquire our Nevada residency and address, we will be able to purchase “renter’s insurance” covering the value of our belongings traveling with us, attaching a “rider” for our computers and digital equipment.  
2. Car Rental Insurance:  Many have the perception that one’s own auto insurance will cover a vehicle and liability while traveling in a foreign country. Not the case!  Plus…we won’t be owning a car here in the US, if it did.  We’ll bite the bullet on this one  We’ll pay the insurance at the time of renting the vehicles throughout the world.
3.  Health Insurance:  Without Medicare, a senior cannot purchase a supplemental policy which usually covers most of the costs Medicare doesn’t pay. Thus, I will be required to apply for Medicare (Tom will have five years until he is 65), pay the monthly fees out of my monthly Social Security in order to receive the supplement.  
Plan A:  The cost of the supplement is $185 a  month at this time along with the required Medicare payment for a monthly total of approximately $285.  The hitch:  traveling out of the country allows a total lifetime benefit of $50,000, rather skimpy.  Our insurance guy gave us a quote for me for $432 a month for full coverage, with no limits but add the approximate $99 a month for Medicare, we’d be paying $531 a month, a huge chunk. Tom, obviously younger than me by five years, will be covered up to 94% with the policy offered to him by his employer plus the necessary supplement until he turns 65.  His total cost (for the next five years), $207 a month.   GRAND TOTAL FOR BOTH:  $738  (Yikes! I hadn’t budgeted for this amount)!

As of this writing, I had a light bulb moment!  Duh??? This is not rocket science!
Let’s look at the realities. Tom with better health than I (as hard as I have fought to win over my genes), rarely visits the doctor.  Would the 80/20 (OK out of the country) company provided policy be sufficient for him, saving us $207 a month on the supplement?  

Plan B:  The only difference is 14% (based on the 80/20 coverage without the supplement, as opposed to 94% coverage with the supplement). Then, we purchase the “big guns” policy for me with a $1000 max-a-year out-of-pocket policy with no limits?  GRAND TOTAL FOR BOTH: $531 a month!! 

The financial risk for me?? None! The financial risk for Tom? We’d have to pay a maximum of 20%. Sure, I did the math, the savings of $207 a month over let’s imagine five years, is $12,420.  If he had a $60,000 medical bill, we’d be even.

For now, until we get our feet wet on this adventure, its worth the risk.  In the meantime, this pays for the insurance on the rental cars.  (If a traveler has an accident in certain foreign countries and doesn’t have insurance, they can be detained until the bill is paid in full.

Tom just returned home.  We discussed the above options A and B and we choose B, freeing up the $207 a month to cover the insurance on the rental vehicles.  (We don’t plan to have a rental car more than half of each month to keep costs down, vital all month in some locations and seldom needed at all in others). 
Of course, all of this could be a moot point when Obamacare kicks in. Not intending to get into politics on this site, this uncertainty faces all of us income earning citizens.  Where will Medicare be in the next few years?  None of us know at this time and, probably won’t be able to figure it out in the future.

Hum….
 

New exercise routine…Financial obligations?…

South Georgia Island and South Sandwich Island in Antarctica have the largest numbers of King Penguins, with as many as 1,000,000 of the amazing birds before our eyes. What an experience!

This morning, I bolted out of bed, aware that I needed to cut it into bite-size pieces and then marinate the meat for tonight’s dinner: Chicken, Broccoli, and Peanut stir fry. Yesterday, I did a lot of chopping and dicing of the vegetables, including onions, broccoli, mushrooms, celery, fresh ginger, and garlic.

Also, I needed to make our daily salad of romaine lettuce, carefully washed and cut into bite-size pieces, shredded cabbage, celery, and grape tomatoes. I make salad dressing using Greek yogurt, salt, and sweetener, tossing the salad right before dinner. Tom eats a small bowl of salad, and I always have a large portion. However, I eat about half as much as his main course. while he enjoys his white rice each evening.

Today, I have to fold the now-dry laundry on the indoor rack and put everything away. But, a little later, after I am done with today’s post, I am doing Day 2, my new 28-day exercise regime, from an app I found online entitled Better Me, which is an intense chair yoga program.

I’ve never been one to do yoga. But, after yesterday’s first day, I realized how badly I am out of shape, and walking is not improving my strength and stamina in my muscles. Also, my legs continue to hurt while walking, and I thought perhaps this program would help improve my leg strength in a more focused manner. I will continue to walk, but not as much, and will focus on combining these two modalities.

The entire yoga workout is 21 minutes, and with another 15 minutes of walking each day, that is enough for me for now. I don’t have a yoga mat and don’t want to carry one worldwide; thus, this chair method is ideal. The only “tools” I need are two water bottles or other equivalent items such as cans or other identical bottles of anything of the same weight and size and a chair.

I will try this for the 28-day program, and if I find it beneficial, I will continue. The nice part about this program is that I can do it anywhere we may be in the world. I don’t need a fitness center or equipment. Much to my surprise, I was actually feeling like I was working out and feeling a little stiff today, which is good.

This morning, I paid our second installment for our rent in South Africa, and before we get there, our three-month rent will be paid in full. The only “rent” we have to pay up until next September is the final installment on the place in Apache Junction, which is only $800, our hotel in Los Angeles when we visit my sister, and the about seven nights of hotel bills on our road trip to Minnesota, South Dakota, and Wisconsin.

We already paid so much that it’s comforting to know we’re only a few thousand dollars away from having all of our rental obligations paid into half of September 2024. The odd thing about world travel is that most rental situations require payment in full in advance of our arrival. In a “normal” life, most people pay rent or mortgage payments., one month at a time instead of paying any of this in advance.

The only other financial obligations we have each month are groceries, dining out and entertainment, flights, fuel and car rental, health insurance, and expenses relative to our website maintenance. Of course, there are federal tax obligations along with all of that. But we love not paying cable and utilities, although we pay for a few streaming services, never more than $60 monthly.

Each month, we pay Google Fi less than $80 for cell phone services, the best plan we’ve found so far befitting our nomadic lifestyle. It’s great not to pay a car payment and insurance since we often drive a new car with all the features we need, with no maintenance costs, and the credit card we use covers the insurance for the first 30 days. That’s why we’ve been trying to pick up a new car every 30 days. Annually, a rental car costs a maximum of $8100, or $675 a month.

We pay for everything using credit cards that acquire lots of reward points and pay them off each month, often using our accumulated points for additional future travel. It all works out well for us.

That’s it for today, folks.

Be well.

Photo from ten years ago today, February 26, 2014:

We stayed in a new resort for one night to do a review. Although the walls of our accommodations had tent material on three sides, it was made to appear as a cottage. The veranda is on the opposite side, within feet of the electrified fence to Kruger National Park, keeping tourists safe from the big game. Allen and Scott showed us a video of elephants that had come directly up to the fence. For more, please click here.

The walking escalates…Streaming the Las Vegas Golden Knights hockey games…

Logo for the Las Vegas Golden Knights hockey team.

In a few minutes, I am heading out the door to do my walking, increasing daily to rebuild my strength, stamina, and endurance. This aggressive attempt is in preparation for next week’s birthday gift from my son Richard, which will require a fair amount of walking. (More on that later).

Each day since I started walking again, I’ve increased the number of steps and hope to progress and the day’s approach for the event. My birthday is on the 20th, but Tom and I don’t have any big plans since we’ll be doing the event with Richard the following evening.

Since we arrived in Lake Las Vegas, I’ve been frustrated that we haven’t been able to watch the Las Vegas Golden Knights hockey games on TV. Since we don’t have access to local channels on Dish Network, who terminated their contract with the Knights for reasons unknown, we haven’t been able to watch a single game.

Last night, we signed up for an annual service offered at the LVGK website for $39 a year. Since it’s so expensive (for decent seats) to go to a game, the hours of enjoyment we’ll get being able to stream the games made it worth the expense. With our VPN, we can watch the games from anywhere we may be in the future.

Sadly, they lost the game last night but are still in second place in their league. Last year, they won the Stanley Cup and are an excellent team. It’s funny how, for years, I wasn’t interested much in sports, but in the past few years, I’ve developed an interest.

When my sons were young, we often attended the Minnesota hockey games. At that time, they were the Minnesota Northstars, and over the past several years, they are the Minnesota Wild. Hockey is a fun, fast game to watch and generally can hold my attention, which tends to wander when watching some sports.

Last night, I slept well for the first time in a week. Before bed, I drank a cup of tea containing herbs known to aid in sleep quality. Much to my surprise, it worked, and I slept through the night, getting much-needed rest. Even Tom slept well last night and didn’t drink the tea.

I’ll continue to drink the tea, and if it improves the quality of my sleep, it will become a part of my nightly routine. Once I see if it continues to be helpful, I will post the name of the tea and where to buy it. Any “safe and natural” treatment for inadequate sleep would be a dream come true (No pun intended). I prefer not to recommend anything unless I know it is safe and effective.

This morning, I ordered all of our mail accumulated at the mailing service to be shipped here. I want to start working on the tax before we leave Las Vegas. And I need to collect my new Medicare and supplement cards, which will go into effect on March 1.

I know I’ve said this in a past post, but I can’t tell you how relieved I am to have health insurance. Using only travel insurance for which we never made a claim with its limitations and restrictions offered little peace of mind as we traveled. With my Aflac Plan G supplement, I’ll have reliable coverage outside the US, although there is a $50,000 cap per year. We’ll head back to the US if more treatment is needed while away.

Today is an easy day. We have our final batch of leftover stir fry for tonight’s dinner, and all I have to do is fold the laundry and prep a few side dishes. Ummm…Life is good.

Be well.

Photo from ten years ago today, February 13, 2014:

Pam and Jerry are newlyweds on their honeymoon at our resort at LaruBeya in Placencia, Belize. For more, please click here.

Funny thing happened with Tom’s five-days-a-week contribution to Garage Logic…Where were we yesterday???…

We took this photo of a horse that offered this hysterical post while we were in Costa Rica in February 2015.

If you click on this link for yesterday’s Garage Logic podcast in Minnesota and move your cursor to 1 hour, 16 minutes, and 11 seconds on the February 5, 2024 podcast, and you will hear how popular Tom’s contribution to Garage Logic has ended up getting a Minnesota-based company to be advertisers for Tom’s segment on Garage Logics podcast.

The company is one we know so well: Anderson Windows/Renewals by Anderson described as follows:

“Andersen Corporation
Headquartered in our backyard in Bayport, Minnesota, Andersen Corporation is North America’s largest window and door manufacturer. Founded in 1903, Andersen is an international corporation employing more than 9,000 people in locations across North America, with sales worldwide.”
No, Tom doesn’t receive any compensation for his daily contribution to the show, nor will he from Anderson Windows, but it has driven many readers to our site since Joe Socheray always mentions the link to our site when he broadcasts what Tom sends in daily, “This Day in Minnesota History.” This news is fun and exciting to us.
The little morsels, along with support and comments from our readers, provide us with the commitment to continue to post day after day, almost 365 days a year. Sure, we miss a day here and there, and yesterday was such a day.
I hesitate to write anything about my (our) health these days, after all we’ve written in the past. But, in an attempt to be transparent with our readers, as we always have been, I decided to share why we weren’t here yesterday. But, my biggest motivation, as always, is the hope that if even one person can benefit from what we share, it will be worth revealing these somewhat personal details.
Over the past few weeks, I have been suffering from a bladder infection. This is a common condition suffered by many, as stated below:
“Are bladder infections common in the elderly?
Your UTI risk increases with age. According to one study, more than one-third of all infections in people in nursing homes are UTIs. More than 10 percent of women over age 65 report having a UTI within the past year. That number increases to almost 30 percent in women over 85.”
For the younger population, bladder infections are described as follows:
“Bladder infections are common, especially among women. Research suggests that at least 40 to 60 percent of women develop a UTI during their lifetime, and most of these infections are bladder infections. One in 4 women is likely to have a repeat infection.”
The odd thing about it is that people seldom share that they are suffering from these infections since there is a stigma associated with mentions of illnesses and infections regarding certain body parts. I didn’t tell anyone. I had a bladder infection (other than Tom) until yesterday when I was waiting at the urgent care facility where Tom had gone for his respiratory illness over a month ago. My friend Kathy wrote to me on WhatsApp, and I told her where I was and the reason for the trip to urgent care.
Now, here I am, sharing it with the world. Oh well. As I said, if one person gains a bit of insight from today’s post, it will have been worth it.
I figured out how I got this infection, which was vital for me to know since I hadn’t had such an infection in over 40 years, from what I recall. In the past seven weeks since we arrived at Lake Las Vegas, I started working out about a week after we arrived, starting on the stationary bike and adding the treadmill a short time later. I’ve added some light weightlifting and been thrilled with my progress.
However, the infection took hold as I increased the time on the bike. After some research, I found the following portion of an article from Women’s Health Magazine here:

“Can spinning – and exercise in general – cause UTIs?

It is a possibility. The tube through which urine comes out – the urethra – is only around 4cm long in most women, making it relatively easy for the infection to get into the bladder. During a spin class, the urethra and the surrounding area can come into contact and friction with the saddle.

This, combined with the hot and sweaty atmosphere down there, along with possible dehydration, can make a perfect climate for bacteria not only to enter the bladder but also to grow and multiply.”

For the balance of the article, please click here.

So, I had a reason “why,” but I didn’t have immediate means to end it. Recently, while in the US, I’ve noticed several online sites offering appointments with doctors who can prescribe medication to be filled at a local pharmacy. I went to work to find a service that would be suitable for me.

Many of those services don’t treat patients over 65 years old. As a result, I spent a long time going through the details of one such service after another. Finally, I found a company, Sesame Care, found here where my age wasn’t an issue. For a small fee, I spoke to a very helpful doctor and sent a prescription to the closest CVS in Henderson.

When I received a text from CVS, I was able to go online and request the prescription be delivered to me. Within two hours, I had the prescription and carefully followed the instructions for the five-day course of antibiotics. In the meantime, I continued working out but didn’t use the bike and may stick with the treadmill and the weights.

I took the last pill last Thursday, but by Saturday, the infection had returned with a vengeance. I took an antibiotic that didn’t work. On Monday morning, I was miserable and decided I had to have a lab test and see a doctor. First thing in the morning, I tried arranging an Uber to take me to the same clinic Tom had visited, as mentioned above.

(Also, as mentioned in a prior post, I won’t have health insurance until March 1 since it’s taking a long time for Medicare to process my Part B enrollment.” I preferred to go to Urgent Care rather than an appointment at a doctor’s practice).

Getting an Uber to come out here, 25 miles from the Strip, was challenging. Uber drivers don’t necessarily hang out in Lake Las Vegas, and with over 300,000 additional visitors here for the Super Bowl, getting an Uber was a challenge. After 30  minutes of trying, I finally got a confirmation for the one-way trip to the clinic. I told Tom he didn’t have to come with me. With his lung condition, hanging around a germy waiting room made no sense.

When I checked in, the receptionist handed me a little brown bag with a specimen bottle and a sanitary wipe. Once the specimen went to their in-house lab, my condition was confirmed. especially when I had blood in my urine. The doctor was very kind and prescribed a different class of antibiotic, and after less than 24 hours, I can already tell it’s working.

It took about two hours for the round trip with the drive-through at CVS for my new prescription until I returned to the condo. Tom was waiting for me in the lobby after I texted him, as he requested, to let me know when I was on my way back. I gave the second Uber driver an additional tip for going through the drive-through so I could get the prescription right away instead of waiting for a delivery. I’ll be on this drug for ten days after taking three pills a day.

By the time I returned to the condo, I didn’t have the energy to do a new post. But today, I am already so much better, I didn’t hesitate.

The cost of the appointment at Urgent Care, plus the two Uber trips and the prescription, was around $206. If I had insurance at that point, I would have had to pay about $500 for February’s premiums (Part B and supplement for Plan G) plus the once-yearly $240 deductible. Overall, it was well spent, and I am happily on the mend.

If we lived somewhere permanently and were no longer nomads, most likely, we’d have seen a doctor more than the few times we each have in the past year. I’ve been to two doctors, and Tom’s been to one.

We are grateful for each day as we continue to enjoy our lives.

Be well.

Photo from ten years ago today, February 6, 2014:

Many times, we’ve seen Vervet Monkeys holding their babies, most often from a distance. Rarely staying still long enough for a photo, we were so excited to get these shots at Khaya Umdani. We’d left yogurt out overnight for the bush babies, forgetting to bring it back inside in the morning. Suddenly, we were surrounded by over a dozen monkeys only feet from us. I asked Tom to avoid scaring them off until I got a few photos we shared with our readers today. For more photos, please click here.

Part 1…What an exciting location!…Tom is on his way to Minneapolis…

Looking over our veranda one floor down to ground level, we can see shops and restaurants. It is referred to as “The Village” in Lake Las Vegas.

When the owner was here a few days ago,  Zoltan explained that our condo is located one floor above what is referred to as The Village, a series of roads (no cars allowed) with restaurants, shops, and various businesses. All we have to do is exit a nearby door to an outdoor stairway to take us down to The Village.

A bar and restaurant are directly below our unit, and rows of various other restaurants and establishments make this an ideal location for us. Tom was concerned it would be too hard of a walk for me to navigate. Yesterday afternoon, after returning from the mailing service, we decided to try it.

We’d expected restaurants but had no idea there would be clothing stores and other shops on the boulevard.

The smooth, even streets were easy for me, and I made it all around the area without thinking I couldn’t easily walk. The only tricky part was after we were done checking everything out, we walked up a very steep hill to make our way to the main entrance of our building.

After speaking to the reception desk staff member, we discovered an easily accessible door to reenter the building using a code on the keypad of an exterior door. This way, we could avoid the steep hill most people our age would struggle to navigate without getting out of breath.

It was an easy walk on the paved roads (no cars allowed) in The Village.

Over the next week, we’ll dine at one of the restaurants and have dinner. We’ll retake new photos at that time when the area is beautifully decorated with pretty lights and Christmas music playing in the background. We looked over our veranda at night to see the lights and hear the music. Lovely.

Although it is cold here now, requiring warm clothes both during the day and at night, we’ll each bundle up with the clothes we have on hand. Many don’t realize that the weather in the winter in Las Vegas is rather chilly. On a few occasions, it has snowed here, but it melted right away.

There were even some offices, a salon, and a spa along the boulevard.

As I write today’s post, I’m a little tired. I’d set the alarm on my phone to awaken Tom at 5:30 am. Tom’s hearing loss prevents him from hearing a phone’s alarm. I put the phone on my nightstand, thinking it would surely wake me in time to wake him—no such luck. At 3:30 am, we were both wide awake and got up for the day.

Neither of us slept much, but it will be much harder for Tom, who has to wait all night at the airport after he leaves the Christmas party around 1:00 am, waiting for his. I can always take a nap this afternoon. He won’t be so fortunate. Perhaps he’ll nod off a little on the outgoing and returning flights. It’s hard to nap while waiting at the airport. He’s flying in and out at Sun Country Airlines, a smaller, quieter airport a few miles from the main Minneapolis/St. Paul airport.

A beauty center is located in The Village.

As for me today, there’s not much on the agenda. I am working on health insurance stuff and other paperwork. I spent most of the morning ordering Christmas gifts online for the grandchildren and have completed that task.

It’s odd for me that Tom is gone. I will not pester him with texts or phone calls, leaving him to think only about his day and evening with his old friends from his railroad days and adult children.

We were surprised to see so many restaurants. We checked out the menus and will visit some soon.

That’s all for today, dear readers. I’ll be back with more news and photos of the beautiful Village here in Lake Las Vegas. We’re delighted we chose to stay in this lovely location.

This restaurant is located directly below us. We need only to take a stairway down to The Village.

Be well.

Photo from ten years ago today, December 19, 2013:

Of nine members of this warthog family, there are two moms; one has four babies, and the other has three. From watching this family almost daily over 18 days, we believe the mom shown above is the mom of the three babies, who are all nursing if you look closely. (It’s hard to see the third). Thus, the baby on whose chin she rests belongs to the other nearby mom, who seems comfortable with this situation. We couldn’t have laughed more when the fourth baby, whether hers or not, provided this chin-resting spot. For more photos, please click here.

Medical care in Ecuador…

Attractive cactus tree in the Galapagos Islands.

Many travelers often mention that Ecuador has good medicalcare, especially when many expats settle in the country for that reason, along with the lower cost of living than many other countries. Today, we’re sharing information about this topic, coupled with a smidgen of information from our recent experience.

From the US Embassy site on medical care in Ecuador:

“Medical Assistance

The Embassy cannot provide health care or medical facilities for private U.S. citizens in Ecuador. We can, however, provide a list of names and addresses of doctors and facilities for you to choose from. Should you be injured or become seriously ill while in Ecuador, the Consular Section can assist you by providing a list of medical practitioners and hospitals and informing family and friends, at your request, of your well-being.

Health Insurance Overseas

We strongly recommend acquiring Overseas health insurance before traveling to Ecuador. If you have Medicare, we advise you that Medicare does not cover health coverage outside the U.S. In addition, we also recommend looking for a Health Insurance plan with Medical Evacuation coverage since evacuations may be expensive, from $ 10,000.00 and up.

Prescription Medications

While you travel, we always recommend that you take enough medication, if required to take any, at least for the length of your trip. If you happen to run out of your medication, unfortunately, the U.S. Embassy or Consulate can’t help you by receiving any medication.

Also, please note that special laws and regulations might be in force for sending medication to Ecuador. It does not matter if the package was sent with a courier company, cargo company, or regular mail. Some medications may even need a written import permit issued by the Ecuadorian Ministry of Health or may be restricted by the Ecuadorian National Council of Control Substances. Packages detained by Ecuadorian Customs can’t be released by having someone from the Embassy or Consulate call in. We recommend you research what local options you can get for your prescription medication in case of emergency before traveling.”

International Living Magazine published an article regarding medical care in Ecuador, inspiring many foreigners to visit the country for care and procedures. Here is the article in part from this site:

“One of the great perks for foreign residents living in Ecuador is high-quality, low-cost healthcare. Bloomberg recently rated Ecuador as having the 20th most efficient healthcare system among advanced economies, while the U.S. ranked near the bottom in 46th place.

An internet comparison of healthcare costs worldwide found that Ecuador’s costs are the lowest—lower than those in China, Malaysia, India, Mexico, and Panama. Generally, you can expect to pay 10% to 25% of what you would in the U.S. For major surgery, we’ve seen several cases in which costs were even less than 10% of comparable procedures in the U.S. You will find similar savings for dental care.

Lots of iguanas on the walkway. (Repost).

Although Ecuador is a developing country, you will find first-rate medical care here, particularly in the major cities. Many doctors are educated in the U.S., Europe, Argentina, Chile, and Cuba and continue to train around the world. In many respects, the medical system is reminiscent of that in the U.S. in the 1950s or 1960s. House calls are still possible; most doctors do not have nurses, and the average office visit is 30 to 45 minutes. Another throwback is that Ecuadorian doctors don’t expect to become instant millionaires, and the average income for doctors, according to a Quito medical association, is about $65,000 a year.

A visit to a general practitioner costs $20 to $35, while a visit to a specialist runs anywhere from $40 to $80. For follow-up visits, there is usually no charge at all. A psychiatrist will charge $40 to $50 for a half-hour session. Simple, ambulatory procedures are equally inexpensive. For example, the removal of a small lump (under local anesthesia) and a biopsy cost about $125. Brand name medicines usually cost less than in the U.S. Generics, which are widely available and are much cheaper.

Health Insurance in Ecuador

In 2017, Ecuador passed new laws making some type of health insurance mandatory for all citizens under 65 years of age and all residents under 65 who had their visas registered after February 6, 2017. However, laws were also passed, making it illegal for private insurance companies to exclude clients based on age, sex, or pre-existing conditions.

Health insurance remains a bargain in Ecuador. A review of comparable insurance policies for a 60-year-old man in the U.S. and Ecuador tells the story. In the U.S., the man would pay a monthly premium of $1,200; in Ecuador, he may pay as little as $70. A woman aged 50 to 60 would pay $72 for the same policy in Ecuador, while coverage for a dependent child between two and 17 years of age costs $15.69 monthly.

Turtles at Cerro Colorado Tortoise Reserve in San Cristobal Island in the Galapagos

The policy cited is offered by Salud S.A. (website: https://www.saludsa.com), Latin America’s largest health insurance company, and pays 80% of doctor’s visits, 60% of medication costs, and 100% of hospitalizations. It also offers extra coverage for walk-in procedures and accidents.

Although international health insurance is available from several local companies, costs can be considerably higher than Ecuadorian policies. Remember that international policies must cover high-priced countries like the U.S.

The Social Security Healthcare Option

Ecuador has invested hundreds of millions of dollars to upgrade its national social security healthcare system (Instituto Ecuatoriano de Seguridad Social, or IESS) and, as of January 2014, allowed foreign residents of any age a “buy-in” option. Following a change in 2017, expats now must provide proof of income for the rate of their IESS insurance to be set. That figure will be used if your visa is based on your pension. For other types of visas, you will need to provide documentation to verify your income.

The rates for IESS coverage are based on the income claimed. The primary enrollee (or spouse) will pay a monthly fee equal to 17.6% of their income. A spouse and other family members may be added for an additional 3.41% per month. So, if you have a pensioner’s visa for the minimum amount ($800 + $100 for dependents), your monthly fee as a couple would be $168.08. Remember that you don’t need to disclose all of your income, just what you are claiming to participate.

This is still a bargain, as the public healthcare system covers in-hospital care, outpatient care, extended care, home care, prescription drugs, dental care, and eye care. Again, please note that the healthcare regulations are still under debate and could change anytime. Keep up with International Living for up-to-date information as this develops.

Dental Care in Ecuador

Dental care in Ecuador is also a bargain, costing 80% to 90% less than similar care in the United States. As with physicians, you will find that most dentists are well-trained and have access to the latest technology. Many of them also speak English.

Checking prices for dental care, a cleaning costs $30 to $45. Cavity repairs and fillings cost $25 to $35. Partial plates cost $325, and a complete set of dentures costs about $900, including office visits, fittings, lab work, and impressions.”

For the balance of this article, please click here and scroll down.

Baby turtle enjoying the water at the sanctuary.

As for our personal experience with medical care thus far, although very limited, with only one visit to the cardiologist in Manta (returning for a second visit next Wednesday), the office, his staff, and the doctor were all very professional. The doctor spoke no English, but one of his staff members spoke excellent English and was my translator.

The office was impeccably clean and organized and appeared to have the latest equipment and supplies from what I could determine. Nothing in the office or building was in ill repair, as one may expect. A guard greeted patients at reception, and we were asked to wait in the lobby before heading up the elevator to the office facility. Once in the doctor’s reception area, I was taken in to see the doctor immediately.

There are countless articles on healthcare in Ecuador, and if you are interested, please type “medical care Ecuador” in a Google or other search engine to read further.

As for our current location, we would advise staying closer to a big city for medical care rather than staying at a remote location such as Guayaquil, Cuenca, etc. See this list of population statistics for Ecuador here. (Scroll down the page).

We’ll report back after my next cardiology appointment.

Be well.

Photo from ten years ago today, November 16, 2013:

Flying from country to country in Africa is no simple task. Check out this map illustrating the size of the African continent compared to the US and other countries. For more, please click here.

A must-watch mongoose mania video…Shocking drug prices in South Africa!…

Yesterday, when I arrived at the pharmacy to pick up the 12-month supply of medications prescribed by Doc Theo, the pharmacy was busy and hadn’t put the entire order together. However, about half of it was ready to go. After waiting in the queue for about 15 minutes, I told them I’d go to Spar and come back in another 15 minutes if they thought they’d be ready. They assured me they’d be ready.

I had dropped off the prescriptions last Friday, but they didn’t have enough of some of the meds to complete my order and assured me they’d have everything by Tuesday. They did, and I was grateful for their efforts in getting it ready as much as they did. It’s a very busy place.

By the time I returned 20 minutes later, the order was ready to go in several large plastic bags I had to take to the check-out counter to have the staff member check off every single item, one by one, to ensure nothing was missing. I waited another 20 minutes until she was done, but I could tell she was working diligently to complete it as accurately and quickly as possible. I didn’t complain.

We are always thrilled to see the mongoose stop by. They are cute, funny, and anxious to see what meat treats we may have in store for them. They love it! See the above one-minute video of them receiving their bits of paloney, a soft roll of baloney.

When I checked out, I cringed a little over the total of ZAR 12599.21, US $700.11, which also included a few toiletry items totaling about ZAR 225, $12.30. Let’s ignore those items for illustrative purposes today and go with the total for this post.

When we returned to the house, I looked online to see the pricing in the US for only one of the medications to use as an example. I visited Drugs.com at this link and was shocked by what I discovered. Only one of the multiple drugs shown in the bulk photo below included today is Premarin 0.3, a hormone I’ve been taking for years. I take one tablet each day. Here’s was I found:

“The cost for Premarin oral tablet 0.3 mg is around $715 for a supply of 100 tablets, depending on the pharmacy you visit. Quoted prices are for cash-paying customers and are not valid with insurance plans. This price guide is based on using the Drugs.com discount card, which is accepted at most U.S. pharmacies.”

This young Big Daddy couldn’t resist eating the bird seed off the feeder ledge.

Ironically, the 100-tablet cost for this medication is comparable to the entire bill I paid yesterday for multiple prescriptions for one year, not only 100 tablets of one drug. If I did the math for 365 tablets a year with the cost of 100 tablets, the total cost for the one drug would be as follows:

3.65 X US $715 = $2609.75 (ZAR 4753.66)

I could buy all the drugs for the 100-day supply and subsequent cost in the US for one drug. Wow.

No, I am not factoring in what a co-pay might be with insurance in the US. But since we have no health insurance in the US other than basic Medicare, which doesn’t include drugs, these figures are relevant to us. At that point, I didn’t start looking up prices for the other medications since my curiosity was satisfied by this one example in the lot. Surely, if I wanted to take the time and effort to research pricing for each drug, I’d find a similar scenario.

Now, it confirms the logic for us to purchase my meds in South Africa whenever we visit and perhaps even warrant future trips in years to come, let alone the enjoyment we glean from spending time in the bush with friends and wildlife.

Here is the receipt for the 12-month supply of prescriptions I picked up at the pharmacy in Komatipoort, totaling ZAR 12599.21, US $700.11.I also purchased nail polish and a battery-operated toothbrush included in the total.

The task now is to minimize the packaging as much as possible since, due to humidity in South Africa, most meds are individually plastic wrapped. It can take forever for me to pop out each tablet and put them in a container which I am doing with a few of them, which is why three large empty containers are shown on the right side of the photo.

Of course, I am bringing along the prescription Doc Theo wrote with all of these meds if questions are asked as we enter any country along the way. Also, I am including the more detailed receipts from the pharmacy to substantiate the excessive amount of tablets further. Hopefully, we won’t encounter any issues along the way, especially since the majority of these items will be in my carry-on baggage.

We’ve never had problems bringing large amounts of medication into a country, but one never knows, as we learned from losing our bags most recently when it hadn’t happened in the first eight years of our world travels. One can never take anything for granted.

Here is my 12-month supply of medication, three I regularly take, while many of the others are for allergy symptoms should they arise, as they did here in South Africa, due to dust, dander, and pollen.

Today, I am busy organizing the meds and also baking two cakes for tomorrow’s farewell party, one keto chocolate cake, and one regular cake, Tom’s mother’s delicious oatmeal cake with broiled coconut and almond frosting, which is exceptional. It’s baking in the oven now. When it’s done, I will make the chocolate cake but might leave the frosting to make tomorrow.

That’s it for today, dear readers. Thanks for joining us in our less adventurous posts as we wind down the time until we leave South Africa in 11 days.

Be well.

Photo from ten years ago today, April 19, 2013:

The cruise line-owned beach is set up in Grand Turks and Caicos, with “pay for” cabanas. We didn’t care to bake in the sun in the sand and stayed behind on the ship to enjoy the quiet time. For more photos, please click here.